About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
In just 12 months, we have gone from a time when all the OCR change was passed on to borrowers, to now when none of it is. Oligoply power wins a stunning reversal
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In just 12 months, we have gone from a time when all the OCR change was passed on to borrowers, to now when none of it is. Oligoply power wins a stunning reversal
A review of things you need to know before you go home on Friday; no rate changes, factories expanding solidly, no food inflation, no credit stress, linkers spike up, swap rates jump again, NZD down
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A review of things you need to know before you go home on Friday; no rate changes, factories expanding solidly, no food inflation, no credit stress, linkers spike up, swap rates jump again, NZD down
The rise of bullying political discourse requires us to tighten our standards for those who want to use our comment facility. We will be less tolerant of intolerance
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The rise of bullying political discourse requires us to tighten our standards for those who want to use our comment facility. We will be less tolerant of intolerance
Wall Street banks get their wishlist; US jobless claims fall; China moves to replace the US in TPP; China bank loans jump; UST 10yr yield at 2.10%; oil lower, gold lower; NZ$1 = 72.1 US¢, TWI-5 = 76.5
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Wall Street banks get their wishlist; US jobless claims fall; China moves to replace the US in TPP; China bank loans jump; UST 10yr yield at 2.10%; oil lower, gold lower; NZ$1 = 72.1 US¢, TWI-5 = 76.5
A review of things you need to know before you go home on Thursday; banks ignore OCR cut, lawyer get home detention for fraud, trust reforms, LGFA yields rise, occupancy rate up, swap rates leap, NZD little changed
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A review of things you need to know before you go home on Thursday; banks ignore OCR cut, lawyer get home detention for fraud, trust reforms, LGFA yields rise, occupancy rate up, swap rates leap, NZD little changed
Local eyes on RBNZ; Trump upset roils markets; Trump program aims for large fiscal deficit spending; US inflation likely; Asian prospects under threat; UST 10yr yield at 2.06%; oil stable, gold unchanged; NZ$1 = 72.6 US¢, TWI-5 = 76.9
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Local eyes on RBNZ; Trump upset roils markets; Trump program aims for large fiscal deficit spending; US inflation likely; Asian prospects under threat; UST 10yr yield at 2.06%; oil stable, gold unchanged; NZ$1 = 72.6 US¢, TWI-5 = 76.9
A review of things you need to know before you go home on Wednesday; No rate changes as RBNZ awaited, inflation stirs, more apprenticeship funding, RMA reform inches forward, gold jumps, swaps slump, NZD volatile
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A review of things you need to know before you go home on Wednesday; No rate changes as RBNZ awaited, inflation stirs, more apprenticeship funding, RMA reform inches forward, gold jumps, swaps slump, NZD volatile
Markets watching US results closely; China's exports fall again; India withdraws large banknotes; OPEC can't see higher crude prices; China debt market stress; UST 10yr yield at 1.87%; oil stable, gold down; NZ$1 = 73.5 US¢, TWI-5 = 77.5
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Markets watching US results closely; China's exports fall again; India withdraws large banknotes; OPEC can't see higher crude prices; China debt market stress; UST 10yr yield at 1.87%; oil stable, gold down; NZ$1 = 73.5 US¢, TWI-5 = 77.5
A review of things you need to know before you go home on Tuesday; BNZ ups mortgage rate, Truckometer slows, FMA has another go, how inflation bites, swaps inch up, NZD holds
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A review of things you need to know before you go home on Tuesday; BNZ ups mortgage rate, Truckometer slows, FMA has another go, how inflation bites, swaps inch up, NZD holds
BNZ follows ASB by hiking its 3 year fixed 'special' mortgage rate. This follows steady wholesale rate rises and sticky term deposit offers
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BNZ follows ASB by hiking its 3 year fixed 'special' mortgage rate. This follows steady wholesale rate rises and sticky term deposit offers
Clinton relief rally starts early; new focus on competition; Frankfurt wins over London; China fx flows modest; Xi demands loyalty; climate to underpin ratings; UST 10yr yield at 1.83%; oil stable, gold down; NZ$1 = 73.2 US¢, TWI-5 = 77.1
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Clinton relief rally starts early; new focus on competition; Frankfurt wins over London; China fx flows modest; Xi demands loyalty; climate to underpin ratings; UST 10yr yield at 1.83%; oil stable, gold down; NZ$1 = 73.2 US¢, TWI-5 = 77.1
A review of things you need to know before you go home on Monday; higher mortgage rates, cash-back returns, ASB switches TD special, new low-rate credit card, FBI moves markets, swaps up again, NZD resilient
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A review of things you need to know before you go home on Monday; higher mortgage rates, cash-back returns, ASB switches TD special, new low-rate credit card, FBI moves markets, swaps up again, NZD resilient
As attention turns from rewards credit cards to low rate credit cards, we compare features and costs across all bank offers
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As attention turns from rewards credit cards to low rate credit cards, we compare features and costs across all bank offers
US jobs and pay rise; US trade deficit falls; air travel jumps; Aussie AAA may be lost in December; big China bank fined NZ$300 mln for AML fraud; UST 10yr yield at 1.78%; oil and gold down; NZ$1 = 73.3 US¢, TWI-5 = 76.8
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US jobs and pay rise; US trade deficit falls; air travel jumps; Aussie AAA may be lost in December; big China bank fined NZ$300 mln for AML fraud; UST 10yr yield at 1.78%; oil and gold down; NZ$1 = 73.3 US¢, TWI-5 = 76.8
A review of things you need to know before you go home on Friday; ASB ups mortgage rates, Govt surplus rises, used import sales strong, rents rising fast, swap rates jump, NZD up
A review of things you need to know before you go home on Friday; ASB ups mortgage rates, Govt surplus rises, used import sales strong, rents rising fast, swap rates jump, NZD up
A big-four bank raises longer fixed rate mortgage rates by up to +30 bps as wholesale rates settle in with compounding higher levels
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A big-four bank raises longer fixed rate mortgage rates by up to +30 bps as wholesale rates settle in with compounding higher levels
Only part of our service was operating earlier today. We are back in full now
Only part of our service was operating earlier today. We are back in full now
US productivity jumps; service sector expansion healthy; China services expand modestly; Germans to target tax havens; seafreight in strife, airfreght booms; UST 10yr yield at 1.81%; oil and gold down; NZ$1 = 73.3 US¢, TWI-5 = 76.9
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US productivity jumps; service sector expansion healthy; China services expand modestly; Germans to target tax havens; seafreight in strife, airfreght booms; UST 10yr yield at 1.81%; oil and gold down; NZ$1 = 73.3 US¢, TWI-5 = 76.9
A review of things you need to know before you go home on Thursday; another low rate credit card, Auckland house sales slump, commodity prices up, record car sales, NZ leads prosperity, swaps hold higher, NZD up
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A review of things you need to know before you go home on Thursday; another low rate credit card, Auckland house sales slump, commodity prices up, record car sales, NZ leads prosperity, swaps hold higher, NZD up
US polls worry markets; NZ shines amongst the gloom; China doubles down in investment-led growth; US Fed signals December rise; UST 10yr yield at 1.80%; oil down, gold up; NZ$1 = 73 US¢, TWI-5 = 76.7
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US polls worry markets; NZ shines amongst the gloom; China doubles down in investment-led growth; US Fed signals December rise; UST 10yr yield at 1.80%; oil down, gold up; NZ$1 = 73 US¢, TWI-5 = 76.7
A review of things you need to know before you go home on Wednesday; Coop Bank raises a rate, two positive surprises, commission pressure on Akl REAs, swap rates up again, NZD firms
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A review of things you need to know before you go home on Wednesday; Coop Bank raises a rate, two positive surprises, commission pressure on Akl REAs, swap rates up again, NZD firms
Dairy prices jump +11.4%, WMP is up +20%; Wall Street down; EU banks have NZ$1.8 tln in bad loans; one huge loser in Melbourne Cup; UST 10yr yield at 1.82%; oil down, gold up; NZ$1 = 71.6 US¢, TWI-5 = 75.5
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Dairy prices jump +11.4%, WMP is up +20%; Wall Street down; EU banks have NZ$1.8 tln in bad loans; one huge loser in Melbourne Cup; UST 10yr yield at 1.82%; oil down, gold up; NZ$1 = 71.6 US¢, TWI-5 = 75.5
A review of things you need to know before you go home on Tuesday; UDC and FE raise TD rates, QV says prices up but slowing, China expanse faster, house listings tight, Fisher leaving, swap rates inch up
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A review of things you need to know before you go home on Tuesday; UDC and FE raise TD rates, QV says prices up but slowing, China expanse faster, house listings tight, Fisher leaving, swap rates inch up
US consumers spending more; China goods prices must rise; coal and shipping under pressure; rich Chinese plan escape, NZ eyed by 30,000 of them; UST 10yr yield at 1.84%; oil down, gold up; NZ$1 = 71.5 US¢, TWI-5 = 75.7
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US consumers spending more; China goods prices must rise; coal and shipping under pressure; rich Chinese plan escape, NZ eyed by 30,000 of them; UST 10yr yield at 1.84%; oil down, gold up; NZ$1 = 71.5 US¢, TWI-5 = 75.7
A review of things you need to know before you go home on Monday; TD rate cuts, fewer consents, business confidence strong, ANZ takes huge hit, S&P warns on 25 banks, debt grows fast, swaps slip
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A review of things you need to know before you go home on Monday; TD rate cuts, fewer consents, business confidence strong, ANZ takes huge hit, S&P warns on 25 banks, debt grows fast, swaps slip