Macroprudential tools

13th Oct 19, 6:02am
With the RBNZ due to review its loan to value ratio restrictions next month, David Hargreaves assesses the chances of a resurgence in the housing market and therefore a boost to the economy
With the RBNZ due to review its loan to value ratio restrictions next month, David Hargreaves assesses the chances of a resurgence in the housing market and therefore a boost to the economy
13th Oct 19, 6:02am
9th Oct 19, 3:29pm
International independent research firm Capital Economics says the risks are 'skewed' to the RBNZ making more cuts, possibly into negative interest rates - 'if the Government doesn't step up it's game soon'
International independent research firm Capital Economics says the risks are 'skewed' to the RBNZ making more cuts, possibly into negative interest rates - 'if the Government doesn't step up it's game soon'
9th Oct 19, 3:29pm
6th Oct 19, 4:46am
David Hargreaves says with an Official Cash Rate that could well be as low as 0.5% by Christmas, it is not too hard to imagine an OCR with a minus sign in front of it by later next year
David Hargreaves says with an Official Cash Rate that could well be as low as 0.5% by Christmas, it is not too hard to imagine an OCR with a minus sign in front of it by later next year
6th Oct 19, 4:46am
2nd Oct 19, 3:37pm
Reserve Bank is proposing formal requirements for banks to provide access to cash deposits and withdrawals and wants the power to set standards for machines that process and dispense cash
Reserve Bank is proposing formal requirements for banks to provide access to cash deposits and withdrawals and wants the power to set standards for machines that process and dispense cash
2nd Oct 19, 3:37pm
[Updated]
25th Sep 19, 2:07pm
Reserve Bank makes no change to Official Cash Rate but says it still has scope to provide further stimulus in future if that's needed
[Updated]
Reserve Bank makes no change to Official Cash Rate but says it still has scope to provide further stimulus in future if that's needed
25th Sep 19, 2:07pm
23rd Sep 19, 11:30am
The Official Cash Rate will most probably be kept at 1% this week after last month's shock double cut - but under the current RBNZ regime, nothing should be ruled out
The Official Cash Rate will most probably be kept at 1% this week after last month's shock double cut - but under the current RBNZ regime, nothing should be ruled out
23rd Sep 19, 11:30am
1st Sep 19, 6:02am
David Hargreaves takes liberties with metaphors as he ponders the uphill task RBNZ Governor Adrian Orr has as he tries to get New Zealand spending and investing
David Hargreaves takes liberties with metaphors as he ponders the uphill task RBNZ Governor Adrian Orr has as he tries to get New Zealand spending and investing
1st Sep 19, 6:02am
28th Aug 19, 12:16pm
Reserve Bank Governor Adrian Orr puts in a plug for the Government and businesses to invest more to take advantage of low global interest rates
Reserve Bank Governor Adrian Orr puts in a plug for the Government and businesses to invest more to take advantage of low global interest rates
28th Aug 19, 12:16pm
27th Aug 19, 10:37am
ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'
ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'
27th Aug 19, 10:37am
26th Aug 19, 3:58pm
In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest
In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest
26th Aug 19, 3:58pm
17th Aug 19, 9:31am
Finance Minister Grant Robertson now tight-lipped on whether the RBNZ should be able to limit bank lending based on borrowers' incomes, having previously opposed such restrictions 
Finance Minister Grant Robertson now tight-lipped on whether the RBNZ should be able to limit bank lending based on borrowers' incomes, having previously opposed such restrictions 
17th Aug 19, 9:31am
14th Aug 19, 1:05pm
Lobbyist and think tank the NZ Initiative is concerned the Reserve Bank's role could 'morph' once it starts using unconventional monetary policies and it might feel required to align itself with the Government's fiscal policy
Lobbyist and think tank the NZ Initiative is concerned the Reserve Bank's role could 'morph' once it starts using unconventional monetary policies and it might feel required to align itself with the Government's fiscal policy
14th Aug 19, 1:05pm
8th Aug 19, 12:15pm
In its latest Monetary Policy Statement the Reserve Bank has expressed surprise that house price inflation has not picked up as it expected and it now forecasts very modest growth over the next few years
In its latest Monetary Policy Statement the Reserve Bank has expressed surprise that house price inflation has not picked up as it expected and it now forecasts very modest growth over the next few years
8th Aug 19, 12:15pm
[Updated]
7th Aug 19, 2:08pm
'A stunning decision' - RBNZ delivers huge surprise with a 50-basis-point cut to the Official Cash Rate; banks quickly react with mortgage cuts; dollar drops
[Updated]
'A stunning decision' - RBNZ delivers huge surprise with a 50-basis-point cut to the Official Cash Rate; banks quickly react with mortgage cuts; dollar drops
7th Aug 19, 2:08pm
24th Jul 19, 3:42pm
In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high
In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high
24th Jul 19, 3:42pm
9th Jul 19, 5:00am
Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
9th Jul 19, 5:00am
1st Jul 19, 10:14am
Reserve Bank Deputy Governor says the central bank is 'comfortable' with further easing in bank lending restrictions for home buying
Reserve Bank Deputy Governor says the central bank is 'comfortable' with further easing in bank lending restrictions for home buying
1st Jul 19, 10:14am
27th Jun 19, 3:26pm
In May the first home buyers hit their highest monthly total of borrowing, the highest share of the total advanced - and borrowed more in dollar terms than investors for the first time
In May the first home buyers hit their highest monthly total of borrowing, the highest share of the total advanced - and borrowed more in dollar terms than investors for the first time
27th Jun 19, 3:26pm
26th Jun 19, 10:57am
IMF cautions the Reserve Bank about any further loosening of the 'speed limits' on high loan to value residential lending; welcomes prospect of introduction of vacant land tax and says Govt could go 'broader'
IMF cautions the Reserve Bank about any further loosening of the 'speed limits' on high loan to value residential lending; welcomes prospect of introduction of vacant land tax and says Govt could go 'broader'
26th Jun 19, 10:57am
25th Jun 19, 9:16am
David Hargreaves says Facebook's pre-emptive strike with a global cryptocurrency has given huge urgency to the whole question of what happens after cash
David Hargreaves says Facebook's pre-emptive strike with a global cryptocurrency has given huge urgency to the whole question of what happens after cash
25th Jun 19, 9:16am

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