David Chaston

Low interest rates and modest drawdown growth are revealed in a detailed look at the components of our home loan market

Low interest rates and modest drawdown growth are revealed in a detailed look at the components of our home loan market

A review of things you need to know before you go home Tuesday; another floating rate rise, more TD rate changes, expect to live longer, more houses everywhere, higher inflation expectations, swaps rise

A review of things you need to know before you go home Tuesday; another floating rate rise, more TD rate changes, expect to live longer, more houses everywhere, higher inflation expectations, swaps rise

Higher term deposit rates for longer terms come as banks attempt to nudge their customers away from a very short term focus. But wholesale rate levels limit what they can offer

Higher term deposit rates for longer terms come as banks attempt to nudge their customers away from a very short term focus. But wholesale rate levels limit what they can offer

A review of things you need to know before you go home Monday; TSB trims a mortgage rate, ASB raises three TD rates, service sector stumbles, car sales boom, a long fence, swaps drop yet again, NZD firms

A review of things you need to know before you go home Monday; TSB trims a mortgage rate, ASB raises three TD rates, service sector stumbles, car sales boom, a long fence, swaps drop yet again, NZD firms

US inflation, retail below expectations; GE supports NAFTA; US-China trade deal invites derision; China claims initiative on trade; Aussie investors recoil; UST 10yr yield up to 2.33%; oil and gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 73.6

US inflation, retail below expectations; GE supports NAFTA; US-China trade deal invites derision; China claims initiative on trade; Aussie investors recoil; UST 10yr yield up to 2.33%; oil and gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 73.6

A review of things you need to know before you go home Friday; no rate changes, 'horrible' house sales volume falls, fast rising population, healthy factory activity, more corporate welfare, swaps drop again, NZD holds

A review of things you need to know before you go home Friday; no rate changes, 'horrible' house sales volume falls, fast rising population, healthy factory activity, more corporate welfare, swaps drop again, NZD holds

September 2035 Government inflation-linked tender #602; coverage ratio highest for year at 4.7 times; weighted average yield virtually unchanged at 2.15%

September 2035 Government inflation-linked tender #602; coverage ratio highest for year at 4.7 times; weighted average yield virtually unchanged at 2.15%

US labour market firms; Fed signals QE wind-back; China govt stock yields invert; Canada's banks downgraded; Aussie fuel cell innovation; UST 10yr yield up to 2.40%; oil and gold unchanged; NZ$1 = 68.5 US¢, TWI-5 = 73.7

US labour market firms; Fed signals QE wind-back; China govt stock yields invert; Canada's banks downgraded; Aussie fuel cell innovation; UST 10yr yield up to 2.40%; oil and gold unchanged; NZ$1 = 68.5 US¢, TWI-5 = 73.7

A review of things you need to know before you go home Thursday; no rate changes from anyone, no food price increases, UFB ahead of plan, TPP ratified, where the jobs will be, money for tourism, swaps fall, NZD slips

A review of things you need to know before you go home Thursday; no rate changes from anyone, no food price increases, UFB ahead of plan, TPP ratified, where the jobs will be, money for tourism, swaps fall, NZD slips

US import prices jump; China inflation tame; China's corporate offshore buying frenzy suddenly ends; unexpected AU GST rules on new-home purchases; UST 10yr yield up to 2.42%; oil and gold up; NZ$1 = 69.4 US¢, TWI-5 = 74.6

US import prices jump; China inflation tame; China's corporate offshore buying frenzy suddenly ends; unexpected AU GST rules on new-home purchases; UST 10yr yield up to 2.42%; oil and gold up; NZ$1 = 69.4 US¢, TWI-5 = 74.6

A review of things you need to know before you go home Wednesday; Westpac raises mortgage rates, LGFA tender popular, truckometer slows, with retail spending and holiday stays, cows shift north, bigger surplus, swaps fall

A review of things you need to know before you go home Wednesday; Westpac raises mortgage rates, LGFA tender popular, truckometer slows, with retail spending and holiday stays, cows shift north, bigger surplus, swaps fall

The Red Bank matches ANZ's home loan rate hikes, but keeps its market leading 5-yr rate. However it doesn't follow ANZ with any term deposit rises

The Red Bank matches ANZ's home loan rate hikes, but keeps its market leading 5-yr rate. However it doesn't follow ANZ with any term deposit rises

Aussie budget spends big on infrastructure; gives tax cut to FHBs; imposes new costs on big banks; hits foreign investors; HNA under scruitiny; UST 10yr yield up to 2.41%; oil and gold drop; NZ$1 = 68.9 US¢, TWI-5 = 74.1

Aussie budget spends big on infrastructure; gives tax cut to FHBs; imposes new costs on big banks; hits foreign investors; HNA under scruitiny; UST 10yr yield up to 2.41%; oil and gold drop; NZ$1 = 68.9 US¢, TWI-5 = 74.1

A review of things you need to know before you go home Tuesday; many rate rises, IMF wants more intense regulation, rents up, many HomeStart grants, investors pull back, swap rates up, NZD stable

A review of things you need to know before you go home Tuesday; many rate rises, IMF wants more intense regulation, rents up, many HomeStart grants, investors pull back, swap rates up, NZD stable

China's C/A surplus slumps; China bets big on solar; Moody's doubts Aussie growth assumptions; VIX at record low; Canada's house building surges; UST 10yr yield up to 2.38%; oil and gold remain low; NZ$1 = 69.1 US¢, TWI-5 = 74.1

China's C/A surplus slumps; China bets big on solar; Moody's doubts Aussie growth assumptions; VIX at record low; Canada's house building surges; UST 10yr yield up to 2.38%; oil and gold remain low; NZ$1 = 69.1 US¢, TWI-5 = 74.1

NZ's largest bank raises some term deposit rates at the same time it raises a number of home loan rates. Only their 18 month term deposit rate is market-leading however

NZ's largest bank raises some term deposit rates at the same time it raises a number of home loan rates. Only their 18 month term deposit rate is market-leading however

ANZ hikes five home loan rates from 18 mths to 5 years, pushing its longest offer well over 6%. It also raises some selected long term deposit rates, cuts two shorter ones

ANZ hikes five home loan rates from 18 mths to 5 years, pushing its longest offer well over 6%. It also raises some selected long term deposit rates, cuts two shorter ones

A review of things you need to know before you go home Wednesday; some savings rate changes, house prices fall, jobless rate falls, 'social investment' push, swap rates fall & flatten, NZD gains

A review of things you need to know before you go home Wednesday; some savings rate changes, house prices fall, jobless rate falls, 'social investment' push, swap rates fall & flatten, NZD gains

Dairy prices rise; US car sales fall; Trump suffers setbacks; Greece to get debt relief; EU factories buzz; RBA more positive; UST 10yr yield at 2.29%; oil and gold down; NZ$1 = 69.3 US¢, TWI-5 = 74

Dairy prices rise; US car sales fall; Trump suffers setbacks; Greece to get debt relief; EU factories buzz; RBA more positive; UST 10yr yield at 2.29%; oil and gold down; NZ$1 = 69.3 US¢, TWI-5 = 74

US factory growth slows; Trump considers bank breakup; Mexico wants TPP to be basis of NAFTA review; Japan factories healthy; Aussie mortgage stress worries; UST 10yr yield at 2.32%; oil and gold down; NZ$1 = 69.1 US¢, TWI-5 = 73.8

US factory growth slows; Trump considers bank breakup; Mexico wants TPP to be basis of NAFTA review; Japan factories healthy; Aussie mortgage stress worries; UST 10yr yield at 2.32%; oil and gold down; NZ$1 = 69.1 US¢, TWI-5 = 73.8

A review of things you need to know before you go home Monday; some TD rates rise, RBNZ to review capital adequacy levels, Co-op Bank appoints new CEO, Lyttleton to go cruising, swaps and NZD slip

A review of things you need to know before you go home Monday; some TD rates rise, RBNZ to review capital adequacy levels, Co-op Bank appoints new CEO, Lyttleton to go cruising, swaps and NZD slip

China factories slow; services stay strong; US Q1 growth tumbles; eurozone inflation rises; Google to fight Aussie tax claim; APRA watching commercial property; UST 10yr yield at 2.29%; oil slips, gold holds; NZ$1 = 68.7 US¢, TWI-5 = 73.4

China factories slow; services stay strong; US Q1 growth tumbles; eurozone inflation rises; Google to fight Aussie tax claim; APRA watching commercial property; UST 10yr yield at 2.29%; oil slips, gold holds; NZ$1 = 68.7 US¢, TWI-5 = 73.4

Foreign direct investment in New Zealand now exceeds $100 bln, but as a share of all business investment is now only 5.9%, its lowest in at least six years

Foreign direct investment in New Zealand now exceeds $100 bln, but as a share of all business investment is now only 5.9%, its lowest in at least six years

A review of things you need to know before you go home Friday; ASB cuts mortgage rate, FEI ends deposit special, building consents at record high; business confidence stays high, a trade surplus, swaps and NZD slip

A review of things you need to know before you go home Friday; ASB cuts mortgage rate, FEI ends deposit special, building consents at record high; business confidence stays high, a trade surplus, swaps and NZD slip

Broad based rise in non-residential building consents pushes the focus to the construction industry's capacity to deliver all this new work

Broad based rise in non-residential building consents pushes the focus to the construction industry's capacity to deliver all this new work