David Hargreaves

Xero says Kiwi small businesses are showing resilience despite weaker sales data consistent with New Zealand being in recession

Xero says Kiwi small businesses are showing resilience despite weaker sales data consistent with New Zealand being in recession

Reserve Bank figures show on a seasonally adjusted basis there may be slight signs of life in the mortgage market; meanwhile the quarterly mortgage interest bill just crashed through $4 billion for the first time

Reserve Bank figures show on a seasonally adjusted basis there may be slight signs of life in the mortgage market; meanwhile the quarterly mortgage interest bill just crashed through $4 billion for the first time

Fonterra seen as having to lower its milk price forecast soon, as one major bank economist slashes his forecast price by over a dollar

Fonterra seen as having to lower its milk price forecast soon, as one major bank economist slashes his forecast price by over a dollar

After quarterly inflation figures that contained, in the words of one economist, 'a number of red flags' for the Reserve Bank, upcoming labour market data are seen as key ahead of the RBNZ's next Official Cash Rate decision in August

After quarterly inflation figures that contained, in the words of one economist, 'a number of red flags' for the Reserve Bank, upcoming labour market data are seen as key ahead of the RBNZ's next Official Cash Rate decision in August

ANZ economists expect a gradual lift in dairy commodity prices - but not before a large proportion of the new NZ season's supply has already been traded; they have cut their forecast milk price

ANZ economists expect a gradual lift in dairy commodity prices - but not before a large proportion of the new NZ season's supply has already been traded; they have cut their forecast milk price

David Hargreaves says while inflation is finally heading in the right direction, there's still not enough evidence that the RBNZ's strenuous, interest rate hiking, efforts are going to be able to completely tame high prices in the short term

David Hargreaves says while inflation is finally heading in the right direction, there's still not enough evidence that the RBNZ's strenuous, interest rate hiking, efforts are going to be able to completely tame high prices in the short term

Insurer Tower says inflation, motor crime and supply chain issues continued to worsen over the third quarter of its financial year to September

Insurer Tower says inflation, motor crime and supply chain issues continued to worsen over the third quarter of its financial year to September

David Hargreaves suggests that with KiwiSaver now 16 years old, it would be a good time to re-examine what its role is and how well it is set up to fill that role

David Hargreaves suggests that with KiwiSaver now 16 years old, it would be a good time to re-examine what its role is and how well it is set up to fill that role

Westpac economists say there are signs the labour market 'has not cracked yet', which raises the likelihood the RBNZ will need to upgrade its economic growth forecasts - adding upside risk to the inflation outlook

Westpac economists say there are signs the labour market 'has not cracked yet', which raises the likelihood the RBNZ will need to upgrade its economic growth forecasts - adding upside risk to the inflation outlook

David Hargreaves says new figures out in the coming week will likely show a significant fall in the rate of annual inflation but we shouldn't start celebrating 'victory' in the battle against high prices any time soon

David Hargreaves says new figures out in the coming week will likely show a significant fall in the rate of annual inflation but we shouldn't start celebrating 'victory' in the battle against high prices any time soon

Stats NZ figures show that total card spending rose by 1.3% in June, with a big surge in fuel spending as the excise duty cut ended being a big factor

Stats NZ figures show that total card spending rose by 1.3% in June, with a big surge in fuel spending as the excise duty cut ended being a big factor

New Kiwibank spending data shows that despite the cost of living squeeze we are still spending as we need to - but discretion is being applied

New Kiwibank spending data shows that despite the cost of living squeeze we are still spending as we need to - but discretion is being applied

Kiwibank economists think there should be a fall in New Zealand's wholesale interest rates after this week's Official Cash Rate announcement

Kiwibank economists think there should be a fall in New Zealand's wholesale interest rates after this week's Official Cash Rate announcement

Westpac economists say the average mortgage rate households are paying will rise by more over the coming year than it has so far

Westpac economists say the average mortgage rate households are paying will rise by more over the coming year than it has so far

David Hargreaves examines the coming week's Reserve Bank Official Cash Rate review and highlights the wild ride we've been on for the past two years that has seen the OCR hiked on 12 consecutive occasions

David Hargreaves examines the coming week's Reserve Bank Official Cash Rate review and highlights the wild ride we've been on for the past two years that has seen the OCR hiked on 12 consecutive occasions

David Hargreaves examines the suddenly very visible signs of the New Zealand economy slowing as it reacts to the Reserve Bank's attempts to put out the inflation fire

David Hargreaves examines the suddenly very visible signs of the New Zealand economy slowing as it reacts to the Reserve Bank's attempts to put out the inflation fire

A new data series from the Reserve Bank shows recent promotion of lower interest rates for three-year mortgage terms by some of the major banks has swayed significant numbers of customers to 'go longer' with their terms

A new data series from the Reserve Bank shows recent promotion of lower interest rates for three-year mortgage terms by some of the major banks has swayed significant numbers of customers to 'go longer' with their terms

BNZ head of research Stephen Toplis says he continues to believe the next move in interest rates will be down 'and that this will possibly occur sooner than the RBNZ expects'

BNZ head of research Stephen Toplis says he continues to believe the next move in interest rates will be down 'and that this will possibly occur sooner than the RBNZ expects'

Credit bureau Centrix says while homeowners contend with rising mortgage interest rates and the financial squeeze, business owners are grappling with lower activity and spending

Credit bureau Centrix says while homeowners contend with rising mortgage interest rates and the financial squeeze, business owners are grappling with lower activity and spending

Latest Reserve Bank figures show non-performing housing loans rose nearly 12% in May, climbing to levels last seen around eight years ago

Latest Reserve Bank figures show non-performing housing loans rose nearly 12% in May, climbing to levels last seen around eight years ago

David Hargreaves tries to put some context around why first home buyers are getting a record share of the mortgage market even as house prices have been falling

David Hargreaves tries to put some context around why first home buyers are getting a record share of the mortgage market even as house prices have been falling

ANZ's latest Business Outlook Survey shows a big lift in confidence and overall sentiment, while cost and inflation expectations have dropped

ANZ's latest Business Outlook Survey shows a big lift in confidence and overall sentiment, while cost and inflation expectations have dropped

Reserve Bank figures show no sign yet of any upturn in the mortgage market, with May recording a drop in the amount borrowed compared with the previous month on a seasonally adjusted basis

Reserve Bank figures show no sign yet of any upturn in the mortgage market, with May recording a drop in the amount borrowed compared with the previous month on a seasonally adjusted basis

TSB chief Donna Cooper is departing from the role less than a week after the bank reported a 48% drop in profits

TSB chief Donna Cooper is departing from the role less than a week after the bank reported a 48% drop in profits

ASB economists say the current influx of migrants doesn't appear to be adding significantly to demand pressures in the economy - but it is easing the country's labour market shortages

ASB economists say the current influx of migrants doesn't appear to be adding significantly to demand pressures in the economy - but it is easing the country's labour market shortages