About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
US jobless claims fall; Wall Street hit new records; China struggles with housing boom; iron ore prices rise; Australia vetoes Chinese investment; UST 10yr yield at 1.54%; oil prices jump, gold up; NZ$1 = 72.1 US¢, TWI-5 = 75.2
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US jobless claims fall; Wall Street hit new records; China struggles with housing boom; iron ore prices rise; Australia vetoes Chinese investment; UST 10yr yield at 1.54%; oil prices jump, gold up; NZ$1 = 72.1 US¢, TWI-5 = 75.2
A review of things you need to know before you go home on Thursday; RBNZ cuts -25 bps, banks respond variously led by ANZ, Youi charged by Commerce Commission, food cheaper, swap rates rise, as does NZD
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A review of things you need to know before you go home on Thursday; RBNZ cuts -25 bps, banks respond variously led by ANZ, Youi charged by Commerce Commission, food cheaper, swap rates rise, as does NZD
New Zealand's largest bank reveals its new higher term deposit rates and we record the rate benchmarks before their rivals announce their positions
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New Zealand's largest bank reveals its new higher term deposit rates and we record the rate benchmarks before their rivals announce their positions
US job openings rise, layoff fall; US deficit on track; Fitch raises NZ growth forecast; Stevens says low rates can't fix growth; UST 10yr yield at 1.52%; NZ CDS spreads fall; oil slips, gold up; NZ$1 = 72.3 US¢, TWI-5 = 75.2
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US job openings rise, layoff fall; US deficit on track; Fitch raises NZ growth forecast; Stevens says low rates can't fix growth; UST 10yr yield at 1.52%; NZ CDS spreads fall; oil slips, gold up; NZ$1 = 72.3 US¢, TWI-5 = 75.2
A review of things you need to know before you go home on Wednesday; winter house sales volumes, summer house prices, ASB books 6th record profit, tourism still booming, NZ's reputation high, swaps fall & flatten, NZD up
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A review of things you need to know before you go home on Wednesday; winter house sales volumes, summer house prices, ASB books 6th record profit, tourism still booming, NZ's reputation high, swaps fall & flatten, NZD up
US foreclosures at record low; wholesale trade bounces; US productivity weak; China inflation eases, car sales zoom; ASIC finds ugly IB ethics; UST 10yr yield at 1.58%; oil slips, gold up; NZ$1 = 71.6 US¢, TWI-5 = 74.8
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US foreclosures at record low; wholesale trade bounces; US productivity weak; China inflation eases, car sales zoom; ASIC finds ugly IB ethics; UST 10yr yield at 1.58%; oil slips, gold up; NZ$1 = 71.6 US¢, TWI-5 = 74.8
A review of things you need to know before you go home on Tuesday; waiting for Wheeler, happy with lower prices, heavy truck problem, smaller public service, ANZ Group makes A$5.2 bln, swaps fall and flatten
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A review of things you need to know before you go home on Tuesday; waiting for Wheeler, happy with lower prices, heavy truck problem, smaller public service, ANZ Group makes A$5.2 bln, swaps fall and flatten
US LMCI rises; negative rates drive saving; EBA wants to set 3% leverage minimum; AU's Chinese spying risk; CBA set to report AU$9.5 bln profit; UST 10yr yield at 1.58%; oil up, gold down; NZ$1 = 71.4 US¢, TWI-5 = 74.8
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US LMCI rises; negative rates drive saving; EBA wants to set 3% leverage minimum; AU's Chinese spying risk; CBA set to report AU$9.5 bln profit; UST 10yr yield at 1.58%; oil up, gold down; NZ$1 = 71.4 US¢, TWI-5 = 74.8
David Chaston says regulation of bank capital levels is in a sorry state when commentators call for banks to grow their margins out of RBNZ OCR cuts
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David Chaston says regulation of bank capital levels is in a sorry state when commentators call for banks to grow their margins out of RBNZ OCR cuts
A review of things you need to know before you go home on Monday; construction frenzy, big syndication, APRA presses, equities up, China trade down, swap rates up, NZD down
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A review of things you need to know before you go home on Monday; construction frenzy, big syndication, APRA presses, equities up, China trade down, swap rates up, NZD down
It is not home owners who suffer when banks divert OCR cuts to protect their profit margins, it is small business and farmers who pay the costs. We describe bank funding motivations
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It is not home owners who suffer when banks divert OCR cuts to protect their profit margins, it is small business and farmers who pay the costs. We describe bank funding motivations
US labour market strong; US consumer credit demand mellows; PwC faces US$1 bln lawsuit; 'Panama Papers' enquiry in disarray; UST 10yr yield at 1.59%; oil unchanged, gold sinks; NZ$1 = 71.4 US¢, TWI-5 = 74.7
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US labour market strong; US consumer credit demand mellows; PwC faces US$1 bln lawsuit; 'Panama Papers' enquiry in disarray; UST 10yr yield at 1.59%; oil unchanged, gold sinks; NZ$1 = 71.4 US¢, TWI-5 = 74.7
A review of things you need to know before you go home on Friday; RBA signals more cuts, unexpected early Vancouver tax impact, Bridgecorp echo, 4% bond, LendMe loss, swap rates dip again
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A review of things you need to know before you go home on Friday; RBA signals more cuts, unexpected early Vancouver tax impact, Bridgecorp echo, 4% bond, LendMe loss, swap rates dip again
US jobless claims rise; Aussie banks challenged; China launches CDS swaps; EU imposes anti-dumping duties; England cuts rates; UST 10yr yield at 1.50%; oil and gold higher; NZ$1 = 71.8 US¢, TWI-5 = 75
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US jobless claims rise; Aussie banks challenged; China launches CDS swaps; EU imposes anti-dumping duties; England cuts rates; UST 10yr yield at 1.50%; oil and gold higher; NZ$1 = 71.8 US¢, TWI-5 = 75
A review of things you need to know before you go home on Thursday; Resimac tweaks, rent rises pause, car sales dip, Aussie retail growth stalls, Westpac's co-cos underwhelm, WMP prices up, 2yr swaps threaten 2%
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A review of things you need to know before you go home on Thursday; Resimac tweaks, rent rises pause, car sales dip, Aussie retail growth stalls, Westpac's co-cos underwhelm, WMP prices up, 2yr swaps threaten 2%
US jobs growth solid; China signals rate cuts; India to adopt a GST; airfreight volumes rise strongly; UST 10yr yield at 1.56%; NZ sovereign CDS spreads sink; oil up +3%, gold lower; NZ$1 = 71.4 US¢, TWI-5 = 74.6
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US jobs growth solid; China signals rate cuts; India to adopt a GST; airfreight volumes rise strongly; UST 10yr yield at 1.56%; NZ sovereign CDS spreads sink; oil up +3%, gold lower; NZ$1 = 71.4 US¢, TWI-5 = 74.6
A review of things you need to know before you go home on Wednesday; more rate changes, dairy prices rise, house prices drop, commodity prices undermined, jobs grow strongly, car sales up, bank CEOs lashed for rate holdbacks
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A review of things you need to know before you go home on Wednesday; more rate changes, dairy prices rise, house prices drop, commodity prices undermined, jobs grow strongly, car sales up, bank CEOs lashed for rate holdbacks
Dairy prices jump +6.6%, WMP up even more; RBA cuts to 1.5% but banks won't pass it all on; US consumer spending up; Japan oks stimulus plan; UST 10yr yield at 1.54%; oil under US$40, gold higher; NZ$1 = 72.3 US¢, TWI-5 = 75.3
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Dairy prices jump +6.6%, WMP up even more; RBA cuts to 1.5% but banks won't pass it all on; US consumer spending up; Japan oks stimulus plan; UST 10yr yield at 1.54%; oil under US$40, gold higher; NZ$1 = 72.3 US¢, TWI-5 = 75.3
A review of things you need to know before you go home on Tuesday; BNZ raises mortgage rates, house prices rise faster, dairy farmers cut costs, big new road project, inflation expectations unchanged, RBA cuts to 1.50%
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A review of things you need to know before you go home on Tuesday; BNZ raises mortgage rates, house prices rise faster, dairy farmers cut costs, big new road project, inflation expectations unchanged, RBA cuts to 1.50%
Despite record low wholesale rates, BNZ announces increases in two of its key fixed mortgage rates, moving up to levels adopted by its main rivals
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Despite record low wholesale rates, BNZ announces increases in two of its key fixed mortgage rates, moving up to levels adopted by its main rivals
China sends conflicting signals; US factories upbeat; iron ore prices rise; US corporate defaults rise; AU house sales boom; UST 10yr yield at 1.49%; oil down, gold unchanged; NZ$1 = 71.9 US¢, TWI-5 = 75.3
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China sends conflicting signals; US factories upbeat; iron ore prices rise; US corporate defaults rise; AU house sales boom; UST 10yr yield at 1.49%; oil down, gold unchanged; NZ$1 = 71.9 US¢, TWI-5 = 75.3
A review of things you need to know before you go home on Monday; Kiwibank cuts 3yr rate, Moody's says NZ banks stable, a new lobbyist, Fonterra signals better earnings, Harmoney to plead guilty, swaps fall, NZD rises
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A review of things you need to know before you go home on Monday; Kiwibank cuts 3yr rate, Moody's says NZ banks stable, a new lobbyist, Fonterra signals better earnings, Harmoney to plead guilty, swaps fall, NZD rises
State-owned bank surprises mortgage market with an off-season market leading three year rate, as wholesale rates hit record lows
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State-owned bank surprises mortgage market with an off-season market leading three year rate, as wholesale rates hit record lows
Q2 US GDP weak; US consumers positive; ECB stress tests clear; no Japan double dose; Facebook's tax affairs in court; Steve Keen goes darker; UST 10yr yield at 1.45%; oil unchanged, gold higher; NZ$1 = 72.1 US¢, TWI-5 = 75.3
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Q2 US GDP weak; US consumers positive; ECB stress tests clear; no Japan double dose; Facebook's tax affairs in court; Steve Keen goes darker; UST 10yr yield at 1.45%; oil unchanged, gold higher; NZ$1 = 72.1 US¢, TWI-5 = 75.3
A review of things you need to know before you go home on Friday; strong building consents, big leaky building case, business confidence eases, record debt levels, record credit levels, swap rates fall, NZD up
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A review of things you need to know before you go home on Friday; strong building consents, big leaky building case, business confidence eases, record debt levels, record credit levels, swap rates fall, NZD up