lower for longer

20th Dec 19, 5:00am
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
Banks have reduced the interest rates they use to test mortgage borrowers' ability to repay loans this year, but are increasingly interested in borrowers' expenses as they calculate their ability to service loans
20th Dec 19, 5:00am
[Updated]
28th Nov 19, 1:59pm
Reserve Bank wants insurers' solvency buffers hiked by a yet-to-be-determined amount; Voices concern over 'material' impact low interest rates are having on life insurers in particular
[Updated]
Reserve Bank wants insurers' solvency buffers hiked by a yet-to-be-determined amount; Voices concern over 'material' impact low interest rates are having on life insurers in particular
28th Nov 19, 1:59pm
28th Nov 19, 7:37am
Against the backdrop of its record low OCR, the RBNZ suggests the impact on bank profitability of very low interest rates will be neutral and notes countries with negative interest rates have not experienced significant falls in bank profits
Against the backdrop of its record low OCR, the RBNZ suggests the impact on bank profitability of very low interest rates will be neutral and notes countries with negative interest rates have not experienced significant falls in bank profits
28th Nov 19, 7:37am
27th Nov 19, 9:58am
Times got tougher for the big banks in the September quarter, although their combined profit still topped $1 billion
Times got tougher for the big banks in the September quarter, although their combined profit still topped $1 billion
27th Nov 19, 9:58am
6th Nov 19, 9:59am
Westpac NZ CEO David McLean doubts further OCR cuts would stimulate the economy, doesn't offer an alternative suggestion but argues this is something we should be debating
Westpac NZ CEO David McLean doubts further OCR cuts would stimulate the economy, doesn't offer an alternative suggestion but argues this is something we should be debating
6th Nov 19, 9:59am
30th Oct 19, 9:44am
In the gritty detail of drawdowns, interest costs, and repayments David Chaston finds clear evidence that low interest rates aren't used to save borrowers money, they are used to bid up prices and debt levels
In the gritty detail of drawdowns, interest costs, and repayments David Chaston finds clear evidence that low interest rates aren't used to save borrowers money, they are used to bid up prices and debt levels
30th Oct 19, 9:44am
24th Oct 19, 4:33pm
The next move lower for home loan rates is a minor tweak, this time by Kiwibank, and the main features are that it just matches rate levels of its main rivals
The next move lower for home loan rates is a minor tweak, this time by Kiwibank, and the main features are that it just matches rate levels of its main rivals
24th Oct 19, 4:33pm
21st Oct 19, 5:02am
A NZ-owned challenger bank bursts into contention with a 3.39% two year fixed home loan rate, plus a cash-back incentive. Other banks eye cashbacks too
A NZ-owned challenger bank bursts into contention with a 3.39% two year fixed home loan rate, plus a cash-back incentive. Other banks eye cashbacks too
21st Oct 19, 5:02am
18th Oct 19, 9:42am
The last of the major banks trims its key mortgage rates, falling into line with the levels triggered by ANZ earlier in the week. With low rates very tightly bunched, no bank can afford to be out of line
The last of the major banks trims its key mortgage rates, falling into line with the levels triggered by ANZ earlier in the week. With low rates very tightly bunched, no bank can afford to be out of line
18th Oct 19, 9:42am
17th Oct 19, 9:02am
BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals
BNZ cuts both mortgage rates and term deposit rates, lowering rates across a wider range of terms and leaving a few majors with rate levels higher than their main rivals
17th Oct 19, 9:02am
15th Oct 19, 4:26pm
Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates
Westpac follows ANZ lower with reduced carded offers for the two key fixed home loan rates
15th Oct 19, 4:26pm
[Updated]
14th Oct 19, 3:46pm
Mortgage rate cuts from ANZ NZ for six month, one year and two year terms
[Updated]
Mortgage rate cuts from ANZ NZ for six month, one year and two year terms
14th Oct 19, 3:46pm
12th Oct 19, 7:24am
Greg Ninness details how and why investors could turn to commercial property as their term deposits start to mature, pushing prices up and yields down
Greg Ninness details how and why investors could turn to commercial property as their term deposits start to mature, pushing prices up and yields down
12th Oct 19, 7:24am
13th Sep 19, 1:26pm
Kiwibank five-year bond issue brings in $400 million to help fund the bank's lending as chunky bond issues from big New Zealand banks continue
Kiwibank five-year bond issue brings in $400 million to help fund the bank's lending as chunky bond issues from big New Zealand banks continue
13th Sep 19, 1:26pm
12th Sep 19, 11:25am
Three more banks have cut term deposit rates this week and 3% offers are now very rare. We update where TD rates are being pitched now and point out the outliers
Three more banks have cut term deposit rates this week and 3% offers are now very rare. We update where TD rates are being pitched now and point out the outliers
12th Sep 19, 11:25am
1st Sep 19, 6:02am
David Hargreaves takes liberties with metaphors as he ponders the uphill task RBNZ Governor Adrian Orr has as he tries to get New Zealand spending and investing
David Hargreaves takes liberties with metaphors as he ponders the uphill task RBNZ Governor Adrian Orr has as he tries to get New Zealand spending and investing
1st Sep 19, 6:02am
28th Aug 19, 12:16pm
Reserve Bank Governor Adrian Orr puts in a plug for the Government and businesses to invest more to take advantage of low global interest rates
Reserve Bank Governor Adrian Orr puts in a plug for the Government and businesses to invest more to take advantage of low global interest rates
28th Aug 19, 12:16pm
[Updated]
26th Aug 19, 8:13pm
Jenée Tibshraeny argues National's proposal to give 'savers' tax relief is an ill-conceived bid for baby boomer votes that'll distort the tax system, stymie growth and prevent interest rates from rising
[Updated]
Jenée Tibshraeny argues National's proposal to give 'savers' tax relief is an ill-conceived bid for baby boomer votes that'll distort the tax system, stymie growth and prevent interest rates from rising
26th Aug 19, 8:13pm
17th Aug 19, 9:16am
ANZ Head of Foreign Exchange Research Daniel Been on how the way currency markets are analysed is changing and why the US dollar continues to have appeal
ANZ Head of Foreign Exchange Research Daniel Been on how the way currency markets are analysed is changing and why the US dollar continues to have appeal
17th Aug 19, 9:16am
16th Aug 19, 9:25am
CEO Chris Flood says Heartland Bank's small size relative to competitors and high net interest margin gives him comfort the bank can continue to grow deposits
CEO Chris Flood says Heartland Bank's small size relative to competitors and high net interest margin gives him comfort the bank can continue to grow deposits
16th Aug 19, 9:25am

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