Personal Finance

Treasury raises Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their first rise in three years

Treasury raises Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their first rise in three years

Early KiwiSaver withdrawals for July saw savers taking out $260.1 million, with the bulk of that money going towards first home purchases

Early KiwiSaver withdrawals for July saw savers taking out $260.1 million, with the bulk of that money going towards first home purchases

Assistant Governor Karen Silk says RBNZ wants infrastructure in place for digital money before going ahead with any central bank digital currency

Assistant Governor Karen Silk says RBNZ wants infrastructure in place for digital money before going ahead with any central bank digital currency

Lynda Moore says when expenses exceed income, it is a signal. Solving the imbalance with more debt might put off the reckoning or the eventual shame. But listen to the signal she says and deal with it

Lynda Moore says when expenses exceed income, it is a signal. Solving the imbalance with more debt might put off the reckoning or the eventual shame. But listen to the signal she says and deal with it

Lynda Moore warns that love and money can get tangled up fast when you become a grandparent

Lynda Moore warns that love and money can get tangled up fast when you become a grandparent

We update where term deposit rates have moved to over the past two months, noting changes are lagging home loan rate rises

We update where term deposit rates have moved to over the past two months, noting changes are lagging home loan rate rises

Joseph Darby sees an increasing risk of a mandated allocation of KiwiSaver money to NZ infrastructure or housing, in the name of fixing national problems. He traces the pattern at home and abroad, and weighs the odds

Joseph Darby sees an increasing risk of a mandated allocation of KiwiSaver money to NZ infrastructure or housing, in the name of fixing national problems. He traces the pattern at home and abroad, and weighs the odds

Lynda Moore wants you to talk about money before your baby comes, but be prepared to change as your life changes, creating enough financial flexibility to give yourself choices

Lynda Moore wants you to talk about money before your baby comes, but be prepared to change as your life changes, creating enough financial flexibility to give yourself choices

Kiwibank follows Aussie-owned rivals, increasing some key fixed home loan rates, and matching this with some term deposit rate increases. But no new rates are market leading

Kiwibank follows Aussie-owned rivals, increasing some key fixed home loan rates, and matching this with some term deposit rate increases. But no new rates are market leading

The last of the big Aussie banks raises fixed home loan rates in this cycle, and some term deposit rates. But these changes are undistinguished from its main rivals

The last of the big Aussie banks raises fixed home loan rates in this cycle, and some term deposit rates. But these changes are undistinguished from its main rivals

Dave Ananth points out crypto 'disposals' trigger income tax on any profits in each transaction. He explores the severe risks of not having proper transaction records

Dave Ananth points out crypto 'disposals' trigger income tax on any profits in each transaction. He explores the severe risks of not having proper transaction records

Wot about the workers? Wage increases well below inflation putting households 'further and further behind'

Wot about the workers? Wage increases well below inflation putting households 'further and further behind'

A third bank moves to higher fixed mortgage rates, but a flatter set from two years fixed and longer. BNZ's move leaves a short window of opportunity to access currently lower ASB and Kiwibank home loan rates

A third bank moves to higher fixed mortgage rates, but a flatter set from two years fixed and longer. BNZ's move leaves a short window of opportunity to access currently lower ASB and Kiwibank home loan rates

Lynda Moore finds that resistance to change is more about attitudes of trust than not wanting to try 'new and better' options

Lynda Moore finds that resistance to change is more about attitudes of trust than not wanting to try 'new and better' options

ANZ follows Westpac with rate rises for fixed home loans, and in most cases, larger rises than Westpac made. ANZ also raises term deposit rates

ANZ follows Westpac with rate rises for fixed home loans, and in most cases, larger rises than Westpac made. ANZ also raises term deposit rates