Personal Finance

Savers are being forced to contemplate after-tax returns from term deposits that come in sharply less than inflation and don't keep up with household living cost rises

Savers are being forced to contemplate after-tax returns from term deposits that come in sharply less than inflation and don't keep up with household living cost rises

With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too

With an economy mired in the doldrums, it is vital that reporting on what is happening stays comprehensive, open and free. We need our Supporters now more than ever. If you can support us you can go ad-free too

The second largest mortgage bank cuts home loan rates in response to the largest lender's cuts late last week. But some are me-too, some not as good as their main rivals, one dips just -4 bps

The second largest mortgage bank cuts home loan rates in response to the largest lender's cuts late last week. But some are me-too, some not as good as their main rivals, one dips just -4 bps

ANZ trims fixed rates, but only to levels that make them look good against their main rivals. Some challenger banks have much lower rates. ANZ also pushed through matching term deposit rate cuts

ANZ trims fixed rates, but only to levels that make them look good against their main rivals. Some challenger banks have much lower rates. ANZ also pushed through matching term deposit rate cuts

Treasury reduces Kiwi Bond interest rates again, the benchmark for risk-free saving for retail savers, their fourth cut in 2025

Treasury reduces Kiwi Bond interest rates again, the benchmark for risk-free saving for retail savers, their fourth cut in 2025

Lynda Moore notes life doesn’t slow down the way we think it will. She says when you keep putting off joy, you’re not just saving money; you’re spending time. And that’s something you can’t earn back

Lynda Moore notes life doesn’t slow down the way we think it will. She says when you keep putting off joy, you’re not just saving money; you’re spending time. And that’s something you can’t earn back

The decision to ease loan-to-value ratio restrictions now is not necessarily a mistake, but the timing is odd and sends the wrong signals

The decision to ease loan-to-value ratio restrictions now is not necessarily a mistake, but the timing is odd and sends the wrong signals

Bank of China makes the first broad fixed mortgage rate cuts since the October 8 OCR cut. Not to be outdone, ICBC now goes even lower. Will this induce the main banks to move too?

Bank of China makes the first broad fixed mortgage rate cuts since the October 8 OCR cut. Not to be outdone, ICBC now goes even lower. Will this induce the main banks to move too?

Sharesies teams up with Mastercard to offer debit card where people can earn money that goes into their investments

Sharesies teams up with Mastercard to offer debit card where people can earn money that goes into their investments

Tracking the changes to savings accounts after the OCR rate cut, including the Notice Savers

Tracking the changes to savings accounts after the OCR rate cut, including the Notice Savers

ANZ is the first mover after the -50 bps OCR cut, passing on -40 bps to floating rate borrowers, Westpac only passes on -30 bps, ASB & BNZ go -30 bps too. By Kiwibank it is -35 bps

ANZ is the first mover after the -50 bps OCR cut, passing on -40 bps to floating rate borrowers, Westpac only passes on -30 bps, ASB & BNZ go -30 bps too. By Kiwibank it is -35 bps

Lynda Moore says saving isn’t about hoarding, it’s about creating space and choices for your future self

Lynda Moore says saving isn’t about hoarding, it’s about creating space and choices for your future self

Latest monthly RBNZ figures show that those taking up new mortgages are watching very closely what the Reserve Bank does - and choosing mortgage options to suit the circumstances

Latest monthly RBNZ figures show that those taking up new mortgages are watching very closely what the Reserve Bank does - and choosing mortgage options to suit the circumstances

State-owned Kiwibank is the last major to move its fixed home loan rates down ahead of Wednesday's OCR review, and these shifts give it a market-leading six month rate, and a matching one year rate

State-owned Kiwibank is the last major to move its fixed home loan rates down ahead of Wednesday's OCR review, and these shifts give it a market-leading six month rate, and a matching one year rate

Nearly $215 million was taken out of KiwiSaver in early withdrawals during August for first homes and financial hardship, according to IRD data

Nearly $215 million was taken out of KiwiSaver in early withdrawals during August for first homes and financial hardship, according to IRD data