About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Wider Middle-East counterstrikes cast a pall; US data mixed ahead of port strike; Powell more measured; Aussie data mixed; global debt rush; UST 10yr 3.75%; gold and oil up, NZ$1 = 62.8 USc; TWI = 70.2
2nd Oct 24, 7:21am
52
Wider Middle-East counterstrikes cast a pall; US data mixed ahead of port strike; Powell more measured; Aussie data mixed; global debt rush; UST 10yr 3.75%; gold and oil up, NZ$1 = 62.8 USc; TWI = 70.2
Our largest bank restarts the home loan and term deposit rate reductions with cuts, to market-low levels, one week ahead of the upcoming OCR review
1st Oct 24, 6:07pm
42
Our largest bank restarts the home loan and term deposit rate reductions with cuts, to market-low levels, one week ahead of the upcoming OCR review
[updated]
A review of things you need to know before you sign off on Tuesday; residential building consents fade, car sales low, QSBO weak, investors risk appetite up, construction debt woes, swaps stable, NZD slips, & more
1st Oct 24, 3:59pm
32
A review of things you need to know before you sign off on Tuesday; residential building consents fade, car sales low, QSBO weak, investors risk appetite up, construction debt woes, swaps stable, NZD slips, & more
US activity data modest; eyes on waterfront strikes; China on holiday; China stocks roar; German inflation low; Australia posts another surplus; UST 10yr 3.78%; gold slips and oil holds, NZ$1 = 63.7 USc; TWI = 70.9
1st Oct 24, 7:19am
67
US activity data modest; eyes on waterfront strikes; China on holiday; China stocks roar; German inflation low; Australia posts another surplus; UST 10yr 3.78%; gold slips and oil holds, NZ$1 = 63.7 USc; TWI = 70.9
A review of things you need to know before you sign off on Monday; TSB cuts, Kiwibank trims, Fonterra looks ahead, Synlait tries to shake off its past, TD balances rise, business sentiment rises, swaps stable, NZD rises, & more
30th Sep 24, 3:59pm
51
A review of things you need to know before you sign off on Monday; TSB cuts, Kiwibank trims, Fonterra looks ahead, Synlait tries to shake off its past, TD balances rise, business sentiment rises, swaps stable, NZD rises, & more
Eyes on Chinese stimulus after weak economic data; Japan gets new leader; US inflation tame; EU sentiment stable; Eyes on dairy prices; UST 10yr 3.76%; gold slips and oil holds lower, NZ$1 = 63.5 USc; TWI = 70.7
30th Sep 24, 7:20am
33
Eyes on Chinese stimulus after weak economic data; Japan gets new leader; US inflation tame; EU sentiment stable; Eyes on dairy prices; UST 10yr 3.76%; gold slips and oil holds lower, NZ$1 = 63.5 USc; TWI = 70.7
US data stable; Japan gets a new prime minister; China monetary policy changes flow, huge fiscal boost anticipated; Chinese equity markets roar; UST 10yr 3.76%; gold slips and oil holds lower, NZ$1 = 63.5 USc; TWI = 70.7
28th Sep 24, 8:10am
37
US data stable; Japan gets a new prime minister; China monetary policy changes flow, huge fiscal boost anticipated; Chinese equity markets roar; UST 10yr 3.76%; gold slips and oil holds lower, NZ$1 = 63.5 USc; TWI = 70.7
A review of things you need to know before you sign off on Friday; some notable retail rate changes, consumer sentiment rises on hope, foreigners hold less of NZ, swaps stable, NZD firm, & more
27th Sep 24, 3:59pm
50
A review of things you need to know before you sign off on Friday; some notable retail rate changes, consumer sentiment rises on hope, foreigners hold less of NZ, swaps stable, NZD firm, & more
[updated]
Heartland signals to clients that it will launch sharp home loan reductions soon, reclaiming a market-leading rate position
27th Sep 24, 11:13am
9
Heartland signals to clients that it will launch sharp home loan reductions soon, reclaiming a market-leading rate position
US data largely positive driving risk rally; Swiss cut rates again; OECD sees expanding global economy; China boosts its stimulus again; UST 10yr 3.79%; gold up again and oil down again, NZ$1 = 63.3 USc; TWI = 70.6
27th Sep 24, 7:22am
76
US data largely positive driving risk rally; Swiss cut rates again; OECD sees expanding global economy; China boosts its stimulus again; UST 10yr 3.79%; gold up again and oil down again, NZ$1 = 63.3 USc; TWI = 70.6
[updated]
A review of things you need to know before you sign off on Thursday; FHBs have smaller deposits, less pollution, NZGB demand strong, the 'best' of expensive options, swap curve steepens, NZD falls back, & more
26th Sep 24, 4:00pm
94
A review of things you need to know before you sign off on Thursday; FHBs have smaller deposits, less pollution, NZGB demand strong, the 'best' of expensive options, swap curve steepens, NZD falls back, & more
We look at how much more fixed home loan rates, and term deposit rates, could fall from here using history as a guide
26th Sep 24, 2:58pm
16
We look at how much more fixed home loan rates, and term deposit rates, could fall from here using history as a guide
US data second-tier but positive; Taiwan mixed; China's stimulus gets variable responses; Sweden cuts again; Aussie inflation falls; UST 10yr 3.79%; gold up again and oil down, NZ$1 = 62.7 USc; TWI = 70.3
26th Sep 24, 7:19am
103
US data second-tier but positive; Taiwan mixed; China's stimulus gets variable responses; Sweden cuts again; Aussie inflation falls; UST 10yr 3.79%; gold up again and oil down, NZ$1 = 62.7 USc; TWI = 70.3
A review of things you need to know before you sign off on Wednesday; new fintech launches, lots about dairy, FHB demand sags, bank switching more popular, cameras reduce retail crime, swaps soft, NZD firm, & more
25th Sep 24, 3:59pm
26
A review of things you need to know before you sign off on Wednesday; new fintech launches, lots about dairy, FHB demand sags, bank switching more popular, cameras reduce retail crime, swaps soft, NZD firm, & more
Mixed US data; Moody's warns US again; Japan's service sector up; Taiwan exports orders rise; China adopts big monetary stimulus; RBA holds; UST 10yr 3.73%; gold up again and oil firm, NZ$1 = 63.3; TWI = 70.6
25th Sep 24, 7:19am
67
Mixed US data; Moody's warns US again; Japan's service sector up; Taiwan exports orders rise; China adopts big monetary stimulus; RBA holds; UST 10yr 3.73%; gold up again and oil firm, NZ$1 = 63.3; TWI = 70.6
A review of things you need to know before you sign off on Tuesday; some more TD trimmings, job confidence slips, injury claims lower, eyes on Fonterra and the RBA, swaps stay soft, NZD firm, & more
24th Sep 24, 3:59pm
23
A review of things you need to know before you sign off on Tuesday; some more TD trimmings, job confidence slips, injury claims lower, eyes on Fonterra and the RBA, swaps stay soft, NZD firm, & more
US powering ahead; India's expansion remains strong; China's wobbles worry policymakers; EU contracts; ACCC tackles supermarket ad tactics; UST 10yr 3.75%; gold form and oil soft, NZ$1 = 62.8; TWI = 70.2
24th Sep 24, 7:20am
49
US powering ahead; India's expansion remains strong; China's wobbles worry policymakers; EU contracts; ACCC tackles supermarket ad tactics; UST 10yr 3.75%; gold form and oil soft, NZ$1 = 62.8; TWI = 70.2
A review of things you need to know before you sign off on Monday; underwater estimate, kiwifruit to the rescue, rush for debt & equity funding, ACCC moves against supermarkets, swaps & NZD hold, & more
23rd Sep 24, 3:59pm
24
A review of things you need to know before you sign off on Monday; underwater estimate, kiwifruit to the rescue, rush for debt & equity funding, ACCC moves against supermarkets, swaps & NZD hold, & more
China holds rates, says youth jobless rate rises; Japan holds rates as CPI rises; India bank debt rises fast; eyes on RBA; UST 10yr 3.73%; gold up and oil down, NZ$1 = 62.4; TWI = 69.9
23rd Sep 24, 7:19am
89
China holds rates, says youth jobless rate rises; Japan holds rates as CPI rises; India bank debt rises fast; eyes on RBA; UST 10yr 3.73%; gold up and oil down, NZ$1 = 62.4; TWI = 69.9
Global markets turn optimistic, helping commodities; Japan cautious even as inflation rises; India debt surges; China jobless youth rises; EU sentiment up; UST 10yr 3.73%; gold up and oil down, NZ$1 = 62.4; TWI = 69.9
21st Sep 24, 8:07am
78
Global markets turn optimistic, helping commodities; Japan cautious even as inflation rises; India debt surges; China jobless youth rises; EU sentiment up; UST 10yr 3.73%; gold up and oil down, NZ$1 = 62.4; TWI = 69.9
[updated]
A review of things you need to know before you sign off on Friday; some big banks make some small rate moves, some want faster rate cuts, credit card activity weak, swaps soft, NZD stays firm, & more
20th Sep 24, 3:59pm
35
A review of things you need to know before you sign off on Friday; some big banks make some small rate moves, some want faster rate cuts, credit card activity weak, swaps soft, NZD stays firm, & more
Banks keep chipping away at their term deposit rate offers, a trend likely to continue for a while yet. We reveal the reasons why
20th Sep 24, 11:42am
8
Banks keep chipping away at their term deposit rate offers, a trend likely to continue for a while yet. We reveal the reasons why
US data quite positive again, except for their housing markets; eyes on commodity market reactions; Aussie job strength to keep their rates unchanged; freight rates fall; UST 10yr 3.73%; gold and oil up, NZ$1 = 62.5; TWI = 69.9
20th Sep 24, 7:20am
77
US data quite positive again, except for their housing markets; eyes on commodity market reactions; Aussie job strength to keep their rates unchanged; freight rates fall; UST 10yr 3.73%; gold and oil up, NZ$1 = 62.5; TWI = 69.9
A review of things you need to know before you sign off on Thursday; economy shrinks, spending sinks, job openings slide, 'fairness' surveyed, financial markets settle after the Fed, swaps rise, NZD firm, & more
19th Sep 24, 3:59pm
55
A review of things you need to know before you sign off on Thursday; economy shrinks, spending sinks, job openings slide, 'fairness' surveyed, financial markets settle after the Fed, swaps rise, NZD firm, & more
US Fed cuts rates by -50 bps, signals more coming; US data positive; Japanese exports rise; China signals dull; UK inflation stays low; UST 10yr 3.71%; gold up and oil slips, NZ$1 = 62.4; TWI = 69.8
19th Sep 24, 7:20am
204
US Fed cuts rates by -50 bps, signals more coming; US data positive; Japanese exports rise; China signals dull; UK inflation stays low; UST 10yr 3.71%; gold up and oil slips, NZ$1 = 62.4; TWI = 69.8