About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Monday; lower mortgage rates, lower term deposit rates, bad time to buy houses, flatter wholesale rates, NZD jumps
10th Nov 14, 4:00pm
A review of things you need to know before you go home on Monday; lower mortgage rates, lower term deposit rates, bad time to buy houses, flatter wholesale rates, NZD jumps
David Chaston on unfair tax on gains; the changing workforce; China's bubble and stimulus, jobless youth; NZ's bubble; KiwiSaver risk; student debt; Dilbert & more
10th Nov 14, 10:30am
35
David Chaston on unfair tax on gains; the changing workforce; China's bubble and stimulus, jobless youth; NZ's bubble; KiwiSaver risk; student debt; Dilbert & more
BNZ cuts term deposit rates for 2-5 years to the lowest offers for these terms among main banks; Kiwibank also chops some longer term TD rates
10th Nov 14, 8:51am
BNZ cuts term deposit rates for 2-5 years to the lowest offers for these terms among main banks; Kiwibank also chops some longer term TD rates
BNZ drops all standard rates for terms 18 months to 7 years reflecting a flattening bias in home loan fixed rates
10th Nov 14, 8:29am
1
BNZ drops all standard rates for terms 18 months to 7 years reflecting a flattening bias in home loan fixed rates
US jobs momentum slows; China turns on the stimulus tap; Aussie banks 'poorly prepared'; gold jumps, UST 10yr yields 2.30%; NZ$1 = US$0.775, TWI = 76.8
10th Nov 14, 7:24am
US jobs momentum slows; China turns on the stimulus tap; Aussie banks 'poorly prepared'; gold jumps, UST 10yr yields 2.30%; NZ$1 = US$0.775, TWI = 76.8
A review of things you need to know before you go home on Friday; more mortgage rate cuts, huge car sales, lower WMP prices, other commodity prices higher, swap rates jump, NZD falls
7th Nov 14, 4:00pm
A review of things you need to know before you go home on Friday; more mortgage rate cuts, huge car sales, lower WMP prices, other commodity prices higher, swap rates jump, NZD falls
State-owned bank pitches its new longest fixed home loan rate well below its rivals, setting a dramatic new benchmark
7th Nov 14, 9:12am
7
State-owned bank pitches its new longest fixed home loan rate well below its rivals, setting a dramatic new benchmark
ECB promises large-scale bond buying; UK probes bank dominance; China juices up its liquidity; UST 10yr 2.37; NZ$1 = US$0.770, TWI = 76.5
7th Nov 14, 7:30am
6
ECB promises large-scale bond buying; UK probes bank dominance; China juices up its liquidity; UST 10yr 2.37; NZ$1 = US$0.770, TWI = 76.5
Political changes in the US; good ADP jobs report; stock indexes near record highs; Fed sets size rule; PIMCO bleeds; Australia warned; UST 10yr 2.36%; NZ$1 = US$0.772, TWI = 76.5
6th Nov 14, 7:19am
4
Political changes in the US; good ADP jobs report; stock indexes near record highs; Fed sets size rule; PIMCO bleeds; Australia warned; UST 10yr 2.36%; NZ$1 = US$0.772, TWI = 76.5
A review of things you need to know before you go home on Wednesday; SBS drops more mortgage rates, housing and home loan markets sag, jobs market strong, NZ dollar rises
5th Nov 14, 4:00pm
2
A review of things you need to know before you go home on Wednesday; SBS drops more mortgage rates, housing and home loan markets sag, jobs market strong, NZ dollar rises
Dairy prices stable; oil price drops sharply; fx manipulation charges grow; US and China trade data soft; AU jobs markets softer; NZ$1 = US$0.777, TWI = 76.5
5th Nov 14, 7:28am
4
Dairy prices stable; oil price drops sharply; fx manipulation charges grow; US and China trade data soft; AU jobs markets softer; NZ$1 = US$0.777, TWI = 76.5
The latest reductions allow SBS Bank to claim the lowest home loan rate for all terms from 18 months to five years
5th Nov 14, 12:05am
2
The latest reductions allow SBS Bank to claim the lowest home loan rate for all terms from 18 months to five years
A review of things you need to know before you go home on Tuesday; commodity prices stop falling, Aussie data bruises, crude prices drop suddenly, big USPP deal, youth jobs pledge
4th Nov 14, 4:00pm
12
A review of things you need to know before you go home on Tuesday; commodity prices stop falling, Aussie data bruises, crude prices drop suddenly, big USPP deal, youth jobs pledge
The real price of cars has fallen 22% in 20 years says the motor vehicle industry as sales rise in almost all categories
4th Nov 14, 8:35am
1
The real price of cars has fallen 22% in 20 years says the motor vehicle industry as sales rise in almost all categories
US factories lead US growth; Asia and Europe lose momentum; Aussie banks resist holding more capital; Fonterra focuses on China; NZ$1 = US$0.772, TWI = 76.2
4th Nov 14, 7:40am
10
US factories lead US growth; Asia and Europe lose momentum; Aussie banks resist holding more capital; Fonterra focuses on China; NZ$1 = US$0.772, TWI = 76.2
A review of things you need to know before you go home on Monday; more RBNZ delays on capital, lower mortgage rates, listings surge in October, NZD slipping
3rd Nov 14, 4:00pm
A review of things you need to know before you go home on Monday; more RBNZ delays on capital, lower mortgage rates, listings surge in October, NZD slipping
The RBNZ's Ross Kendall sees our trade with China remaining 'relatively robust' even if China's economy continues to slow
3rd Nov 14, 11:18am
The RBNZ's Ross Kendall sees our trade with China remaining 'relatively robust' even if China's economy continues to slow
David Chaston on Japan's big bet; Roubini's concerns; the French Plan; the IPCC warning; interest drag; tax rates compared; China's deposit drop; Dilbert & more
3rd Nov 14, 10:30am
63
David Chaston on Japan's big bet; Roubini's concerns; the French Plan; the IPCC warning; interest drag; tax rates compared; China's deposit drop; Dilbert & more
New Zealand's biggest bank pulls back from some market leading term deposit rates but raises its 18 month to a market high
3rd Nov 14, 8:47am
1
New Zealand's biggest bank pulls back from some market leading term deposit rates but raises its 18 month to a market high
Japan adds major stimulus; US wages rise; China factories grow more slowly; Russia raises rates; UST 10yr 2.34%, oil and gold fall; NZ$1 = US$0.778, TWI = 76.5
3rd Nov 14, 7:30am
3
Japan adds major stimulus; US wages rise; China factories grow more slowly; Russia raises rates; UST 10yr 2.34%, oil and gold fall; NZ$1 = US$0.778, TWI = 76.5
A new current low two year mortgage rate hits the market at 5.49% to start November from a bank that already has the lowest five year rate
2nd Nov 14, 7:39pm
A new current low two year mortgage rate hits the market at 5.49% to start November from a bank that already has the lowest five year rate
A review of things you need to know before you go home on Friday; Housing consents disappoint but other construction booming, Co-op Bank knocked back, flush bank accounts, higher consumer debt
31st Oct 14, 3:59pm
13
A review of things you need to know before you go home on Friday; Housing consents disappoint but other construction booming, Co-op Bank knocked back, flush bank accounts, higher consumer debt
US grows strongly in Q3; lowest jobless claims in 14 yrs; oil output surges to 30 yr high; banks back in firing line; Brazil raises rates, gold sinks; NZ$1 = US$0.785, TWI = 76.5
31st Oct 14, 7:28am
6
US grows strongly in Q3; lowest jobless claims in 14 yrs; oil output surges to 30 yr high; banks back in firing line; Brazil raises rates, gold sinks; NZ$1 = US$0.785, TWI = 76.5
Home loan rates continue to fall with more reductions today; rates re-set lower for terms of three years and less, for Premier clients
30th Oct 14, 5:28pm
8
Home loan rates continue to fall with more reductions today; rates re-set lower for terms of three years and less, for Premier clients
A review of things you need to know before you go home on Thursday; mortgage approvals rise, IAG gets dominance to pay, more RBNZ currency intervention, swap rates steepen, full replacement cover returns
30th Oct 14, 4:00pm
2
A review of things you need to know before you go home on Thursday; mortgage approvals rise, IAG gets dominance to pay, more RBNZ currency intervention, swap rates steepen, full replacement cover returns