About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
House prices may be at scary levels, but household budgets need to afford the rent, saving for a deposit, or a mortgage payment. And that is often a different story
15th Mar 17, 11:52am
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House prices may be at scary levels, but household budgets need to afford the rent, saving for a deposit, or a mortgage payment. And that is often a different story
Markets await Fed signals, Trump reactions; US PPI rises, Chinese buy real estate faster; AU banks clamp down on investor lending; Aussie power situation gets messier; UST 10yr yield at 2.59%; oil down, gold up; NZ$1 = 69.3 US¢, TWI-5 = 74.9
15th Mar 17, 7:37am
5
Markets await Fed signals, Trump reactions; US PPI rises, Chinese buy real estate faster; AU banks clamp down on investor lending; Aussie power situation gets messier; UST 10yr yield at 2.59%; oil down, gold up; NZ$1 = 69.3 US¢, TWI-5 = 74.9
A review of things you need to know before you go home on Tuesday; TSB Bank raises home loan rates, education industry helps the regions, Aussies like us, RBA unlikes interest-only rise, swaps firm, NZD stuck
14th Mar 17, 3:59pm
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A review of things you need to know before you go home on Tuesday; TSB Bank raises home loan rates, education industry helps the regions, Aussies like us, RBA unlikes interest-only rise, swaps firm, NZD stuck
Higher home loan rates across the board from TSB Bank, including the first change to their unique ten year rate in seventeen months
14th Mar 17, 11:16am
19
Higher home loan rates across the board from TSB Bank, including the first change to their unique ten year rate in seventeen months
US services grow strongly, Canada troubled by bank bonuses; China clamps down on mortgages; Scotland to vote again; Grattan pans power reforms; UST 10yr yield at 2.61%; oil unchanged, gold up; NZ$1 = 69.2 US¢, TWI-5 = 74.8
14th Mar 17, 7:35am
53
US services grow strongly, Canada troubled by bank bonuses; China clamps down on mortgages; Scotland to vote again; Grattan pans power reforms; UST 10yr yield at 2.61%; oil unchanged, gold up; NZ$1 = 69.2 US¢, TWI-5 = 74.8
A review of things you need to know before you go home on Monday; four shift rates, Auckland house prices on the edge, Aussie auction activity revives, carrot prices jump, swap rates slip, NZD holds
13th Mar 17, 3:59pm
5
A review of things you need to know before you go home on Monday; four shift rates, Auckland house prices on the edge, Aussie auction activity revives, carrot prices jump, swap rates slip, NZD holds
American payrolls impress everyone except the markets; trade supporters challenge Trump; Musk makes Aussies an energy offer; UST 10yr yield at 2.58%; oil and gold lower; NZ$1 = 69.2 US¢, TWI-5 = 74.9
13th Mar 17, 7:26am
20
American payrolls impress everyone except the markets; trade supporters challenge Trump; Musk makes Aussies an energy offer; UST 10yr yield at 2.58%; oil and gold lower; NZ$1 = 69.2 US¢, TWI-5 = 74.9
A review of things you need to know before you go home on Friday; ICBC raises mortgage rates, retail spending slows, Apple on top in NZ, swaps rise & steepen, 90 day rates fall to new low, NZD hangs on
10th Mar 17, 4:04pm
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A review of things you need to know before you go home on Friday; ICBC raises mortgage rates, retail spending slows, Apple on top in NZ, swaps rise & steepen, 90 day rates fall to new low, NZD hangs on
US job cuts fall away; US household net worth jumps; ECB sits pat, but with better tone; China restricts talk of new capital controls; Aussies try new affordability plan; UST 10yr yield at 2.59%; oil and gold lower; NZ$1 = 69 US¢, TWI-5 = 74.9
10th Mar 17, 7:35am
14
US job cuts fall away; US household net worth jumps; ECB sits pat, but with better tone; China restricts talk of new capital controls; Aussies try new affordability plan; UST 10yr yield at 2.59%; oil and gold lower; NZ$1 = 69 US¢, TWI-5 = 74.9
A review of things you need to know before you go home on Thursday; TSB Bank offers 4% for 2yrs, council income up strongly, China prices surprise, Aussie energy crisis, swaps jump, NZD falls
9th Mar 17, 3:59pm
10
A review of things you need to know before you go home on Thursday; TSB Bank offers 4% for 2yrs, council income up strongly, China prices surprise, Aussie energy crisis, swaps jump, NZD falls
We check the claim that 'wages are not rising at the same rate' as rents, and extend the review to other housing and household costs
9th Mar 17, 11:37am
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We check the claim that 'wages are not rising at the same rate' as rents, and extend the review to other housing and household costs
TSB Bank offers savers 4% for two years with a new 'special', as rising deposit rates keep coming even though wholesale interest rates are not moving
9th Mar 17, 9:32am
1
TSB Bank offers savers 4% for two years with a new 'special', as rising deposit rates keep coming even though wholesale interest rates are not moving
US payrolls grow strongly; US productivity up modestly; China reports surprise trade deficit; China fx controls working; UST 10yr yield at 2.55%; oil and gold lower; NZ$1 = 69.1 US¢, TWI-5 = 75
9th Mar 17, 7:28am
9
US payrolls grow strongly; US productivity up modestly; China reports surprise trade deficit; China fx controls working; UST 10yr yield at 2.55%; oil and gold lower; NZ$1 = 69.1 US¢, TWI-5 = 75
Inflation rising; US trade deficit larger; world trade to grow again; air travel strong; EU growth up; Brazil in deep recession; Aussies short of natural gas; UST 10yr yield at 2.51%; oil unchanged, gold down; NZ$1 = 69.8 US¢, TWI-5 = 75.5
8th Mar 17, 7:33am
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Inflation rising; US trade deficit larger; world trade to grow again; air travel strong; EU growth up; Brazil in deep recession; Aussies short of natural gas; UST 10yr yield at 2.51%; oil unchanged, gold down; NZ$1 = 69.8 US¢, TWI-5 = 75.5
A review of things you need to know before you go home on Tuesday; tax revenues boom, Auckland HLA 'credit negative', commercial property lending risks, wholesale trade up, another irrigation scheme gets funds
7th Mar 17, 3:59pm
7
A review of things you need to know before you go home on Tuesday; tax revenues boom, Auckland HLA 'credit negative', commercial property lending risks, wholesale trade up, another irrigation scheme gets funds
US durable goods orders rise; US services sector growth slower; air cargo volumes up +6.9%; truck orders jump; Aussie power prices double; UST 10yr yield at 2.51%; oil and gold unchanged; NZ$1 = 70 US¢, TWI-5 = 75.6
7th Mar 17, 7:32am
29
US durable goods orders rise; US services sector growth slower; air cargo volumes up +6.9%; truck orders jump; Aussie power prices double; UST 10yr yield at 2.51%; oil and gold unchanged; NZ$1 = 70 US¢, TWI-5 = 75.6
A review of things you need to know before you go home on Monday; more floating rate hikes, some TD rises, housing consents stall, Apple tells Aussie banks where to go, swap rates stable, NZD drops
6th Mar 17, 3:59pm
4
A review of things you need to know before you go home on Monday; more floating rate hikes, some TD rises, housing consents stall, Apple tells Aussie banks where to go, swap rates stable, NZD drops
Yellen ready for a March rate rise; China sets revised goals; China's banking system now world's largest; commodities in favour; UST 10yr yield at 2.49%; oil unchanged, gold lower; NZ$1 = 70.5 US¢, TWI-5 = 76.1
6th Mar 17, 7:36am
15
Yellen ready for a March rate rise; China sets revised goals; China's banking system now world's largest; commodities in favour; UST 10yr yield at 2.49%; oil unchanged, gold lower; NZ$1 = 70.5 US¢, TWI-5 = 76.1
We look at the detail of where banks source their funds, how that has changed over time, and what they pay for this money
5th Mar 17, 5:09pm
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We look at the detail of where banks source their funds, how that has changed over time, and what they pay for this money
ANZ raises its floating mortgage rate by +10 bps to 5.79%; also raises some term deposit rates
3rd Mar 17, 6:16pm
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ANZ raises its floating mortgage rate by +10 bps to 5.79%; also raises some term deposit rates
February vehicle sales data brings a whole new set of records. And SUV's now account for a stunning share of new car sales
3rd Mar 17, 9:14am
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February vehicle sales data brings a whole new set of records. And SUV's now account for a stunning share of new car sales
US jobless claims fall; China's rich dominate parliament; Canada GDP impresses; EU inflation hits 2%; Westpac in court; OECD sees major AU housing risk; UST 10yr yield at 2.50%; oil & gold lower; NZ$1 = 70.6 US¢, TWI-5 = 76.5
3rd Mar 17, 7:43am
4
US jobless claims fall; China's rich dominate parliament; Canada GDP impresses; EU inflation hits 2%; Westpac in court; OECD sees major AU housing risk; UST 10yr yield at 2.50%; oil & gold lower; NZ$1 = 70.6 US¢, TWI-5 = 76.5
Term deposit rates start rising for savers and the prospect of 4% offers inch closer. One major bank offers that for a 3 year term, NBDTs offer that for a one year term
2nd Mar 17, 12:14pm
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Term deposit rates start rising for savers and the prospect of 4% offers inch closer. One major bank offers that for a 3 year term, NBDTs offer that for a one year term
Factories expanding globally; US mortgage applications grow, car sales beat estimates; US inflation near 2%; German inflation over 2%; China shuts factories; UST 10yr yield at 2.46%; oil and gold lower; NZ$1 = 71.4 US¢, TWI-5 = 77
2nd Mar 17, 7:37am
16
Factories expanding globally; US mortgage applications grow, car sales beat estimates; US inflation near 2%; German inflation over 2%; China shuts factories; UST 10yr yield at 2.46%; oil and gold lower; NZ$1 = 71.4 US¢, TWI-5 = 77
A review of things you need to know before you go home on Wednesday; Westpac ups floating rate too, QV sees house price uncertainty, unsold house stocks grow, Moody's downgrades Kiwibank, swaps up & steeper
1st Mar 17, 3:59pm
13
A review of things you need to know before you go home on Wednesday; Westpac ups floating rate too, QV sees house price uncertainty, unsold house stocks grow, Moody's downgrades Kiwibank, swaps up & steeper