About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
We compare the 'default' and 'excess' interest rates that face mortgage borrowers who don't make their payments on time or bust their limits
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We compare the 'default' and 'excess' interest rates that face mortgage borrowers who don't make their payments on time or bust their limits
A review of things you need to know before you go home on Tuesday; Beijing intervenes, trucks decelerating, retail surprises but the Warehouse faces strikes, inflation low but rising, NZD falls
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A review of things you need to know before you go home on Tuesday; Beijing intervenes, trucks decelerating, retail surprises but the Warehouse faces strikes, inflation low but rising, NZD falls
Key Fed members talk up rate rises; China shakes up their SOEs, using reserves to cover slowdown; Russia shrinks faster; UST 10yr yield 2.22%, oil and gold higher; NZ$1 = 66.2 US¢, TWI-5 = 70.8
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Key Fed members talk up rate rises; China shakes up their SOEs, using reserves to cover slowdown; Russia shrinks faster; UST 10yr yield 2.22%, oil and gold higher; NZ$1 = 66.2 US¢, TWI-5 = 70.8
ANZ and ASB both announce new low 'special' rates for key terms. ASB's new low offers deserve attention
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ANZ and ASB both announce new low 'special' rates for key terms. ASB's new low offers deserve attention
A review of things you need to know before you go home on Monday; more mortgage rate cuts, the end for coal, BNZ's profits rise, Super Fund wins initial skirmish, swap rates flatter
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A review of things you need to know before you go home on Monday; more mortgage rate cuts, the end for coal, BNZ's profits rise, Super Fund wins initial skirmish, swap rates flatter
Mortgage rates may be falling, but so are wholesale rates, allowing room for serious haggling with lenders
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Mortgage rates may be falling, but so are wholesale rates, allowing room for serious haggling with lenders
US jobs grow as expected; China exports tumble, producer prices sink further; Russia destroys food; UST 10yr yield 2.17%; AU banks shares shed value; NZ$1 = 66.2 US¢, TWI-5 = 71
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US jobs grow as expected; China exports tumble, producer prices sink further; Russia destroys food; UST 10yr yield 2.17%; AU banks shares shed value; NZ$1 = 66.2 US¢, TWI-5 = 71
A review of things you need to know before you go home on Wednesday; Auckland house sales volumes surge, jobs market weakens, China's services expand, swap rates rise, NZD holds
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A review of things you need to know before you go home on Wednesday; Auckland house sales volumes surge, jobs market weakens, China's services expand, swap rates rise, NZD holds
Dairy prices caving in; US factory orders rebound; Fed sends rate hike signal; Aussie retail sales surge; UST 10yr yield 2.19%; NZ$1 = 65.4 US¢, TWI-5 = 70.2
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Dairy prices caving in; US factory orders rebound; Fed sends rate hike signal; Aussie retail sales surge; UST 10yr yield 2.19%; NZ$1 = 65.4 US¢, TWI-5 = 70.2
A review of things you need to know before you go home on Tuesday; more TD rate cuts, a TD alternative, mad Auckland house 'values', SUVs rule, commodities tank, 90 day bank bill rates fall
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A review of things you need to know before you go home on Tuesday; more TD rate cuts, a TD alternative, mad Auckland house 'values', SUVs rule, commodities tank, 90 day bank bill rates fall
US savings rate rises, consumer spending grows; weak China data; UST 10yr yields down to 2.16%; oil and gold fall; NZ$1 = 65.9 US¢, TWI-5 = 70.9
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US savings rate rises, consumer spending grows; weak China data; UST 10yr yields down to 2.16%; oil and gold fall; NZ$1 = 65.9 US¢, TWI-5 = 70.9
A review of things you need to know before you go home on Monday; sharp cuts in mortgage rates, housing markets tighten, FMA change, fat returns for linkers, sharp swap rate falls
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A review of things you need to know before you go home on Monday; sharp cuts in mortgage rates, housing markets tighten, FMA change, fat returns for linkers, sharp swap rate falls
US wages rise, bolsters rate hike case; TPP talks break down; Russia cuts rates; iron ore price falls; UST 10yr yield down to 2.19%; oil lower, gold higher; NZ$1 = 65.9 US¢, TWI-5 = 70.8
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US wages rise, bolsters rate hike case; TPP talks break down; Russia cuts rates; iron ore price falls; UST 10yr yield down to 2.19%; oil lower, gold higher; NZ$1 = 65.9 US¢, TWI-5 = 70.8
Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
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Savers earn record low returns for their cash, while the capital value of assets like houses (or jobs) push on up into the clouds
Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
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Some Aussie banks are offering lower fixed mortgage rates in New Zealand than they offer in Australia, even as their OCR is 1% lower across the ditch
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
A review of things you need to know before you go home on Friday; red hot mortgage rate, fast cooling business confidence, rising debt, rising bank balances, swap rates fall
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A review of things you need to know before you go home on Friday; red hot mortgage rate, fast cooling business confidence, rising debt, rising bank balances, swap rates fall
ANZ survey shows business sentiment in negative territory for the first time since March 2011, and the worst it has been since March 2009
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ANZ survey shows business sentiment in negative territory for the first time since March 2011, and the worst it has been since March 2009
Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
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Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
US growth rises, jobless claims low; IMF wants haircut; TPP talks get hard; Aussie banking regulators warn; UST 10yr yield 2.27%; gold lower; NZ$1 = 65.9 US¢, TWI-5 = 71
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US growth rises, jobless claims low; IMF wants haircut; TPP talks get hard; Aussie banking regulators warn; UST 10yr yield 2.27%; gold lower; NZ$1 = 65.9 US¢, TWI-5 = 71
A review of things you need to know before you go home on Thursday; tame housing consents, hot regional commercial consents, a clear winner, rising reserves, swap rates steepen
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A review of things you need to know before you go home on Thursday; tame housing consents, hot regional commercial consents, a clear winner, rising reserves, swap rates steepen
A review of things you need to know before you go home on Wednesday; 4.69% rate matched, Wheeler signals policy, mortgage approvals slow, huge building plans, swaps rise, NZD rises
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A review of things you need to know before you go home on Wednesday; 4.69% rate matched, Wheeler signals policy, mortgage approvals slow, huge building plans, swaps rise, NZD rises
BNZ draws a rival to match its all-time low two year rate. Shift down exposes others to market share realignment
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BNZ draws a rival to match its all-time low two year rate. Shift down exposes others to market share realignment
US confidence dented, but stocks higher; more Greek wrangling; China stocks stabilise; UST 10yr yield holds, as does oil and gold; copper falls; NZ$1 = 66.8 US¢, TWI-5 = 71.6
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US confidence dented, but stocks higher; more Greek wrangling; China stocks stabilise; UST 10yr yield holds, as does oil and gold; copper falls; NZ$1 = 66.8 US¢, TWI-5 = 71.6
A review of things you need to know before you go home on Tuesday; HSBC cuts mortgages, TDs and savings rates, plan to live long, Shanghai stocks fall again, odd TradeMe listing, NZD rises
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A review of things you need to know before you go home on Tuesday; HSBC cuts mortgages, TDs and savings rates, plan to live long, Shanghai stocks fall again, odd TradeMe listing, NZD rises