David Chaston

A review of things you need to know before you go home on Tuesday; BNZ goes over 6%, investors back off, migrants keep coming, tourists do too, online retail strong, bank accounts flush, swaps higher, NZD stronger

A review of things you need to know before you go home on Tuesday; BNZ goes over 6%, investors back off, migrants keep coming, tourists do too, online retail strong, bank accounts flush, swaps higher, NZD stronger

BNZ raises mortgage rates for four fixed terms, pushing parts of their rate card to the highest levels of any bank, and pushing the five year rate over 6% for first time in 23 months

BNZ raises mortgage rates for four fixed terms, pushing parts of their rate card to the highest levels of any bank, and pushing the five year rate over 6% for first time in 23 months

Wall Street anxious; US consumer spending rises, Canada's housing worries spread; German inflation up; EU sentiment holds; UST 10yr yield at 2.48%; oil down, gold up; NZ$1 = 72.8 US¢, TWI-5 = 78.5

Wall Street anxious; US consumer spending rises, Canada's housing worries spread; German inflation up; EU sentiment holds; UST 10yr yield at 2.48%; oil down, gold up; NZ$1 = 72.8 US¢, TWI-5 = 78.5

A review of things you need to know before you go home on Monday; SBS raises rates for borrowers and savers, trade deficit lower, holidays, QBE a takeover target, swaps slip, NZD stays high

A review of things you need to know before you go home on Monday; SBS raises rates for borrowers and savers, trade deficit lower, holidays, QBE a takeover target, swaps slip, NZD stays high

Advance US Q4 growth data slows; US consumers optimistic, US factory orders fall, China bond default ripples, China outbound property investment risk; UST 10yr yield at 2.49%; oil lower, gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.3

Advance US Q4 growth data slows; US consumers optimistic, US factory orders fall, China bond default ripples, China outbound property investment risk; UST 10yr yield at 2.49%; oil lower, gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.3

SBS Bank slips into line with other banks, raising it at the same time it offers term deposit savers a new hot 9 month rate

SBS Bank slips into line with other banks, raising it at the same time it offers term deposit savers a new hot 9 month rate

Term deposit savers are being offered higher rates but the rises are more modest overall than what borrowers face. However there are standout offers from selected institutions across all terms

Term deposit savers are being offered higher rates but the rises are more modest overall than what borrowers face. However there are standout offers from selected institutions across all terms

A review of things you need to know before you go home on Friday; Some minor rate changes, tourism keeps on booming, dry in North, wool prices crashing, swaps inch up, NZD stays high

A review of things you need to know before you go home on Friday; Some minor rate changes, tourism keeps on booming, dry in North, wool prices crashing, swaps inch up, NZD stays high

Inflation expectations turn higher; yields rise in EU and US; US service sector expands strongly; Aussie bank treasurers face higher costs; UST 10yr yield at 2.53%; oil higher, gold drops; NZ$1 = 72.3 US¢, TWI-5 = 78

Inflation expectations turn higher; yields rise in EU and US; US service sector expands strongly; Aussie bank treasurers face higher costs; UST 10yr yield at 2.53%; oil higher, gold drops; NZ$1 = 72.3 US¢, TWI-5 = 78

A review of things you need to know before you go home on Thursday; no rate changes today, healthy Govt finances, CPI up into policy band, strong NZGB demand, UFB rollout expanded, swap rates rise, NZD rises

A review of things you need to know before you go home on Thursday; no rate changes today, healthy Govt finances, CPI up into policy band, strong NZGB demand, UFB rollout expanded, swap rates rise, NZD rises

Dow pushes up through 20,000 level; US mortgage rates rise; China bond stress increases; Japan posts trade surplus; dodgy Aussie RE agent tactics; UST 10yr yield at 2.53%; oil stable, gold lower; NZ$1 = 72.7 US¢, TWI-5 = 78.1

Dow pushes up through 20,000 level; US mortgage rates rise; China bond stress increases; Japan posts trade surplus; dodgy Aussie RE agent tactics; UST 10yr yield at 2.53%; oil stable, gold lower; NZ$1 = 72.7 US¢, TWI-5 = 78.1

We check the claims by bankers that mortgage rates are rising because of 'funding pressures'. We find some justification, but recent holiday hikes seem more about margin boosting

We check the claims by bankers that mortgage rates are rising because of 'funding pressures'. We find some justification, but recent holiday hikes seem more about margin boosting

A review of things you need to know before you go home on Wednesday; more rate rises, Aussie inflation stumbles, metal prices jump, NZ 'least corrupt'; EQC challenged; swaps rise, NZD holds high

A review of things you need to know before you go home on Wednesday; more rate rises, Aussie inflation stumbles, metal prices jump, NZ 'least corrupt'; EQC challenged; swaps rise, NZD holds high

Court rules no Brexit without Parliament; "TPP minus One" push; China wants regional trade agreements too; US home sales fall, factories busy; UST 10yr yield at 2.47%; oil and gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.1

Court rules no Brexit without Parliament; "TPP minus One" push; China wants regional trade agreements too; US home sales fall, factories busy; UST 10yr yield at 2.47%; oil and gold stable; NZ$1 = 72.6 US¢, TWI-5 = 78.1

SBS Bank and the Co-operative Bank both raise mortgage rates again. The Co-operative Bank uniquely makes matching term deposit rate increases

SBS Bank and the Co-operative Bank both raise mortgage rates again. The Co-operative Bank uniquely makes matching term deposit rate increases

A review of things you need to know before you go home on Tuesday; NZCU Baywide raises TD rates, service sector strong, Bloxham a fan, minimum wage to rise +3.3%, swaps slip, NZD rises

A review of things you need to know before you go home on Tuesday; NZCU Baywide raises TD rates, service sector strong, Bloxham a fan, minimum wage to rise +3.3%, swaps slip, NZD rises

Trump withdraws from TPP; OECD gets Bermuda on board to fight BEPS; China worried about land use changes; Sydney house prices jump; UST 10yr yield at 2.40%; oil down, gold unchanged; NZ$1 = 72.1 US¢, TWI-5 = 77.5

Trump withdraws from TPP; OECD gets Bermuda on board to fight BEPS; China worried about land use changes; Sydney house prices jump; UST 10yr yield at 2.40%; oil down, gold unchanged; NZ$1 = 72.1 US¢, TWI-5 = 77.5

A review of things you need to know before you go home on Monday; many interest rate changes, fewer farm sales but at higher prices, Auckland only unaffordable region for FHBs, swaps slip, NZD slips

A review of things you need to know before you go home on Monday; many interest rate changes, fewer farm sales but at higher prices, Auckland only unaffordable region for FHBs, swaps slip, NZD slips

ASB pushes mortgage rates up again for short terms. This change takes its floating rate much higher than its rivals

ASB pushes mortgage rates up again for short terms. This change takes its floating rate much higher than its rivals

The State-owned bank raises all fixed mortgage rates for terms of 2 years and longer, its second hike in two weeks

The State-owned bank raises all fixed mortgage rates for terms of 2 years and longer, its second hike in two weeks

Demographia ranks NZ affordability; China currency regulations working; PBoC faces liquidity stress; Europe gets falling real estate values; ANZ Wealth on the block; UST 10yr yield at 2.47%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5

Demographia ranks NZ affordability; China currency regulations working; PBoC faces liquidity stress; Europe gets falling real estate values; ANZ Wealth on the block; UST 10yr yield at 2.47%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5

SBS Bank drops its one year home loan rate by -10 bps to a market-leading 4.19%, raises other 'special rates. Sovereign also raises rates

SBS Bank drops its one year home loan rate by -10 bps to a market-leading 4.19%, raises other 'special rates. Sovereign also raises rates

A review of things you need to know before you go home on Friday; another mortgage rate rises, another savings account cut, S&P likes NZ, McClay working in Davos, swaps steepen, NZD rises

A review of things you need to know before you go home on Friday; another mortgage rate rises, another savings account cut, S&P likes NZ, McClay working in Davos, swaps steepen, NZD rises

US housing starts jump; US inflation over 2%; Canada factories buzzing; ECB sees no inflation; Aussie consumers spending large; UST 10yr yield at 2.48%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5

US housing starts jump; US inflation over 2%; Canada factories buzzing; ECB sees no inflation; Aussie consumers spending large; UST 10yr yield at 2.48%; oil and gold down; NZ$1 = 71.6 US¢, TWI-5 = 77.5

We look at how mortgage pricing compares with what Aussies pay for the same sort of loans. We find that 'advantages' we noted 18 months ago have disappeared as banks 'protect margins'

We look at how mortgage pricing compares with what Aussies pay for the same sort of loans. We find that 'advantages' we noted 18 months ago have disappeared as banks 'protect margins'