About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
October sales spurt had a big international component, probably helped by the iPhone6 release, hurt by fast fall of daily deals category
27th Nov 14, 1:50pm
October sales spurt had a big international component, probably helped by the iPhone6 release, hurt by fast fall of daily deals category
US data mixed; EU announces NZ$½ tln fiscal 'investment'; usual suspects sued over precious metals price fixing; oil lower; UST 10yr yields down; NZ$1 = 78.8 USc, TWI = 78.5
27th Nov 14, 7:24am
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US data mixed; EU announces NZ$½ tln fiscal 'investment'; usual suspects sued over precious metals price fixing; oil lower; UST 10yr yields down; NZ$1 = 78.8 USc, TWI = 78.5
A review of things you need to know before you go home on Wednesday; Westpac raises credit card rates, mortgage market jumps, Graeme Hart's junk, real national savings, swap rates flatten
26th Nov 14, 4:00pm
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A review of things you need to know before you go home on Wednesday; Westpac raises credit card rates, mortgage market jumps, Graeme Hart's junk, real national savings, swap rates flatten
We have launched a new rate resource page revealing peer-to-peer investment opportunities for investors
26th Nov 14, 2:25pm
We have launched a new rate resource page revealing peer-to-peer investment opportunities for investors
US growth revised higher; OECD worried about Japan and eurozone; iron ore price slumps; Aussie banks splurge on cheap money; oil price falls; NZ$1 = 78.0 USc, TWI = 77.9
26th Nov 14, 7:24am
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US growth revised higher; OECD worried about Japan and eurozone; iron ore price slumps; Aussie banks splurge on cheap money; oil price falls; NZ$1 = 78.0 USc, TWI = 77.9
A review of things you need to know before you go home on Tuesday; lots of interest rate action, a big retail Xmas, a coming recession, doubling rural exports, lower swap rates
25th Nov 14, 4:00pm
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A review of things you need to know before you go home on Tuesday; lots of interest rate action, a big retail Xmas, a coming recession, doubling rural exports, lower swap rates
Most average bank fixed mortgage rates now lower than average bank floating rates, reprising a rate structure last seen in 2009
25th Nov 14, 9:37am
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Most average bank fixed mortgage rates now lower than average bank floating rates, reprising a rate structure last seen in 2009
Business confidence down everywhere except China (and NZ); Murray says banks have reputation problem; Russia bleeds; NZ$1 = 78.5 USc, TWI = 78.3
25th Nov 14, 7:22am
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Business confidence down everywhere except China (and NZ); Murray says banks have reputation problem; Russia bleeds; NZ$1 = 78.5 USc, TWI = 78.3
NZ's biggest home loan lender cuts nearly every fixed rate it offers, matching the market in some terms, going lower in others
24th Nov 14, 5:40pm
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NZ's biggest home loan lender cuts nearly every fixed rate it offers, matching the market in some terms, going lower in others
A review of things you need to know before you go home on Monday; BNZ reduces savings interest, Kiwibank pulls back on high LVR lending, migrants keep coming, record visitor levels, NZD firms
24th Nov 14, 4:00pm
A review of things you need to know before you go home on Monday; BNZ reduces savings interest, Kiwibank pulls back on high LVR lending, migrants keep coming, record visitor levels, NZD firms
David Chaston on a dishonesty culture in banks; a China mortgage bomb; what's doing us in; more migration, better equity; SOI fears in perspective; Dilbert & more
24th Nov 14, 10:30am
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David Chaston on a dishonesty culture in banks; a China mortgage bomb; what's doing us in; more migration, better equity; SOI fears in perspective; Dilbert & more
China cuts rates; Australia faces more risk; US targets merchant banking; ECB and EU plan more stimulus; UST 10yr 2.31%; gold and oil up; NZ$1 = 78.8 USc, TWI = 78.5
24th Nov 14, 7:15am
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China cuts rates; Australia faces more risk; US targets merchant banking; ECB and EU plan more stimulus; UST 10yr 2.31%; gold and oil up; NZ$1 = 78.8 USc, TWI = 78.5
First rate cut in more than two years surprises markets; part of a broader effort to support a slowing Chinese economy
22nd Nov 14, 8:46am
First rate cut in more than two years surprises markets; part of a broader effort to support a slowing Chinese economy
A review of things you need to know before you go home on Friday; more home loan rate cuts, bigger credit card debt, sharing with our new best friends, Arvida gets its money
21st Nov 14, 4:00pm
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A review of things you need to know before you go home on Friday; more home loan rate cuts, bigger credit card debt, sharing with our new best friends, Arvida gets its money
Cuts to three-year, fixed-term home loan rates from BNZ and Kiwibank; Kiwibank ends five-year 'special'
21st Nov 14, 8:07am
Cuts to three-year, fixed-term home loan rates from BNZ and Kiwibank; Kiwibank ends five-year 'special'
US data strong for housing, factories and employment; eurozone and China factory data weak; China to cap coal use; UST 10yr 2.31%; NZ$1 = 78.5 USc, TWI = 78.2
21st Nov 14, 7:27am
US data strong for housing, factories and employment; eurozone and China factory data weak; China to cap coal use; UST 10yr 2.31%; NZ$1 = 78.5 USc, TWI = 78.2
The Red Bank rejigs its home loan offers; targets 18 month, 3 year and 5 year terms for lower conditional rates
20th Nov 14, 8:36am
The Red Bank rejigs its home loan offers; targets 18 month, 3 year and 5 year terms for lower conditional rates
US building permits rise strongly; markets await Fed minutes; Russia's big bond failure; China's big rail route; ANZ's big black eye; NZ$1 = 78.6 USc, TWI = 77.9
20th Nov 14, 7:20am
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US building permits rise strongly; markets await Fed minutes; Russia's big bond failure; China's big rail route; ANZ's big black eye; NZ$1 = 78.6 USc, TWI = 77.9
A review of things you need to know before you go home on Wednesday; dairy angst, low birth rate, taxpayers finally shake guarantee; mortgage approvals stir, swap rates fall
19th Nov 14, 4:00pm
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A review of things you need to know before you go home on Wednesday; dairy angst, low birth rate, taxpayers finally shake guarantee; mortgage approvals stir, swap rates fall
Two Treasury researchers find that the KiwiSaver program is not achieving its goal of increasing the net wealth of the country, having no effect in meeting its objective
19th Nov 14, 12:37pm
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Two Treasury researchers find that the KiwiSaver program is not achieving its goal of increasing the net wealth of the country, having no effect in meeting its objective
Dairy prices fall another 5% in NZD; US data positive; new election called in Japan; Indonesia cuts subsidies, raises rates; Beijing house prices fall; NZ$1 = 79.4 USc, TWI = 78.7
19th Nov 14, 7:20am
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Dairy prices fall another 5% in NZD; US data positive; new election called in Japan; Indonesia cuts subsidies, raises rates; Beijing house prices fall; NZ$1 = 79.4 USc, TWI = 78.7
A review of things you need to know before you go home on Tuesday; cars to disrupt public transport funding, fast uptake of fast broadband, tiny tax credit rise; NZD rising again
18th Nov 14, 4:00pm
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A review of things you need to know before you go home on Tuesday; cars to disrupt public transport funding, fast uptake of fast broadband, tiny tax credit rise; NZD rising again
Japan slumps, options from here look desperate; HSBC accused of fraud; Carney wants to control banker salaries; AU-China FTA to boost property; NZ$1 = 79.4 USc, TWI = 78.7
18th Nov 14, 7:24am
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Japan slumps, options from here look desperate; HSBC accused of fraud; Carney wants to control banker salaries; AU-China FTA to boost property; NZ$1 = 79.4 USc, TWI = 78.7
A review of things you need to know before you go home on Monday; PSI high and stable, retail sales healthy, Japan in trouble, ANZ gives themselves a brickbat, NZD strengthens
17th Nov 14, 4:00pm
A review of things you need to know before you go home on Monday; PSI high and stable, retail sales healthy, Japan in trouble, ANZ gives themselves a brickbat, NZD strengthens
David Chaston on measuring wages; China's slowdown; Swiss vote on gold; Gates and Piketty; Jean-Claude Junker; more on wages and jobs; Dilbert & more
17th Nov 14, 10:30am
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David Chaston on measuring wages; China's slowdown; Swiss vote on gold; Gates and Piketty; Jean-Claude Junker; more on wages and jobs; Dilbert & more