David Chaston

A review of things you need to know before you go home on Thursday; many TD rate changes, QV data out, terms-of-trade soften, Canadians (Kiwis?) chase phantoms, swaps rise sharply, NZD lower

A review of things you need to know before you go home on Thursday; many TD rate changes, QV data out, terms-of-trade soften, Canadians (Kiwis?) chase phantoms, swaps rise sharply, NZD lower

Flight Centre launches a Mastercard credit card to enable an expected surge in travel by Kiwis in 2017, a card with rewards but also high interest rates

Flight Centre launches a Mastercard credit card to enable an expected surge in travel by Kiwis in 2017, a card with rewards but also high interest rates

ANZ and TSB Bank launch higher selected term deposit rates, while one of them cuts its savings account rates by -25 bps to very low levels

ANZ and TSB Bank launch higher selected term deposit rates, while one of them cuts its savings account rates by -25 bps to very low levels

US jobs growth rises, personal income up; US car loans struggle; Canada growth shines; Aussie apartment market teeters; UST 10yr yield at 2.39%; oil races higher, gold sinks; NZ$1 = 70.9 US¢, TWI-5 = 76.9

US jobs growth rises, personal income up; US car loans struggle; Canada growth shines; Aussie apartment market teeters; UST 10yr yield at 2.39%; oil races higher, gold sinks; NZ$1 = 70.9 US¢, TWI-5 = 76.9

Savers tempted with higher rates across the board by a smaller retail bank. Another term gets a 4% offer, this SBS Bank one at 3 years

Savers tempted with higher rates across the board by a smaller retail bank. Another term gets a 4% offer, this SBS Bank one at 3 years

A review of things you need to know before you go home on Wednesday; $1 mln home values widespread, RBNZ FSR review, business confidence high, debt growth slows, swaps up, NZD up

A review of things you need to know before you go home on Wednesday; $1 mln home values widespread, RBNZ FSR review, business confidence high, debt growth slows, swaps up, NZD up

US economy grows faster; US confidence up, house prices up; Japan data shows pickup; China to curb outbound investment; UST 10yr yield at 2.31%; oil and gold down; NZ$1 = 71.1 US¢, TWI-5 = 76.9

US economy grows faster; US confidence up, house prices up; Japan data shows pickup; China to curb outbound investment; UST 10yr yield at 2.31%; oil and gold down; NZ$1 = 71.1 US¢, TWI-5 = 76.9

A review of things you need to know before you go home on Tuesday; Westpac hikes, Tower tanks, Synlait follows, another big R/E fine, Aussie hot, swaps slip again, NZD stable

A review of things you need to know before you go home on Tuesday; Westpac hikes, Tower tanks, Synlait follows, another big R/E fine, Aussie hot, swaps slip again, NZD stable

Boeing loses WTO challenge, Airbus may as well; OECD forecasts positive for NZ; iron ore price scorches higher; China pressures Singapore; UST 10yr yield at 2.32%; oil and gold down; NZ$1 = 70.6 US¢, TWI-5 = 76.4

Boeing loses WTO challenge, Airbus may as well; OECD forecasts positive for NZ; iron ore price scorches higher; China pressures Singapore; UST 10yr yield at 2.32%; oil and gold down; NZ$1 = 70.6 US¢, TWI-5 = 76.4

The Red Bank announces its fixed home loan rate hikes, but delays their effective date until Friday. They set hikes of +5 to +20 bps

The Red Bank announces its fixed home loan rate hikes, but delays their effective date until Friday. They set hikes of +5 to +20 bps

A review of things you need to know before you go home on Monday; TD rates rise, rural accident rate, WMP prices turn up, Goff caps rate rises at +2.5%, swaps fall and flatten, NZD up

A review of things you need to know before you go home on Monday; TD rates rise, rural accident rate, WMP prices turn up, Goff caps rate rises at +2.5%, swaps fall and flatten, NZD up

Both Kiwibank and Westpac raise some rates for savers, with one focusing on a hot six month offer, the other on a two year offer

Both Kiwibank and Westpac raise some rates for savers, with one focusing on a hot six month offer, the other on a two year offer

US retail sales rise; US trade deficit also rises; China producers and rail report gains; PBOC tightens; HNA eyes UDC; UST 10yr yield at 2.36%; oil and gold down; NZ$1 = 70.4 US¢, TWI-5 = 76.3

US retail sales rise; US trade deficit also rises; China producers and rail report gains; PBOC tightens; HNA eyes UDC; UST 10yr yield at 2.36%; oil and gold down; NZ$1 = 70.4 US¢, TWI-5 = 76.3

After a week of home loan rate hikes, we review the state of the mortgage rate cards, by bank, noting how wide the difference is between the lowest and highest offer rates

After a week of home loan rate hikes, we review the state of the mortgage rate cards, by bank, noting how wide the difference is between the lowest and highest offer rates

The separation of bank rate setting from the OCR signals is more about a mismatch between demand for loans and supply of funding than responding to the RBNZ's policy

The separation of bank rate setting from the OCR signals is more about a mismatch between demand for loans and supply of funding than responding to the RBNZ's policy

We extract the New Zealand components from the latest OECD review of income inequality and benchmark them against the usual suspects

We extract the New Zealand components from the latest OECD review of income inequality and benchmark them against the usual suspects

A review of things you need to know before you go home on Friday; banks raise rates, ANZ accused of cartel activity, trade deficit smaller than expected, swaps and NZD stable

A review of things you need to know before you go home on Friday; banks raise rates, ANZ accused of cartel activity, trade deficit smaller than expected, swaps and NZD stable

ASB pushes its longer term deposit rates above 4% and raises many offers by more than 40 bps. BNZ adds another 10 bps to its longer term deposit rates

ASB pushes its longer term deposit rates above 4% and raises many offers by more than 40 bps. BNZ adds another 10 bps to its longer term deposit rates

Two more main-line banks raise more mortgage rates, returning for extras after hikes earlier in the month (and earlier in the week)

Two more main-line banks raise more mortgage rates, returning for extras after hikes earlier in the month (and earlier in the week)

China rushes to replace TPP; food stocks high; NZ and China agree organic trade; OECD says NZ poverty rate lower; UST 10yr yield at 2.36%; oil unchanged, gold slumps again; NZ$1 = 70 US¢, TWI-5 = 76

China rushes to replace TPP; food stocks high; NZ and China agree organic trade; OECD says NZ poverty rate lower; UST 10yr yield at 2.36%; oil unchanged, gold slumps again; NZ$1 = 70 US¢, TWI-5 = 76

A review of things you need to know before you go home on Thursday; ANZ raises rates, yield on NZGB tender jumps, S&P grumpy, investors leave mortgage market, swaps rates surge, NZD slips

A review of things you need to know before you go home on Thursday; ANZ raises rates, yield on NZGB tender jumps, S&P grumpy, investors leave mortgage market, swaps rates surge, NZD slips

Term deposit rate offers are tweaked higher by ANZ for terms of 18 months and longer following wholesale benchmarks that are moving higher at the long end

Term deposit rate offers are tweaked higher by ANZ for terms of 18 months and longer following wholesale benchmarks that are moving higher at the long end

Strong American data with durable goods orders rising; house sales up; consumer confidence up; UK forced to borrow big; PMIs healthy; UST 10yr yield at 2.35%; oil down, gold up; NZ$1 = 70US¢, TWI-5 = 76

Strong American data with durable goods orders rising; house sales up; consumer confidence up; UK forced to borrow big; PMIs healthy; UST 10yr yield at 2.35%; oil down, gold up; NZ$1 = 70US¢, TWI-5 = 76

New Zealand's largest bank tests customer loyalty with higher home loan rates for all terms longer than 1 year, following recent wholesale rate rises

New Zealand's largest bank tests customer loyalty with higher home loan rates for all terms longer than 1 year, following recent wholesale rate rises

A review of things you need to know before you go home on Wednesday; Co-op Banks cuts savings rate, SFF runs to altar, NZ #5 wealthiest, driverless cars racing towards us, swaps higher, NZD steady

A review of things you need to know before you go home on Wednesday; Co-op Banks cuts savings rate, SFF runs to altar, NZ #5 wealthiest, driverless cars racing towards us, swaps higher, NZD steady