sign uplog in
Want to go ad-free? Find out how, here.

Macroprudential tools

22nd Jul 21, 3:07pm
The expected time lag between when New Zealand begins hiking official interest rates and when Australia does is set to be the longest lag in over 20 years, ANZ economists say
The expected time lag between when New Zealand begins hiking official interest rates and when Australia does is set to be the longest lag in over 20 years, ANZ economists say
22nd Jul 21, 3:07pm
[Updated]
20th Jul 21, 2:09pm
BNZ economists raise the possibility that the Reserve Bank might hike the Official Cash Rate by half a percentage point in one go - something that last happened over 21 years ago
[Updated]
BNZ economists raise the possibility that the Reserve Bank might hike the Official Cash Rate by half a percentage point in one go - something that last happened over 21 years ago
20th Jul 21, 2:09pm
18th Jul 21, 6:01am
David Hargreaves has for some time been fretting over our 30% house price inflation bender. The events of the past week have not made him feel any better
David Hargreaves has for some time been fretting over our 30% house price inflation bender. The events of the past week have not made him feel any better
18th Jul 21, 6:01am
14th Jul 21, 4:08pm
The Reserve Bank has swapped its dove clothes for hawkish attire - while we will all now be watching economic data like hawks over the next few weeks to see if the RBNZ is likely to kick off Official Cash Rate hikes as soon as August
The Reserve Bank has swapped its dove clothes for hawkish attire - while we will all now be watching economic data like hawks over the next few weeks to see if the RBNZ is likely to kick off Official Cash Rate hikes as soon as August
14th Jul 21, 4:08pm
12th Jul 21, 12:21pm
Experts on NZIER's 'Shadow Board' are looking for signals from the Reserve Bank about ending its bond buying programme - as well as when interest rates may be raised
Experts on NZIER's 'Shadow Board' are looking for signals from the Reserve Bank about ending its bond buying programme - as well as when interest rates may be raised
12th Jul 21, 12:21pm
24th Jun 21, 1:31pm
David Hargreaves says some of the measures put in place to stymie the current hot housing market may prove to be a long-term drag on the market
David Hargreaves says some of the measures put in place to stymie the current hot housing market may prove to be a long-term drag on the market
24th Jun 21, 1:31pm
23rd Jun 21, 8:30am
David Hargreaves sifts through the array of remedies targeted at the runaway housing market and tries to assess how it is going so far
David Hargreaves sifts through the array of remedies targeted at the runaway housing market and tries to assess how it is going so far
23rd Jun 21, 8:30am
19th Jun 21, 9:01am
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
19th Jun 21, 9:01am
17th Jun 21, 10:30am
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
The RBNZ finally gets conditional agreement from the Finance Minister for debt serviceability tools, but the initial one it's able to use is likely to be one pushed by the bank lobby group
17th Jun 21, 10:30am
16th Jun 21, 12:34pm
The Reserve Bank does seem set to get a debt-to-income ratio measure in its macro-prudential toolkit - but at a much higher level than it earlier contemplated
The Reserve Bank does seem set to get a debt-to-income ratio measure in its macro-prudential toolkit - but at a much higher level than it earlier contemplated
16th Jun 21, 12:34pm
[Updated]
16th Jun 21, 10:29am
Finance Minister agrees 'in-principle' to give RBNZ debt-to-income tools; Consensus yet to be reached on how the impact on first-home buyers would be minimised
[Updated]
Finance Minister agrees 'in-principle' to give RBNZ debt-to-income tools; Consensus yet to be reached on how the impact on first-home buyers would be minimised
16th Jun 21, 10:29am
15th Jun 21, 2:40pm
David Hargreaves looks to the second half of the year and beyond with a mixture of hope and trepidation
David Hargreaves looks to the second half of the year and beyond with a mixture of hope and trepidation
15th Jun 21, 2:40pm
26th May 21, 8:00am
Grant Robertson considers RBNZ advice on new tools to potentially restrict mortgage lending; Jenée Tibshraeny doesn't see changes in the immediate future, but believes financial stability will take centre stage
Grant Robertson considers RBNZ advice on new tools to potentially restrict mortgage lending; Jenée Tibshraeny doesn't see changes in the immediate future, but believes financial stability will take centre stage
26th May 21, 8:00am
19th May 21, 12:35pm
If the current wave of inflationary pressures prove to be more than just a passing flurry, the Reserve Bank will be forced to raise interest rates. And rising mortgage payments will be a new thing for many mortgage holders
If the current wave of inflationary pressures prove to be more than just a passing flurry, the Reserve Bank will be forced to raise interest rates. And rising mortgage payments will be a new thing for many mortgage holders
19th May 21, 12:35pm
18th May 21, 3:35pm
Two-thirds of Auckland first home buyers in March borrowed at a DTI of over five - and their mortgage sizes averaged in excess of $750,000 each
Two-thirds of Auckland first home buyers in March borrowed at a DTI of over five - and their mortgage sizes averaged in excess of $750,000 each
18th May 21, 3:35pm
12th May 21, 1:48pm
As long as interest rates don't rise appreciably, our housing market should be fine. Probably. But inflation is the wild card. Potentially very wild
As long as interest rates don't rise appreciably, our housing market should be fine. Probably. But inflation is the wild card. Potentially very wild
12th May 21, 1:48pm
6th May 21, 12:16pm
According to the Reserve Bank it now takes over 220% of median disposable household income to fund a 20% deposit on a house
According to the Reserve Bank it now takes over 220% of median disposable household income to fund a 20% deposit on a house
6th May 21, 12:16pm
5th May 21, 7:21pm
New figures from the RBNZ show that up to 71% of the money being borrowed each month recently by investors for houses has been done on high debt to income ratios
New figures from the RBNZ show that up to 71% of the money being borrowed each month recently by investors for houses has been done on high debt to income ratios
5th May 21, 7:21pm
4th Apr 21, 6:31am
David Hargreaves says the alarming rise in high debt-to-income ratio borrowing highlights why the Reserve Bank should be allowed to implement across-the-board DTI limits without any exceptions
David Hargreaves says the alarming rise in high debt-to-income ratio borrowing highlights why the Reserve Bank should be allowed to implement across-the-board DTI limits without any exceptions
4th Apr 21, 6:31am
31st Mar 21, 3:44pm
Latest figures from the Reserve Bank confirm the massive surge in house prices toward the end of last year saw buyers stretch themselves much further financially
Latest figures from the Reserve Bank confirm the massive surge in house prices toward the end of last year saw buyers stretch themselves much further financially
31st Mar 21, 3:44pm
1st Mar 21, 2:08pm
Westpac economists believe the latest inflation spike will prove temporary and won't require interest rate hikes, while they say the markets also over reacted to RBNZ remit changes from Grant Robertson
Westpac economists believe the latest inflation spike will prove temporary and won't require interest rate hikes, while they say the markets also over reacted to RBNZ remit changes from Grant Robertson
1st Mar 21, 2:08pm
22nd Feb 21, 4:01pm
Former RBNZ chairman Arthur Grimes says the Reserve Bank should tighten monetary policy gradually and continue this tightening till house prices return to 'a much more affordable level'
Former RBNZ chairman Arthur Grimes says the Reserve Bank should tighten monetary policy gradually and continue this tightening till house prices return to 'a much more affordable level'
22nd Feb 21, 4:01pm
20th Feb 21, 12:27pm
No changes to the country's monetary policy settings are expected when the Reserve Bank has its first review of the year next week - but everybody will be looking for clues as to what comes next
No changes to the country's monetary policy settings are expected when the Reserve Bank has its first review of the year next week - but everybody will be looking for clues as to what comes next
20th Feb 21, 12:27pm
19th Feb 21, 9:00am
RBNZ expects LVRs to shave up to 4 percentage points off house price inflation and lower bank lending to property investors by as much as 40%
RBNZ expects LVRs to shave up to 4 percentage points off house price inflation and lower bank lending to property investors by as much as 40%
19th Feb 21, 9:00am
17th Feb 21, 8:11am
David Hargreaves says the RBNZ was always going to remain 'dovish' in its review next week anyway, which is probably okay for now. But the future is a worry
David Hargreaves says the RBNZ was always going to remain 'dovish' in its review next week anyway, which is probably okay for now. But the future is a worry
17th Feb 21, 8:11am

Pages