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revolving credit

Commerce Commission says if the buy now pay later sector is to be dragged under consumer credit regulations, its contracts with customers could be regulated as revolving credit contracts
21st Apr 22, 3:13pm
Commerce Commission says if the buy now pay later sector is to be dragged under consumer credit regulations, its contracts with customers could be regulated as revolving credit contracts
BNZ has raised the interest rate penalty for residential investors who use either of their revolving credit products, but it makes no changes for owner occupiers
18th Mar 19, 10:39am
BNZ has raised the interest rate penalty for residential investors who use either of their revolving credit products, but it makes no changes for owner occupiers
Benefits of making lenders disclose the effective cost of credit, by combining interest rates & fees, deemed not sufficient to warrant the costs and complexities, MBIE says
1st Nov 18, 2:25pm
17
Benefits of making lenders disclose the effective cost of credit, by combining interest rates & fees, deemed not sufficient to warrant the costs and complexities, MBIE says
State-owned bank raises floating rates out-of-cycle, upping them to match its main rivals. Also raises overdraft base rate to 9.90%
31st Jul 17, 9:00am
12
State-owned bank raises floating rates out-of-cycle, upping them to match its main rivals. Also raises overdraft base rate to 9.90%
The Red Bank raises all its floating mortgage rates to the highest in the market, even as wholesale rates slip. They offer an 8 month TD 'special' as a salve
15th Jun 17, 6:47pm
32
The Red Bank raises all its floating mortgage rates to the highest in the market, even as wholesale rates slip. They offer an 8 month TD 'special' as a salve
A key challenger bank hikes its floating rates in an out-of-cycle rise that includes their overdraft rates, ending the rate advantages it had with these types of lending
12th Jun 17, 12:46pm
5
A key challenger bank hikes its floating rates in an out-of-cycle rise that includes their overdraft rates, ending the rate advantages it had with these types of lending
The strategy of hiking floating mortgage rates in small regular increments continues with another major adding +9 bps to its rates. The separation from official and wholesale rates widens
6th Apr 17, 9:14am
6
The strategy of hiking floating mortgage rates in small regular increments continues with another major adding +9 bps to its rates. The separation from official and wholesale rates widens
A challenger bank raises its floating mortgage rate for the second time in a month, continuing a pattern adopted by most banks of small regular increases
29th Mar 17, 9:55am
2
A challenger bank raises its floating mortgage rate for the second time in a month, continuing a pattern adopted by most banks of small regular increases
ANZ raises its floating mortgage rate by +10 bps to 5.79%; also raises some term deposit rates
3rd Mar 17, 6:16pm
53
ANZ raises its floating mortgage rate by +10 bps to 5.79%; also raises some term deposit rates
BNZ raises its floating mortgage rate to the highest level of any bank seven weeks after its previous increase. It also raises term deposit rates for terms of 2 yrs and longer
28th Feb 17, 11:50am
2
BNZ raises its floating mortgage rate to the highest level of any bank seven weeks after its previous increase. It also raises term deposit rates for terms of 2 yrs and longer
David Chaston points out that your mortgage repayment plans should focus on more than just getting the best interest rate. There are other more powerful options
19th May 16, 3:52pm
12
David Chaston points out that your mortgage repayment plans should focus on more than just getting the best interest rate. There are other more powerful options
Gareth Vaughan argues it's time for banks to cut unjustifiably high floating mortgage rates
26th Mar 15, 4:00am
13
Gareth Vaughan argues it's time for banks to cut unjustifiably high floating mortgage rates
BNZ pushes through two selected fee increases over the holiday period, one for a personal loan product and another for a revolving credit product
6th Jan 15, 9:24am
5
BNZ pushes through two selected fee increases over the holiday period, one for a personal loan product and another for a revolving credit product
Why revolving credit might be a smarter home loan arrangement than switching to a fixed rate mortgage
7th Apr 14, 8:43am
29
Why revolving credit might be a smarter home loan arrangement than switching to a fixed rate mortgage
Digging out of debt; the lunacy of minimum credit card repayment; personal loans; revolving credit; and comparative credit card rates
20th Apr 12, 11:10am
by Amanda Morrall
4
Digging out of debt; the lunacy of minimum credit card repayment; personal loans; revolving credit; and comparative credit card rates