25th May 19, 7:23am
Seven of the eleven banks in the home loan business are offering a 3.89% fixed rate contract as both deposit rates and wholesale rates slide inexorably lower
Seven of the eleven banks in the home loan business are offering a 3.89% fixed rate contract as both deposit rates and wholesale rates slide inexorably lower
22nd May 19, 10:14am
Lower interest rates, flat house prices and slowly rising incomes are turning Auckland's housing market more in favour of first home buyers
Lower interest rates, flat house prices and slowly rising incomes are turning Auckland's housing market more in favour of first home buyers
20th May 19, 9:23am
Banks continue to chip away at their home loan rate offers. Today it is BNZ offering a market leading three year fixed mortgage rate
Banks continue to chip away at their home loan rate offers. Today it is BNZ offering a market leading three year fixed mortgage rate
10th May 19, 3:33pm
Home loan rates continue to be cut, but somewhat surprisingly, there are a small handful of rises as well. The outliers stand out more
Home loan rates continue to be cut, but somewhat surprisingly, there are a small handful of rises as well. The outliers stand out more
[Updated]
8th May 19, 2:31pm
Following the RBNZ's -25 bps official rate cut, banks are trimming their home loan rates, including floating rates. Here is an updated list
[Updated]
Following the RBNZ's -25 bps official rate cut, banks are trimming their home loan rates, including floating rates. Here is an updated list
8th May 19, 12:21pm
After 10 weeks as one of the lowest two-year home loan rates available, HSBC says it's 'special' two-year offer will expire at the end of this week
After 10 weeks as one of the lowest two-year home loan rates available, HSBC says it's 'special' two-year offer will expire at the end of this week
4th May 19, 9:31am
In a slowing housing market, banks chase carded home loan rate offers lower. Weighted average offers at challenger banks are lower than for the main banks
In a slowing housing market, banks chase carded home loan rate offers lower. Weighted average offers at challenger banks are lower than for the main banks
3rd May 19, 10:02am
BNZ matches two key rivals with sharp four and five year fixed home loan rates, but doesn't go as far down as Kiwibank. ANZ's equivalent offers remain uncompetitive
BNZ matches two key rivals with sharp four and five year fixed home loan rates, but doesn't go as far down as Kiwibank. ANZ's equivalent offers remain uncompetitive
[Updated]
2nd May 19, 10:35am
BNZ posts 12% increase in interim profit to $550 mln with income up and expenses & bad debts both falling. Parent NAB says BNZ may need to 'reprice and/or reduce' lending to meet RBNZ capital proposals
[Updated]
BNZ posts 12% increase in interim profit to $550 mln with income up and expenses & bad debts both falling. Parent NAB says BNZ may need to 'reprice and/or reduce' lending to meet RBNZ capital proposals
30th Apr 19, 5:05pm
Gareth Vaughan questions whether banks' floating mortgage interest rates can be justified in a low interest rate world
Gareth Vaughan questions whether banks' floating mortgage interest rates can be justified in a low interest rate world
23rd Apr 19, 9:31am
Even though lower quartile house prices remain at or near record highs, falling interest rates have come to the rescue of first home buyers
Even though lower quartile house prices remain at or near record highs, falling interest rates have come to the rescue of first home buyers
22nd Apr 19, 8:16am
David Chaston looks at the changes in average loan size for new lending for first home buyers, owner occupiers, and housing investors to try and locate the stress points
David Chaston looks at the changes in average loan size for new lending for first home buyers, owner occupiers, and housing investors to try and locate the stress points
15th Apr 19, 9:51am
Another bank tweaks its rates for longer term fixed home loans, adding a new market leading rate while holding on to another. It cuts term deposit rates at the same time
Another bank tweaks its rates for longer term fixed home loans, adding a new market leading rate while holding on to another. It cuts term deposit rates at the same time
8th Apr 19, 5:48pm
New Zealand's largest home loan lender chooses to compete hard at the short end of the mortgage market, leaving most of its rivals battling for borrowers interested in low rates at longer terms
New Zealand's largest home loan lender chooses to compete hard at the short end of the mortgage market, leaving most of its rivals battling for borrowers interested in low rates at longer terms
8th Apr 19, 4:31pm
Westpac sharpens some longer home loan rates, but not sharper than those offered by ASB, and not as sharp as Kiwibank's market-leading five year rate
Westpac sharpens some longer home loan rates, but not sharper than those offered by ASB, and not as sharp as Kiwibank's market-leading five year rate
6th Apr 19, 7:01am
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
[Updated]
5th Apr 19, 3:21pm
Branches of two local Chinese banks launch new lower and competitive home loan interest rate offers, one of them at 3.65% and 4 bps below the benchmark HSBC Premier offer
[Updated]
Branches of two local Chinese banks launch new lower and competitive home loan interest rate offers, one of them at 3.65% and 4 bps below the benchmark HSBC Premier offer
[Updated]
4th Apr 19, 2:58pm
Another major bank has adopted ASB's market-leading three year mortgage rate. TSB's price-match offer applies
[Updated]
Another major bank has adopted ASB's market-leading three year mortgage rate. TSB's price-match offer applies
4th Apr 19, 12:30am
ASB goes long. It raises its one year 'special' but cuts its 3 year rate to 3.95%, and reduces its 4 and 5 years rates too. And TSB's price-match offer applies
ASB goes long. It raises its one year 'special' but cuts its 3 year rate to 3.95%, and reduces its 4 and 5 years rates too. And TSB's price-match offer applies
3rd Apr 19, 6:02pm
Kiwibank says it's 'front running' potential OCR cuts with its aggressive five year mortgage rate and offering borrowers certainty
Kiwibank says it's 'front running' potential OCR cuts with its aggressive five year mortgage rate and offering borrowers certainty
