About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Wednesday; Co-op Bank cuts mortgage rates, retail sales drop, renting gets tougher, less concrete poured, what we owe Australia, swaps up, NZD down
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A review of things you need to know before you go home on Wednesday; Co-op Bank cuts mortgage rates, retail sales drop, renting gets tougher, less concrete poured, what we owe Australia, swaps up, NZD down
Despite all the talk of big public infrastructure projects, the construction industry seems to be in a downward track with significantly less concrete being poured in the first quarter of 2018
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Despite all the talk of big public infrastructure projects, the construction industry seems to be in a downward track with significantly less concrete being poured in the first quarter of 2018
US job openings rise; Canada housing starts fall; China trade surplus up; Swiss jobless rate down; Argentina needs IMF support; AU Budget delivers tax cuts; UST 10yr at 2.97%; oil down, gold up; NZ$1 = 69.7 USc; TWI-5 = 72.5
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US job openings rise; Canada housing starts fall; China trade surplus up; Swiss jobless rate down; Argentina needs IMF support; AU Budget delivers tax cuts; UST 10yr at 2.97%; oil down, gold up; NZ$1 = 69.7 USc; TWI-5 = 72.5
A review of things you need to know before you go home on Tuesday; some rate changes, Truckometer sags, inflation pulls back, ANZ cuts fees but not spreads, peak cow, not-peak tourist, swaps slip, NZD stable
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A review of things you need to know before you go home on Tuesday; some rate changes, Truckometer sags, inflation pulls back, ANZ cuts fees but not spreads, peak cow, not-peak tourist, swaps slip, NZD stable
US consumer credit growth sags; China FX reserves dip; OECD household incomes up; eyes on Aust Budget; UST 10yr at 2.95%; oil above US$70/bbl; gold unchanged; NZ$1 = 70.2 USc; TWI-5 = 72.8
US consumer credit growth sags; China FX reserves dip; OECD household incomes up; eyes on Aust Budget; UST 10yr at 2.95%; oil above US$70/bbl; gold unchanged; NZ$1 = 70.2 USc; TWI-5 = 72.8
A review of things you need to know before you go home on Monday; no rate changes, Westpac's profit rises, Fitch downgrades ASB outlook, steal $240K & get home detention, swaps slip, NZD up
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A review of things you need to know before you go home on Monday; no rate changes, Westpac's profit rises, Fitch downgrades ASB outlook, steal $240K & get home detention, swaps slip, NZD up
We look at where our KiwiSaver funds are held, finding more than half are in growth-type funds and two thirds are in bank-controlled schemes
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We look at where our KiwiSaver funds are held, finding more than half are in growth-type funds and two thirds are in bank-controlled schemes
US payrolls grow modestly; Apple stars, Buffet posts huge loss; US-China trade talks unresolved; China suffers current account deficit; Argentina hikes again; UST 10yr at 2.95%; oil and gold up; NZ$1 = 70.2 USc; TWI-5 = 72.7
US payrolls grow modestly; Apple stars, Buffet posts huge loss; US-China trade talks unresolved; China suffers current account deficit; Argentina hikes again; UST 10yr at 2.95%; oil and gold up; NZ$1 = 70.2 USc; TWI-5 = 72.7
US jobs report mixed; US-China talks rocky; China gets rare current account deficit; Swiss not keen; Argentina hikes again; UST 10yr 2.95%; oil up, gold unchanged; NZ$1 = 70.2 USc; TWI-5 = 72.7
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US jobs report mixed; US-China talks rocky; China gets rare current account deficit; Swiss not keen; Argentina hikes again; UST 10yr 2.95%; oil up, gold unchanged; NZ$1 = 70.2 USc; TWI-5 = 72.7
A review of things you need to know before you go home on Friday; Westpac cuts a mortgage rate, Harmoney raises most rates, cuts a fee, used car imports fall, new bond issues, swaps slip, NZD rises
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A review of things you need to know before you go home on Friday; Westpac cuts a mortgage rate, Harmoney raises most rates, cuts a fee, used car imports fall, new bond issues, swaps slip, NZD rises
US trade deficit falls; Canada trade deficit rises; airtravel rises strongly; Swiss toy with banking change; Argentina hikes again; advice costs jump in Aust.; UST 10yr at 2.95%; oil and gold up; NZ$1 = 70.4 USc; TWI-5 = 72.9
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US trade deficit falls; Canada trade deficit rises; airtravel rises strongly; Swiss toy with banking change; Argentina hikes again; advice costs jump in Aust.; UST 10yr at 2.95%; oil and gold up; NZ$1 = 70.4 USc; TWI-5 = 72.9
A review of things you need to know before you go home on Thursday; Westpac changes some TD rates, B&T has tame report, job ads weaker, commodity prices stronger, swaps steeper
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A review of things you need to know before you go home on Thursday; Westpac changes some TD rates, B&T has tame report, job ads weaker, commodity prices stronger, swaps steeper
US Fed unchanged but June hike expected; UST debt issuance jumps; China factories find exports harder; airfreight growth stalls; Japan confidence down; UST 10yr at 2.97%; oil and gold up; NZ$1 = 70 USc; TWI-5 = 72.5
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US Fed unchanged but June hike expected; UST debt issuance jumps; China factories find exports harder; airfreight growth stalls; Japan confidence down; UST 10yr at 2.97%; oil and gold up; NZ$1 = 70 USc; TWI-5 = 72.5
A review of things you need to know before you go home on Wednesday; no rate changes, solid jobs growth, wage signals warmer, QV sees slower growth, bank CEOs told to 'prove it', petrol up, swaps up, NZD stable
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A review of things you need to know before you go home on Wednesday; no rate changes, solid jobs growth, wage signals warmer, QV sees slower growth, bank CEOs told to 'prove it', petrol up, swaps up, NZD stable
Dairy auction stable; US factory activity slows; steel tariffs delayed for some; US car sales drop; Canada growth up; Aussie mortgages harder to get; UST 10yr at 2.97%; oil and gold down; NZ$1 = 70.1 USc; TWI-5 = 72.6
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Dairy auction stable; US factory activity slows; steel tariffs delayed for some; US car sales drop; Canada growth up; Aussie mortgages harder to get; UST 10yr at 2.97%; oil and gold down; NZ$1 = 70.1 USc; TWI-5 = 72.6
A review of things you need to know before you go home on Tuesday; mortgage & TD rate changes, building consents up, English joins Wesfarmers, TWG gets 1000s of submissions, swaps flatter, NZD holds
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A review of things you need to know before you go home on Tuesday; mortgage & TD rate changes, building consents up, English joins Wesfarmers, TWG gets 1000s of submissions, swaps flatter, NZD holds
Conservative or cash KiwiSaver returns beg the question: Why are you in KiwiSaver in the first place? We review the long-term returns and find them hard to justify
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Conservative or cash KiwiSaver returns beg the question: Why are you in KiwiSaver in the first place? We review the long-term returns and find them hard to justify
US consumption up, inflation at 2%; Mexico grows faster; China PMIs stable; German retails sales slip; EU readies retaliation on US tariff decisions; UST 10yr at 2.95%; oil up, gold down; NZ$1 = 70.4 USc; TWI-5 = 72.6
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US consumption up, inflation at 2%; Mexico grows faster; China PMIs stable; German retails sales slip; EU readies retaliation on US tariff decisions; UST 10yr at 2.95%; oil up, gold down; NZ$1 = 70.4 USc; TWI-5 = 72.6
ANZ pulls out of its low one year home loan rate special, settling back into the middle of the pack. But it did reduce its highish two year rate, but to an undistinguished level
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ANZ pulls out of its low one year home loan rate special, settling back into the middle of the pack. But it did reduce its highish two year rate, but to an undistinguished level
A review of things you need to know before you go home on Monday; business confidence falls, preferring local, more mobile trader fines, debt growth lower, deposit growth higher, swaps flatten, NZD stable
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A review of things you need to know before you go home on Monday; business confidence falls, preferring local, more mobile trader fines, debt growth lower, deposit growth higher, swaps flatten, NZD stable
US growth slips, inflation rises; Canada mortgage rates rise; NAFTA talks stall; Japan abandons 2% inflation target; Norway fund falls; Argentina hikes rates; UST 10yr at 2.96%; oil unchanged, gold up; NZ$1 = 70.8 USc; TWI-5 = 72.8
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US growth slips, inflation rises; Canada mortgage rates rise; NAFTA talks stall; Japan abandons 2% inflation target; Norway fund falls; Argentina hikes rates; UST 10yr at 2.96%; oil unchanged, gold up; NZ$1 = 70.8 USc; TWI-5 = 72.8
Whatever way you look at it, ANZ is winning larger mortgage market shares for both home loans and rural mortgages. But challenger banks are also doing better
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Whatever way you look at it, ANZ is winning larger mortgage market shares for both home loans and rural mortgages. But challenger banks are also doing better
US growth tame; PCE rises; Norway wealth fund drops; Argentina raises rates by +300 bps; NZ migrant friendly; US complains about Pharmac again; UST 10yr 2.96%; oil unchanged, gold up; NZ$1 = 70.9 USc; TWI-5 = 73
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US growth tame; PCE rises; Norway wealth fund drops; Argentina raises rates by +300 bps; NZ migrant friendly; US complains about Pharmac again; UST 10yr 2.96%; oil unchanged, gold up; NZ$1 = 70.9 USc; TWI-5 = 73
A review of things you need to know before you go home on Friday; first floating rate rise in a long time, goods trade deficit up, consumer confidence falls, jobs demand strong, swap rates drop, NZD steady
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A review of things you need to know before you go home on Friday; first floating rate rise in a long time, goods trade deficit up, consumer confidence falls, jobs demand strong, swap rates drop, NZD steady
In 25 of the 30 urban areas we track buying a first home is affordable for a couple on median incomes, but not on Auckland's North Shore - and saving for a deposit remains a challenge
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In 25 of the 30 urban areas we track buying a first home is affordable for a couple on median incomes, but not on Auckland's North Shore - and saving for a deposit remains a challenge