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home loans

Not only are wholesale rates rising, but banks are coming out of a period where their mortgage margins have been suppressed. Expect the new round of rate hikes to do some catch-up
15th Oct 21, 4:23pm
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Not only are wholesale rates rising, but banks are coming out of a period where their mortgage margins have been suppressed. Expect the new round of rate hikes to do some catch-up
Wholesale rate pressure has pushed one of our largest home loan lenders to raise some key fixed rates and setting their market offerings as the highest available
14th Oct 21, 12:29pm
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Wholesale rate pressure has pushed one of our largest home loan lenders to raise some key fixed rates and setting their market offerings as the highest available
Heartland Bank raises all its home loan interest rates but still retains the claim to the lowest rates available from any bank. Home loan market awaits the RBNZ's signals next Wednesday
1st Oct 21, 10:38am
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Heartland Bank raises all its home loan interest rates but still retains the claim to the lowest rates available from any bank. Home loan market awaits the RBNZ's signals next Wednesday
ANZ moves to raise rates back up to levels first adopted by rival ASB, taking some longer term rates back closer to 5%
28th Sep 21, 6:40pm
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ANZ moves to raise rates back up to levels first adopted by rival ASB, taking some longer term rates back closer to 5%
Rising wholesale money costs are pressing banks to raise rates, but the pace of the rises vary among institutions. That means exploitable advantages are available for borrowers who need to fix now
28th Sep 21, 1:30pm
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Rising wholesale money costs are pressing banks to raise rates, but the pace of the rises vary among institutions. That means exploitable advantages are available for borrowers who need to fix now
ASB economists calculate that every one percentage point increase in mortgage interest rates would add $3.3 bln to NZ's household debt servicing costs
23rd Sep 21, 2:05pm
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ASB economists calculate that every one percentage point increase in mortgage interest rates would add $3.3 bln to NZ's household debt servicing costs
ASB sets a new tone in the mortgage market with 30 basis points rate hikes for the most popular fixed home loan terms, takes 18 month and two year rates above 3%. Westpac has matched them
16th Sep 21, 9:30am
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ASB sets a new tone in the mortgage market with 30 basis points rate hikes for the most popular fixed home loan terms, takes 18 month and two year rates above 3%. Westpac has matched them
ANZ pushes one-year, 18-month, two-year and three-year fixed-term mortgages rates higher
16th Sep 21, 7:41am
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ANZ pushes one-year, 18-month, two-year and three-year fixed-term mortgages rates higher
Are we about to go back to the future fast with as much as a sudden 100 basis points rise in fixed mortgage rate offers? The wholesale cost of money suggests that is a live possibility
15th Sep 21, 6:51pm
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Are we about to go back to the future fast with as much as a sudden 100 basis points rise in fixed mortgage rate offers? The wholesale cost of money suggests that is a live possibility
Aussie parents of NZ's major banks prepared to lend mortgage borrowers up to seven times gross income, which is more than UK, Canadian, Swedish and US banks will lend
14th Sep 21, 6:13pm
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Aussie parents of NZ's major banks prepared to lend mortgage borrowers up to seven times gross income, which is more than UK, Canadian, Swedish and US banks will lend
Hobbled by the pandemic and rising rates, banks respond to the Spring real estate selling season with restrained rises rather than outright rate cuts
13th Sep 21, 8:58am
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Hobbled by the pandemic and rising rates, banks respond to the Spring real estate selling season with restrained rises rather than outright rate cuts
HSBC trims its three year fixed home loan rate as it raises term deposit rates. This new 3yr rate gives it a substantial advantage over all the main banks
8th Sep 21, 11:08am
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HSBC trims its three year fixed home loan rate as it raises term deposit rates. This new 3yr rate gives it a substantial advantage over all the main banks
The Red Bank raises both mortgage rates and term deposit rates, with a couple with a special position, but most little different from its rivals
6th Sep 21, 6:59pm
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The Red Bank raises both mortgage rates and term deposit rates, with a couple with a special position, but most little different from its rivals
The second largest mortgage lender raises fixed home loan rates for terms three years and longer, responding to recent wholesale rate rises
2nd Sep 21, 9:29am
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The second largest mortgage lender raises fixed home loan rates for terms three years and longer, responding to recent wholesale rate rises
Kiwibank posts annual profit of $126 million as net interest income surges, lending grows and the bank writes-back Covid-19 loan provisioning
26th Aug 21, 8:57am
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Kiwibank posts annual profit of $126 million as net interest income surges, lending grows and the bank writes-back Covid-19 loan provisioning
Heartland Bank saw a 43% rise in reverse mortgage loan repayments in the past year as customers took advantage of the roaring house market to sell up and pocket gains
25th Aug 21, 10:00am
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Heartland Bank saw a 43% rise in reverse mortgage loan repayments in the past year as customers took advantage of the roaring house market to sell up and pocket gains
Caught out by the rapid changes wrought by the sudden onset of delta covid, ANZ has back-tracked some of its home loan rate rises pushed through a week ago just before the RBNZ MPS
24th Aug 21, 6:53pm
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Caught out by the rapid changes wrought by the sudden onset of delta covid, ANZ has back-tracked some of its home loan rate rises pushed through a week ago just before the RBNZ MPS
With swap rates rising relentlessly and an expected OCR hike due on Wednesday, New Zealand's largest mortgage lender has hiked fixed home loan rates across the board
17th Aug 21, 8:10am
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With swap rates rising relentlessly and an expected OCR hike due on Wednesday, New Zealand's largest mortgage lender has hiked fixed home loan rates across the board
HSBC announces some substantial home loan rate reductions but these come amidst sharp wholesale market movements and just 14 days after they hiked rates sharply
6th Aug 21, 11:45am
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HSBC announces some substantial home loan rate reductions but these come amidst sharp wholesale market movements and just 14 days after they hiked rates sharply
Kiwibank says it will cut a key fixed mortgage rate by -6 bps on Monday after others are raising theirs - but they will also raised their low floating rate by +35 bps
16th Jul 21, 2:23pm
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Kiwibank says it will cut a key fixed mortgage rate by -6 bps on Monday after others are raising theirs - but they will also raised their low floating rate by +35 bps
New Zealand's largest home loan lender follows ASB with its own rate hike along with Westpac and BNZ, so the window for grabbing cycle-low fixed mortgage rates is closing fast
16th Jul 21, 8:05am
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New Zealand's largest home loan lender follows ASB with its own rate hike along with Westpac and BNZ, so the window for grabbing cycle-low fixed mortgage rates is closing fast
The run of lower and lower mortgage rates may be ending with major ASB pushing through some chunky home loan rate hikes, along with some TD rate rises
14th Jul 21, 9:04am
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The run of lower and lower mortgage rates may be ending with major ASB pushing through some chunky home loan rate hikes, along with some TD rate rises
HSBC trims its one year home loan rate to just 2.09% even as wholesale swap rates start moving up at the short end. It raised all rates for two years and longer
1st Jul 21, 10:59am
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HSBC trims its one year home loan rate to just 2.09% even as wholesale swap rates start moving up at the short end. It raised all rates for two years and longer
TSB lending more money in Auckland than Taranaki as annual profit and housing lending surges. Bank sells its Harmoney loan portfolio
30th Jun 21, 5:23pm
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TSB lending more money in Auckland than Taranaki as annual profit and housing lending surges. Bank sells its Harmoney loan portfolio
A lack of cyber security regulation, loan provision releases racking up, COVID-19 challenges forward looking loss provisioning models, climate-related accounting standards & more
23rd Jun 21, 10:35am
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A lack of cyber security regulation, loan provision releases racking up, COVID-19 challenges forward looking loss provisioning models, climate-related accounting standards & more