About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Central bankers want to stay on track; German record surplus; China profits zoom; India struggles with GST; UST 10yr yield at 2.17%; oil and gold up; NZ$1 = 72.4 US¢, TWI-5 = 74.7
28th Aug 17, 7:40am
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Central bankers want to stay on track; German record surplus; China profits zoom; India struggles with GST; UST 10yr yield at 2.17%; oil and gold up; NZ$1 = 72.4 US¢, TWI-5 = 74.7
Two more banks cut their two year rates as the home loan market struggles to find the volumes it needs from a quiet housing market. Borrowers have the advantage
26th Aug 17, 8:23am
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Two more banks cut their two year rates as the home loan market struggles to find the volumes it needs from a quiet housing market. Borrowers have the advantage
A review of things you need to know before you go home Friday; ASB trims TD rates, Debbie costs $100 mln, 'boycott ASB' call, China pushes party cardres on to foreign firms, swap rates limp, NZD stable
25th Aug 17, 3:59pm
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A review of things you need to know before you go home Friday; ASB trims TD rates, Debbie costs $100 mln, 'boycott ASB' call, China pushes party cardres on to foreign firms, swap rates limp, NZD stable
Another bank reduces its longer term deposit rates as wholesale rates trend lower. That leaves NZ's largest bank with a premium offer for these terms
25th Aug 17, 9:10am
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Another bank reduces its longer term deposit rates as wholesale rates trend lower. That leaves NZ's largest bank with a premium offer for these terms
US housing volumes down, prices up; US default risk rises on debt limit shambles; China cash stress; Jackson Hole starts; HNA scrutiny deepens; AU realtors suffer; UST 10yr yield at 2.20%; oil and gold down; NZ$1 = 72.2 US¢, TWI-5 = 74.6
25th Aug 17, 7:39am
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US housing volumes down, prices up; US default risk rises on debt limit shambles; China cash stress; Jackson Hole starts; HNA scrutiny deepens; AU realtors suffer; UST 10yr yield at 2.20%; oil and gold down; NZ$1 = 72.2 US¢, TWI-5 = 74.6
Competitive prices, unlimited data, new free voice apps attract many more users to using broadband without needing the traditional phone line
24th Aug 17, 2:00pm
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Competitive prices, unlimited data, new free voice apps attract many more users to using broadband without needing the traditional phone line
US new house sales fall, prices rise; US and EU PMIs strong; US border trade booms; Indonesia cuts policy rate; UST 10yr yield at 2.18%; oil and gold up; Germany repatriates gold; NZ$1 = 72.2 US¢, TWI-5 = 74.7
24th Aug 17, 7:30am
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US new house sales fall, prices rise; US and EU PMIs strong; US border trade booms; Indonesia cuts policy rate; UST 10yr yield at 2.18%; oil and gold up; Germany repatriates gold; NZ$1 = 72.2 US¢, TWI-5 = 74.7
A review of things you need to know before you go home Wednesday; HNZC cuts 2yr rate, early adopters, LGFA yield falls, "no higher tax rate"; living wage ok; swaps up, NZD slips
23rd Aug 17, 3:59pm
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A review of things you need to know before you go home Wednesday; HNZC cuts 2yr rate, early adopters, LGFA yield falls, "no higher tax rate"; living wage ok; swaps up, NZD slips
US bank profits up; China house buyers shift; German sentiment slips; Mexico growth rolls on; Aussie dairy realigned; techs pay more tax in Aust.; UST 10yr yield at 2.22%; oil unchanged, gold down; NZ$1 = 72.8 US¢, TWI-5 = 75.4
23rd Aug 17, 7:29am
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US bank profits up; China house buyers shift; German sentiment slips; Mexico growth rolls on; Aussie dairy realigned; techs pay more tax in Aust.; UST 10yr yield at 2.22%; oil unchanged, gold down; NZ$1 = 72.8 US¢, TWI-5 = 75.4
David Chaston probes how much realised capital gain is being made by landlords and by owner-occupiers, and how much windfall flows to them from their tax-free status
19th Aug 17, 6:02am
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David Chaston probes how much realised capital gain is being made by landlords and by owner-occupiers, and how much windfall flows to them from their tax-free status
New Zealand's largest home loan lender resets its two year rate lower, now almost the lowest for this term in the market. Westpac follows partly
16th Aug 17, 5:15pm
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New Zealand's largest home loan lender resets its two year rate lower, now almost the lowest for this term in the market. Westpac follows partly
A review of things you need to know before you go home Wednesday; Co-op Bank trims a mortgage rate, fewer farms being sold, Auckland world-ranked liveable, more construction workers needed, swaps firm, NZD weaker
16th Aug 17, 3:59pm
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A review of things you need to know before you go home Wednesday; Co-op Bank trims a mortgage rate, fewer farms being sold, Auckland world-ranked liveable, more construction workers needed, swaps firm, NZD weaker
Dairy prices unchanged; US retails sales rise; US household debt under control; IMF says China debt 'dangerous'; China ODI plunges; UST 10yr yield at 2.27%; oil unchanged, gold down; NZ$1 = 72.3 US¢, TWI-5 = 75.1
16th Aug 17, 7:34am
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Dairy prices unchanged; US retails sales rise; US household debt under control; IMF says China debt 'dangerous'; China ODI plunges; UST 10yr yield at 2.27%; oil unchanged, gold down; NZ$1 = 72.3 US¢, TWI-5 = 75.1
A review of things you need to know before you go home Tuesday; ANZ NZ raises profits, citizens satisfied; NZSF goes low-carbon, tackling student loan defaulters, swaps firm, NZD stable
15th Aug 17, 3:59pm
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A review of things you need to know before you go home Tuesday; ANZ NZ raises profits, citizens satisfied; NZSF goes low-carbon, tackling student loan defaulters, swaps firm, NZD stable
Dudley signals asset sales, rate hike; Japan grows +4%; China puts SOEs in Party's control; China data softens; EU factory output falls; UST 10yr yield at 2.22%; oil and gold down; NZ$1 = 72.9 US¢, TWI-5 = 75.5
15th Aug 17, 7:31am
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Dudley signals asset sales, rate hike; Japan grows +4%; China puts SOEs in Party's control; China data softens; EU factory output falls; UST 10yr yield at 2.22%; oil and gold down; NZ$1 = 72.9 US¢, TWI-5 = 75.5
A review of things you need to know before you go home Monday; NZCU South changes TD rates, PSI still strong, population younger, retail sales jump, Narev's time limit, swaps up, NZD up, bitcoin leaps
14th Aug 17, 3:59pm
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A review of things you need to know before you go home Monday; NZCU South changes TD rates, PSI still strong, population younger, retail sales jump, Narev's time limit, swaps up, NZD up, bitcoin leaps
US inflation subdued; Tesla junk bond popular; China consumer confidence up, Alibaba offers full rental service; Putin uses Schröder; electric cars get boost; UST 10yr yield at 2.19%; oil unchanged, gold up; NZ$1 = 73.2US¢, TWI-5 = 75.6
14th Aug 17, 7:08am
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US inflation subdued; Tesla junk bond popular; China consumer confidence up, Alibaba offers full rental service; Putin uses Schröder; electric cars get boost; UST 10yr yield at 2.19%; oil unchanged, gold up; NZ$1 = 73.2US¢, TWI-5 = 75.6
We review how much New Zealand households have in financial assets, the components, and how they are growing (or not). The levels may surprise you
12th Aug 17, 8:42am
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We review how much New Zealand households have in financial assets, the components, and how they are growing (or not). The levels may surprise you
David Chaston says the sudden ascent of Jacinda Ardern says a lot about us as voters, and not in a good way. He wishes party positions counted for more
12th Aug 17, 8:42am
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David Chaston says the sudden ascent of Jacinda Ardern says a lot about us as voters, and not in a good way. He wishes party positions counted for more
A review of things you need to know before you go home Friday; ASB cuts a rate; NZCU Baywide raises one, housing market in correction, KiwiSaver data updated, PMI strong, food prices up, swaps slip, NZD down
11th Aug 17, 4:05pm
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A review of things you need to know before you go home Friday; ASB cuts a rate; NZCU Baywide raises one, housing market in correction, KiwiSaver data updated, PMI strong, food prices up, swaps slip, NZD down
ASB moves to improve the competitiveness of a key rate as wholesale rates fall, and real estate transactions slim down in a softening market
11th Aug 17, 8:39am
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ASB moves to improve the competitiveness of a key rate as wholesale rates fall, and real estate transactions slim down in a softening market
Korea worries markets; S&P500 down sharply; US PPI falls unexpectedly; US Federal budget deficit rises, default looms; ASIC said to ready suit against CBA board; UST 10yr yield at 2.21%; oil down, gold up; NZ$1 = 72.8 US¢, TWI-5 = 75.4
11th Aug 17, 7:33am
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Korea worries markets; S&P500 down sharply; US PPI falls unexpectedly; US Federal budget deficit rises, default looms; ASIC said to ready suit against CBA board; UST 10yr yield at 2.21%; oil down, gold up; NZ$1 = 72.8 US¢, TWI-5 = 75.4
A review of things you need to know before you go home Thursday; RBNZ holds, low petrol stubs retail sales, accommodation low season spike, broadband rollout 80% done, swap rates rally, NZD holds
10th Aug 17, 3:59pm
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A review of things you need to know before you go home Thursday; RBNZ holds, low petrol stubs retail sales, accommodation low season spike, broadband rollout 80% done, swap rates rally, NZD holds
Live-streamed video from the August 2017 RBNZ press conference with Governor Graeme Wheeler
10th Aug 17, 9:46am
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Live-streamed video from the August 2017 RBNZ press conference with Governor Graeme Wheeler
US productivity up; markets unsettled; NAFTA tensions rise; Canada house building jumps; Brits rush FX accounts; Aussie consumer confidence dips again; UST 10yr yield at 2.24%; oil unchanged, gold jumps; NZ$1 = 73.3 US¢, TWI-5 = 75.9
10th Aug 17, 7:26am
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US productivity up; markets unsettled; NAFTA tensions rise; Canada house building jumps; Brits rush FX accounts; Aussie consumer confidence dips again; UST 10yr yield at 2.24%; oil unchanged, gold jumps; NZ$1 = 73.3 US¢, TWI-5 = 75.9