Macroprudential tools

30th Nov 20, 2:10pm
ASB economists say politicians, policymakers and experts need to come together to discuss what can be done on housing and come up with binding recommendations on the way forward
ASB economists say politicians, policymakers and experts need to come together to discuss what can be done on housing and come up with binding recommendations on the way forward
30th Nov 20, 2:10pm
26th Nov 20, 10:13am
The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
26th Nov 20, 10:13am
25th Nov 20, 3:13pm
Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
25th Nov 20, 3:13pm
[Updated]
25th Nov 20, 10:12am
RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
[Updated]
RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
25th Nov 20, 10:12am
25th Nov 20, 8:01am
Economist Brian Easton looks at housing bubbles and what we might do about them
Economist Brian Easton looks at housing bubbles and what we might do about them
25th Nov 20, 8:01am
25th Nov 20, 6:58am
Economists expect the RBNZ to respond to government pressure over house prices by restricting bank lending; Financial markets now see lower odds of a negative OCR in 2021
Economists expect the RBNZ to respond to government pressure over house prices by restricting bank lending; Financial markets now see lower odds of a negative OCR in 2021
25th Nov 20, 6:58am
[Updated]
24th Nov 20, 4:23pm
BNZ says it will reintroduce loan-to-value ratio restrictions on low deposit home loans from December 7 as Reserve Bank moves to formally restore them
[Updated]
BNZ says it will reintroduce loan-to-value ratio restrictions on low deposit home loans from December 7 as Reserve Bank moves to formally restore them
24th Nov 20, 4:23pm
17th Nov 20, 2:49pm
David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
17th Nov 20, 2:49pm
16th Nov 20, 12:26pm
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
16th Nov 20, 12:26pm
12th Nov 20, 10:13am
Kiwibank economists say the current performance of the housing market is 'not consistent' with an economy in the midst of the worst recession in 100 years
Kiwibank economists say the current performance of the housing market is 'not consistent' with an economy in the midst of the worst recession in 100 years
12th Nov 20, 10:13am
12th Nov 20, 9:00am
Investors rushing to secure low deposit mortgages before high LVR restrictions are reintroduced may not add as much fuel to the housing market fire as people are expecting
Investors rushing to secure low deposit mortgages before high LVR restrictions are reintroduced may not add as much fuel to the housing market fire as people are expecting
12th Nov 20, 9:00am
11th Nov 20, 3:57pm
Reserve Bank has sharply upgraded its house price forecast for this year - but expects price growth to slow during next year
Reserve Bank has sharply upgraded its house price forecast for this year - but expects price growth to slow during next year
11th Nov 20, 3:57pm
11th Nov 20, 11:26am
David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
11th Nov 20, 11:26am
[Updated]
11th Nov 20, 8:52am
Reserve Bank makes surprising announcement on move to reinstate lending restrictions in face of searing housing market; has also announced further delay in introducing new bank capital requirements till 2022
[Updated]
Reserve Bank makes surprising announcement on move to reinstate lending restrictions in face of searing housing market; has also announced further delay in introducing new bank capital requirements till 2022
11th Nov 20, 8:52am
30th Oct 20, 9:29am
CEO Antonia Watson says ANZ NZ doesn't currently need the RBNZ's proposed funding for lending programme, but she'd like to see more fiscal stimulus from the Government
CEO Antonia Watson says ANZ NZ doesn't currently need the RBNZ's proposed funding for lending programme, but she'd like to see more fiscal stimulus from the Government
30th Oct 20, 9:29am
28th Oct 20, 3:30pm
First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
28th Oct 20, 3:30pm
28th Oct 20, 1:27pm
Gareth Vaughan suggests the attitudes of Reserve Bank Governor Adrian Orr and the big four banks' bosses present at last week's INFINZ conference suggests some interesting times ahead as key issues come to a head
Gareth Vaughan suggests the attitudes of Reserve Bank Governor Adrian Orr and the big four banks' bosses present at last week's INFINZ conference suggests some interesting times ahead as key issues come to a head
28th Oct 20, 1:27pm
27th Oct 20, 3:22pm
Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
27th Oct 20, 3:22pm
19th Oct 20, 2:55pm
The Reserve Bank says one option to ensure long-term availability of cash could be a public-private partnership to provide 'end to end' cash infrastructure
The Reserve Bank says one option to ensure long-term availability of cash could be a public-private partnership to provide 'end to end' cash infrastructure
19th Oct 20, 2:55pm
24th Sep 20, 3:24pm
Latest Reserve Bank monthly mortgage figures show that the housing market continued to run hot in August
Latest Reserve Bank monthly mortgage figures show that the housing market continued to run hot in August
24th Sep 20, 3:24pm
24th Sep 20, 11:03am
The decision of the Reserve Bank to give cheap funding directly to the banks possibly as soon as November means even lower mortgages may be fuelling the pre-Christmas housing market
The decision of the Reserve Bank to give cheap funding directly to the banks possibly as soon as November means even lower mortgages may be fuelling the pre-Christmas housing market
24th Sep 20, 11:03am
26th Aug 20, 3:19pm
Latest Reserve Bank monthly mortgage figures show that the post lockdown bounce back in activity continued at hot pace in July
Latest Reserve Bank monthly mortgage figures show that the post lockdown bounce back in activity continued at hot pace in July
26th Aug 20, 3:19pm
20th Aug 20, 9:04am
David Hargreaves tries to make sense of swirling and contradictory facts and figures around the current mortgage market
David Hargreaves tries to make sense of swirling and contradictory facts and figures around the current mortgage market
20th Aug 20, 9:04am
13th Aug 20, 3:43pm
Latest Reserve Bank figures on household debt to income ratios show that still more house buyers are borrowing more than five times their annual income
Latest Reserve Bank figures on household debt to income ratios show that still more house buyers are borrowing more than five times their annual income
13th Aug 20, 3:43pm
29th Jul 20, 1:52pm
David Hargreaves says the recent buyer trends in housing may just represent the way the market should look when freed from the distortions visited by the Reserve Bank's LVR rules
David Hargreaves says the recent buyer trends in housing may just represent the way the market should look when freed from the distortions visited by the Reserve Bank's LVR rules
29th Jul 20, 1:52pm

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