David Hargreaves

The Reserve Bank is indicating that some - unnamed - banks have deliberately tightened internal credit policies by applying a more restrictive approach to LVR rules than necessary

The Reserve Bank is indicating that some - unnamed - banks have deliberately tightened internal credit policies by applying a more restrictive approach to LVR rules than necessary

RBNZ decides to further extend the exemption from LVR rules for newly constructed homes to assist in creation of new housing stock

RBNZ decides to further extend the exemption from LVR rules for newly constructed homes to assist in creation of new housing stock

Cameron Bagrie says aspects of current immigration trends suggest the migration framework and application of rules 'could be in need of adjustment'

Cameron Bagrie says aspects of current immigration trends suggest the migration framework and application of rules 'could be in need of adjustment'

The imposition of new loan to value ratios by the Reserve Bank doesn't appear to be slowing the housing debt surge just yet

The imposition of new loan to value ratios by the Reserve Bank doesn't appear to be slowing the housing debt surge just yet

BNZ's latest confidence survey suggests that for the first time more people are unhappy than happy about rising house prices

BNZ's latest confidence survey suggests that for the first time more people are unhappy than happy about rising house prices

Commerce Commission attempts to establish how the Consumer Finance Act 2003 applies to peer-to-peer lender's 'platform fee'; Harmoney 'disappointed' with action

Commerce Commission attempts to establish how the Consumer Finance Act 2003 applies to peer-to-peer lender's 'platform fee'; Harmoney 'disappointed' with action

The era of monetary policy based on inflation targeting is drawing to a shuddering halt. But nobody seems to know what to replace it with

The era of monetary policy based on inflation targeting is drawing to a shuddering halt. But nobody seems to know what to replace it with

Country's largest bank drops floating mortgage rate by 0.05% to 5.59% but raises some term deposits up to 0.3%; CEO urges people to pay down debt and save

Country's largest bank drops floating mortgage rate by 0.05% to 5.59% but raises some term deposits up to 0.3%; CEO urges people to pay down debt and save

BNZ economists now see Reserve Bank cutting rates this week and signposting two more cuts; anything less and the NZ dollar will rise and the RBNZ's credibility 'will be brought into question'

BNZ economists now see Reserve Bank cutting rates this week and signposting two more cuts; anything less and the NZ dollar will rise and the RBNZ's credibility 'will be brought into question'

Barfoot & Thompson average price drops 4.5%; 'a definite change' seen in the market

Barfoot & Thompson average price drops 4.5%; 'a definite change' seen in the market

Some long overdue cheer for dairy farmers as dairy auction prices surge to their highest levels so far this year; ASB sticks with $6 milk price pick

Some long overdue cheer for dairy farmers as dairy auction prices surge to their highest levels so far this year; ASB sticks with $6 milk price pick

RBNZ Survey of expectations shows anticipated inflation of just 1.65% in two years time - still well below the RBNZ's explicit target of 2%

RBNZ Survey of expectations shows anticipated inflation of just 1.65% in two years time - still well below the RBNZ's explicit target of 2%

ANZ economists lay out the reasons why not all of an expected cut in interest rates by the RBNZ next week will be passed on to borrowers and depositors

ANZ economists lay out the reasons why not all of an expected cut in interest rates by the RBNZ next week will be passed on to borrowers and depositors

QV figures show Auckland now just short of $1 million average house price; national average ticks over $600k

QV figures show Auckland now just short of $1 million average house price; national average ticks over $600k

Realestate.co.nz latest figures highlight that housing hotspots Auckland, Waikato and Wellington continue to lag in rental yields

Realestate.co.nz latest figures highlight that housing hotspots Auckland, Waikato and Wellington continue to lag in rental yields

Treasury is reviewing the PTA ahead of the end of RBNZ Governor Graeme Wheeler's term in September next year but says 'no case' has been made to change the current framework

Treasury is reviewing the PTA ahead of the end of RBNZ Governor Graeme Wheeler's term in September next year but says 'no case' has been made to change the current framework

BNZ says a survey showing a massive online spike in post 'Brexit' British retail purchases by Kiwis after the pound plunged shows that NZ 'is particularly adept at importing global deflation'

BNZ says a survey showing a massive online spike in post 'Brexit' British retail purchases by Kiwis after the pound plunged shows that NZ 'is particularly adept at importing global deflation'

Fonterra says earnings per share this season may be in the 50c to 60c range, up from 45c to 55c in the past season

Fonterra says earnings per share this season may be in the 50c to 60c range, up from 45c to 55c in the past season

The household debt party is continuing to gather pace, with rates of growth last seen before the Global Financial Crisis

The household debt party is continuing to gather pace, with rates of growth last seen before the Global Financial Crisis

Statistics NZ has taken the most unusual step of delaying release of the Household Labour Force Survey for two weeks

Statistics NZ has taken the most unusual step of delaying release of the Household Labour Force Survey for two weeks

The number of new homes being consented nationally rose 35% in June compared with a year ago; Auckland had consents for 921 units compared with 704 in June 2015

The number of new homes being consented nationally rose 35% in June compared with a year ago; Auckland had consents for 921 units compared with 704 in June 2015

Kiwibank economists are now picking the Reserve Bank will have to drop the Official Cash Rate to as low as 1.5%

Kiwibank economists are now picking the Reserve Bank will have to drop the Official Cash Rate to as low as 1.5%

OECD-FAO report suggests only gradual improvements in global dairy prices over next 10 years; Labour's finance spokesperson says dairy farmers won't see breakeven till 2019 at earliest

OECD-FAO report suggests only gradual improvements in global dairy prices over next 10 years; Labour's finance spokesperson says dairy farmers won't see breakeven till 2019 at earliest

ANZ, ASB and Westpac have now pulled the shutters down now on lending to investors over 60% LVR ahead of introduction of new RBNZ rules

ANZ, ASB and Westpac have now pulled the shutters down now on lending to investors over 60% LVR ahead of introduction of new RBNZ rules

The Reserve Bank's decision to bring forward implementation of the new round of LVR restrictions gives it the edge over the Government in the game of chess that the two parties are playing

The Reserve Bank's decision to bring forward implementation of the new round of LVR restrictions gives it the edge over the Government in the game of chess that the two parties are playing