David Chaston

Four banks announce fixed mortgage rate cuts, three of which are market lows, as the competitive focus shifts back to the interest rate offer

Four banks announce fixed mortgage rate cuts, three of which are market lows, as the competitive focus shifts back to the interest rate offer

TSB Bank's new longer-term fixed loan offer aims to entice borrowers looking for debt servicing certainty

TSB Bank's new longer-term fixed loan offer aims to entice borrowers looking for debt servicing certainty

A review of things you need to know before you go home on Thursday; TSB Bank cuts mortgage rates, ANZ cuts TD rates, record core funding, 2,000 more SHA homes, swaps down, NZD consolidates

A review of things you need to know before you go home on Thursday; TSB Bank cuts mortgage rates, ANZ cuts TD rates, record core funding, 2,000 more SHA homes, swaps down, NZD consolidates

US service sector growth beats expectations, jobs growth does not; China cuts reserve ratio, on tax warpath; UST 10yr yields rise again; gold and oil fall; NZ$1 = 73.7 USc, TWI = 77

US service sector growth beats expectations, jobs growth does not; China cuts reserve ratio, on tax warpath; UST 10yr yields rise again; gold and oil fall; NZ$1 = 73.7 USc, TWI = 77

A review of things you need to know before you go home on Wednesday; Co-op Bank's hot 18mth rate, dairy prices jump, job gains but no wage inflation yet, strong retailing, NZD jumps

A review of things you need to know before you go home on Wednesday; Co-op Bank's hot 18mth rate, dairy prices jump, job gains but no wage inflation yet, strong retailing, NZD jumps

Dairy prices rise sharply; RBA cuts rates to 2.25%; India loosens; US factory order fall; Greece fears bank runs; UST yields rise; oil up, gold down; NZ$1 = 72.9 USc, TWI = 76.1

Dairy prices rise sharply; RBA cuts rates to 2.25%; India loosens; US factory order fall; Greece fears bank runs; UST yields rise; oil up, gold down; NZ$1 = 72.9 USc, TWI = 76.1

A review of things you need to know before you go home on Tuesday; car sales booming, QV house price rises pick up, rental yields sink, commodity prices edge lower, Len TV, rates unchanged

A review of things you need to know before you go home on Tuesday; car sales booming, QV house price rises pick up, rental yields sink, commodity prices edge lower, Len TV, rates unchanged

Huge US budget proposal; US construction spending rises; US paypackets get a boost; TPP close; RBA ready to cut?; oil up, gold down; NZ$1 = 73 USc, TWI = 76.2

Huge US budget proposal; US construction spending rises; US paypackets get a boost; TPP close; RBA ready to cut?; oil up, gold down; NZ$1 = 73 USc, TWI = 76.2

A review of things you need to know before you go home on Monday; TSB Bank targets 2yr 'special', RaboDirect cuts rates, Treasury sees higher prices, hydro lakes low, swap rates drop, NZD holds

A review of things you need to know before you go home on Monday; TSB Bank targets 2yr 'special', RaboDirect cuts rates, Treasury sees higher prices, hydro lakes low, swap rates drop, NZD holds

TSB Bank drops its 2 year home loan 'special' to 5.5% and updates (and tightens) its non-rate incentives

TSB Bank drops its 2 year home loan 'special' to 5.5% and updates (and tightens) its non-rate incentives

China factories slow; Greeks get EU's back up; Russia does u-turn; Australia shows intolerance for reform; UST 10yr yields fall; oil and gold jump; NZ$1 = 72.4 USc, TWI = 76

China factories slow; Greeks get EU's back up; Russia does u-turn; Australia shows intolerance for reform; UST 10yr yields fall; oil and gold jump; NZ$1 = 72.4 USc, TWI = 76

Banks start to lower rates following the RBNZ review; wholesale rates fall most at the five year end but latest rate cut is for 1 year

Banks start to lower rates following the RBNZ review; wholesale rates fall most at the five year end but latest rate cut is for 1 year

A review of things you need to know before you go home on Friday; initial rate changes start, building consent levels disappoint, tourists flood in, as do migrants, swap rate falls pause, NZD falls

A review of things you need to know before you go home on Friday; initial rate changes start, building consent levels disappoint, tourists flood in, as do migrants, swap rate falls pause, NZD falls

Residential building consents rose in 2014 but still not back to their 2007 levels; Auckland the main drag but Waikato also struggles to maintain momentum

Residential building consents rose in 2014 but still not back to their 2007 levels; Auckland the main drag but Waikato also struggles to maintain momentum

US jobless claims fall; Denmark struggles with peg; Germany gets deflation; China milk industry doubts; NZ swaps and fx fall sharply; NZ$1 = 72.5 USc, TWI = 76.1

US jobless claims fall; Denmark struggles with peg; Germany gets deflation; China milk industry doubts; NZ swaps and fx fall sharply; NZ$1 = 72.5 USc, TWI = 76.1

A review of things you need to know before you go home on Thursday; a day of lower everything - less milk, bigger trade deficit, cheaper debt, lower interest rates, a lower currency

A review of things you need to know before you go home on Thursday; a day of lower everything - less milk, bigger trade deficit, cheaper debt, lower interest rates, a lower currency

Markets bid down wholesale interest rate swaps along with the NZD following RBNZ decision

Markets bid down wholesale interest rate swaps along with the NZD following RBNZ decision

Fed signals rate rises coming; China cuts growth targets, Singapore trims peg; Australia wary of inflation; NZ$1 = 74.6 USc, TWI = 77.5

Fed signals rate rises coming; China cuts growth targets, Singapore trims peg; Australia wary of inflation; NZ$1 = 74.6 USc, TWI = 77.5

A review of things you need to know before you go home on Wednesday; social housing focus, Aussie inflation embeds, BNZ takes a different path, eyes on the Fed and RBNZ, NZ swap rates rise

A review of things you need to know before you go home on Wednesday; social housing focus, Aussie inflation embeds, BNZ takes a different path, eyes on the Fed and RBNZ, NZ swap rates rise

Mixed US data, durable goods orders fall; new house sales rise, consumer confidence surges; iron ore price sinks; tourism grows fast; bond yields fall; NZ$1 = 74.5 USc, TWI = 77.5

Mixed US data, durable goods orders fall; new house sales rise, consumer confidence surges; iron ore price sinks; tourism grows fast; bond yields fall; NZ$1 = 74.5 USc, TWI = 77.5

A review of things you need to know before you go home on Tuesday; more home loan rate drops, more credit card balance transfer extensions, swaps rise, NZD falls, farms drier

A review of things you need to know before you go home on Tuesday; more home loan rate drops, more credit card balance transfer extensions, swaps rise, NZD falls, farms drier

Greek voters choose 'easy' but their creditors have other ideas; eurozone PMI's perk up; UST 10yr yields fall; kiwi dollar sinks; NZ$1 = 74.3 USc, TWI = 77.4

Greek voters choose 'easy' but their creditors have other ideas; eurozone PMI's perk up; UST 10yr yields fall; kiwi dollar sinks; NZ$1 = 74.3 USc, TWI = 77.4

A review of things you need to know before you go home on Monday; NZ service sector strong, calls for more irrigation, ANZ to issue hybrids, Japan factories expanding, NZ swap rates fall, NZD lowest in 4 years

A review of things you need to know before you go home on Monday; NZ service sector strong, calls for more irrigation, ANZ to issue hybrids, Japan factories expanding, NZ swap rates fall, NZD lowest in 4 years

Even though a negative rate slope is not likely in the next few weeks, Westpac picks an inversion to happen after that and last maybe a year

Even though a negative rate slope is not likely in the next few weeks, Westpac picks an inversion to happen after that and last maybe a year

We review who offered the lowest fixed mortgage rates in 2014 and find there are two banks who consistently feature for 1 and 2 years

We review who offered the lowest fixed mortgage rates in 2014 and find there are two banks who consistently feature for 1 and 2 years