About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Wednesday; NZCU South trims a TD rate, more huge Trump tariffs, guest nights up, NZ stress tests ok, rents jump, swaps fall, NZD down
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A review of things you need to know before you go home on Wednesday; NZCU South trims a TD rate, more huge Trump tariffs, guest nights up, NZ stress tests ok, rents jump, swaps fall, NZD down
The media world is changing. That is challenging for readers who expect independent news, data and comment. But it also means you can join us in making sure it remains available
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The media world is changing. That is challenging for readers who expect independent news, data and comment. But it also means you can join us in making sure it remains available
US quit rate rises; Canada housing starts jump; China factory inflation up; German sentiment tumbles; Turkey embraces nepotism; NZ's innovation handicap; UST 10yr at 2.87%; oil up and gold down; NZ$1 = 68.4 USc; TWI-5 = 71.6
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US quit rate rises; Canada housing starts jump; China factory inflation up; German sentiment tumbles; Turkey embraces nepotism; NZ's innovation handicap; UST 10yr at 2.87%; oil up and gold down; NZ$1 = 68.4 USc; TWI-5 = 71.6
A review of things you need to know before you go home on Tuesday; two rate changes, truckometer loses momentum, inflation low even as retail demand solid, swaps unchanged, NZD firm
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A review of things you need to know before you go home on Tuesday; two rate changes, truckometer loses momentum, inflation low even as retail demand solid, swaps unchanged, NZD firm
Wall Street leaps following Asia; India monsoons weak; China ignores CFC risks; Mexico inflation up; Brexit plans uncertain; Aussie houses take longer to sell; UST 10yr at 2.86%; oil and gold up; NZ$1 = 68.4 USc; TWI-5 = 71.5
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Wall Street leaps following Asia; India monsoons weak; China ignores CFC risks; Mexico inflation up; Brexit plans uncertain; Aussie houses take longer to sell; UST 10yr at 2.86%; oil and gold up; NZ$1 = 68.4 USc; TWI-5 = 71.5
TSB sets its fighting rate at 4.35% for eighteen months fixed, the lowest of any bank for this term except HSBC Premier
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TSB sets its fighting rate at 4.35% for eighteen months fixed, the lowest of any bank for this term except HSBC Premier
A review of things you need to know before you go home on Monday; a TD rate cut, a credit card rate cut, Japan & China data impresses, swaps unchanged, comparing the US rate curve, NZD firm-ish
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A review of things you need to know before you go home on Monday; a TD rate cut, a credit card rate cut, Japan & China data impresses, swaps unchanged, comparing the US rate curve, NZD firm-ish
US job gains rise but jobless rate also rises; ditto Canada; US tariffs come into effect; some hard commodity prices retreat; Japan ratifies TPP; UST 10yr at 2.82%; oil and gold unchanged; NZ$1 = 68.4 USc; TWI-5 = 71.5
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US job gains rise but jobless rate also rises; ditto Canada; US tariffs come into effect; some hard commodity prices retreat; Japan ratifies TPP; UST 10yr at 2.82%; oil and gold unchanged; NZ$1 = 68.4 USc; TWI-5 = 71.5
US jobs growth beats estimates; ditto Canada; equity markets rise; China takes US to WTO; some metals retreat; EU gives Japan trade deal the green light; UST 10yr 2.84%; oil up, gold down; NZ$1 = 67.7 USc; TWI-5 = 71.5
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US jobs growth beats estimates; ditto Canada; equity markets rise; China takes US to WTO; some metals retreat; EU gives Japan trade deal the green light; UST 10yr 2.84%; oil up, gold down; NZ$1 = 67.7 USc; TWI-5 = 71.5
US tariffs effective today; China will respond; Fed watching; US job growth hits bump; BIS warns on low rates; air travel in strong growth; RBA eyes housing turn; UST 10yr at 2.84%; oil and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.2
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US tariffs effective today; China will respond; Fed watching; US job growth hits bump; BIS warns on low rates; air travel in strong growth; RBA eyes housing turn; UST 10yr at 2.84%; oil and gold down; NZ$1 = 67.8 USc; TWI-5 = 71.2
New car sales growth may have topped out but there are still fast growing segments and shifts, moving us to a fleet of bigger, beefier personal transport
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New car sales growth may have topped out but there are still fast growing segments and shifts, moving us to a fleet of bigger, beefier personal transport
Airfreight volumes expand; WTO sees more restrictions; China services expand faster; OECD fingers 'superstar tech'; Aussie service sector cools; UST 10yr at 2.83%; oil and gold up; NZ$1 = 67.6 USc; TWI-5 = 71.1
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Airfreight volumes expand; WTO sees more restrictions; China services expand faster; OECD fingers 'superstar tech'; Aussie service sector cools; UST 10yr at 2.83%; oil and gold up; NZ$1 = 67.6 USc; TWI-5 = 71.1
A review of things you need to know before you go home on Wednesday; no rate changes, buyers market for housing, KiwiBuild ballot criteria, land tax gets a booster, job ads sag, swaps stable, NZD up
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A review of things you need to know before you go home on Wednesday; no rate changes, buyers market for housing, KiwiBuild ballot criteria, land tax gets a booster, job ads sag, swaps stable, NZD up
WMP prices drop more than -7%; US factory activity rises, car sales up; US personal loans leap; ASIC raises flags on credit card debt standards; UST 10yr at 2.83%; oil and gold up; NZ$1 = 67.5 USc; TWI-5 = 70.9
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WMP prices drop more than -7%; US factory activity rises, car sales up; US personal loans leap; ASIC raises flags on credit card debt standards; UST 10yr at 2.83%; oil and gold up; NZ$1 = 67.5 USc; TWI-5 = 70.9
A review of things you need to know before you go home on Tuesday; no rate changes, Shanghai in trouble again, businesses 'quietly unconfident', SUV's rule, asking prices drop, swaps stable, NZD down
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A review of things you need to know before you go home on Tuesday; no rate changes, Shanghai in trouble again, businesses 'quietly unconfident', SUV's rule, asking prices drop, swaps stable, NZD down
Shanghai drops -2.5%; China external debt jumps; Mexico turns left; Merkel losing authority; Aussie worries grow; commodity prices wobble; UST 10yr at 2.87%; oil unchanged, gold drops; NZ$1 = 67 USc; TWI-5 = 70.6
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Shanghai drops -2.5%; China external debt jumps; Mexico turns left; Merkel losing authority; Aussie worries grow; commodity prices wobble; UST 10yr at 2.87%; oil unchanged, gold drops; NZ$1 = 67 USc; TWI-5 = 70.6
A review of things you need to know before you go home on Monday; many mortgage rate cuts, a TD rate hike, TPP gaining momentum again, India faces tumult, AU house prices slip, partisanship breeds distrust, swaps and NZD stable
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A review of things you need to know before you go home on Monday; many mortgage rate cuts, a TD rate hike, TPP gaining momentum again, India faces tumult, AU house prices slip, partisanship breeds distrust, swaps and NZD stable
Kiwibank is the third bank to adopt 4.19% as its one year fixed home loan rate as the reductions keep coming at the popular end of the fixed term options
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Kiwibank is the third bank to adopt 4.19% as its one year fixed home loan rate as the reductions keep coming at the popular end of the fixed term options
US inflation hits +2.3%, confidence stutters; Canada tariffs US goods; EU inflation jumps; China cuts tariffs; Aussie new house sales fall; UST 10yr at 2.85%; oil unchanged, gold stops falling; NZ$1 = 67.7 USc; TWI-5 = 71.1
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US inflation hits +2.3%, confidence stutters; Canada tariffs US goods; EU inflation jumps; China cuts tariffs; Aussie new house sales fall; UST 10yr at 2.85%; oil unchanged, gold stops falling; NZ$1 = 67.7 USc; TWI-5 = 71.1
A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down
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A key challenger bank drops most home loan rates, even taking its one year rate down to 4.19%. Recent wholesale rate falls may open up further moves down
The combination of boomer demographics and a weakening economy is depressing term deposit rates. Thus David Chaston says the prospect is for lower rates in the future
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The combination of boomer demographics and a weakening economy is depressing term deposit rates. Thus David Chaston says the prospect is for lower rates in the future
US inflation rising; GM warns on tariffs; Trump official warns the Fed; Canada hits US with tariffs; Canada GDP up +2.5%, APRA warns on 'cash' definition; UST 10yr 2.85%; oil up again, gold holds; NZ$1 = 67.7 USc; TWI-5 = 72.1
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US inflation rising; GM warns on tariffs; Trump official warns the Fed; Canada hits US with tariffs; Canada GDP up +2.5%, APRA warns on 'cash' definition; UST 10yr 2.85%; oil up again, gold holds; NZ$1 = 67.7 USc; TWI-5 = 72.1
A review of things you need to know before you go home on Friday; some small TD changes, confidence slips, housing consents up, what election uncertainty cost, debt growth, swaps down again, bitcoin drops, NZD holds
A review of things you need to know before you go home on Friday; some small TD changes, confidence slips, housing consents up, what election uncertainty cost, debt growth, swaps down again, bitcoin drops, NZD holds
US growth downgraded; emerging TIVA economy wobbles grow; China in bear market; China rail-to-EU grows; UST 10yr at 2.85%; oil unchanged, gold down again; NZ$1 = 67.5 USc; TWI-5 = 71.1
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US growth downgraded; emerging TIVA economy wobbles grow; China in bear market; China rail-to-EU grows; UST 10yr at 2.85%; oil unchanged, gold down again; NZ$1 = 67.5 USc; TWI-5 = 71.1
A review of things you need to know before you go home on Thursday; OCR on hold, stamp duty a tax drug, rural pay rising, visitor spending grows, online retail growth slows, swap rates drop, NZD down
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A review of things you need to know before you go home on Thursday; OCR on hold, stamp duty a tax drug, rural pay rising, visitor spending grows, online retail growth slows, swap rates drop, NZD down