home loans

20 Mar 18, 10:15am
BNZ raises 2-year mortgage rate back to the same level offered by its Aussie rivals after a 2-week campaign
10 Mar 18, 11:07am
In a lacklustre real estate and mortgage market, another bank cuts a key rate to generate some momentum and snare some market share even as funding costs remain stable
6 Mar 18, 9:52am
Bank of 'Let's Do It' sets a 4.49% two year fixed mortgage rate, about -16 bps lower than all its main rivals but still above both HSBC and TSB
23 Feb 18, 5:41pm
With a new two year rate of just 3.95% HSBC restores its substantial market-leading position for a key mortgage rate offer
20 Feb 18, 3:15pm
December quarter net interest margin up, cost of funds and cost to income ratio down at Westpac NZ
19 Feb 18, 7:39pm
SBS Bank launches a market leading 5.55% fixed five year home loan rate while reducing three other fixed rates, the latest bank to cut their mortgage rates
16 Feb 18, 1:48pm
TSB opens the low-rate competition to the two-year fixed term with a rate sharply lower than just about everyone else
15 Feb 18, 6:42pm
Mortgage rate competition gets fiercer around the fixed one year offer with ASB now offering 4.30% as a carded 'special', below rivals who cut rates earlier in the week
14 Feb 18, 8:22pm
Kiwibank matches the (almost) market-leading 4.35% one year home loan rate and adds their $2,000 cash-back offer to qualifying borrowers
12 Feb 18, 5:14pm
New Zealand's largest mortgage lender makes a relatively unusual move (for them) to price its one year fixed rate below all its main rivals
9 Feb 18, 1:48pm
Westpac makes second home loan rate change this week, matches BNZ with 4.39% for one year fixed. Rivals seek new ways to be competitive
8 Feb 18, 12:51pm
Hard on the heels of changes by Westpac and TSB earlier in the week, BNZ strikes with a market-leading low one year 'special' home loan rate
26 Jan 18, 8:25am
New Zealand's second largest home loan lender changes two rates, grabbing a large advantage over its rivals for an 18 month term with a rate lower than just about everyone else
21 Jan 18, 7:13am
SBS Bank is the first to change a mortgage interest rate in 2018, cutting their one year fixed by -15 bps. TSB has now matched them. Recent wholesale rate rises don't put special upward pressure on most home loan rates
10 Jan 18, 12:46pm
Loans worth almost half the nation's GDP are on interest-only terms. We look at the data behind why the RBNZ has expressed concern over these levels, and who is most vulnerable
28 Dec 17, 1:18pm
2017 was a year where the big got bigger and the biggest won an out-sized share - all while holding on to higher interest rates
26 Dec 17, 8:02am
Almost two thirds of Kiwi homeowners with mortgages are an average of eight months ahead of their repayment obligations, but the range is very wide between regions
8 Dec 17, 1:29am
Two banks cut mortgage rates to near market-leading levels as the rate curve flattens and the real estate market struggles to build any volumes. Rollover market keeps the banks in the game
29 Nov 17, 9:53am
Dips lower by BNZ and the Cooperative Bank come as real estate transaction weakness intensifies competition while the loan rollover market stays healthy
24 Nov 17, 9:26am
Lower wholesale rates and low term deposit offers open small opportunities for banks to trim mortgage rates, but movement is not large, despite slow real estate markets


14 Nov 17, 5:04pm
12 Nov 17, 5:41pm
3 Oct 17, 6:05am
28 Sep 17, 5:38am
18 Sep 17, 5:40pm
26 Aug 17, 8:23am
5 Aug 17, 8:50am
31 Jul 17, 9:00am