About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Thursday; another Yuan devaluation, plenty of house sales, factories happy, Govt borrows cheaper, Fonterra on negative watch, swap rates rise, NZD stable
13th Aug 15, 4:01pm
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A review of things you need to know before you go home on Thursday; another Yuan devaluation, plenty of house sales, factories happy, Govt borrows cheaper, Fonterra on negative watch, swap rates rise, NZD stable
China adjusts yuan down again; US suspicious of 'currency war'; US labour market strong; RBA warns on house prices; UST 10yr yield 2.09%; oil and gold higher; NZ$1 = 66.1 US¢, TWI-5 = 70.6
13th Aug 15, 7:29am
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China adjusts yuan down again; US suspicious of 'currency war'; US labour market strong; RBA warns on house prices; UST 10yr yield 2.09%; oil and gold higher; NZ$1 = 66.1 US¢, TWI-5 = 70.6
A review of things you need to know before you go home on Wednesday; TSB Bank cuts home loan rates, China devalues further, tourism strong even in June, swap rates lower and flatter, NZD falls
12th Aug 15, 4:00pm
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A review of things you need to know before you go home on Wednesday; TSB Bank cuts home loan rates, China devalues further, tourism strong even in June, swap rates lower and flatter, NZD falls
US productivity rises; China devalues; EU and Greece cement deal; AU confidence falls; Singapore growth sags; UST 10yr yield 2.13%; oil lower; NZ$1 = 65.3 US¢, TWI-5 = 70.1
12th Aug 15, 7:18am
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US productivity rises; China devalues; EU and Greece cement deal; AU confidence falls; Singapore growth sags; UST 10yr yield 2.13%; oil lower; NZ$1 = 65.3 US¢, TWI-5 = 70.1
We compare the 'default' and 'excess' interest rates that face mortgage borrowers who don't make their payments on time or bust their limits
11th Aug 15, 4:44pm
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We compare the 'default' and 'excess' interest rates that face mortgage borrowers who don't make their payments on time or bust their limits
A review of things you need to know before you go home on Tuesday; Beijing intervenes, trucks decelerating, retail surprises but the Warehouse faces strikes, inflation low but rising, NZD falls
11th Aug 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; Beijing intervenes, trucks decelerating, retail surprises but the Warehouse faces strikes, inflation low but rising, NZD falls
Key Fed members talk up rate rises; China shakes up their SOEs, using reserves to cover slowdown; Russia shrinks faster; UST 10yr yield 2.22%, oil and gold higher; NZ$1 = 66.2 US¢, TWI-5 = 70.8
11th Aug 15, 7:27am
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Key Fed members talk up rate rises; China shakes up their SOEs, using reserves to cover slowdown; Russia shrinks faster; UST 10yr yield 2.22%, oil and gold higher; NZ$1 = 66.2 US¢, TWI-5 = 70.8
ANZ and ASB both announce new low 'special' rates for key terms. ASB's new low offers deserve attention
10th Aug 15, 5:52pm
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ANZ and ASB both announce new low 'special' rates for key terms. ASB's new low offers deserve attention
A review of things you need to know before you go home on Monday; more mortgage rate cuts, the end for coal, BNZ's profits rise, Super Fund wins initial skirmish, swap rates flatter
10th Aug 15, 4:02pm
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A review of things you need to know before you go home on Monday; more mortgage rate cuts, the end for coal, BNZ's profits rise, Super Fund wins initial skirmish, swap rates flatter
Mortgage rates may be falling, but so are wholesale rates, allowing room for serious haggling with lenders
10th Aug 15, 10:19am
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Mortgage rates may be falling, but so are wholesale rates, allowing room for serious haggling with lenders
US jobs grow as expected; China exports tumble, producer prices sink further; Russia destroys food; UST 10yr yield 2.17%; AU banks shares shed value; NZ$1 = 66.2 US¢, TWI-5 = 71
10th Aug 15, 7:23am
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US jobs grow as expected; China exports tumble, producer prices sink further; Russia destroys food; UST 10yr yield 2.17%; AU banks shares shed value; NZ$1 = 66.2 US¢, TWI-5 = 71
A review of things you need to know before you go home on Wednesday; Auckland house sales volumes surge, jobs market weakens, China's services expand, swap rates rise, NZD holds
5th Aug 15, 4:00pm
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A review of things you need to know before you go home on Wednesday; Auckland house sales volumes surge, jobs market weakens, China's services expand, swap rates rise, NZD holds
Dairy prices caving in; US factory orders rebound; Fed sends rate hike signal; Aussie retail sales surge; UST 10yr yield 2.19%; NZ$1 = 65.4 US¢, TWI-5 = 70.2
5th Aug 15, 7:32am
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Dairy prices caving in; US factory orders rebound; Fed sends rate hike signal; Aussie retail sales surge; UST 10yr yield 2.19%; NZ$1 = 65.4 US¢, TWI-5 = 70.2
A review of things you need to know before you go home on Tuesday; more TD rate cuts, a TD alternative, mad Auckland house 'values', SUVs rule, commodities tank, 90 day bank bill rates fall
4th Aug 15, 4:06pm
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A review of things you need to know before you go home on Tuesday; more TD rate cuts, a TD alternative, mad Auckland house 'values', SUVs rule, commodities tank, 90 day bank bill rates fall
US savings rate rises, consumer spending grows; weak China data; UST 10yr yields down to 2.16%; oil and gold fall; NZ$1 = 65.9 US¢, TWI-5 = 70.9
4th Aug 15, 7:30am
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US savings rate rises, consumer spending grows; weak China data; UST 10yr yields down to 2.16%; oil and gold fall; NZ$1 = 65.9 US¢, TWI-5 = 70.9
A review of things you need to know before you go home on Monday; sharp cuts in mortgage rates, housing markets tighten, FMA change, fat returns for linkers, sharp swap rate falls
3rd Aug 15, 4:02pm
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A review of things you need to know before you go home on Monday; sharp cuts in mortgage rates, housing markets tighten, FMA change, fat returns for linkers, sharp swap rate falls
US wages rise, bolsters rate hike case; TPP talks break down; Russia cuts rates; iron ore price falls; UST 10yr yield down to 2.19%; oil lower, gold higher; NZ$1 = 65.9 US¢, TWI-5 = 70.8
3rd Aug 15, 7:26am
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US wages rise, bolsters rate hike case; TPP talks break down; Russia cuts rates; iron ore price falls; UST 10yr yield down to 2.19%; oil lower, gold higher; NZ$1 = 65.9 US¢, TWI-5 = 70.8
Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
2nd Aug 15, 4:03pm
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Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
1st Aug 15, 11:07am
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Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
31st Jul 15, 5:55pm
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
A review of things you need to know before you go home on Friday; red hot mortgage rate, fast cooling business confidence, rising debt, rising bank balances, swap rates fall
31st Jul 15, 4:02pm
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A review of things you need to know before you go home on Friday; red hot mortgage rate, fast cooling business confidence, rising debt, rising bank balances, swap rates fall
ANZ survey shows business sentiment in negative territory for the first time since March 2011, and the worst it has been since March 2009
31st Jul 15, 2:24pm
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ANZ survey shows business sentiment in negative territory for the first time since March 2011, and the worst it has been since March 2009
Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
31st Jul 15, 12:05pm
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Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
US growth rises, jobless claims low; IMF wants haircut; TPP talks get hard; Aussie banking regulators warn; UST 10yr yield 2.27%; gold lower; NZ$1 = 65.9 US¢, TWI-5 = 71
31st Jul 15, 7:30am
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US growth rises, jobless claims low; IMF wants haircut; TPP talks get hard; Aussie banking regulators warn; UST 10yr yield 2.27%; gold lower; NZ$1 = 65.9 US¢, TWI-5 = 71
A review of things you need to know before you go home on Thursday; tame housing consents, hot regional commercial consents, a clear winner, rising reserves, swap rates steepen
30th Jul 15, 4:00pm
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A review of things you need to know before you go home on Thursday; tame housing consents, hot regional commercial consents, a clear winner, rising reserves, swap rates steepen