HSBC

TSB to match the lowest 1-year mortgage offer from the Aussie owned banks

17 Feb 19, 12:02am

David Chaston

TSB pledges to match any advertised one-year home loan lending rate from NZ's big four Australian owned banks
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ASB cuts term deposit rates

13 Feb 19, 11:30am

David Chaston

15 comments

A big Aussie-owned bank sneaks in a term deposit rate cut, setting some of its rate offers below its main rivals. We review what is behind the move and how bank margins are tracking
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More mortgage rate changes

11 Feb 19, 10:51am

David Chaston

20 comments

Both BNZ and Kiwibank change fixed mortgage rates for one and two years to open the bidding for the new week, hard on the heals of HSBC's market leading challenge
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Fixed mortgage rates slip lower again

8 Feb 19, 10:16am

David Chaston

65 comments

HSBC cuts three home loan rate offers with some new 3.95% 'specials', restoring its market-leading positions after others had moved to challenge it
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Co-op Bank goes low where it can

6 Feb 19, 8:01am

David Chaston

5 comments

The Co-operative Bank takes a knife to most fixed mortgage rates, ending up with market leading positions at 6 months and for those three years and longer
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SBS Bank cuts its one year fixed rate

2 Feb 19, 9:49am

David Chaston

18 comments

David Chaston suggests that if you want to know where mortgage rates are headed next, watch what the big banks do with term deposit rates rather than where swap rates go
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Kiwibank cuts two-year mortgage rate to new market low

26 Jan 19, 12:02am

David Chaston

64 comments

Competitive pressure in the face of languishing house sales is driving mortgage rates lower. Kiwibank's latest cut brings sub-4% rates to fixed terms of two years
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Kiwibank cuts its 2yr fixed rate

12 Jan 19, 6:02am

David Chaston

28 comments

The first 2019 home loan rate reduction has arrived, taking the two year fixed to a market-leading 4.19% level. Eyes are now on rival moves
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HSBC ends its low rate 'specials'

18 Dec 18, 8:40am

David Chaston

The bank that led fixed mortgage rates lower ends its 'specials', reverting some key rates back to 3.99%. Almost all banks have now raised fixed rates in the past month
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Two challenger banks end their sub-4% offers

17 Dec 18, 8:37am

David Chaston

The end of the road approaches for sub-4% home loan rates as another two banks withdraw, leaving just one challenger bank with such offers
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ASB ends its sub-4% offer

6 Dec 18, 8:39am

David Chaston

1 comment

The last of the main banks retreats from a sub-4% home loan offer rate, just as wholesale rates tumble on the darkening international mood. But two smaller rivals still offer sub-4%
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ANZ follows quickly, also ending its sub-4% rate offer

30 Nov 18, 5:29pm

David Chaston

15 comments

NZ's largest mortgage bank also raises a key rate, but then adds a competitive 18 mth 'special', and extends its $3000 cash-back inducement
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Following BNZ, Westpac also raises mortgages rates, ending sub-4% offer

30 Nov 18, 10:16am

David Chaston

46 comments

BNZ ups its sub-4% two year home loan rate to match its rivals at 4.29% as the competitive imperative for lower rates to win market share fades. Westpac follows
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Black Friday specials come to mortgage rates

22 Nov 18, 6:07pm

David Chaston

67 comments

HSBC reprises its lowest-ever mortgage rate of 3.79% making that offer 16 basis points better than any other bank for a one year fixed term
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TSB tips the average lower

15 Nov 18, 9:26am

David Chaston

16 comments

History is made with the weighted average one year fixed mortgage rate falling below 4% for the first time ever, bumped lower by Thursday's cut by TSB
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ASB cuts one rate below 4%, raises two others

13 Nov 18, 1:59pm

David Chaston

27 comments

ASB cuts one rate to 3.95% but raises two others as the sub 4% rate level embeds in the current home loan market; only three stragglers to go now
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and now Westpac ...

12 Nov 18, 5:05pm

David Chaston

20 comments

Another major bank reduces one mortgage rate below 4%, leaving only ASB and Kiwibank as majors with no offers at this new level
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Here come the overt cash-back incentives again

12 Nov 18, 9:05am

David Chaston

71 comments

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years
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Why now ?

10 Nov 18, 9:43am

David Chaston

34 comments

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move
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ANZ goes under 4%

10 Nov 18, 9:00am

David Chaston

41 comments

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up
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