Savers

A 4.59% two year fixed rate launched by the Wairarapa Building Society has beaten any bank to lead the spring real estate selling season. You can have a low rate with cashback too

A 4.59% two year fixed rate launched by the Wairarapa Building Society has beaten any bank to lead the spring real estate selling season. You can have a low rate with cashback too

Another big bank has trimmed its term deposit rates, aligning them with their main rivals. But the overall trend is for lower TD rates. Savers should reassess their penchant for keeping their TD terms short

Another big bank has trimmed its term deposit rates, aligning them with their main rivals. But the overall trend is for lower TD rates. Savers should reassess their penchant for keeping their TD terms short

Kiwibank the last major to cut home loan rates, and it cuts the least possible to just match the highest levels of any of the big four Aussie banks. It trims term deposit rates too

Kiwibank the last major to cut home loan rates, and it cuts the least possible to just match the highest levels of any of the big four Aussie banks. It trims term deposit rates too

ASB cuts its fixed home loan rates to keep up with its main Aussie-bank rivals, leaving Kiwibank as the last major to move

ASB cuts its fixed home loan rates to keep up with its main Aussie-bank rivals, leaving Kiwibank as the last major to move

Our largest home loan lender ANZ has now responded to the Westpac and BNZ fixed rate moves lower with their own mortgage rate cuts, leaving ASB and Kiwibank as the other majors yet to respond

Our largest home loan lender ANZ has now responded to the Westpac and BNZ fixed rate moves lower with their own mortgage rate cuts, leaving ASB and Kiwibank as the other majors yet to respond

BNZ cuts fixed home loan rates, following Westpac down. Challenger banks are going even lower, with Coop Bank and SBS Bank with very low FHB specials, and ICBC has a new market-low one year fixed rate

BNZ cuts fixed home loan rates, following Westpac down. Challenger banks are going even lower, with Coop Bank and SBS Bank with very low FHB specials, and ICBC has a new market-low one year fixed rate

Term deposit rate offers have been falling as home loan rates are cut. We benchmark how the spread of offers compare for savers, and note the standouts

Term deposit rate offers have been falling as home loan rates are cut. We benchmark how the spread of offers compare for savers, and note the standouts

ASB follows all its main rivals with matching fixed mortgage rate reductions that leave it with a me-too rate card. It cuts term deposit rates at the same time

ASB follows all its main rivals with matching fixed mortgage rate reductions that leave it with a me-too rate card. It cuts term deposit rates at the same time

Kiwibank the third major to cut mortgage rates this week, but it only matches ANZ and BNZ who went before. However, they also cut term deposit rates at the same time. Ditto Westpac

Kiwibank the third major to cut mortgage rates this week, but it only matches ANZ and BNZ who went before. However, they also cut term deposit rates at the same time. Ditto Westpac

BNZ matches ANZ's fixed mortgage rate cuts, and goes lower on two additional terms

BNZ matches ANZ's fixed mortgage rate cuts, and goes lower on two additional terms

The fall in term deposit rates has probably picked up steam after ANZ's -15 bps cuts. But at least Kiwibank now offers an above 4% rate. How long will that last?

The fall in term deposit rates has probably picked up steam after ANZ's -15 bps cuts. But at least Kiwibank now offers an above 4% rate. How long will that last?

ANZ shakes up the winter home loan market with new lower fixed rates. But these cuts are being 'paid for' by matching or larger cuts in term deposit rates

ANZ shakes up the winter home loan market with new lower fixed rates. But these cuts are being 'paid for' by matching or larger cuts in term deposit rates

Rates and rate curves ease lower and flatten for savers using term deposits. There seems little reason for banks to compete hard for this type of funding

Rates and rate curves ease lower and flatten for savers using term deposits. There seems little reason for banks to compete hard for this type of funding

ASB's latest rate reductions are uninspiring for customers, embedding levels all their main rivals were already at, and reinforcing that rate competition is now more perfunctory than real at present

ASB's latest rate reductions are uninspiring for customers, embedding levels all their main rivals were already at, and reinforcing that rate competition is now more perfunctory than real at present

Term deposit rates are slowly spiraling down as household bank accounts get flusher faster than loan demand. The DCS isn't helping either

Term deposit rates are slowly spiraling down as household bank accounts get flusher faster than loan demand. The DCS isn't helping either