About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Some green shoots of competition start to show in short term deposit rates, with one 9 month rate as high as others offer for five years
3rd Oct 16, 11:28am
Some green shoots of competition start to show in short term deposit rates, with one 9 month rate as high as others offer for five years
US consumer sentiment improves, China services sector improves; China corporates deadbeat payers; Beijing ups FHB deposits; Deutsche Bank angst overdone?; UST 10yr yield at 1.60%; oil up, gold down; NZ$1 = 72.9 US¢, TWI-5 = 75.9
3rd Oct 16, 6:41am
5
US consumer sentiment improves, China services sector improves; China corporates deadbeat payers; Beijing ups FHB deposits; Deutsche Bank angst overdone?; UST 10yr yield at 1.60%; oil up, gold down; NZ$1 = 72.9 US¢, TWI-5 = 75.9
David Chaston reviews the actual pay experience of an employee on a median income, tracking the cycles of change as they age through their key income-earning years
2nd Oct 16, 8:05am
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David Chaston reviews the actual pay experience of an employee on a median income, tracking the cycles of change as they age through their key income-earning years
A review of things you need to know before you go home on Friday; mortgage rates flatten, ASB ends td special offer, flat resident consent levels, strong non-res levels, more fraud, slower bank account growth, swaps fall
30th Sep 16, 4:00pm
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A review of things you need to know before you go home on Friday; mortgage rates flatten, ASB ends td special offer, flat resident consent levels, strong non-res levels, more fraud, slower bank account growth, swaps fall
OPEC claims output cut agreement; big German bank to cut jobs and dividends; China money costs rise; US home sales fall; Aussie job market improves; UST 10yr yield at 1.56%; oil up, gold down; NZ$1 = 72.7 US¢, TWI-5 = 75.8
30th Sep 16, 7:24am
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OPEC claims output cut agreement; big German bank to cut jobs and dividends; China money costs rise; US home sales fall; Aussie job market improves; UST 10yr yield at 1.56%; oil up, gold down; NZ$1 = 72.7 US¢, TWI-5 = 75.8
A review of things you need to know before you go home on Thursday; Heartland trims a rate, Tatua top dog again, record energy renewables, Tower admits big mistake, swaps and NZD unchanged
29th Sep 16, 3:59pm
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A review of things you need to know before you go home on Thursday; Heartland trims a rate, Tatua top dog again, record energy renewables, Tower admits big mistake, swaps and NZD unchanged
How banks take advantage of 'deluded optimists', keep credit card rates high, set honey traps, and confound regulators
29th Sep 16, 10:55am
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How banks take advantage of 'deluded optimists', keep credit card rates high, set honey traps, and confound regulators
Wells Fargo Bank hits CEO in pocket; US asks banks to be careful over AML cut-offs; Deutsche Bank on it knees; China's massive migration; SA's blackout; UST 10yr yield at 1.55%; oil up, gold down; NZ$1 = 72.5 US¢, TWI-5 = 75.5
29th Sep 16, 7:16am
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Wells Fargo Bank hits CEO in pocket; US asks banks to be careful over AML cut-offs; Deutsche Bank on it knees; China's massive migration; SA's blackout; UST 10yr yield at 1.55%; oil up, gold down; NZ$1 = 72.5 US¢, TWI-5 = 75.5
A review of things you need to know before you go home on Wednesday; no rate changes, housing loan approvals slip, confidence up, the Auckland squeeze, China a tiny investor here, swap rates dip, NZD stable
28th Sep 16, 3:59pm
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A review of things you need to know before you go home on Wednesday; no rate changes, housing loan approvals slip, confidence up, the Auckland squeeze, China a tiny investor here, swap rates dip, NZD stable
WTO & IMF warn on world trade pullbacks; China's economy may have turned a corner; China profits up, foreign debt up, tourism spurts; UST 10yr yield at 1.56%; oil and gold drop; NZ$1 = 73 US¢, TWI-5 = 76
28th Sep 16, 7:28am
9
WTO & IMF warn on world trade pullbacks; China's economy may have turned a corner; China profits up, foreign debt up, tourism spurts; UST 10yr yield at 1.56%; oil and gold drop; NZ$1 = 73 US¢, TWI-5 = 76
A review of things you need to know before you go home on Tuesday; silent slippage, a $30 bln tide, a new RBNZ chairman, NZX Futures backtracks, Chinese frenzy, swaps unchanged, NZD stable
27th Sep 16, 3:59pm
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A review of things you need to know before you go home on Tuesday; silent slippage, a $30 bln tide, a new RBNZ chairman, NZX Futures backtracks, Chinese frenzy, swaps unchanged, NZD stable
Banks pull back their headline term deposit offers to shorter terms. Savers scramble over minor differences. Some PIE funds give a little bit extra
27th Sep 16, 3:14pm
2
Banks pull back their headline term deposit offers to shorter terms. Savers scramble over minor differences. Some PIE funds give a little bit extra
US new home sales falter; Wall Street dips before debate; China regulator warns banks, raises o/n Shibor; Australia housing market cools; UST 10yr yield at 1.58%; oil up and gold unchanged; NZ$1 = 72.8 US¢, TWI-5 = 75.8
27th Sep 16, 7:30am
24
US new home sales falter; Wall Street dips before debate; China regulator warns banks, raises o/n Shibor; Australia housing market cools; UST 10yr yield at 1.58%; oil up and gold unchanged; NZ$1 = 72.8 US¢, TWI-5 = 75.8
GDT auction disappoints; US housing starts fall; eyes on Fed and BofJ; Aussie housing values hit AU$6 tln; UST 10yr yield at 1.69%; oil and gold unchanged; NZ$1 = 73.1 US¢, TWI-5 = 76.6
21st Sep 16, 7:28am
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GDT auction disappoints; US housing starts fall; eyes on Fed and BofJ; Aussie housing values hit AU$6 tln; UST 10yr yield at 1.69%; oil and gold unchanged; NZ$1 = 73.1 US¢, TWI-5 = 76.6
A review of things you need to know before you go home on Tuesday; optimism on dairy prices, volatile farm prices, some lifestyle property sales sag, OIO approves SFF partnership, farmer confidence surges, swaps and NZD steady
20th Sep 16, 3:59pm
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A review of things you need to know before you go home on Tuesday; optimism on dairy prices, volatile farm prices, some lifestyle property sales sag, OIO approves SFF partnership, farmer confidence surges, swaps and NZD steady
US home builders confident; US growth expected to top 3%; China electricity use up; China house prices rise again; London's status threatened; UST 10yr yield at 1.69%; oil and gold unchanged; NZ$1 = 73 US¢, TWI-5 = 76.5
20th Sep 16, 7:23am
20
US home builders confident; US growth expected to top 3%; China electricity use up; China house prices rise again; London's status threatened; UST 10yr yield at 1.69%; oil and gold unchanged; NZ$1 = 73 US¢, TWI-5 = 76.5
A review of things you need to know before you go home on Monday; Kiwibank hikes TD rate, confidence rises, Synlait finally makes a decent profit, services expanding, swaps and NZD steady
19th Sep 16, 3:59pm
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A review of things you need to know before you go home on Monday; Kiwibank hikes TD rate, confidence rises, Synlait finally makes a decent profit, services expanding, swaps and NZD steady
US CPI stirs; China quits for UST to support yuan outflows; China confidence up with more loans; BofJ to reassess; 3hr grilling for AU bank CEOs; UST 10yr yield at 1.70%; oil and gold down; NZ$1 = 72.7 US¢, TWI-5 = 76.3
19th Sep 16, 7:09am
22
US CPI stirs; China quits for UST to support yuan outflows; China confidence up with more loans; BofJ to reassess; 3hr grilling for AU bank CEOs; UST 10yr yield at 1.70%; oil and gold down; NZ$1 = 72.7 US¢, TWI-5 = 76.3
A review of things you need to know before you go home on Friday; TD rates up, consumer confidence up, job ads up, tall men earn more, another huge Auckland project, swap rates up, NZD up
16th Sep 16, 3:59pm
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A review of things you need to know before you go home on Friday; TD rates up, consumer confidence up, job ads up, tall men earn more, another huge Auckland project, swap rates up, NZD up
US retail and factory data disappoints; markets eye December Fed hike; Vancouver tax rakes in heaps; ANZ caught in water riots; UST 10yr yield at 1.70%; oil unchanged, gold down; NZ$1 = 73.1 US¢, TWI-5 = 76.4
16th Sep 16, 7:21am
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US retail and factory data disappoints; markets eye December Fed hike; Vancouver tax rakes in heaps; ANZ caught in water riots; UST 10yr yield at 1.70%; oil unchanged, gold down; NZ$1 = 73.1 US¢, TWI-5 = 76.4
A review of things you need to know before you go home on Thursday; ANZ cuts mortgage and TD rates, GDP growth shines, factories still expanding, AAA used car debt, swap rates fall, NZD holds
15th Sep 16, 3:59pm
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A review of things you need to know before you go home on Thursday; ANZ cuts mortgage and TD rates, GDP growth shines, factories still expanding, AAA used car debt, swap rates fall, NZD holds
ANZ removes the term deposit premium it used to justify passing on only 5 basis points to floating rate borrowers. But it retains all the margin grab on the mortgage side
15th Sep 16, 11:59am
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ANZ removes the term deposit premium it used to justify passing on only 5 basis points to floating rate borrowers. But it retains all the margin grab on the mortgage side
Good economic data drives the NZD higher and we now find ourselves level-pegging with our Aussie cousins in some currency rates
15th Sep 16, 10:08am
Good economic data drives the NZD higher and we now find ourselves level-pegging with our Aussie cousins in some currency rates
Vancouver to tax empty homes; China's companies invest heavily offshore; Woolworths AU source NZ avos; AU consumer sentiment stable; UST 10yr yield at 1.70%; oil and gold down; NZ$1 = 72.9 US¢, TWI-5 = 76.3
15th Sep 16, 7:37am
18
Vancouver to tax empty homes; China's companies invest heavily offshore; Woolworths AU source NZ avos; AU consumer sentiment stable; UST 10yr yield at 1.70%; oil and gold down; NZ$1 = 72.9 US¢, TWI-5 = 76.3
ANZ lowers one of its two home loan 'specials' to the same rate offered by most of its main rivals, but doesn't match the recent reduction by Kiwibank
14th Sep 16, 5:42pm
3
ANZ lowers one of its two home loan 'specials' to the same rate offered by most of its main rivals, but doesn't match the recent reduction by Kiwibank