Personal Finance

Banks' changes to floating mortgage rates have varied over the past two years. David Chaston shines a light both on how much and when rates changed for borrowers

Banks' changes to floating mortgage rates have varied over the past two years. David Chaston shines a light both on how much and when rates changed for borrowers

ANZ, Westpac, BNZ, ASB and Kiwibank increase floating home loan rates, some savings rates rise too, after Reserve Bank lifts OCR

ANZ, Westpac, BNZ, ASB and Kiwibank increase floating home loan rates, some savings rates rise too, after Reserve Bank lifts OCR

We unpack the household term deposit numbers, finding the 80/20 rule firmly in place. We also see those with smaller balances returning to this savings option

We unpack the household term deposit numbers, finding the 80/20 rule firmly in place. We also see those with smaller balances returning to this savings option

Dave Ananth reveals how new section 145A of the Student Loan Scheme Act works to resolve longstanding ballooned student loan debt owed by borrowers who are now overseas

Dave Ananth reveals how new section 145A of the Student Loan Scheme Act works to resolve longstanding ballooned student loan debt owed by borrowers who are now overseas

Wage growth is higher in Australia. Could this regulatory fix help Kiwi workers catch up?

Wage growth is higher in Australia. Could this regulatory fix help Kiwi workers catch up?

Treasury raises Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their first rise in three years

Treasury raises Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their first rise in three years

Early KiwiSaver withdrawals for July saw savers taking out $260.1 million, with the bulk of that money going towards first home purchases

Early KiwiSaver withdrawals for July saw savers taking out $260.1 million, with the bulk of that money going towards first home purchases

Assistant Governor Karen Silk says RBNZ wants infrastructure in place for digital money before going ahead with any central bank digital currency

Assistant Governor Karen Silk says RBNZ wants infrastructure in place for digital money before going ahead with any central bank digital currency

Lynda Moore says when expenses exceed income, it is a signal. Solving the imbalance with more debt might put off the reckoning or the eventual shame. But listen to the signal she says and deal with it

Lynda Moore says when expenses exceed income, it is a signal. Solving the imbalance with more debt might put off the reckoning or the eventual shame. But listen to the signal she says and deal with it

Lynda Moore warns that love and money can get tangled up fast when you become a grandparent

Lynda Moore warns that love and money can get tangled up fast when you become a grandparent

We update where term deposit rates have moved to over the past two months, noting changes are lagging home loan rate rises

We update where term deposit rates have moved to over the past two months, noting changes are lagging home loan rate rises

Joseph Darby sees an increasing risk of a mandated allocation of KiwiSaver money to NZ infrastructure or housing, in the name of fixing national problems. He traces the pattern at home and abroad, and weighs the odds

Joseph Darby sees an increasing risk of a mandated allocation of KiwiSaver money to NZ infrastructure or housing, in the name of fixing national problems. He traces the pattern at home and abroad, and weighs the odds

Lynda Moore wants you to talk about money before your baby comes, but be prepared to change as your life changes, creating enough financial flexibility to give yourself choices

Lynda Moore wants you to talk about money before your baby comes, but be prepared to change as your life changes, creating enough financial flexibility to give yourself choices

Kiwibank follows Aussie-owned rivals, increasing some key fixed home loan rates, and matching this with some term deposit rate increases. But no new rates are market leading

Kiwibank follows Aussie-owned rivals, increasing some key fixed home loan rates, and matching this with some term deposit rate increases. But no new rates are market leading

The last of the big Aussie banks raises fixed home loan rates in this cycle, and some term deposit rates. But these changes are undistinguished from its main rivals

The last of the big Aussie banks raises fixed home loan rates in this cycle, and some term deposit rates. But these changes are undistinguished from its main rivals