About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Tuesday; minor rate changes, migration records, tourism at capacity, credit cards maxed, swaps stable, NZD firms
21st Mar 17, 3:59pm
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A review of things you need to know before you go home on Tuesday; minor rate changes, migration records, tourism at capacity, credit cards maxed, swaps stable, NZD firms
EU, Japan and China build new trade deals; US tourism suffers; Brazil suffers tainted meat scandals; ASIC calls for larger penalties; UST 10yr yield at 2.48%; oil lower, gold unchanged; NZ$1 = 70.5 US¢, TWI-5 = 75.5
21st Mar 17, 7:35am
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EU, Japan and China build new trade deals; US tourism suffers; Brazil suffers tainted meat scandals; ASIC calls for larger penalties; UST 10yr yield at 2.48%; oil lower, gold unchanged; NZ$1 = 70.5 US¢, TWI-5 = 75.5
A review of things you need to know before you go home on Monday; SBS Bank ups home loan rates, BNZ raises TD special, PSI stays high, tourism topping out, EVs on target, swaps fall, NZD rises
20th Mar 17, 3:59pm
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A review of things you need to know before you go home on Monday; SBS Bank ups home loan rates, BNZ raises TD special, PSI stays high, tourism topping out, EVs on target, swaps fall, NZD rises
US factory output lower; US confidence up; China housing inflation spreads; AU looks at replacing Stamp Duty; ANZ quits some commodities trading; UST 10yr yield at 2.50%; oil unchanged, gold up; NZ$1 = 70.1 US¢, TWI-5 = 75.2
20th Mar 17, 7:37am
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US factory output lower; US confidence up; China housing inflation spreads; AU looks at replacing Stamp Duty; ANZ quits some commodities trading; UST 10yr yield at 2.50%; oil unchanged, gold up; NZ$1 = 70.1 US¢, TWI-5 = 75.2
We look at the data of how much of New Zealand is owned by foreigners. It turns out current levels have been stable for more than 15 years. It is not growing. But our investment offshore is
19th Mar 17, 7:35pm
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We look at the data of how much of New Zealand is owned by foreigners. It turns out current levels have been stable for more than 15 years. It is not growing. But our investment offshore is
US house building up, labour stress rises; a new US 'budget' but no revenue plan; China raises rates; Japan holds; UK holds with dissent; Canberra chooses hydro; UST 10yr yield at 2.53%; oil and gold up; NZ$1 = 69.8 US¢, TWI-5 = 74.9
17th Mar 17, 7:36am
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US house building up, labour stress rises; a new US 'budget' but no revenue plan; China raises rates; Japan holds; UK holds with dissent; Canberra chooses hydro; UST 10yr yield at 2.53%; oil and gold up; NZ$1 = 69.8 US¢, TWI-5 = 74.9
A review of things you need to know before you go home on Thursday; ANZ raises a key mortgage rate, some TD rises too, NZ economy growth slows, Aussie jobless rise, wildly popular bond issue, swaps slump, NZD rises
16th Mar 17, 3:59pm
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A review of things you need to know before you go home on Thursday; ANZ raises a key mortgage rate, some TD rises too, NZ economy growth slows, Aussie jobless rise, wildly popular bond issue, swaps slump, NZD rises
Our economy is growing, but is our bank debt growing too fast in support? We update the internationally recognised benchmark used to test the prudence of our financial system
16th Mar 17, 12:39pm
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Our economy is growing, but is our bank debt growing too fast in support? We update the internationally recognised benchmark used to test the prudence of our financial system
US Fed rate up +0.25% to 1%, no rollback of QE; US CPI up to 2.7%; Holland votes; AU property investors face big rate hikes; ANZ & Westpac accept ASIC sanction; UST 10yr yield at 2.54%; oil and gold up; NZ$1 = 70 US¢, TWI-5 = 74.4
16th Mar 17, 7:24am
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US Fed rate up +0.25% to 1%, no rollback of QE; US CPI up to 2.7%; Holland votes; AU property investors face big rate hikes; ANZ & Westpac accept ASIC sanction; UST 10yr yield at 2.54%; oil and gold up; NZ$1 = 70 US¢, TWI-5 = 74.4
A review of things you need to know before you go home on Wednesday; C/A deficit narrows, more job ads, Auckland wins, farm sales up, ANZ & Westpac settle forex probes
15th Mar 17, 3:59pm
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A review of things you need to know before you go home on Wednesday; C/A deficit narrows, more job ads, Auckland wins, farm sales up, ANZ & Westpac settle forex probes
Exports of gold from New Zealand hit an eight year low in 2016, falling more than -20% in a year, even though prices rose +8%
15th Mar 17, 12:52pm
Exports of gold from New Zealand hit an eight year low in 2016, falling more than -20% in a year, even though prices rose +8%
House prices may be at scary levels, but household budgets need to afford the rent, saving for a deposit, or a mortgage payment. And that is often a different story
15th Mar 17, 11:52am
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House prices may be at scary levels, but household budgets need to afford the rent, saving for a deposit, or a mortgage payment. And that is often a different story
Markets await Fed signals, Trump reactions; US PPI rises, Chinese buy real estate faster; AU banks clamp down on investor lending; Aussie power situation gets messier; UST 10yr yield at 2.59%; oil down, gold up; NZ$1 = 69.3 US¢, TWI-5 = 74.9
15th Mar 17, 7:37am
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Markets await Fed signals, Trump reactions; US PPI rises, Chinese buy real estate faster; AU banks clamp down on investor lending; Aussie power situation gets messier; UST 10yr yield at 2.59%; oil down, gold up; NZ$1 = 69.3 US¢, TWI-5 = 74.9
A review of things you need to know before you go home on Tuesday; TSB Bank raises home loan rates, education industry helps the regions, Aussies like us, RBA unlikes interest-only rise, swaps firm, NZD stuck
14th Mar 17, 3:59pm
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A review of things you need to know before you go home on Tuesday; TSB Bank raises home loan rates, education industry helps the regions, Aussies like us, RBA unlikes interest-only rise, swaps firm, NZD stuck
Higher home loan rates across the board from TSB Bank, including the first change to their unique ten year rate in seventeen months
14th Mar 17, 11:16am
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Higher home loan rates across the board from TSB Bank, including the first change to their unique ten year rate in seventeen months
US services grow strongly, Canada troubled by bank bonuses; China clamps down on mortgages; Scotland to vote again; Grattan pans power reforms; UST 10yr yield at 2.61%; oil unchanged, gold up; NZ$1 = 69.2 US¢, TWI-5 = 74.8
14th Mar 17, 7:35am
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US services grow strongly, Canada troubled by bank bonuses; China clamps down on mortgages; Scotland to vote again; Grattan pans power reforms; UST 10yr yield at 2.61%; oil unchanged, gold up; NZ$1 = 69.2 US¢, TWI-5 = 74.8
A review of things you need to know before you go home on Monday; four shift rates, Auckland house prices on the edge, Aussie auction activity revives, carrot prices jump, swap rates slip, NZD holds
13th Mar 17, 3:59pm
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A review of things you need to know before you go home on Monday; four shift rates, Auckland house prices on the edge, Aussie auction activity revives, carrot prices jump, swap rates slip, NZD holds
American payrolls impress everyone except the markets; trade supporters challenge Trump; Musk makes Aussies an energy offer; UST 10yr yield at 2.58%; oil and gold lower; NZ$1 = 69.2 US¢, TWI-5 = 74.9
13th Mar 17, 7:26am
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American payrolls impress everyone except the markets; trade supporters challenge Trump; Musk makes Aussies an energy offer; UST 10yr yield at 2.58%; oil and gold lower; NZ$1 = 69.2 US¢, TWI-5 = 74.9
A review of things you need to know before you go home on Friday; ICBC raises mortgage rates, retail spending slows, Apple on top in NZ, swaps rise & steepen, 90 day rates fall to new low, NZD hangs on
10th Mar 17, 4:04pm
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A review of things you need to know before you go home on Friday; ICBC raises mortgage rates, retail spending slows, Apple on top in NZ, swaps rise & steepen, 90 day rates fall to new low, NZD hangs on
US job cuts fall away; US household net worth jumps; ECB sits pat, but with better tone; China restricts talk of new capital controls; Aussies try new affordability plan; UST 10yr yield at 2.59%; oil and gold lower; NZ$1 = 69 US¢, TWI-5 = 74.9
10th Mar 17, 7:35am
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US job cuts fall away; US household net worth jumps; ECB sits pat, but with better tone; China restricts talk of new capital controls; Aussies try new affordability plan; UST 10yr yield at 2.59%; oil and gold lower; NZ$1 = 69 US¢, TWI-5 = 74.9
A review of things you need to know before you go home on Thursday; TSB Bank offers 4% for 2yrs, council income up strongly, China prices surprise, Aussie energy crisis, swaps jump, NZD falls
9th Mar 17, 3:59pm
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A review of things you need to know before you go home on Thursday; TSB Bank offers 4% for 2yrs, council income up strongly, China prices surprise, Aussie energy crisis, swaps jump, NZD falls
We check the claim that 'wages are not rising at the same rate' as rents, and extend the review to other housing and household costs
9th Mar 17, 11:37am
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We check the claim that 'wages are not rising at the same rate' as rents, and extend the review to other housing and household costs
TSB Bank offers savers 4% for two years with a new 'special', as rising deposit rates keep coming even though wholesale interest rates are not moving
9th Mar 17, 9:32am
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TSB Bank offers savers 4% for two years with a new 'special', as rising deposit rates keep coming even though wholesale interest rates are not moving
US payrolls grow strongly; US productivity up modestly; China reports surprise trade deficit; China fx controls working; UST 10yr yield at 2.55%; oil and gold lower; NZ$1 = 69.1 US¢, TWI-5 = 75
9th Mar 17, 7:28am
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US payrolls grow strongly; US productivity up modestly; China reports surprise trade deficit; China fx controls working; UST 10yr yield at 2.55%; oil and gold lower; NZ$1 = 69.1 US¢, TWI-5 = 75
Inflation rising; US trade deficit larger; world trade to grow again; air travel strong; EU growth up; Brazil in deep recession; Aussies short of natural gas; UST 10yr yield at 2.51%; oil unchanged, gold down; NZ$1 = 69.8 US¢, TWI-5 = 75.5
8th Mar 17, 7:33am
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Inflation rising; US trade deficit larger; world trade to grow again; air travel strong; EU growth up; Brazil in deep recession; Aussies short of natural gas; UST 10yr yield at 2.51%; oil unchanged, gold down; NZ$1 = 69.8 US¢, TWI-5 = 75.5