About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Ahead of the Government's new Tax Working Group, David Chaston casts a broad historical eye over NZ tax and how it's paid
47
Ahead of the Government's new Tax Working Group, David Chaston casts a broad historical eye over NZ tax and how it's paid
A review of things you need to know before you go home Friday; Kiwibank cuts two rates, goods trade deficit shrinks, butter slides, government finance stats released, swaps and NZD firm
4
A review of things you need to know before you go home Friday; Kiwibank cuts two rates, goods trade deficit shrinks, butter slides, government finance stats released, swaps and NZD firm
Lower wholesale rates and low term deposit offers open small opportunities for banks to trim mortgage rates, but movement is not large, despite slow real estate markets
1
Lower wholesale rates and low term deposit offers open small opportunities for banks to trim mortgage rates, but movement is not large, despite slow real estate markets
China stocks drop; China eyes large aircraft orders; EU confidence jumps; AU seeks new way without the US; Adelaide battery ready; UST 10yr yield at 2.32%; China 10yr yield hits 4%; oil and gold up; NZ$1 = 68.9 US¢, TWI-5 = 71.6
43
China stocks drop; China eyes large aircraft orders; EU confidence jumps; AU seeks new way without the US; Adelaide battery ready; UST 10yr yield at 2.32%; China 10yr yield hits 4%; oil and gold up; NZ$1 = 68.9 US¢, TWI-5 = 71.6
A review of things you need to know before you go home Thursday; no rate changes, retailers quiet, NZGB yields fall, Govt gets poll bounce, WMP futures rise, swaps slip, NZD holds
16
A review of things you need to know before you go home Thursday; no rate changes, retailers quiet, NZGB yields fall, Govt gets poll bounce, WMP futures rise, swaps slip, NZD holds
US durable goods orders slip; confidence high; Yellen frank; China pulls back EV subsidies; Canada raises minimum wage; Australia frets about US and China; UST 10yr yield at 2.34%; oil up, gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 71.5
10
US durable goods orders slip; confidence high; Yellen frank; China pulls back EV subsidies; Canada raises minimum wage; Australia frets about US and China; UST 10yr yield at 2.34%; oil up, gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 71.5
A review of things you need to know before you go home Wednesday; no rate changes, online job ads up, visitor numbers grow, peak migrant, dairy downside, blockchain review; swaps soft, NZD up
18
A review of things you need to know before you go home Wednesday; no rate changes, online job ads up, visitor numbers grow, peak migrant, dairy downside, blockchain review; swaps soft, NZD up
Dairy prices drop again; US to start a trade war; US home sales rise; HNA in credit trouble in Hong Kong; 'girls better than boys'; UST 10yr yield at 2.36%; oil up, gold down; NZ$1 = 68.3 US¢, TWI-5 = 71.4
24
Dairy prices drop again; US to start a trade war; US home sales rise; HNA in credit trouble in Hong Kong; 'girls better than boys'; UST 10yr yield at 2.36%; oil up, gold down; NZ$1 = 68.3 US¢, TWI-5 = 71.4
A review of things you need to know before you go home Tuesday; cautious investors, more credit card use, fewer farm sales, far fewer lifestyle block sales, no uptick for dairy, swaps rise, NZD stable, new bitcoin record
12
A review of things you need to know before you go home Tuesday; cautious investors, more credit card use, fewer farm sales, far fewer lifestyle block sales, no uptick for dairy, swaps rise, NZD stable, new bitcoin record
US expanding faster; London to lose to Frankfurt; German MMP negotiations collapse; RBA says mortgage rates lack transparency; Westpac glum on NZ; UST 10yr yield at 2.37%; oil down, gold unchanged; NZ$1 = 68.1 US¢, TWI-5 = 71.2
43
US expanding faster; London to lose to Frankfurt; German MMP negotiations collapse; RBA says mortgage rates lack transparency; Westpac glum on NZ; UST 10yr yield at 2.37%; oil down, gold unchanged; NZ$1 = 68.1 US¢, TWI-5 = 71.2
A review of things you need to know before you go home Monday; TD rate changes, new rating values in Akl, food prices up, MTF reports, Gem changes terms, services expanding, swaps and NZD slip, bitcoin up strongly
6
A review of things you need to know before you go home Monday; TD rate changes, new rating values in Akl, food prices up, MTF reports, Gem changes terms, services expanding, swaps and NZD slip, bitcoin up strongly
China pulls plug on new subway plans; China house price growth cools; US housing starts jump; Aust. watching AfterPay, and contactless systems; UST 10yr yield at 2.35%; oil and gold up; NZ$1 = 68.2 US¢, TWI-5 = 71.1; bitcoin at new record
15
China pulls plug on new subway plans; China house price growth cools; US housing starts jump; Aust. watching AfterPay, and contactless systems; UST 10yr yield at 2.35%; oil and gold up; NZ$1 = 68.2 US¢, TWI-5 = 71.1; bitcoin at new record
Can behavioural economics explain our change of direction? New Gallup data points to a possible reason; the proportion of the country 'struggling' has been on the rise
28
Can behavioural economics explain our change of direction? New Gallup data points to a possible reason; the proportion of the country 'struggling' has been on the rise
The latest RBNZ survey of house price expectations brings a sharp dive in those seeing gains in the future. In fact capital gains may have vanished; the risk is now to the downside
50
The latest RBNZ survey of house price expectations brings a sharp dive in those seeing gains in the future. In fact capital gains may have vanished; the risk is now to the downside
A review of things you need to know before you go home Friday; HNZC cuts a rate, PMI stays high, PPI shows rising prices, no farm inflation, RMO a new 3-letter code, China too tough, swaps and NZD stable
9
A review of things you need to know before you go home Friday; HNZC cuts a rate, PMI stays high, PPI shows rising prices, no farm inflation, RMO a new 3-letter code, China too tough, swaps and NZD stable
US manufacturing jumps; Canada's likewise; China improves yuan signals, suggests more reform coming; China fx outflow becomes inflow; UST 10yr yield at 2.36%; oil down, gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 71.7
16
US manufacturing jumps; Canada's likewise; China improves yuan signals, suggests more reform coming; China fx outflow becomes inflow; UST 10yr yield at 2.36%; oil down, gold unchanged; NZ$1 = 68.6 US¢, TWI-5 = 71.7
A review of things you need to know before you go home Thursday; no rate changes, confidence high, less concrete poured, fewer rentals available, Auckland Council valuations up +45%, swaps and NZD lower
20
A review of things you need to know before you go home Thursday; no rate changes, confidence high, less concrete poured, fewer rentals available, Auckland Council valuations up +45%, swaps and NZD lower
US retail growth, CPI as expected; Japan's growth streak extends; HNA cuts top exec; Canada challenges US; NAB has CML woes; AU adopts vacancy tax; UST 10yr yield at 2.40%; oil down, gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.9
20
US retail growth, CPI as expected; Japan's growth streak extends; HNA cuts top exec; Canada challenges US; NAB has CML woes; AU adopts vacancy tax; UST 10yr yield at 2.40%; oil down, gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.9
A review of things you need to know before you go home Wednesday; ANZ cuts two home loan rates, REINZ reports sales slide, Nash moves on online GST, RBNZ slaps Westpac, swaps down, NZD holds
34
A review of things you need to know before you go home Wednesday; ANZ cuts two home loan rates, REINZ reports sales slide, Nash moves on online GST, RBNZ slaps Westpac, swaps down, NZD holds
interest.co.nz journalists win their categories at the Business Journalist of the Year Awards
David Chaston reviews the effective cost of credit, being interest plus standard fees, of taking out a payday loan
14
David Chaston reviews the effective cost of credit, being interest plus standard fees, of taking out a payday loan
Key China benchmarks slow; German growth rises; IEA sees 'major upheavals'; Venezuela in default; FDA approves digital drug; Aust. confidence high; UST 10yr yield at 2.40%; oil down, gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.9
40
Key China benchmarks slow; German growth rises; IEA sees 'major upheavals'; Venezuela in default; FDA approves digital drug; Aust. confidence high; UST 10yr yield at 2.40%; oil down, gold up; NZ$1 = 68.8 US¢, TWI-5 = 71.9
New Zealand's biggest home loan lender signals a more aggressive market position with two lower rate 'specials'. BNZ adjusts an out-of-line rate
7
New Zealand's biggest home loan lender signals a more aggressive market position with two lower rate 'specials'. BNZ adjusts an out-of-line rate
A review of things you need to know before you go home Tuesday; NZCU Baywide trims some rates, Heartland adds new saver, population younger again, Geneva profit up, NZD out of favour, swaps stable, NZD down, bitcoin recovers
7
A review of things you need to know before you go home Tuesday; NZCU Baywide trims some rates, Heartland adds new saver, population younger again, Geneva profit up, NZD out of favour, swaps stable, NZD down, bitcoin recovers
We find an uncanny similarity in the bitcoin price track over 8+ months to a prior gold price track over 8+ years. Then the fun evaporated
9
We find an uncanny similarity in the bitcoin price track over 8+ months to a prior gold price track over 8+ years. Then the fun evaporated