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Personal Finance

Have banks been more generous to borrowers in their mortgage rate cuts or slugged savers harder with cuts to term deposit rates?
6th Jun 12, 4:23pm
6
Have banks been more generous to borrowers in their mortgage rate cuts or slugged savers harder with cuts to term deposit rates?
With growing media clamour for customers to haggle with banks, Westpac CEO says local bank managers are 'empowered to make decisions within guidelines'
6th Jun 12, 4:13pm
14
With growing media clamour for customers to haggle with banks, Westpac CEO says local bank managers are 'empowered to make decisions within guidelines'
"Uneasy reality" of demographic time bomb behind Mercer's call for suite of changes including raising age of retirement from 65 to 67
5th Jun 12, 3:32pm
by Amanda Morrall
25
"Uneasy reality" of demographic time bomb behind Mercer's call for suite of changes including raising age of retirement from 65 to 67
BusinessDesk: SFO lays 28 charges against ex-Herbert Insurance boss Grant Herbert alleging he used client funds to finance his lifestyle
31st May 12, 1:12pm
BusinessDesk: SFO lays 28 charges against ex-Herbert Insurance boss Grant Herbert alleging he used client funds to finance his lifestyle
What anyone with a home loan and/or bank deposit needs to know about the bank bonds compared with drugs and prostitution
25th May 12, 4:45pm
34
What anyone with a home loan and/or bank deposit needs to know about the bank bonds compared with drugs and prostitution
Govt eyes NZ$1.4 bln extra revenue over next four years as tobacco excise hiked, mixed-use and livestock rules tightened, tax compliance increased
24th May 12, 2:04pm
52
Govt eyes NZ$1.4 bln extra revenue over next four years as tobacco excise hiked, mixed-use and livestock rules tightened, tax compliance increased
ASB economists say floating mortgage rates unlikely to fall further; sees a 'window of opportunity' to fix with low fixed rates
16th May 12, 6:31pm
1
ASB economists say floating mortgage rates unlikely to fall further; sees a 'window of opportunity' to fix with low fixed rates
Opinion: In the wake of voter revolts in Europe, Bernard Hickey looks at how and why democracies might default on their debts
8th May 12, 9:17am
47
Opinion: In the wake of voter revolts in Europe, Bernard Hickey looks at how and why democracies might default on their debts
Government launches website for New Zealand residents with details of energy SOEs set to be partially privatised
3rd May 12, 12:44pm
22
Government launches website for New Zealand residents with details of energy SOEs set to be partially privatised
Prudential regulation of KiwiSaver providers 'bit that's missing,' FMA CEO says of scheme govt, regulators have 'paramount duty' to ensure works for members
1st May 12, 5:26pm
7
Prudential regulation of KiwiSaver providers 'bit that's missing,' FMA CEO says of scheme govt, regulators have 'paramount duty' to ensure works for members
SBS Bank named Financial Institution of Year, Kiwibank Major Bank of Year in Roy Morgan Research customer satisfaction awards
26th Apr 12, 10:05pm
4
SBS Bank named Financial Institution of Year, Kiwibank Major Bank of Year in Roy Morgan Research customer satisfaction awards
HiFX's Dan Bell says market sees 30%-40% chance of Aussie rate cut; FOMC minutes in focus and Easter eyes on non-farm payrolls
2nd Apr 12, 2:44pm
HiFX's Dan Bell says market sees 30%-40% chance of Aussie rate cut; FOMC minutes in focus and Easter eyes on non-farm payrolls
Govt eyes Aussie, UK bans of financial advisor commissions; But any such NZ move, if there is one, might be 4 years off
30th Mar 12, 3:25pm
Govt eyes Aussie, UK bans of financial advisor commissions; But any such NZ move, if there is one, might be 4 years off
HiFX's Dan Bell reviews the week's global currencies action, including worries about a hard landing in China and NZ's weak GDP growth
23rd Mar 12, 6:31pm
4
HiFX's Dan Bell reviews the week's global currencies action, including worries about a hard landing in China and NZ's weak GDP growth
How do I go about finding a suitable (conservative) KiwiSaver that won't eat away the proceeds with fees and charges. I am finding it difficult to find out these charges.
23rd Mar 12, 5:20pm
by Amanda Morrall
6
How do I go about finding a suitable (conservative) KiwiSaver that won't eat away the proceeds with fees and charges. I am finding it difficult to find out these charges.
Double shot interview: Amanda Morrall talks to FX sales agent Fiona Whyte about retail spreads in Australia and how to avoid getting stung on excess fees.
23rd Mar 12, 3:12pm
by Amanda Morrall
4
Double shot interview: Amanda Morrall talks to FX sales agent Fiona Whyte about retail spreads in Australia and how to avoid getting stung on excess fees.
ANZ NZ economists wade into fixed v floating mortgage debate, suggest a good option is spliting your mortgage into three or four tranches
21st Mar 12, 12:57pm
40
ANZ NZ economists wade into fixed v floating mortgage debate, suggest a good option is spliting your mortgage into three or four tranches
KiwiSaver Q&A: I am getting married and buying a house but want assurances, in the event of a split, that I get my share of the deposit back. How does this work?
20th Mar 12, 5:05pm
by Amanda Morrall
1
KiwiSaver Q&A: I am getting married and buying a house but want assurances, in the event of a split, that I get my share of the deposit back. How does this work?
Converting Aussie dollars into Kiwi on the other side of the pond? Heather Ramsay warns of the retail spread that can cost you dearly.
20th Mar 12, 4:31pm
by Guest
4
Converting Aussie dollars into Kiwi on the other side of the pond? Heather Ramsay warns of the retail spread that can cost you dearly.
HiFX's Dan Bell discusses the surprising break in the link between US stocks and the NZ$; also talk of a hard landing in China
16th Mar 12, 9:25pm
HiFX's Dan Bell discusses the surprising break in the link between US stocks and the NZ$; also talk of a hard landing in China
Kensington Swan warns real estate agents and others selling and leasing property over new law requiring specific evidence of claims made
16th Mar 12, 11:52am
3
Kensington Swan warns real estate agents and others selling and leasing property over new law requiring specific evidence of claims made
Banking Ombudsman issues guide on mortgagee sales urging customers to talk to their bank early before the situation becomes irreversible
13th Mar 12, 10:17am
2
Banking Ombudsman issues guide on mortgagee sales urging customers to talk to their bank early before the situation becomes irreversible
HiFX's Dan Bell discusses the RBNZ's views on the strong NZ$ amid mass money printing and looks ahead to the Fed's meeting next week
9th Mar 12, 6:32pm
HiFX's Dan Bell discusses the RBNZ's views on the strong NZ$ amid mass money printing and looks ahead to the Fed's meeting next week
Doubleshot Interview: Augusta Funds Management's Mark Francis explains how property syndication works and why its different from mortgage securitisation and finance companies
7th Mar 12, 12:25pm
18
Doubleshot Interview: Augusta Funds Management's Mark Francis explains how property syndication works and why its different from mortgage securitisation and finance companies
KiwiSaver Q&A: If I go to Australia can I take my KiwiSaver with me? If so how long will it take, how much do I get and where does the money land?
6th Mar 12, 4:14pm
by Amanda Morrall
2
KiwiSaver Q&A: If I go to Australia can I take my KiwiSaver with me? If so how long will it take, how much do I get and where does the money land?