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Gareth Vaughan

About

Gareth is editor of interest.co.nz and has worked for more than 20 years as a financial journalist in New Zealand and the United Kingdom. He has received awards in the EY Business Journalism Awards, Canon Media Awards, and Shareholders' Association Business Journalism Awards.

Member for

15 years 8 months

Latest articles

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How ready are NZ banks for rising capital requirements? A progress report
New Zealand banks appear well prepared to meet their increasing regulatory capital requirements
18th Mar 22, 9:38am
by Gareth Vaughan
New Zealand banks appear well prepared to meet their increasing regulatory capital requirements
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FMA CEO on what makes her want to 'put my head in my hands and weep'
FMA CEO Samantha Barrass on what keeps her up at night and what makes her want to 'put my head in my hands and weep'
17th Mar 22, 12:15pm
by Gareth Vaughan
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FMA CEO Samantha Barrass on what keeps her up at night and what makes her want to 'put my head in my hands and weep'
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Have banks' actions matched their talk on cutting fees?
Banks have talked the talk on reducing fees over the past two years. Have their actions matched this?
17th Mar 22, 5:00am
by Gareth Vaughan
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Banks have talked the talk on reducing fees over the past two years. Have their actions matched this?
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As the OCR rises, how closely are mortgage and deposit rates following?
As the Official Cash Rate rises, what sort of upward movements are we seeing from bank mortgage and deposit rates?
14th Mar 22, 4:41pm
by Gareth Vaughan
As the Official Cash Rate rises, what sort of upward movements are we seeing from bank mortgage and deposit rates?
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Bank lobby group reiterates opposition to an RBNZ debt-to-income ratio macro-prudential tool
NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
11th Mar 22, 12:23pm
by Gareth Vaughan
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NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
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RBNZ seeks 'a range of credible responses to insurance compliance problems '
RBNZ eyes broader range of enforcement options & penalties for insurance supervision, and updating resolution options
11th Mar 22, 10:42am
by Gareth Vaughan
RBNZ eyes broader range of enforcement options & penalties for insurance supervision, and updating resolution options
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Juniper Research details its top 5 fintech and payment trends for the year
Instant payments, digital identity, open banking, digital wallets & BNPL plus machine learning, tokenisation & biometrics highlighted as areas to watch by Juniper
10th Mar 22, 9:21pm
by Gareth Vaughan
Instant payments, digital identity, open banking, digital wallets & BNPL plus machine learning, tokenisation & biometrics highlighted as areas to watch by Juniper
Bank funding costs plunge for fifth straight year as big banks lift market share
New Zealand banks' annual funding costs sink as big banks tighten grip on lending market
9th Mar 22, 10:53am
by Gareth Vaughan
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New Zealand banks' annual funding costs sink as big banks tighten grip on lending market
RBNZ bank picture
NZ banks top $6 billion in combined annual profit for the first time
KPMG's annual Financial Institutions Performance Survey probes why banks got their Covid-19 loan provisioning so wrong
9th Mar 22, 10:34am
by Gareth Vaughan
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KPMG's annual Financial Institutions Performance Survey probes why banks got their Covid-19 loan provisioning so wrong
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ASB executive Craig Sims quits banking to become CEO of Craggy Range Winery
Craig Sims, ASB executive and overseer of the ending of the National Bank brand when at ANZ, swaps banking for a vineyard
9th Mar 22, 9:39am
by Gareth Vaughan
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Craig Sims, ASB executive and overseer of the ending of the National Bank brand when at ANZ, swaps banking for a vineyard
Biggest single day drawdown from the RBNZ's Funding for Lending Programme to date
Two banks tap RBNZ's Funding for Lending Programme for a combined $1.15 billion in one day
8th Mar 22, 11:00am
by Gareth Vaughan
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Two banks tap RBNZ's Funding for Lending Programme for a combined $1.15 billion in one day
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Promised law changes to rein in NZ building society exports in the slow lane
Government looking at enacting Building Societies Act changes later this year to stop New Zealand registered building societies from operating overseas
7th Mar 22, 2:24pm
by Gareth Vaughan
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Government looking at enacting Building Societies Act changes later this year to stop New Zealand registered building societies from operating overseas
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Big five banks post 16% rise in combined December quarter profit
Major banks record $207 million increase in combined quarterly profit, however other key profitability measures little changed
7th Mar 22, 9:34am
by Gareth Vaughan
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Major banks record $207 million increase in combined quarterly profit, however other key profitability measures little changed
Non-banks' share of new mortgage lending on the rise
Non-bank lenders growing their slice of new housing lending as headwinds strengthen against banks
4th Mar 22, 9:28am
by Gareth Vaughan
Non-bank lenders growing their slice of new housing lending as headwinds strengthen against banks
A Top 5 including WW III, SWIFT bans, Feng shui & lies, bitcoin & Tonga plus tinfoil hats
Gareth Vaughan on World War III; why a SWIFT ban matters; Goldman Sachs, Feng shui & lies; a Tongan bitcoin dream; and how to make a proper tinfoil hat
3rd Mar 22, 9:57am
by Gareth Vaughan
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Gareth Vaughan on World War III; why a SWIFT ban matters; Goldman Sachs, Feng shui & lies; a Tongan bitcoin dream; and how to make a proper tinfoil hat
The RBNZ's Funding for Lending Programme; A solution in search of a problem?
Banks have tapped into the Reserve Bank's Funding for Lending Programme to the tune of more than $8 billion to date
2nd Mar 22, 11:55am
by Gareth Vaughan
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Banks have tapped into the Reserve Bank's Funding for Lending Programme to the tune of more than $8 billion to date
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RBNZ issues first of 4 consultation papers in 3-year review of liquidity policy for banks
RBNZ review of bank liquidity policy to look at adopting the international Basel liquidity framework and changes to requirements for NBDTs
1st Mar 22, 9:33am
by Gareth Vaughan
RBNZ review of bank liquidity policy to look at adopting the international Basel liquidity framework and changes to requirements for NBDTs
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Is it back to the future for mortgage lending with January new lending similar to January 2020?
RBNZ January new residential mortgage figures show overall lending levels back close to where they were in January 2020
28th Feb 22, 10:53am
by Gareth Vaughan
RBNZ January new residential mortgage figures show overall lending levels back close to where they were in January 2020
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CCCFA changes 'tipping' housing market, Kiwibank's Steve Jurkovich says
Kiwibank CEO Steve Jurkovich says Credit Contracts and Consumer Finance Act changes appear to be catalyst for slowing housing market
25th Feb 22, 10:44am
by Gareth Vaughan
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Kiwibank CEO Steve Jurkovich says Credit Contracts and Consumer Finance Act changes appear to be catalyst for slowing housing market
Kiwibank CEO says size doesn't matter anymore
Kiwibank CEO details the cost of the bank's technology transformation programme
25th Feb 22, 9:41am
by Gareth Vaughan
Kiwibank CEO details the cost of the bank's technology transformation programme
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Borrowers face higher interest rates, bank funding costs 'remain accommodative'
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
24th Feb 22, 7:31pm
by Gareth Vaughan
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
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Heartland 'constantly focused on' potential acquisitions
Heartland Group Holdings CEO interested in potential Aussie acquisitions in reverse mortgages and elsewhere
24th Feb 22, 12:24pm
by Gareth Vaughan
Heartland Group Holdings CEO interested in potential Aussie acquisitions in reverse mortgages and elsewhere
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Heartland seeking 'a slither' of the home loan market in push for $1 billion of lending
Heartland Group's car loan decline rate trebles, mortgage acquisition cost rises following December's CCCFA changes
23rd Feb 22, 9:35am
by Gareth Vaughan
Heartland Group's car loan decline rate trebles, mortgage acquisition cost rises following December's CCCFA changes
Heartland targets $1 billion of home lending
Heartland Group Holdings posts 8% interim profit rise, eyes growth in home loan market
22nd Feb 22, 10:23am
by Gareth Vaughan
Heartland Group Holdings posts 8% interim profit rise, eyes growth in home loan market
ANZ loosens high LVR home lending criteria
ANZ loosens high LVR home lending criteria after November clamp-down, but borrowers need more uncommitted monthly income than before
21st Feb 22, 3:39pm
by Gareth Vaughan
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ANZ loosens high LVR home lending criteria after November clamp-down, but borrowers need more uncommitted monthly income than before