HSBC

18 Dec 18, 8:40am

The bank that led fixed mortgage rates lower ends its 'specials', reverting some key rates back to 3.99%. Almost all banks have now raised fixed rates in the past month
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Two challenger banks end their sub-4% offers

17 Dec 18, 8:37am

David Chaston

The end of the road approaches for sub-4% home loan rates as another two banks withdraw, leaving just one challenger bank with such offers
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ASB ends its sub-4% offer

6 Dec 18, 8:39am

David Chaston

1 comment

The last of the main banks retreats from a sub-4% home loan offer rate, just as wholesale rates tumble on the darkening international mood. But two smaller rivals still offer sub-4%
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ANZ follows quickly, also ending its sub-4% rate offer

30 Nov 18, 5:29pm

David Chaston

15 comments

NZ's largest mortgage bank also raises a key rate, but then adds a competitive 18 mth 'special', and extends its $3000 cash-back inducement
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Following BNZ, Westpac also raises mortgages rates, ending sub-4% offer

30 Nov 18, 10:16am

David Chaston

46 comments

BNZ ups its sub-4% two year home loan rate to match its rivals at 4.29% as the competitive imperative for lower rates to win market share fades. Westpac follows
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Black Friday specials come to mortgage rates

22 Nov 18, 6:07pm

David Chaston

67 comments

HSBC reprises its lowest-ever mortgage rate of 3.79% making that offer 16 basis points better than any other bank for a one year fixed term
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TSB tips the average lower

15 Nov 18, 9:26am

David Chaston

16 comments

History is made with the weighted average one year fixed mortgage rate falling below 4% for the first time ever, bumped lower by Thursday's cut by TSB
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ASB cuts one rate below 4%, raises two others

13 Nov 18, 1:59pm

David Chaston

27 comments

ASB cuts one rate to 3.95% but raises two others as the sub 4% rate level embeds in the current home loan market; only three stragglers to go now
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and now Westpac ...

12 Nov 18, 5:05pm

David Chaston

20 comments

Another major bank reduces one mortgage rate below 4%, leaving only ASB and Kiwibank as majors with no offers at this new level
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Here come the overt cash-back incentives again

12 Nov 18, 9:05am

David Chaston

71 comments

ANZ follows up its new lower one year rate with a $3000 cash back incentive, with conditions that include promising to stay with them for three years
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Why now ?

10 Nov 18, 9:43am

David Chaston

34 comments

We examine the margin shifts as wholesale money rates rise just as one large mortgage bank cuts a key rate, looking at the pressures and motivations for the move
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ANZ goes under 4%

10 Nov 18, 9:00am

David Chaston

41 comments

New Zealand's largest home loan lender challenges its main rivals with a sub-4% one year fixed mortgage rate - just as wholesale swap rates turn up
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Down, down, down

5 Nov 18, 9:49am

David Chaston

33 comments

Kiwibank is the next one to chop a key home loan rate, reducing its one year fixed rate to 4.05% as the main banks follow the challenger banks lower
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TSB trims key mortgage rates

3 Nov 18, 11:17am

David Chaston

3 comments

Three cuts from a rising challenger bank tighten the rate competition for home loans. While none of these reductions are market-leading, they reinforce the downward trend in mortgage rate offers
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Kiwibank cuts again

29 Oct 18, 8:36am

David Chaston

25 comments

As mortgage lenders pull back from lending to property investors, offers to owner-occupiers are getting sharper as overall mortgage market growth slows
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Market leading 3.95% for 2 yr fixed mortgages offered

19 Oct 18, 5:02pm

David Chaston

4 comments

SBS Bank bursts into contention in the Spring selling season with a very sharp competitive two year fixed mortgage rate, lower than all rivals
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Westpac reduces some rates

11 Oct 18, 8:51pm

David Chaston

27 comments

Three banks change home loan rates. But even though the trend is down, further reductions may be achievable for many borrowers, even with cash-back incentives
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HSBC's 3.85% mortgage rate is back

5 Oct 18, 11:00am

David Chaston

23 comments

HSBC NZ reprises very low mortgage rate offer, far below any other bank, matching the 50-year-low rate it had in mid 2018
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ASB cuts two key mortgage rates

5 Oct 18, 10:04am

David Chaston

27 comments

More home loan rate trimming this time by ASB. Its new 18-month rate now has a notable advantage against its main rivals and matches ANZ's new 1-year rate
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More mortgage rates are trimmed

3 Oct 18, 8:40am

David Chaston

2 comments

Both TSB and Westpac move some key home loan rates lower, with TSB's eighteen month fixed rate a notable lower level. All rate offers now tightly bunched
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