About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you go home on Wednesday; C/A deficit higher than expected, new housing loans dip, Govt buys back debt, dairy farmers borrow big, swap rates jump again, NZD slips
14th Sep 16, 3:59pm
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A review of things you need to know before you go home on Wednesday; C/A deficit higher than expected, new housing loans dip, Govt buys back debt, dairy farmers borrow big, swap rates jump again, NZD slips
US counts strong income growth, drop in poverty; China data rebounds; US to challenge China at WTO; EU sentiment lifts; UST 10yr yield at 1.73%; oil and gold down; NZ$1 = 72.6 US¢, TWI-5 = 76.1
14th Sep 16, 7:29am
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US counts strong income growth, drop in poverty; China data rebounds; US to challenge China at WTO; EU sentiment lifts; UST 10yr yield at 1.73%; oil and gold down; NZ$1 = 72.6 US¢, TWI-5 = 76.1
A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts, finco issues Mastercard, asking prices jump, food prices stable, swap rates slip, NZD stable
13th Sep 16, 3:59pm
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A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts, finco issues Mastercard, asking prices jump, food prices stable, swap rates slip, NZD stable
Brainard holds to dovish stance; Jamie Dimon says get on with it; PBoC worried about housing bubble; NAB in 'world first'; UST 10yr yield at 1.69%; oil up, gold down; NZ$1 = 73.5 US¢, TWI-5 = 76.7
13th Sep 16, 7:20am
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Brainard holds to dovish stance; Jamie Dimon says get on with it; PBoC worried about housing bubble; NAB in 'world first'; UST 10yr yield at 1.69%; oil up, gold down; NZ$1 = 73.5 US¢, TWI-5 = 76.7
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Do we need more direct regulation to solve our housing woes - or less? Has past regulation contained the issue, or accentuated the problems? Your view?
12th Sep 16, 5:38pm
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Do we need more direct regulation to solve our housing woes - or less? Has past regulation contained the issue, or accentuated the problems? Your view?
A review of things you need to know before you go home on Monday; red ink everywhere, new CEO for REINZ, heavy truck wobbles, tourism still booming, swap rates jump again, NZD retreats
12th Sep 16, 3:59pm
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A review of things you need to know before you go home on Monday; red ink everywhere, new CEO for REINZ, heavy truck wobbles, tourism still booming, swap rates jump again, NZD retreats
US markets tank as dovish Fed speakers change expectations; eyes on Brainard; expectations rise for good NZ Q2 GDP; UST 10yr yield at 1.67%; oil and gold down; NZ$1 = 73.3 US¢, TWI-5 = 76.6
12th Sep 16, 7:13am
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US markets tank as dovish Fed speakers change expectations; eyes on Brainard; expectations rise for good NZ Q2 GDP; UST 10yr yield at 1.67%; oil and gold down; NZ$1 = 73.3 US¢, TWI-5 = 76.6
Our mortgage rate table has expanded today to include Mike Pero Mortgages, and Liberty Financial
11th Sep 16, 4:25pm
Our mortgage rate table has expanded today to include Mike Pero Mortgages, and Liberty Financial
Savers need to be as aggressive as borrowers when checking bank rate offers. Rate changes may not be coming everyday, but the landscape is shifting
10th Sep 16, 6:02am
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Savers need to be as aggressive as borrowers when checking bank rate offers. Rate changes may not be coming everyday, but the landscape is shifting
A review of things you need to know before you go home on Friday; call account rate cuts, electronic card spending rises, Aussie lending falls, Kiwis go west, swap rates jump, NZD eases but still high
9th Sep 16, 3:59pm
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A review of things you need to know before you go home on Friday; call account rate cuts, electronic card spending rises, Aussie lending falls, Kiwis go west, swap rates jump, NZD eases but still high
US services grow strongly; ECB disappoints; China imports rise; Aussies warn on Chinese media; Libor rates rise; UST 10yr yield at 1.59%; oil up, gold down; NZ$1 = 73.9 US¢, TWI-5 = 77
9th Sep 16, 7:32am
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US services grow strongly; ECB disappoints; China imports rise; Aussies warn on Chinese media; Libor rates rise; UST 10yr yield at 1.59%; oil up, gold down; NZ$1 = 73.9 US¢, TWI-5 = 77
A review of things you need to know before you go home on Thursday; Kiwibank cuts mortgage rate, NBS raises TD rate, MDS releases inequality report, linker demand heats up, NZGB yields fall, NZD rises even further
8th Sep 16, 3:59pm
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A review of things you need to know before you go home on Thursday; Kiwibank cuts mortgage rate, NBS raises TD rate, MDS releases inequality report, linker demand heats up, NZGB yields fall, NZD rises even further
State-owned bank first of majors to drop a fixed home loan carded rate since early August as wholesale rates and risk margins continue to fall
8th Sep 16, 9:51am
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State-owned bank first of majors to drop a fixed home loan carded rate since early August as wholesale rates and risk margins continue to fall
US has skills gap; Fed officials talk up hike; air travel grows strongly; China leaks fx reserves faster; Aussie dairy industry shrinks; UST 10yr yield at 1.54%; oil up, gold down; NZ$1 = 74.5 US¢, TWI-5 = 77.5
8th Sep 16, 7:38am
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US has skills gap; Fed officials talk up hike; air travel grows strongly; China leaks fx reserves faster; Aussie dairy industry shrinks; UST 10yr yield at 1.54%; oil up, gold down; NZ$1 = 74.5 US¢, TWI-5 = 77.5
A review of things you need to know before you go home on Wednesday; mortgage rate changes, dairy prices rise, factory sales up, housing loan growth slows, Aussie growth continues, swap rates fall, NZD jumps
7th Sep 16, 3:59pm
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A review of things you need to know before you go home on Wednesday; mortgage rate changes, dairy prices rise, factory sales up, housing loan growth slows, Aussie growth continues, swap rates fall, NZD jumps
We fact-check the claim that high migration levels are depressing average wage growth and find that is not really the case on an after-inflation basis
7th Sep 16, 10:24am
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We fact-check the claim that high migration levels are depressing average wage growth and find that is not really the case on an after-inflation basis
NZD jumps on third consecutive good dairy auction; US services growth slows; global airfreight growth rises; Aussie car loan defaults rise; UST 10yr yield at 1.54%; oil stable and gold up; NZ$1 = 74.2 US¢, TWI-5 = 77.1
7th Sep 16, 7:25am
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NZD jumps on third consecutive good dairy auction; US services growth slows; global airfreight growth rises; Aussie car loan defaults rise; UST 10yr yield at 1.54%; oil stable and gold up; NZ$1 = 74.2 US¢, TWI-5 = 77.1
A review of things you need to know before you go home on Tuesday; QV values up +14.6%, wholesale trade up +4.4%, Truckometer back on track, strong used import sales, swap rates unchanged, NZD stay high
6th Sep 16, 3:59pm
A review of things you need to know before you go home on Tuesday; QV values up +14.6%, wholesale trade up +4.4%, Truckometer back on track, strong used import sales, swap rates unchanged, NZD stay high
Bank customers park their money in banks on very short-term arrangements with low to no interest earnings, even though these funds stay there a long time. Banks smile
6th Sep 16, 11:26am
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Bank customers park their money in banks on very short-term arrangements with low to no interest earnings, even though these funds stay there a long time. Banks smile
Wall Street closed; G20 accomplishes nothing; Hong Kong goes 'localist'; Japan readies more stimulus; 'low rates are a trap'; EU retail shines; UST 10yr yield at 1.61%; oil and gold up; NZ$1 = 73.1 US¢, TWI-5 = 76.5
6th Sep 16, 7:17am
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Wall Street closed; G20 accomplishes nothing; Hong Kong goes 'localist'; Japan readies more stimulus; 'low rates are a trap'; EU retail shines; UST 10yr yield at 1.61%; oil and gold up; NZ$1 = 73.1 US¢, TWI-5 = 76.5
A review of things you need to know before you go home on Monday; TD tweaks, Co-op Bank upgraded, Auckland house price gains slow, commodity prices climb, more LVR leeway, swaps steepen, NZD rises to 15 month high
5th Sep 16, 4:02pm
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A review of things you need to know before you go home on Monday; TD tweaks, Co-op Bank upgraded, Auckland house price gains slow, commodity prices climb, more LVR leeway, swaps steepen, NZD rises to 15 month high
Savings bonuses wither as banks turn their focus away from short-term savers. At-call savers suffer the full OCR reductions, sometimes more
5th Sep 16, 9:46am
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Savings bonuses wither as banks turn their focus away from short-term savers. At-call savers suffer the full OCR reductions, sometimes more
American payrolls rise less than expected; US factory orders up strongly; Ireland to contest EU tax ruling; bumper Aussie wheat crop; UST 10yr yield at 1.60%; oil and gold up; NZ$1 = 72.9 US¢, TWI-5 = 76.5
5th Sep 16, 7:07am
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American payrolls rise less than expected; US factory orders up strongly; Ireland to contest EU tax ruling; bumper Aussie wheat crop; UST 10yr yield at 1.60%; oil and gold up; NZ$1 = 72.9 US¢, TWI-5 = 76.5
New car demand continues to break records as sales of SUVs now dominate, and growing construction sector drives light commercials. Tourism demand helps too
3rd Sep 16, 10:19am
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New car demand continues to break records as sales of SUVs now dominate, and growing construction sector drives light commercials. Tourism demand helps too
US payrolls grew at a slower but solid pace in August, a sign their job market is cooling as the American economy approaches full employment
3rd Sep 16, 9:39am
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US payrolls grew at a slower but solid pace in August, a sign their job market is cooling as the American economy approaches full employment