About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
US advance goods orders jump, home ownership rate turns up, trade deficit eases; Russia ready to retaliate; Germans feel trapped; China targets supply side; UST 10yr yield at 2.31%; oil and gold up; NZ$1 = 74.9 US¢, TWI-5 = 77.6
28th Jul 17, 7:43am
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US advance goods orders jump, home ownership rate turns up, trade deficit eases; Russia ready to retaliate; Germans feel trapped; China targets supply side; UST 10yr yield at 2.31%; oil and gold up; NZ$1 = 74.9 US¢, TWI-5 = 77.6
A review of things you need to know before you go home Thursday; farmgate milk price up, CPI by decile, big new Kauri, new NZGB, protection for wine regions, swaps fall, NZD jumps
27th Jul 17, 3:59pm
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A review of things you need to know before you go home Thursday; farmgate milk price up, CPI by decile, big new Kauri, new NZGB, protection for wine regions, swaps fall, NZD jumps
Our comprehensive review of default KiwiSaver fund performance to June 2017, identifying who has the best long-term returns
27th Jul 17, 11:10am
1
Our comprehensive review of default KiwiSaver fund performance to June 2017, identifying who has the best long-term returns
US Fed to cut bond holdings 'relatively soon'; drive for yield suppresses spreads; US new home sales jump; China toys with Aussie meat exports; UST 10yr yield at 2.29%; oil up and gold down; NZ$1 = 75.1 US¢, TWI-5 = 77.7
27th Jul 17, 7:36am
25
US Fed to cut bond holdings 'relatively soon'; drive for yield suppresses spreads; US new home sales jump; China toys with Aussie meat exports; UST 10yr yield at 2.29%; oil up and gold down; NZ$1 = 75.1 US¢, TWI-5 = 77.7
Debt levels may be high, but low interest rates mean that households are no worse off today than they were in the years up to 2003 in terms of servicing a mortgage
26th Jul 17, 11:58am
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Debt levels may be high, but low interest rates mean that households are no worse off today than they were in the years up to 2003 in terms of servicing a mortgage
US confidence up; Wall Street up; Toyota signals big battery advance; HNA ownership cloudier; Copper prices jump; NZ gets better Thai access; UST 10yr yield at 2.33%; oil up and gold down; NZ$1 = 74.2 US¢, TWI-5 = 77.1
26th Jul 17, 7:33am
5
US confidence up; Wall Street up; Toyota signals big battery advance; HNA ownership cloudier; Copper prices jump; NZ gets better Thai access; UST 10yr yield at 2.33%; oil up and gold down; NZ$1 = 74.2 US¢, TWI-5 = 77.1
A review of things you need to know before you go home Tuesday; no rate changes, KiwiSaver comparatives, rent subsidies compared, HNA murkier, swaps firm, NZD stable
25th Jul 17, 3:59pm
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A review of things you need to know before you go home Tuesday; no rate changes, KiwiSaver comparatives, rent subsidies compared, HNA murkier, swaps firm, NZD stable
New Zealanders are at the lowest level of debt stress ever on a population-adjusted basis and close to it on an absolute basis
25th Jul 17, 3:38pm
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New Zealanders are at the lowest level of debt stress ever on a population-adjusted basis and close to it on an absolute basis
US house prices up; Factories humming in US and EU; IMF downgrades US growth, suggests HQ move to Beijing; US MNC cash stash jumps; UST 10yr yield at 2.25%; oil and gold higher; NZ$1 = 74.3 US¢, TWI-5 = 77.2
25th Jul 17, 7:30am
6
US house prices up; Factories humming in US and EU; IMF downgrades US growth, suggests HQ move to Beijing; US MNC cash stash jumps; UST 10yr yield at 2.25%; oil and gold higher; NZ$1 = 74.3 US¢, TWI-5 = 77.2
A review of things you need to know before you go home Monday; Kiwibank changes TD incentive, WMP rising, ASX falling. Ireland's parking problem, Japan's surpluses, swaps and NZD stable
24th Jul 17, 3:59pm
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A review of things you need to know before you go home Monday; Kiwibank changes TD incentive, WMP rising, ASX falling. Ireland's parking problem, Japan's surpluses, swaps and NZD stable
Collusion allegations in Germany; BofA to decamp to Dublin; EU accuses most members of AML inaction; China's LNG appetite jumps; UST 10yr yield at 2.24%; oil lower, gold higher; NZ$1 = 74.6 US¢, TWI-5 = 77.4
24th Jul 17, 7:33am
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Collusion allegations in Germany; BofA to decamp to Dublin; EU accuses most members of AML inaction; China's LNG appetite jumps; UST 10yr yield at 2.24%; oil lower, gold higher; NZ$1 = 74.6 US¢, TWI-5 = 77.4
We extract the data of how Kiwi citizens move in and out of New Zealand compared with overall permanent migrant data, and look at these major flows in their longer term context, including by region
22nd Jul 17, 9:36am
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We extract the data of how Kiwi citizens move in and out of New Zealand compared with overall permanent migrant data, and look at these major flows in their longer term context, including by region
A review of things you need to know before you go home Friday; HCNZ raises rates, butter prices up, record migration, tourism booms, a bank's honeypot, a $4 bln commitment; swaps fall, NZD rises
21st Jul 17, 4:14pm
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A review of things you need to know before you go home Friday; HCNZ raises rates, butter prices up, record migration, tourism booms, a bank's honeypot, a $4 bln commitment; swaps fall, NZD rises
Global financial risks 'contained'; China starts massive public housing project; China liquidity stress; China-US trade talks falter; EU house prices rise quickly; UST 10yr yield at 2.26%; oil and gold lower; NZ$1 = 74.1 US¢, TWI-5 = 77
21st Jul 17, 7:34am
12
Global financial risks 'contained'; China starts massive public housing project; China liquidity stress; China-US trade talks falter; EU house prices rise quickly; UST 10yr yield at 2.26%; oil and gold lower; NZ$1 = 74.1 US¢, TWI-5 = 77
A review of things you need to know before you go home Thursday; no rate changes, why houses cost so much, fewer on benefits, NZGB bond yields rise, retail wages 'rise', swaps and NZD stable
20th Jul 17, 3:59pm
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A review of things you need to know before you go home Thursday; no rate changes, why houses cost so much, fewer on benefits, NZGB bond yields rise, retail wages 'rise', swaps and NZD stable
US housing starts jump; Wall Street at records; China buys dodgy ratings; India's GST reform going well; Aussie banks get tick; UST 10yr yield at 2.27%; oil up, gold unchanged; NZ$1 = 73.6 US¢, TWI-5 = 76.6
20th Jul 17, 7:46am
12
US housing starts jump; Wall Street at records; China buys dodgy ratings; India's GST reform going well; Aussie banks get tick; UST 10yr yield at 2.27%; oil up, gold unchanged; NZ$1 = 73.6 US¢, TWI-5 = 76.6
A review of things you need to know before you go home Wednesday; no rate changes, butter makes a comeback, job vacancies grow, low lake levels, wholesale rates fall, NZD stable
19th Jul 17, 3:59pm
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A review of things you need to know before you go home Wednesday; no rate changes, butter makes a comeback, job vacancies grow, low lake levels, wholesale rates fall, NZD stable
Dairy prices stable but butter and cheese get boost; US gets surge in foreign house buyers; Amazon-effect undermines inflation targeting; Citigroup chooses Frankfurt; UST 10yr yield at 2.26%; oil down, gold up; NZ$1 = 73.6 US¢, TWI-5 = 76.6
19th Jul 17, 7:39am
12
Dairy prices stable but butter and cheese get boost; US gets surge in foreign house buyers; Amazon-effect undermines inflation targeting; Citigroup chooses Frankfurt; UST 10yr yield at 2.26%; oil down, gold up; NZ$1 = 73.6 US¢, TWI-5 = 76.6
A review of things you need to know before you go home Tuesday; NZCU Baywide tweaks rate offers, CPI tame, houses rise $344 mln/day; dairy signals good, swap rates and NZD down then recover
18th Jul 17, 3:59pm
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A review of things you need to know before you go home Tuesday; NZCU Baywide tweaks rate offers, CPI tame, houses rise $344 mln/day; dairy signals good, swap rates and NZD down then recover
US car loan trouble; Canada house sales fall; China GDP data impresses; China stops loans to one large investor; South Korea lifts minimum wage; UST 10yr yield at 2.31%; oil down, gold up; NZ$1 = 73.2 US¢, TWI-5 = 76.7
18th Jul 17, 7:24am
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US car loan trouble; Canada house sales fall; China GDP data impresses; China stops loans to one large investor; South Korea lifts minimum wage; UST 10yr yield at 2.31%; oil down, gold up; NZ$1 = 73.2 US¢, TWI-5 = 76.7
A review of things you need to know before you go home Monday; services sector strong, dairy farms still popular, China data impresses, impulse problem, swaps slip, NZD steady, bitcoin thrashed
17th Jul 17, 3:59pm
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A review of things you need to know before you go home Monday; services sector strong, dairy farms still popular, China data impresses, impulse problem, swaps slip, NZD steady, bitcoin thrashed
US economic indicators soft; but Wall Street hits highs; China tightens dairy rules; China chooses yes-men; APRA readies tighter capital rules; UST 10yr yield at 2.33%; oil up, gold up; NZ$1 = 73.5 US¢, TWI-5 = 76.9
17th Jul 17, 7:28am
15
US economic indicators soft; but Wall Street hits highs; China tightens dairy rules; China chooses yes-men; APRA readies tighter capital rules; UST 10yr yield at 2.33%; oil up, gold up; NZ$1 = 73.5 US¢, TWI-5 = 76.9
Are we at the end of a housing price-rise cycle? If we are, we look at what previous cycle-ends can teach us, and what is unique about this turning point
16th Jul 17, 7:02am
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Are we at the end of a housing price-rise cycle? If we are, we look at what previous cycle-ends can teach us, and what is unique about this turning point
A review of things you need to know before you go home Friday; Westpac changes TD rates, factory expansion continues, what should qualify as bank capital?, wool in doldrums again, swaps rise, NZD high but stable
14th Jul 17, 3:59pm
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A review of things you need to know before you go home Friday; Westpac changes TD rates, factory expansion continues, what should qualify as bank capital?, wool in doldrums again, swaps rise, NZD high but stable
US budget deficit jumps, no end in sight; China ODI falls -45%, HNA pulls back sharply; China trade grows strongly; Aussies target advisers to black economy; UST 10yr yield at 2.34%; oil up, gold unchanged; NZ$1 = 73.2 US¢, TWI-5 = 77
14th Jul 17, 7:37am
2
US budget deficit jumps, no end in sight; China ODI falls -45%, HNA pulls back sharply; China trade grows strongly; Aussies target advisers to black economy; UST 10yr yield at 2.34%; oil up, gold unchanged; NZ$1 = 73.2 US¢, TWI-5 = 77