David Chaston

Savers suffer falling term deposit rate drift as a number of factors weigh on how banks set these rates

Savers suffer falling term deposit rate drift as a number of factors weigh on how banks set these rates

China still battling deflationary forces; China food price rises stay high; Japanese households pull back; Taiwanese trade healthy; American sentiment positive; UST 10yr at 4.30%; gold and oil lower; NZ$1 = 59.7 USc; TWI = 68.8

China still battling deflationary forces; China food price rises stay high; Japanese households pull back; Taiwanese trade healthy; American sentiment positive; UST 10yr at 4.30%; gold and oil lower; NZ$1 = 59.7 USc; TWI = 68.8

Hardliner Lighthizer to return; Fed's balance sheet shrinks; Canadian jobs rise; Japanese households cautious; China to swell local govt debt; UST 10yr at 4.30%; gold and oil lower; NZ$1 = 59.7 USc; TWI = 68.8

Hardliner Lighthizer to return; Fed's balance sheet shrinks; Canadian jobs rise; Japanese households cautious; China to swell local govt debt; UST 10yr at 4.30%; gold and oil lower; NZ$1 = 59.7 USc; TWI = 68.8

A review of things you need to know before you sign off on Friday; DCS levies to be solely risk-based; building permit falls bottom out, businesses don't see inflation returning, NZX50 rises on global trends, swaps stable, NZD rises, & more

A review of things you need to know before you sign off on Friday; DCS levies to be solely risk-based; building permit falls bottom out, businesses don't see inflation returning, NZX50 rises on global trends, swaps stable, NZD rises, & more

Eyes on US Fed; US jobless claims stay low; China gets temporary export boost; EU retail impresses, freight rates rise; UST 10yr at 4.35%; gold recovers some; oil stable; NZ$1 = 60.2 USc; TWI = 69

Eyes on US Fed; US jobless claims stay low; China gets temporary export boost; EU retail impresses, freight rates rise; UST 10yr at 4.35%; gold recovers some; oil stable; NZ$1 = 60.2 USc; TWI = 69

A review of things you need to know before you sign off on Thursday; Crown accounts show some wavering, crowding stats released, NZGB yields rise, swaps shifting, NZD soft, & more

A review of things you need to know before you sign off on Thursday; Crown accounts show some wavering, crowding stats released, NZGB yields rise, swaps shifting, NZD soft, & more

US election result clear & uncontested; markets react to impending weaknesses; EU PPI deflates; AiG index dives; UST 10yr jumps to 4.42%; gold drops hard; oil soft; NZ$1 = 59.4 USc; TWI = 68.7

US election result clear & uncontested; markets react to impending weaknesses; EU PPI deflates; AiG index dives; UST 10yr jumps to 4.42%; gold drops hard; oil soft; NZ$1 = 59.4 USc; TWI = 68.7

A review of things you need to know before you sign off on Wednesday; no retail rate changes, rents stable, jobless rate rises, pay trimmed, dairy prices rise, Govt subsidises meat marketing campaign, swaps stable, NZD soft, & more

A review of things you need to know before you sign off on Wednesday; no retail rate changes, rents stable, jobless rate rises, pay trimmed, dairy prices rise, Govt subsidises meat marketing campaign, swaps stable, NZD soft, & more

Dairy prices jump; US data strong; Boeing strike ends with big wage gains; China services rise; RBA holds; UST 10yr 4.34%; gold soft but oil firm; NZ$1 = 60 USc; TWI = 68.7

Dairy prices jump; US data strong; Boeing strike ends with big wage gains; China services rise; RBA holds; UST 10yr 4.34%; gold soft but oil firm; NZ$1 = 60 USc; TWI = 68.7

A review of things you need to know before you sign off on Tuesday; TSB goes low, household living costs still above CPI, retail card activity limps, mortgage borrowers bet on more rate cuts, swaps stable, NZD little-changed, & more

A review of things you need to know before you sign off on Tuesday; TSB goes low, household living costs still above CPI, retail card activity limps, mortgage borrowers bet on more rate cuts, swaps stable, NZD little-changed, & more

TSB launches 5.69% 'special offer' for one year fixed home loan rate, lower than any main bank's carded rate for that term

TSB launches 5.69% 'special offer' for one year fixed home loan rate, lower than any main bank's carded rate for that term

Global factories downshift; US factory orders soft; China banks face foreclosure surge; India regains factory momentum; eyes on the RBA; UST 10yr 4.33%; gold soft but oil firm; NZ$1 = 59.8 USc; TWI = 68.7

Global factories downshift; US factory orders soft; China banks face foreclosure surge; India regains factory momentum; eyes on the RBA; UST 10yr 4.33%; gold soft but oil firm; NZ$1 = 59.8 USc; TWI = 68.7

A review of things you need to know before you sign off on Monday; few retail rate changes, B&T's listings surge, auctions go regional, Westpac profit rises, livestock prices firm, car sales hang in, swaps flat, NZD firmish, & more

A review of things you need to know before you sign off on Monday; few retail rate changes, B&T's listings surge, auctions go regional, Westpac profit rises, livestock prices firm, car sales hang in, swaps flat, NZD firmish, & more

The US non-farm payrolls miss dominates the chat, but markets ignore it; Canada wages rise; China PMIs turn positive; Aussie PMI still contracting; UST 10yr 4.37%; gold and oil stable; NZ$1 = 59.7 USc; TWI = 68.7

The US non-farm payrolls miss dominates the chat, but markets ignore it; Canada wages rise; China PMIs turn positive; Aussie PMI still contracting; UST 10yr 4.37%; gold and oil stable; NZ$1 = 59.7 USc; TWI = 68.7

US jobs growth undershoots, blamed on hurricanes and strikes; markets take it in their stride; Canada PMIs expand; Aussie housing hits limits; UST 10yr 4.37%; gold and oil stable; NZ$1 = 59.7 USc; TWI = 68.7

US jobs growth undershoots, blamed on hurricanes and strikes; markets take it in their stride; Canada PMIs expand; Aussie housing hits limits; UST 10yr 4.37%; gold and oil stable; NZ$1 = 59.7 USc; TWI = 68.7

A review of things you need to know before you sign off on Friday; housing market flooded by sellers, values ease, many more auctions, building permits weak, IRD on the warpath, swaps low & stable, NZD eases, & more

A review of things you need to know before you sign off on Friday; housing market flooded by sellers, values ease, many more auctions, building permits weak, IRD on the warpath, swaps low & stable, NZD eases, & more

Here are the key changes to know about in the New Zealand equity market; NZX50 slips with Tower, Briscoes and Goodman Property. But Vulcan Steel, the Warehouse and Channel Infrastructure rise

Here are the key changes to know about in the New Zealand equity market; NZX50 slips with Tower, Briscoes and Goodman Property. But Vulcan Steel, the Warehouse and Channel Infrastructure rise

US jobs, income and spending all solid; Canada average earnings spurt; China PMIs make small gains; Japan retail soft; container freight rates stop falling; UST 10yr 4.27%; gold falls and oil stable; NZ$1 = 59.6 USc; TWI = 68.6

US jobs, income and spending all solid; Canada average earnings spurt; China PMIs make small gains; Japan retail soft; container freight rates stop falling; UST 10yr 4.27%; gold falls and oil stable; NZ$1 = 59.6 USc; TWI = 68.6

A review of things you need to know before you sign off on Thursday; more rate cuts for savers, surprise rise in business sentiment, more people work at big businesses, more milk, swaps & NZD stable, & more

A review of things you need to know before you sign off on Thursday; more rate cuts for savers, surprise rise in business sentiment, more people work at big businesses, more milk, swaps & NZD stable, & more

Consumers push US Q3-GDP higher; US jobs growth outsized; China pays more in interest; EU GDP expands; Aussie inflation eases; UST 10yr 4.29%; gold rises and oil holds; NZ$1 = 59.6 USc; TWI = 68.7

Consumers push US Q3-GDP higher; US jobs growth outsized; China pays more in interest; EU GDP expands; Aussie inflation eases; UST 10yr 4.29%; gold rises and oil holds; NZ$1 = 59.6 USc; TWI = 68.7

A review of things you need to know before you sign off on Wednesday; some more floating rate cuts, Woolworths misfires, Fonterra in favour, hydro lakes back to normal, swaps asleep, NZD holds, & more

A review of things you need to know before you sign off on Wednesday; some more floating rate cuts, Woolworths misfires, Fonterra in favour, hydro lakes back to normal, swaps asleep, NZD holds, & more

US data quite positive; China readies ¥10 tln stimulus; Singapore PPI drops hard; German sentiment rises; EU pushes ahead with EV tariffs; UST 10yr 4.29%; gold rises and oil holds; NZ$1 = 59.6 USc; TWI = 68.87

US data quite positive; China readies ¥10 tln stimulus; Singapore PPI drops hard; German sentiment rises; EU pushes ahead with EV tariffs; UST 10yr 4.29%; gold rises and oil holds; NZ$1 = 59.6 USc; TWI = 68.87

A review of things you need to know before you sign off on Tuesday; Kiwibank cuts a key rate, jobs market stable, NZ Post eyes reduced service, Fonterra to tap bond market, swaps little-changed, NZD stays low, & more

A review of things you need to know before you sign off on Tuesday; Kiwibank cuts a key rate, jobs market stable, NZ Post eyes reduced service, Fonterra to tap bond market, swaps little-changed, NZD stays low, & more

New lows for key home loan rate offers keep coming, the latest from Kiwibank who had the market-leading position for the popular one year fixed rate. Then Heartland goes lower

New lows for key home loan rate offers keep coming, the latest from Kiwibank who had the market-leading position for the popular one year fixed rate. Then Heartland goes lower

China data weak, concerns of down spiral; US data weak but sentiment improves; Canada retail rises; UST 10yr 4.29%; gold slips and oil dives; NZ$1 = 59.8 USc; TWI = 68.8

China data weak, concerns of down spiral; US data weak but sentiment improves; Canada retail rises; UST 10yr 4.29%; gold slips and oil dives; NZ$1 = 59.8 USc; TWI = 68.8