LVR

28th Nov 19, 9:54am
David Hargreaves says the Reserve Bank's decision to leave existing loan to value ratio restrictions in place means it's unlikely there will be further relaxation of the rules for at least a year
David Hargreaves says the Reserve Bank's decision to leave existing loan to value ratio restrictions in place means it's unlikely there will be further relaxation of the rules for at least a year
28th Nov 19, 9:54am
[Updated]
27th Nov 19, 9:14am
Reserve Bank keeps restrictions on mortgage lending in place, noting the low interest rate environment could prompt banks to lend more to borrowers with small deposits; Governor says the Bank didn't come 'particularly close' to loosening restrictions
[Updated]
Reserve Bank keeps restrictions on mortgage lending in place, noting the low interest rate environment could prompt banks to lend more to borrowers with small deposits; Governor says the Bank didn't come 'particularly close' to loosening restrictions
27th Nov 19, 9:14am
26th Nov 19, 5:59pm
Mortgage data released on the eve of the Reserve Bank's LVR restriction review suggests first home buyers wouldn't suffer if restrictions remained in place to keep investor activity at bay
Mortgage data released on the eve of the Reserve Bank's LVR restriction review suggests first home buyers wouldn't suffer if restrictions remained in place to keep investor activity at bay
26th Nov 19, 5:59pm
20th Nov 19, 4:33pm
Households are now increasingly expecting house price rises, while economists are tweaking their house price expectations upwards
Households are now increasingly expecting house price rises, while economists are tweaking their house price expectations upwards
20th Nov 19, 4:33pm
24th Oct 19, 3:48pm
New mortgage figures from the Reserve Bank show that investors had their biggest share of mortgage lending last month for a year; first home buyers are still prominent
New mortgage figures from the Reserve Bank show that investors had their biggest share of mortgage lending last month for a year; first home buyers are still prominent
24th Oct 19, 3:48pm
27th Aug 19, 10:37am
ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'
ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'
27th Aug 19, 10:37am
26th Aug 19, 3:58pm
In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest
In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest
26th Aug 19, 3:58pm
24th Jul 19, 3:42pm
In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high
In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high
24th Jul 19, 3:42pm
27th Jun 19, 3:26pm
In May the first home buyers hit their highest monthly total of borrowing, the highest share of the total advanced - and borrowed more in dollar terms than investors for the first time
In May the first home buyers hit their highest monthly total of borrowing, the highest share of the total advanced - and borrowed more in dollar terms than investors for the first time
27th Jun 19, 3:26pm
19th Jun 19, 11:20am
Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers
Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers
19th Jun 19, 11:20am
13th Jun 19, 7:53am
David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
13th Jun 19, 7:53am
7th Jun 19, 7:49am
David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead
David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead
7th Jun 19, 7:49am
28th May 19, 10:01am
As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
28th May 19, 10:01am
22nd May 19, 2:02pm
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
22nd May 19, 2:02pm
16th Jul 18, 1:20pm
The amount of equity borrowers have in their homes has increased significantly since LVRs were introduced
The amount of equity borrowers have in their homes has increased significantly since LVRs were introduced
16th Jul 18, 1:20pm
1st Sep 16, 4:11pm
Auckland's property market may be losing some of its heat as inventory levels rise even as new listings decline
Auckland's property market may be losing some of its heat as inventory levels rise even as new listings decline
1st Sep 16, 4:11pm
16th Dec 11, 4:15pm
Mortgages with LVRs above 80%, and even above 90%, increasing at three of the country's big five banks; Up NZ$800 mln overall in 3 mths
Mortgages with LVRs above 80%, and even above 90%, increasing at three of the country's big five banks; Up NZ$800 mln overall in 3 mths
16th Dec 11, 4:15pm
14th Dec 11, 4:22pm
Westpac NZ doubles profit in September quarter to NZ$146 mln and grows lending by NZ$508 mln with high LVR home loans rising
Westpac NZ doubles profit in September quarter to NZ$146 mln and grows lending by NZ$508 mln with high LVR home loans rising
14th Dec 11, 4:22pm
4th Nov 11, 12:32pm
'Most people don't realise how big we are,' ANZ NZ CEO says after bank posts record annual profit of NZ$1.085 bln
'Most people don't realise how big we are,' ANZ NZ CEO says after bank posts record annual profit of NZ$1.085 bln
4th Nov 11, 12:32pm
13th Apr 11, 4:37pm
Finance Minister English satisfied with Reserve Bank consideration of additional tools to constrain price bubbles
Finance Minister English satisfied with Reserve Bank consideration of additional tools to constrain price bubbles
13th Apr 11, 4:37pm

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