David Chaston

Just 14 days after starting the recent rate cut flurry, Westpac cuts both home loan and term deposit rates again. It now mostly just matches rivals, but for some terms is again market-leading

Just 14 days after starting the recent rate cut flurry, Westpac cuts both home loan and term deposit rates again. It now mostly just matches rivals, but for some terms is again market-leading

Commodity prices ease again including dairy prices; US retail expands but house sales don't; India chooses fiscal stimulus; Taiwan data good; China equities fall; UST 10yr 4.25%; gold up but oil lower; NZ$1 = 59.5 USc; TWI-5 = 68.5

Commodity prices ease again including dairy prices; US retail expands but house sales don't; India chooses fiscal stimulus; Taiwan data good; China equities fall; UST 10yr 4.25%; gold up but oil lower; NZ$1 = 59.5 USc; TWI-5 = 68.5

A review of things you need to know before you sign off on Tuesday; no retail rate changes, ComCom eyes card fee savings, electricity prices spike, emissions fall, swaps hold, NZD falls, & more

A review of things you need to know before you sign off on Tuesday; no retail rate changes, ComCom eyes card fee savings, electricity prices spike, emissions fall, swaps hold, NZD falls, & more

Fast falling interest rates are seeing major banks reduce term deposit offers. But not all banks are doing this. We reveal 9 banks still offering savers 6% or more

Fast falling interest rates are seeing major banks reduce term deposit offers. But not all banks are doing this. We reveal 9 banks still offering savers 6% or more

US data ok; Japan frets ahead of BofJ decision; India's Budget awaited; China cuts rates, attempts to raise retirement age; UST 10yr 4.26%; gold and oil soft; NZ$1 = 59.8 USc; TWI-5 = 68.8

US data ok; Japan frets ahead of BofJ decision; India's Budget awaited; China cuts rates, attempts to raise retirement age; UST 10yr 4.26%; gold and oil soft; NZ$1 = 59.8 USc; TWI-5 = 68.8

A review of things you need to know before you sign off on Monday; ASB makes home loan and TD changes, Auckland dwelling completions hold for now, trade in surplus, swaps rise, NZD holds, & more

A review of things you need to know before you sign off on Monday; ASB makes home loan and TD changes, Auckland dwelling completions hold for now, trade in surplus, swaps rise, NZD holds, & more

Major banks complete shift of home loan rates lower. ASB pointedly grabs the lowest 6 month and 5 year rate offers of any bank. But a broader perspective suggests even lower rates are possible

Major banks complete shift of home loan rates lower. ASB pointedly grabs the lowest 6 month and 5 year rate offers of any bank. But a broader perspective suggests even lower rates are possible

Biden quits; CrowdStrike issues ease; tech no answer to stagnant productivity; Japanese inflation stays elevated; China declines real reform; UST 10yr 4.24%; gold and oil hold; NZ$1 = 60.1 USc; TWI-5 = 69

Biden quits; CrowdStrike issues ease; tech no answer to stagnant productivity; Japanese inflation stays elevated; China declines real reform; UST 10yr 4.24%; gold and oil hold; NZ$1 = 60.1 USc; TWI-5 = 69

Chaos & confusion in the tech world; Canadian retail sales drop; Japanese inflation stays higher than target; China navel-gazes without real reform; UST 10yr 4.24%; gold and oil drop; NZ$1 = 60.1 USc; TWI-5 = 69

Chaos & confusion in the tech world; Canadian retail sales drop; Japanese inflation stays higher than target; China navel-gazes without real reform; UST 10yr 4.24%; gold and oil drop; NZ$1 = 60.1 USc; TWI-5 = 69

A review of things you need to know before you sign off on Friday; more retail rate cuts, credit cards used less, CTRL censured, hard-sell development selldown, swaps lower, NZD stable, & more

A review of things you need to know before you sign off on Friday; more retail rate cuts, credit cards used less, CTRL censured, hard-sell development selldown, swaps lower, NZD stable, & more

BNZ the latest bank to cut fixed mortgage rates, offering the lowest 18 month fixed rate of any main bank and equal low for other popular terms. Heartland Bank, Kiwibank cut too

BNZ the latest bank to cut fixed mortgage rates, offering the lowest 18 month fixed rate of any main bank and equal low for other popular terms. Heartland Bank, Kiwibank cut too

US jobless claims rise, other data positive; Japanese exports rise; India pivots to target inflation; ECB holds on ongoing inflation risk; UST 10yr 4.19%; gold and oil firmish; NZ$1 = 60.6 USc; TWI-5 = 69.4

US jobless claims rise, other data positive; Japanese exports rise; India pivots to target inflation; ECB holds on ongoing inflation risk; UST 10yr 4.19%; gold and oil firmish; NZ$1 = 60.6 USc; TWI-5 = 69.4

A review of things you need to know before you sign off on Thursday; ANZ drops home loan rates, BNZ & ANZ drop TD rates, our jobless claims rise, NZGB tender very well supported, swaps stable, NZD unchanged, & more

A review of things you need to know before you sign off on Thursday; ANZ drops home loan rates, BNZ & ANZ drop TD rates, our jobless claims rise, NZGB tender very well supported, swaps stable, NZD unchanged, & more

A cycle of term deposit rate cuts is starting, underpinned by falling international rates and weak local loan demand. That opens up variances and opportunities for savers who act quickly to exploit them

A cycle of term deposit rate cuts is starting, underpinned by falling international rates and weak local loan demand. That opens up variances and opportunities for savers who act quickly to exploit them

Good US data builds bets Fed will cut soon; Japan gains; China struggles; WTO accuses China of lacking transparency; Trump comments sink Wall St; UST 10yr 4.14%; gold softer but oil up; NZ$1 = 60.7 USc; TWI-5 = 69.4

Good US data builds bets Fed will cut soon; Japan gains; China struggles; WTO accuses China of lacking transparency; Trump comments sink Wall St; UST 10yr 4.14%; gold softer but oil up; NZ$1 = 60.7 USc; TWI-5 = 69.4

ANZ goes second, cutting retail rates. Both fixed home loan and term deposit rates have been sliced, some by as much as -30 bps. Almost certainly they will be followed by the other major banks, forcing the challenger banks into a tough spot

ANZ goes second, cutting retail rates. Both fixed home loan and term deposit rates have been sliced, some by as much as -30 bps. Almost certainly they will be followed by the other major banks, forcing the challenger banks into a tough spot

A review of things you need to know before you sign off on Wednesday; CPI inflation eases more than expected, rents top out, dairy prices surprise, Synlait surprises again, swaps uncertain, NZD firms, & more

A review of things you need to know before you sign off on Wednesday; CPI inflation eases more than expected, rents top out, dairy prices surprise, Synlait surprises again, swaps uncertain, NZD firms, & more

Dairy prices change direction; eyes on NZ CPI; US retail sales hold; Canadian inflation eases; IMF holds global growth estimate but warns on services inflation; UST 10yr 4.17%; gold at ATH but oil down; NZ$1 = 60.4 USc; TWI-5 = 69.3

Dairy prices change direction; eyes on NZ CPI; US retail sales hold; Canadian inflation eases; IMF holds global growth estimate but warns on services inflation; UST 10yr 4.17%; gold at ATH but oil down; NZ$1 = 60.4 USc; TWI-5 = 69.3

A review of things you need to know before you sign off on Tuesday; quiet on the retail rate front, realtor commissions sink with market, eyes on dairy prices and CPI, insurance premium cost risk rises, swaps ease, NZD falls, & more

A review of things you need to know before you sign off on Tuesday; quiet on the retail rate front, realtor commissions sink with market, eyes on dairy prices and CPI, insurance premium cost risk rises, swaps ease, NZD falls, & more

Powell sees cuts, but when?; Indian exports rise modestly; China's growth below target, may actually be lower than reported; not enough copper; UST 10yr 4.22%; gold up and oil stable; NZ$1 = 60.8 USc; TWI-5 = 69.5

Powell sees cuts, but when?; Indian exports rise modestly; China's growth below target, may actually be lower than reported; not enough copper; UST 10yr 4.22%; gold up and oil stable; NZ$1 = 60.8 USc; TWI-5 = 69.5

A review of things you need to know before you sign off on Monday; another Notice Saver launches, PSI terrible, REINZ June data not much better, tractor sale dire, swaps stable, NZD eases, & more

A review of things you need to know before you sign off on Monday; another Notice Saver launches, PSI terrible, REINZ June data not much better, tractor sale dire, swaps stable, NZD eases, & more

China loan data weakish ahead of their GDP release, exports up; Japanese & Indian data positive; US data positive but sentiment shaky; Aussie migration up; UST 10yr 4.19%; gold up and oil stable; NZ$1 = 61.2 USc; TWI-5 = 69.9

China loan data weakish ahead of their GDP release, exports up; Japanese & Indian data positive; US data positive but sentiment shaky; Aussie migration up; UST 10yr 4.19%; gold up and oil stable; NZ$1 = 61.2 USc; TWI-5 = 69.9

US PPI rises, sentiment eases; industrial production in Japan & India rises; China's exports rise; China's bank loan growth eases; OECD ranks NZ tax as uncompetitive; UST 10yr 4.19%; gold up and oil stable; NZ$1 = 61.2 USc; TWI-5 = 69.9

US PPI rises, sentiment eases; industrial production in Japan & India rises; China's exports rise; China's bank loan growth eases; OECD ranks NZ tax as uncompetitive; UST 10yr 4.19%; gold up and oil stable; NZ$1 = 61.2 USc; TWI-5 = 69.9

A review of things you need to know before you sign off on Friday; retail rates edge lower; PMI falls sharply, retail starved of demand, Dosh wants to be a bank, swaps soft, NZD unchanged, & more

A review of things you need to know before you sign off on Friday; retail rates edge lower; PMI falls sharply, retail starved of demand, Dosh wants to be a bank, swaps soft, NZD unchanged, & more

Savers should move quickly to capture term deposit specials before they expire. It seems likely that they won't be repeated any time soon

Savers should move quickly to capture term deposit specials before they expire. It seems likely that they won't be repeated any time soon