bank margins
Bank returns are shrinking and that presents each bank, and their shareholders, with some tough choices ahead. But the fierceness of those choices will vary between specific banks
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Bank returns are shrinking and that presents each bank, and their shareholders, with some tough choices ahead. But the fierceness of those choices will vary between specific banks
Commonwealth Bank of Australia bosses say rising swap rates and competition hit ASB's second half-year income
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Commonwealth Bank of Australia bosses say rising swap rates and competition hit ASB's second half-year income
We look at the 2026 shifts in fixed home loan rates - all rises - and assess whether the cost drivers justify these increases
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We look at the 2026 shifts in fixed home loan rates - all rises - and assess whether the cost drivers justify these increases
Finance Minister Nicola Willis suggests borrowers should shop around and make banks compete with each other
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Finance Minister Nicola Willis suggests borrowers should shop around and make banks compete with each other
Finance Minister Nicola Willis says she hopes the Reserve Bank’s OCR cut will flow through to mortgage holders, telling banks they have a stake in the economy and they should 'pass on as much as possible'
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Finance Minister Nicola Willis says she hopes the Reserve Bank’s OCR cut will flow through to mortgage holders, telling banks they have a stake in the economy and they should 'pass on as much as possible'
Retail interest rates have been on the move recently, and the period of change is far from over. We take a early, interim look at one measure of bank rate spreads to assess how these changes are playing out
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Retail interest rates have been on the move recently, and the period of change is far from over. We take a early, interim look at one measure of bank rate spreads to assess how these changes are playing out
Mortgage interest rates may have risen a lot, but David Chaston wonders if they are 'fair' or at least still in line with historic benchmarks
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Mortgage interest rates may have risen a lot, but David Chaston wonders if they are 'fair' or at least still in line with historic benchmarks
[updated]
Boosting small banks' capital, speeding up open banking & improved bank switching among Commerce Commission recommendations to boost bank competition
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Boosting small banks' capital, speeding up open banking & improved bank switching among Commerce Commission recommendations to boost bank competition
Looking at wholesale interest rates, there are signs that we may be at 'peak rate' about now. Savers should watch for signs that lower rate offers may be imminent. Borrowers may get some relief in early 2024
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Looking at wholesale interest rates, there are signs that we may be at 'peak rate' about now. Savers should watch for signs that lower rate offers may be imminent. Borrowers may get some relief in early 2024
Macquarie analysts see bounce from rising interest rates for the Aussie parents of big NZ banks
Gareth Vaughan on the limits to growth 49 years on; @boner4bitcoin & friends; will China's economy overtake the US; BoJ's 0% climate change loans & how OCR hikes will benefit the Aussie banks
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Gareth Vaughan on the limits to growth 49 years on; @boner4bitcoin & friends; will China's economy overtake the US; BoJ's 0% climate change loans & how OCR hikes will benefit the Aussie banks
David Chaston looks at how much of the RBNZ's rate cut is making it through to the real economy to do the job monetary policy needs it to do
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David Chaston looks at how much of the RBNZ's rate cut is making it through to the real economy to do the job monetary policy needs it to do
RBNZ's OCR cut unlikely to have much effect on the housing market due to miserly mortgage rate cuts, but savers with term deposits are facing a kick in the guts
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RBNZ's OCR cut unlikely to have much effect on the housing market due to miserly mortgage rate cuts, but savers with term deposits are facing a kick in the guts
Macquarie analysts probe the extent to which recent mortgage rate increases will pump up the major Aussie banks' earnings
Macquarie analysts probe the extent to which recent mortgage rate increases will pump up the major Aussie banks' earnings
Opinion: Banks should now compress their margins post quake