About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
We launch a new calculator that figures out the true "cost of credit" of a loan contract, simple to use but revealing (and sometimes disturbing)
3
We launch a new calculator that figures out the true "cost of credit" of a loan contract, simple to use but revealing (and sometimes disturbing)
Trump tweets 'Trade wars are good'; Canada GDP growth soft; Japan jobless low; eyes on Italy's election; NZ car sales level off; UST 10yr 2.86%; Fear index higher; oil down and gold up; NZ$1 = 72.3 USc; TWI-5 = 73.4
19
Trump tweets 'Trade wars are good'; Canada GDP growth soft; Japan jobless low; eyes on Italy's election; NZ car sales level off; UST 10yr 2.86%; Fear index higher; oil down and gold up; NZ$1 = 72.3 USc; TWI-5 = 73.4
A review of things you need to know before you go home on Friday; no rate changes, confidence up, Auckland building consents rise, costs jump, ANZ profit high, swaps lower, NZD stable
13
A review of things you need to know before you go home on Friday; no rate changes, confidence up, Auckland building consents rise, costs jump, ANZ profit high, swaps lower, NZD stable
US PCE up; factories worldwide expanding solidly; US to impose new tariffs; China has 100 mln businesses; APRA sees end of investor speed limit; UST 10yr at 2.84%; oil and gold down sharply; NZ$1 = 72.5 USc; TWI-5 = 73.9
35
US PCE up; factories worldwide expanding solidly; US to impose new tariffs; China has 100 mln businesses; APRA sees end of investor speed limit; UST 10yr at 2.84%; oil and gold down sharply; NZ$1 = 72.5 USc; TWI-5 = 73.9
A review of things you need to know before you go home on Thursday; Westpac ups TD rates, job ads slip, terms of trade very high, KiwiSaver funds worth $47 bln; swaps lower & flatter, NZD slips
9
A review of things you need to know before you go home on Thursday; Westpac ups TD rates, job ads slip, terms of trade very high, KiwiSaver funds worth $47 bln; swaps lower & flatter, NZD slips
US growth sags; US home sales drop; US car sales lower; US threatens new tariffs on China; China PMIs slump; India growth up; EU inflation down; UST 10yr at 2.89%; oil down, gold up; NZ$1 = 72.3 USc; TWI-5 = 73.6
19
US growth sags; US home sales drop; US car sales lower; US threatens new tariffs on China; China PMIs slump; India growth up; EU inflation down; UST 10yr at 2.89%; oil down, gold up; NZ$1 = 72.3 USc; TWI-5 = 73.6
A review of things you need to know before you go home on Wednesday; UDC trims rates, business confidence up, migrants hit 97 year high, consumer debt jumps, Key cashes in, swaps up, NZD down
12
A review of things you need to know before you go home on Wednesday; UDC trims rates, business confidence up, migrants hit 97 year high, consumer debt jumps, Key cashes in, swaps up, NZD down
Powell gives hawkish signals; investors of USTs worried; US sentiment high; US trade deficit rises, durable goods orders drop; Germans go anti-diesel; China home sales drop; UST 10yr at 2.92%; oil and gold lower; NZ$1 = 72.4 USc; TWI-5 = 73.7
15
Powell gives hawkish signals; investors of USTs worried; US sentiment high; US trade deficit rises, durable goods orders drop; Germans go anti-diesel; China home sales drop; UST 10yr at 2.92%; oil and gold lower; NZ$1 = 72.4 USc; TWI-5 = 73.7
A review of things you need to know before you go home on Tuesday; Co-op Bank trims a rate, nasty trade surprise, retailers positive, better energy efficiency, insurers with stunning ROE, swaps up, NZD slips
14
A review of things you need to know before you go home on Tuesday; Co-op Bank trims a rate, nasty trade surprise, retailers positive, better energy efficiency, insurers with stunning ROE, swaps up, NZD slips
US new home sales tank; Texas factories humming; Wall Street positive; S&P sees Canada fraud risk; UK consumer borrowing drops; UST 10yr at 2.86%; oil and gold firmer; NZ$1 = 73 USc; TWI-5 = 74.2; bitcoin at US$10,180
10
US new home sales tank; Texas factories humming; Wall Street positive; S&P sees Canada fraud risk; UK consumer borrowing drops; UST 10yr at 2.86%; oil and gold firmer; NZ$1 = 73 USc; TWI-5 = 74.2; bitcoin at US$10,180
A review of things you need to know before you go home on Monday; rate cuts, fees irrelevant, drinks stronger, rulers reject limits, swaps lower & flatter, bitcoin unchanged, NZD slips
34
A review of things you need to know before you go home on Monday; rate cuts, fees irrelevant, drinks stronger, rulers reject limits, swaps lower & flatter, bitcoin unchanged, NZD slips
ASB changes term deposit rates, some up, some down, but ensuring key offers still top or match their main rivals. Changes come despite little wholesale pressure
ASB changes term deposit rates, some up, some down, but ensuring key offers still top or match their main rivals. Changes come despite little wholesale pressure
Buffet holds $160 bln in cash; China nationalises Anbang; China dominates fishing; OECD alarmed by sovereign debt; trade up strongly; UST 10yr at 2.87%; oil up and gold down; NZ$1 = 72.9 USc; TWI-5 = 74
14
Buffet holds $160 bln in cash; China nationalises Anbang; China dominates fishing; OECD alarmed by sovereign debt; trade up strongly; UST 10yr at 2.87%; oil up and gold down; NZ$1 = 72.9 USc; TWI-5 = 74
Choosing a KiwiSaver fund based on fee levels is analysis for suckers. We look at ten years of track record trying to find a relationship between fees and returns, unsuccessfully
20
Choosing a KiwiSaver fund based on fee levels is analysis for suckers. We look at ten years of track record trying to find a relationship between fees and returns, unsuccessfully
US Fed likes what it sees; China nationalises Anbang; Germany posts big surplus; OECD frets about debt; world trade jumps in 2017; ANZ tightens screws; UST 10yr 2.87%; Fear index high; oil up and gold down; NZ$1 = 72.9 USc; TWI-5 = 74
7
US Fed likes what it sees; China nationalises Anbang; Germany posts big surplus; OECD frets about debt; world trade jumps in 2017; ANZ tightens screws; UST 10yr 2.87%; Fear index high; oil up and gold down; NZ$1 = 72.9 USc; TWI-5 = 74
With a new two year rate of just 3.95% HSBC restores its substantial market-leading position for a key mortgage rate offer
15
With a new two year rate of just 3.95% HSBC restores its substantial market-leading position for a key mortgage rate offer
A review of things you need to know before you go home on Friday; no rate changes, FHB affordability improves, retail strong, regional slush fund launched, Kiwibank's results tank, swaps slip, NZD stable
2
A review of things you need to know before you go home on Friday; no rate changes, FHB affordability improves, retail strong, regional slush fund launched, Kiwibank's results tank, swaps slip, NZD stable
US FHBs rush to buy; US jobless claims fall; China holiday sales jump; Canada retail sales fall; ECB worried by Trump; Aussies scrutinise mortgage brokers; UST 10yr at 2.92%; oil and gold up; NZ$1 = 73.5 USc; TWI-5 = 74.5
10
US FHBs rush to buy; US jobless claims fall; China holiday sales jump; Canada retail sales fall; ECB worried by Trump; Aussies scrutinise mortgage brokers; UST 10yr at 2.92%; oil and gold up; NZ$1 = 73.5 USc; TWI-5 = 74.5
A review of things you need to know before you go home on Thursday; no rate changes, using credit cards better, NZ Super Fund stars, Transpower strong, productivity up but kneecapped, swap rates up, NZD stable
4
A review of things you need to know before you go home on Thursday; no rate changes, using credit cards better, NZ Super Fund stars, Transpower strong, productivity up but kneecapped, swap rates up, NZD stable
US house sale volumes fall, prices rise; US, Japan, EU PMIs strong; IMF sees Australia poised for growth; UST 10yr at 2.90%; oil down and gold unchanged; NZ$1 = 73.4 USc; TWI-5 = 74.6
25
US house sale volumes fall, prices rise; US, Japan, EU PMIs strong; IMF sees Australia poised for growth; UST 10yr at 2.90%; oil down and gold unchanged; NZ$1 = 73.4 USc; TWI-5 = 74.6
A review of things you need to know before you go home on Wednesday; TSB trims TD rates, only 87 farms sold in January, lifestyle blocks a harder sell, job vacancies stay high, CPTPP analysis released, swaps stable, NZD unchanged
17
A review of things you need to know before you go home on Wednesday; TSB trims TD rates, only 87 farms sold in January, lifestyle blocks a harder sell, job vacancies stay high, CPTPP analysis released, swaps stable, NZD unchanged
Dairy prices retain gains; Wall Street opens stable; HSBC reports giant results; EU confidence dips; RBA sees no acute threats; UST 10yr at 2.91%; oil holds and gold drops; NZ$1 = 73.5 USc; TWI-5 = 74.5
14
Dairy prices retain gains; Wall Street opens stable; HSBC reports giant results; EU confidence dips; RBA sees no acute threats; UST 10yr at 2.91%; oil holds and gold drops; NZ$1 = 73.5 USc; TWI-5 = 74.5
A review of things you need to know before you go home on Tuesday; mortgage and TD rate cuts, housing confidence soggy, auction success fades, producer prices rise, swaps firm, bitcoin leaps, NZD marginally softer
9
A review of things you need to know before you go home on Tuesday; mortgage and TD rate cuts, housing confidence soggy, auction success fades, producer prices rise, swaps firm, bitcoin leaps, NZD marginally softer
Latvian scandal widens; Indian fraud clearer, Japan exports jump, Singapore raises taxes; China stirs concerns; NAB sharpens axe; UST 10yr at 2.87%; oil up and gold down; NZ$1 = 73.7 USc; TWI-5 = 74.5
23
Latvian scandal widens; Indian fraud clearer, Japan exports jump, Singapore raises taxes; China stirs concerns; NAB sharpens axe; UST 10yr at 2.87%; oil up and gold down; NZ$1 = 73.7 USc; TWI-5 = 74.5
SBS Bank launches a market leading 5.55% fixed five year home loan rate while reducing three other fixed rates, the latest bank to cut their mortgage rates
1
SBS Bank launches a market leading 5.55% fixed five year home loan rate while reducing three other fixed rates, the latest bank to cut their mortgage rates