fixed home loan rates

BNZ moves some key fixed rates up, closing the gap to its main rivals. In the background, all the pressure's on benchmark rates, both locally and internationally, are up

BNZ moves some key fixed rates up, closing the gap to its main rivals. In the background, all the pressure's on benchmark rates, both locally and internationally, are up

ASB increases home loan rates as wholesale interest rate rises bite, also raises term deposit rates but for few terms savers prefer

ASB increases home loan rates as wholesale interest rate rises bite, also raises term deposit rates but for few terms savers prefer

Rising inflation pressure underpins rising wholesale interest rates and then retail mortgage rate offers. That opens up opportunities to grab a lower fixed rate while they are temporarily available

Rising inflation pressure underpins rising wholesale interest rates and then retail mortgage rate offers. That opens up opportunities to grab a lower fixed rate while they are temporarily available

BNZ is the next to raise fixed home loan rates, but theirs are notable because they undercut the recent ANZ, Westpac and Kiwibank hiking levels

BNZ is the next to raise fixed home loan rates, but theirs are notable because they undercut the recent ANZ, Westpac and Kiwibank hiking levels

With wholesale swap rates jumping recently, do banks have a good case to raise mortgage rates? Are you being softened up by their finfluencer mortgage brokers to expect a hike? Is there a good case?

With wholesale swap rates jumping recently, do banks have a good case to raise mortgage rates? Are you being softened up by their finfluencer mortgage brokers to expect a hike? Is there a good case?

Banks with strong or rising home loan market share have a common trait - they prioritise broker channels. But because that is costly, they can no longer offer lower interest rates to borrowers

Banks with strong or rising home loan market share have a common trait - they prioritise broker channels. But because that is costly, they can no longer offer lower interest rates to borrowers

Latest RBNZ figures show a split between mortgage holders opting to go for floating rates and those pushing out to longer fixed terms

Latest RBNZ figures show a split between mortgage holders opting to go for floating rates and those pushing out to longer fixed terms

Is the pay-more-now-to-save-more-later mortgage strategy a good idea? We do the calculations to show how low the target fixed rates will have to be to make the gamble worth it

Is the pay-more-now-to-save-more-later mortgage strategy a good idea? We do the calculations to show how low the target fixed rates will have to be to make the gamble worth it

Retail interest rates have been on the move recently, and the period of change is far from over. We take a early, interim look at one measure of bank rate spreads to assess how these changes are playing out

Retail interest rates have been on the move recently, and the period of change is far from over. We take a early, interim look at one measure of bank rate spreads to assess how these changes are playing out

Even though rates are now at fifteen year highs, home loan borrowers should be anticipating further fixed rate rises, and quite soon for the next shift up

Even though rates are now at fifteen year highs, home loan borrowers should be anticipating further fixed rate rises, and quite soon for the next shift up

Home loan borrowers have learned to take out longer fixed rate mortgage contracts. The 2021 incentive to lock in unusually low interest rates may change in 2022 to the fear of facing higher interest rates

Home loan borrowers have learned to take out longer fixed rate mortgage contracts. The 2021 incentive to lock in unusually low interest rates may change in 2022 to the fear of facing higher interest rates

A much larger rise in inflation, especially tradable inflation, has turbocharged wholesale swap rates with more in prospect, signaling giant mortgage rates are ahead

A much larger rise in inflation, especially tradable inflation, has turbocharged wholesale swap rates with more in prospect, signaling giant mortgage rates are ahead

Fixed mortgage rates are low but they could go even lower as wholesale rates fall to record levels. In the meantime bank margins rise to top of the recent range

Fixed mortgage rates are low but they could go even lower as wholesale rates fall to record levels. In the meantime bank margins rise to top of the recent range

ASB responds to higher wholesale money costs by raising 3, 4 and 5 year fixed mortgage rates just prior to the holiday break

ASB responds to higher wholesale money costs by raising 3, 4 and 5 year fixed mortgage rates just prior to the holiday break