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home loans

[Updated]
16th Jul 21, 2:23pm
Kiwibank says it will cut a key fixed mortgage rate by -6 bps on Monday after others are raising theirs - but they will also raised their low floating rate by +35 bps
[Updated]
Kiwibank says it will cut a key fixed mortgage rate by -6 bps on Monday after others are raising theirs - but they will also raised their low floating rate by +35 bps
16th Jul 21, 2:23pm
[Updated]
16th Jul 21, 8:05am
New Zealand's largest home loan lender follows ASB with its own rate hike along with Westpac and BNZ, so the window for grabbing cycle-low fixed mortgage rates is closing fast
[Updated]
New Zealand's largest home loan lender follows ASB with its own rate hike along with Westpac and BNZ, so the window for grabbing cycle-low fixed mortgage rates is closing fast
16th Jul 21, 8:05am
[Updated]
14th Jul 21, 9:04am
The run of lower and lower mortgage rates may be ending with major ASB pushing through some chunky home loan rate hikes, along with some TD rate rises
[Updated]
The run of lower and lower mortgage rates may be ending with major ASB pushing through some chunky home loan rate hikes, along with some TD rate rises
14th Jul 21, 9:04am
1st Jul 21, 10:59am
HSBC trims its one year home loan rate to just 2.09% even as wholesale swap rates start moving up at the short end. It raised all rates for two years and longer
HSBC trims its one year home loan rate to just 2.09% even as wholesale swap rates start moving up at the short end. It raised all rates for two years and longer
1st Jul 21, 10:59am
30th Jun 21, 5:23pm
TSB lending more money in Auckland than Taranaki as annual profit and housing lending surges. Bank sells its Harmoney loan portfolio
TSB lending more money in Auckland than Taranaki as annual profit and housing lending surges. Bank sells its Harmoney loan portfolio
30th Jun 21, 5:23pm
23rd Jun 21, 10:35am
A lack of cyber security regulation, loan provision releases racking up, COVID-19 challenges forward looking loss provisioning models, climate-related accounting standards & more
A lack of cyber security regulation, loan provision releases racking up, COVID-19 challenges forward looking loss provisioning models, climate-related accounting standards & more
23rd Jun 21, 10:35am
16th Jun 21, 1:42pm
The Coop Bank drops its fixed one year first-home buyer special by -10 bps to 1.99%. It has cut other short rates, but raised most longer fixed rates
The Coop Bank drops its fixed one year first-home buyer special by -10 bps to 1.99%. It has cut other short rates, but raised most longer fixed rates
16th Jun 21, 1:42pm
[Updated]
14th Jun 21, 9:24am
ASB matches its rivals with a home loan rate cut and three increases for longer term rates, completing an adjustment that responds to rising longer term wholesale rates. A pause may settle in now
[Updated]
ASB matches its rivals with a home loan rate cut and three increases for longer term rates, completing an adjustment that responds to rising longer term wholesale rates. A pause may settle in now
14th Jun 21, 9:24am
10th Jun 21, 9:43am
With BNZ's latest changes, that only leaves ASB yet to hike longer term fixed home loan rates as the mortgage rate curve shifts to its steepest in nine years
With BNZ's latest changes, that only leaves ASB yet to hike longer term fixed home loan rates as the mortgage rate curve shifts to its steepest in nine years
10th Jun 21, 9:43am
[Updated]
9th Jun 21, 7:09pm
The nation's largest mortgage lender cuts two rates and raises three as a new round of home loan rate changes grips the housing market. The laggards will undoubtedly follow
[Updated]
The nation's largest mortgage lender cuts two rates and raises three as a new round of home loan rate changes grips the housing market. The laggards will undoubtedly follow
9th Jun 21, 7:09pm
5th Jun 21, 9:02am
Another big bank raises longer fixed home loan rates. It might be a good time to reassess the term of your fixed rate mortgage commitment - but the decisions are not easy
Another big bank raises longer fixed home loan rates. It might be a good time to reassess the term of your fixed rate mortgage commitment - but the decisions are not easy
5th Jun 21, 9:02am
4th Jun 21, 1:20pm
Kiwibank cutting one-year home loan rate by 16 basis points to 2.19% in what bank touts as its lowest ever home loan rate
Kiwibank cutting one-year home loan rate by 16 basis points to 2.19% in what bank touts as its lowest ever home loan rate
4th Jun 21, 1:20pm
4th Jun 21, 10:03am
SBS Bank focusing on first home buyer, consumer and reverse equity lending as it calls time on rural lending and pulls back on commercial lending
SBS Bank focusing on first home buyer, consumer and reverse equity lending as it calls time on rural lending and pulls back on commercial lending
4th Jun 21, 10:03am
7th May 21, 9:30am
ANZ NZ CEO Antonia Watson says growth of housing lending as a percentage of the bank's overall lending isn't a problem, but she'd like to see more borrowing for business investment
ANZ NZ CEO Antonia Watson says growth of housing lending as a percentage of the bank's overall lending isn't a problem, but she'd like to see more borrowing for business investment
7th May 21, 9:30am
21st Apr 21, 7:38am
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
21st Apr 21, 7:38am
8th Apr 21, 10:14am
The country's key home lenders detail where they're at with COVID-19 related mortgage deferrals as the year long scheme comes to an end
The country's key home lenders detail where they're at with COVID-19 related mortgage deferrals as the year long scheme comes to an end
8th Apr 21, 10:14am
13th Mar 21, 9:01am
With house prices and mortgage debt growing faster than our economy, we check our collective behaviour for how homeowners handled their borrowed financial obligations in 2020
With house prices and mortgage debt growing faster than our economy, we check our collective behaviour for how homeowners handled their borrowed financial obligations in 2020
13th Mar 21, 9:01am
18th Feb 21, 11:48am
ANZ Banking Group CEO Shayne Elliott says bank's NZ staff have 'been really run off their feet' meeting record demand for home loans
ANZ Banking Group CEO Shayne Elliott says bank's NZ staff have 'been really run off their feet' meeting record demand for home loans
18th Feb 21, 11:48am
5th Feb 21, 5:15pm
ASB says residential property investors seeking loans must now have a 40% deposit, with bank's CEO 'concerned high levels of investor demand are unsustainable'
ASB says residential property investors seeking loans must now have a 40% deposit, with bank's CEO 'concerned high levels of investor demand are unsustainable'
5th Feb 21, 5:15pm
21st Dec 20, 2:54pm
Broad discrepancy between the interest rates the major banks use to test mortgage borrowers' ongoing ability to service their loans
Broad discrepancy between the interest rates the major banks use to test mortgage borrowers' ongoing ability to service their loans
21st Dec 20, 2:54pm
18th Dec 20, 8:08am
Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
Finance Minister Grant Robertson tells Bloomberg the Reserve Bank requesting a debt to income ratio tool doesn’t automatically translate to the Government approving it
18th Dec 20, 8:08am
16th Dec 20, 10:51am
Mortgage brokers say most banks have had their struggles keeping up with demand in a red hot housing market
Mortgage brokers say most banks have had their struggles keeping up with demand in a red hot housing market
16th Dec 20, 10:51am
29th Nov 20, 6:31am
All the real official signals lenders get encourage them to lend for housing, and disincentive them lending to the productive economy - no matter what the officials may say. This raises real dangers says David Chaston
All the real official signals lenders get encourage them to lend for housing, and disincentive them lending to the productive economy - no matter what the officials may say. This raises real dangers says David Chaston
29th Nov 20, 6:31am
28th Nov 20, 10:11am
The cheap, commoditised, homogenous home loan market with few distinctions works just the way the major banks like it, and the RBNZ's new funding option may help them consolidate their grip
The cheap, commoditised, homogenous home loan market with few distinctions works just the way the major banks like it, and the RBNZ's new funding option may help them consolidate their grip
28th Nov 20, 10:11am
[Updated]
24th Nov 20, 4:23pm
BNZ says it will reintroduce loan-to-value ratio restrictions on low deposit home loans from December 7 as Reserve Bank moves to formally restore them
[Updated]
BNZ says it will reintroduce loan-to-value ratio restrictions on low deposit home loans from December 7 as Reserve Bank moves to formally restore them
24th Nov 20, 4:23pm

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