Personal Finance
David Hargreaves says the Reserve Bank will ultimately decide where interest rates go and at what speed. But what will it decide?
18th Sep 24, 11:14am
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David Hargreaves says the Reserve Bank will ultimately decide where interest rates go and at what speed. But what will it decide?
Lynda Moore says there is no one-size-fits-all solution for giving children pocket money, but the right approach can be a fantastic tool for teaching financial responsibility
17th Sep 24, 11:28am
Lynda Moore says there is no one-size-fits-all solution for giving children pocket money, but the right approach can be a fantastic tool for teaching financial responsibility
Kiwibank responds to ANZ's home loan rate cuts with a new market-leading low 6.29% one year fixed rate
17th Sep 24, 8:20am
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Kiwibank responds to ANZ's home loan rate cuts with a new market-leading low 6.29% one year fixed rate
BNZ trims some short rates for savers, a signal there will be much more change coming for savers over the next nine months
13th Sep 24, 10:09am
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BNZ trims some short rates for savers, a signal there will be much more change coming for savers over the next nine months
The largest home loan lender cuts most fixed rates to have a market-leading offer for one and two year fixed mortgages
11th Sep 24, 5:59pm
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The largest home loan lender cuts most fixed rates to have a market-leading offer for one and two year fixed mortgages
Decluttering your financial life is only effective if you have a plan. Lynda Moore has 7 tips to keep you on track
10th Sep 24, 4:20pm
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Decluttering your financial life is only effective if you have a plan. Lynda Moore has 7 tips to keep you on track
[updated]
Gareth Vaughan questions whether the fintech buy now, pay later sector deserves the special treatment it's getting from the Government
9th Sep 24, 5:00pm
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Gareth Vaughan questions whether the fintech buy now, pay later sector deserves the special treatment it's getting from the Government
Government exempts buy now pay later providers from complying with CCCFA default fee provisions to help keep them in business
7th Sep 24, 9:25am
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Government exempts buy now pay later providers from complying with CCCFA default fee provisions to help keep them in business
Key challenger bank bucks the falling rate trend for term deposit savers, raising two key rates to market-leading (or close) levels
6th Sep 24, 3:07pm
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Key challenger bank bucks the falling rate trend for term deposit savers, raising two key rates to market-leading (or close) levels
Lynda Moore has a few tips to help you recognise the money personality of your child, and clues on how to guide them in their attitudes to money
6th Sep 24, 9:18am
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Lynda Moore has a few tips to help you recognise the money personality of your child, and clues on how to guide them in their attitudes to money
Latest Reserve Bank figures show approximately one in five new mortgages collected in July were fixed for just six months as the punters bet on imminent rate cuts - that are subsequently following
4th Sep 24, 3:40pm
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Latest Reserve Bank figures show approximately one in five new mortgages collected in July were fixed for just six months as the punters bet on imminent rate cuts - that are subsequently following
Kiwisaver governance lacks clarity, says Retirement Commissioner Jane Wrightson, as she calls for comprehensive reform and cabinet-level advocacy
4th Sep 24, 1:31pm
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Kiwisaver governance lacks clarity, says Retirement Commissioner Jane Wrightson, as she calls for comprehensive reform and cabinet-level advocacy
Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved
4th Sep 24, 9:00am
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Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved
New Zealanders are falling short on retirement savings – is it time to boost KiwiSaver contributions?
3rd Sep 24, 6:24pm
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New Zealanders are falling short on retirement savings – is it time to boost KiwiSaver contributions?
Although more borrowers may be taking an interest in break fees, this doesn't necessarily mean there'll be a spike in those breaking mortgage terms
3rd Sep 24, 12:11pm
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Although more borrowers may be taking an interest in break fees, this doesn't necessarily mean there'll be a spike in those breaking mortgage terms
Latest RBNZ figures show the total of non-performing housing loans has now risen above $2 billion and is at levels not seen since the aftermath of the Global Financial Crisis
3rd Sep 24, 9:53am
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Latest RBNZ figures show the total of non-performing housing loans has now risen above $2 billion and is at levels not seen since the aftermath of the Global Financial Crisis
Households plunged an extra $2 billion into term deposits in July as they sought to take advantage of high interest rates ahead of anticipated reductions in the rates
2nd Sep 24, 11:56am
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Households plunged an extra $2 billion into term deposits in July as they sought to take advantage of high interest rates ahead of anticipated reductions in the rates
Lynda Moore says valuing your time and your money will give you both quality and quantity of life and experiences to make your feel richer every day
30th Aug 24, 9:32am
Lynda Moore says valuing your time and your money will give you both quality and quantity of life and experiences to make your feel richer every day
If you are going to save to invest, Sheryl Sutherland has a way to work out what type of investor you will be, an important step before building a portfolio
29th Aug 24, 9:38am
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If you are going to save to invest, Sheryl Sutherland has a way to work out what type of investor you will be, an important step before building a portfolio
Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
28th Aug 24, 10:17am
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Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
Latest Reserve Bank mortgage figures show investors came close to overtaking first home buyers in the month of July
26th Aug 24, 3:52pm
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Latest Reserve Bank mortgage figures show investors came close to overtaking first home buyers in the month of July
More dotplots, this time for savers. And they tell a story of fast-retreating rate offers. Six percent has largely vanished, although if you are quick one or two can still be found
26th Aug 24, 2:57pm
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More dotplots, this time for savers. And they tell a story of fast-retreating rate offers. Six percent has largely vanished, although if you are quick one or two can still be found
Record $191 million in early KiwiSaver withdrawals during July as more people tap into KiwiSaver for first homes and financial hardship reasons
26th Aug 24, 2:06pm
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Record $191 million in early KiwiSaver withdrawals during July as more people tap into KiwiSaver for first homes and financial hardship reasons
Now that interest rates are officially on the way down, David Hargreaves has a crunch of some numbers that might help us to determine when the economy will pick up again
25th Aug 24, 6:30am
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Now that interest rates are officially on the way down, David Hargreaves has a crunch of some numbers that might help us to determine when the economy will pick up again
Treasury takes -75 bps off most Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers
22nd Aug 24, 2:42pm
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Treasury takes -75 bps off most Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers
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