David Chaston

A review of things you need to know before you sign off on Friday; BNZ exits another 5% TD rate, home ownership rises, Revolut wants banking license, more public debt, swaps and NZD stable, bitcoin slips back, & more

A review of things you need to know before you sign off on Friday; BNZ exits another 5% TD rate, home ownership rises, Revolut wants banking license, more public debt, swaps and NZD stable, bitcoin slips back, & more

US data generally positive ahead of non-farm payrolls report; EU retail surprises with volume growth; container freight rates rise, bulk cargo rates dive; UST 10yr at 4.18%; gold and oil lower; NZ$1 = 58.7 USc; TWI = 68.3

US data generally positive ahead of non-farm payrolls report; EU retail surprises with volume growth; container freight rates rise, bulk cargo rates dive; UST 10yr at 4.18%; gold and oil lower; NZ$1 = 58.7 USc; TWI = 68.3

A review of things you need to know before you sign off on Thursday; milk payout prices up, construction weak, housing 'holding', Crown accounts drag, NZGB tender get high demand, swaps stable, NZD holds, & more

A review of things you need to know before you sign off on Thursday; milk payout prices up, construction weak, housing 'holding', Crown accounts drag, NZGB tender get high demand, swaps stable, NZD holds, & more

US economic data quite positive again; global services sectors expanding; South Korea stabilises; Aussie GDP weak; UST 10yr at 4.20%; gold and oil little-changed; NZ$1 = 58.7 USc; TWI = 68.3

US economic data quite positive again; global services sectors expanding; South Korea stabilises; Aussie GDP weak; UST 10yr at 4.20%; gold and oil little-changed; NZ$1 = 58.7 USc; TWI = 68.3

A review of things you need to know before you sign off on Wednesday; Fixed home loan rates get new low offers, house asking prices down, WMP shines in dairy auction, swaps and NZD stable, and much, much more

A review of things you need to know before you sign off on Wednesday; Fixed home loan rates get new low offers, house asking prices down, WMP shines in dairy auction, swaps and NZD stable, and much, much more

With swap rates probably falling about as far as they will go, but more OCR cuts coming, saver preferences for short term deposits will likely mean they are facing sharply lower offer rates

With swap rates probably falling about as far as they will go, but more OCR cuts coming, saver preferences for short term deposits will likely mean they are facing sharply lower offer rates

Online mortgage bank Heartland pushes all its fixed home loan rates down to the lowest level of any bank

Online mortgage bank Heartland pushes all its fixed home loan rates down to the lowest level of any bank

Dairy prices fall, except WMP; US data strong; South Korea in crisis; China touts return of housing markets; French political crisis comes to a head; UST 10yr at 4.20%; gold and oil firmer; NZ$1 = 58.8 USc; TWI = 68.3

Dairy prices fall, except WMP; US data strong; South Korea in crisis; China touts return of housing markets; French political crisis comes to a head; UST 10yr at 4.20%; gold and oil firmer; NZ$1 = 58.8 USc; TWI = 68.3

A review of things you need to know before you sign off on Tuesday; mortgage curve loses its inversion, Barfoots talk up November results, Centrix highlights hard-hit sectors, another milk payout rises, swaps & NZD little-changed, & more

A review of things you need to know before you sign off on Tuesday; mortgage curve loses its inversion, Barfoots talk up November results, Centrix highlights hard-hit sectors, another milk payout rises, swaps & NZD little-changed, & more

Although BNZ's latest home loan rate moves are not to especially unique levels, their raising of rates at the long end signal a different shape in the rate curves

Although BNZ's latest home loan rate moves are not to especially unique levels, their raising of rates at the long end signal a different shape in the rate curves

Global manufacturing stabilised in November with key improvements in the US and China; China bond yields at record lows; Aussie data positive; UST 10yr at 4.18%; gold and oil lower NZ$1 = 58.8 USc; TWI = 68.4

Global manufacturing stabilised in November with key improvements in the US and China; China bond yields at record lows; Aussie data positive; UST 10yr at 4.18%; gold and oil lower NZ$1 = 58.8 USc; TWI = 68.4

A review of things you need to know before you sign off on Monday; ASB cuts rates, building consents bottom out, car sales lower, bird flu arrives; floating rate mortgages return, retail gains modest, swaps & NZD on hold

A review of things you need to know before you sign off on Monday; ASB cuts rates, building consents bottom out, car sales lower, bird flu arrives; floating rate mortgages return, retail gains modest, swaps & NZD on hold

ASB cuts fixed mortgage rates, and term deposit rates, signaling a final December push for precious housing sale transactions

ASB cuts fixed mortgage rates, and term deposit rates, signaling a final December push for precious housing sale transactions

China stays in its rut; Japan sees progress; India's expansion slows, rupee falls; US retail turns online; Russian ruble drops; Aussie debt swells; UST 10yr at 4.18%; gold up and oil little-changed; NZ$1 = 59.2 USc; TWI = 68.6

China stays in its rut; Japan sees progress; India's expansion slows, rupee falls; US retail turns online; Russian ruble drops; Aussie debt swells; UST 10yr at 4.18%; gold up and oil little-changed; NZ$1 = 59.2 USc; TWI = 68.6

Japan and South Korea deliver good economic updates; India delivers a surprise growth fall; Aussie debt growth not sustainable; UST 10yr at 4.18%; gold up and oil little-changed; NZ$1 = 59.2 USc; TWI = 68.6

Japan and South Korea deliver good economic updates; India delivers a surprise growth fall; Aussie debt growth not sustainable; UST 10yr at 4.18%; gold up and oil little-changed; NZ$1 = 59.2 USc; TWI = 68.6

A review of things you need to know before you sign off on Friday; more retail rate changes, rental investors suffer negative cashflows, consumers positive, bank lending inches up, TD savings rise, swaps and NZD on hold, & more

A review of things you need to know before you sign off on Friday; more retail rate changes, rental investors suffer negative cashflows, consumers positive, bank lending inches up, TD savings rise, swaps and NZD on hold, & more

US holiday travel to break records; Canadian payroll earnings rise; Korea cuts; Australia readies record capex; RBA independence threatened; UST 10yr at 4.24%; gold and oil little-changed; NZ$1 = 58.9 USc; TWI = 68.4

US holiday travel to break records; Canadian payroll earnings rise; Korea cuts; Australia readies record capex; RBA independence threatened; UST 10yr at 4.24%; gold and oil little-changed; NZ$1 = 58.9 USc; TWI = 68.4

A review of things you need to know before you sign off on Thursday; more retail rate cuts, filled jobs shrink, housing market might be thawing, managers very optimistic, swaps soft, NZD firm, & more

A review of things you need to know before you sign off on Thursday; more retail rate cuts, filled jobs shrink, housing market might be thawing, managers very optimistic, swaps soft, NZD firm, & more

US releases data early ahead of holiday; US GDP expands at good clip; China profits slide; India gets Adani indigestion; Aussie inflation unchanged; UST 10yr at 4.24%; gold up and oil down; NZ$1 = 59.1 USc; TWI = 68.6

US releases data early ahead of holiday; US GDP expands at good clip; China profits slide; India gets Adani indigestion; Aussie inflation unchanged; UST 10yr at 4.24%; gold up and oil down; NZ$1 = 59.1 USc; TWI = 68.6

A review of things you need to know before you sign off on Wednesday; all eyes on rate cuts after the OCR reduction, Kiwibank fined for serious breaches, swaps rise, NZD rises, & more

A review of things you need to know before you sign off on Wednesday; all eyes on rate cuts after the OCR reduction, Kiwibank fined for serious breaches, swaps rise, NZD rises, & more

Yes, the OCR was cut, and floating rates have gone down. But so have some fixed rates. We track the fixed rate changes here

Yes, the OCR was cut, and floating rates have gone down. But so have some fixed rates. We track the fixed rate changes here

Co-operative Bank moves first and big, immediately followed by Kiwibank. Co-op cuts -70 bps. Kiwibank also cuts the full -50 bps for savers, but Cooperative Bank tempers some of its cuts to savers

Co-operative Bank moves first and big, immediately followed by Kiwibank. Co-op cuts -70 bps. Kiwibank also cuts the full -50 bps for savers, but Cooperative Bank tempers some of its cuts to savers

Dairy prices rise again; Trump makes new/old NAFTA threats; US data positive; Singapore factories disappoint; eyes on RBNZ and Aussie CPI; UST 10yr at 4.32%; gold and oil little-changed; NZ$1 = 58.3 USc; TWI = 68.1

Dairy prices rise again; Trump makes new/old NAFTA threats; US data positive; Singapore factories disappoint; eyes on RBNZ and Aussie CPI; UST 10yr at 4.32%; gold and oil little-changed; NZ$1 = 58.3 USc; TWI = 68.1

A review of things you need to know before you sign off on Tuesday; waiting for Orr, house buyers not confident of house price rises, vehicle loan stress rises, NIM discrepancies revealed, funds under management rise, swaps lower, NZD falls, & more

A review of things you need to know before you sign off on Tuesday; waiting for Orr, house buyers not confident of house price rises, vehicle loan stress rises, NIM discrepancies revealed, funds under management rise, swaps lower, NZD falls, & more

US activity eases but still good growth; Singapore's inflation low; Taiwan data mixed; China holds MLF rate; Germany struggling; UST 10yr at 4.29%; gold drops and oil falls; NZ$1 = 58.4 USc; TWI = 68.2

US activity eases but still good growth; Singapore's inflation low; Taiwan data mixed; China holds MLF rate; Germany struggling; UST 10yr at 4.29%; gold drops and oil falls; NZ$1 = 58.4 USc; TWI = 68.2