home loans

10 Jan 18, 12:46pm
Loans worth almost half the nation's GDP are on interest-only terms. We look at the data behind why the RBNZ has expressed concern over these levels, and who is most vulnerable
28 Dec 17, 1:18pm
2017 was a year where the big got bigger and the biggest won an out-sized share - all while holding on to higher interest rates
26 Dec 17, 8:02am
Almost two thirds of Kiwi homeowners with mortgages are an average of eight months ahead of their repayment obligations, but the range is very wide between regions
8 Dec 17, 1:29am
Two banks cut mortgage rates to near market-leading levels as the rate curve flattens and the real estate market struggles to build any volumes. Rollover market keeps the banks in the game
29 Nov 17, 9:53am
Dips lower by BNZ and the Cooperative Bank come as real estate transaction weakness intensifies competition while the loan rollover market stays healthy
24 Nov 17, 9:26am
Lower wholesale rates and low term deposit offers open small opportunities for banks to trim mortgage rates, but movement is not large, despite slow real estate markets
14 Nov 17, 5:04pm
New Zealand's biggest home loan lender signals a more aggressive market position with two lower rate 'specials'. BNZ adjusts an out-of-line rate
13 Nov 17, 10:36am
BNZ launches programme to enable brokers to electronically lodge mortgage applications; Hopes move will improve industry standards
12 Nov 17, 5:41pm
We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans. We find that competition is not working to get Kiwi's a better deal. The banks are getting the better deal in 2017
11 Nov 17, 12:41pm
Challenger bank adjusts its rate card lower, matching the market as new residential real estate transactions struggle to build to normal Spring volumes
27 Oct 17, 11:29am
The country's biggest bank has a 'pretty good' appetite for residential mortgage growth, CEO David Hisco says, is playing a waiting game on proposed UDC sale
26 Oct 17, 10:03am
New Zealand's biggest bank records increased annual profit as income rises while expenses and loan impairments fall
21 Oct 17, 10:54am
Just as HSBC ends its 3.87% one year 'special, TSB offers a market-leading new 4.79% three year fixed mortgage rate, significantly lower than all its rivals
13 Oct 17, 8:58am
Westpac launches 4.94% three year fixed home loan rate, lower than all its main rivals, nearly as low as HSBC's three-year 'Premier' rate
11 Oct 17, 10:19am
ANZ customers have the highest average loan to income ratio among Australia's banks, Morgan Stanley reveals
3 Oct 17, 6:05am
ASB targets a low 4.39% one year rate opening up a significant advantage over its main rivals. Kiwibank avoids rate changes, offers a free Samoa holiday with every qualifying loan
2 Oct 17, 7:26am
A new sub-4% mortgage rate is launched to fire up a flagging Spring selling season. This hot new rate comes just as wholesale rates start to move up again
29 Sep 17, 10:02am
ANZ's Cameron Bagrie suggests the RBNZ may start easing its LVR restrictions from mid-2018, sees concerns for residential property developers & competition for deposits easing
28 Sep 17, 5:38am
We review the mortgage market post election and in the middle of the Spring selling season, one characterised by limp demand and quiet activity. Good mortgage rate deals may be available
18 Sep 17, 5:40pm
New Zealand's largest home loan lender has reduced two of its 'special' fixed mortgage rates, following SBS Bank. But BNZ raises a key rate


26 Aug 17, 8:23am
5 Aug 17, 8:50am
31 Jul 17, 9:00am
28 Apr 17, 9:48am
10 Apr 17, 10:36am
7 Apr 17, 9:52am