Personal Finance

ASB moves home loan rates up as wholesale rises bite. They also raise TD rates, but for few terms savers prefer.

ASB moves home loan rates up as wholesale rises bite. They also raise TD rates, but for few terms savers prefer.

Lynda Moore finds that business investment decisions are less about the money plan, and more about what the investment represents

Lynda Moore finds that business investment decisions are less about the money plan, and more about what the investment represents

Rising inflation pressure underpins rising wholesale interest rates and then retail mortgage rate offers. That opens up opportunities to grab a lower fixed rate while they are temporarily available

Rising inflation pressure underpins rising wholesale interest rates and then retail mortgage rate offers. That opens up opportunities to grab a lower fixed rate while they are temporarily available

Whilst it may monitor banks' OCR pass through data, the FMA acknowledges banks have no legal obligation to pass on changes as most appear to pad floating mortgage rate margins

Whilst it may monitor banks' OCR pass through data, the FMA acknowledges banks have no legal obligation to pass on changes as most appear to pad floating mortgage rate margins

BNZ is the next to raise fixed home loan rates, but theirs are notable because they undercut the recent ANZ, Westpac and Kiwibank hiking levels

BNZ is the next to raise fixed home loan rates, but theirs are notable because they undercut the recent ANZ, Westpac and Kiwibank hiking levels

With wholesale swap rates jumping recently, do banks have a good case to raise mortgage rates? Are you being softened up by their finfluencer mortgage brokers to expect a hike? Is there a good case?

With wholesale swap rates jumping recently, do banks have a good case to raise mortgage rates? Are you being softened up by their finfluencer mortgage brokers to expect a hike? Is there a good case?

Kiwibank makes mortgage rate changes, staying competitive for one year fixed but they now have the highest carded rates for longer fixed terms. Its matching term deposit rate changes are for terms savers don't favour

Kiwibank makes mortgage rate changes, staying competitive for one year fixed but they now have the highest carded rates for longer fixed terms. Its matching term deposit rate changes are for terms savers don't favour

Lynda Moore says when couples approach their financial challenges as a team, even in uncertain times, that’s where real confidence comes from

Lynda Moore says when couples approach their financial challenges as a team, even in uncertain times, that’s where real confidence comes from

First home buyers and financial hardship drove KiwiSaver early withdrawals to new monthly high above $296 million in March, Inland Revenue data shows

First home buyers and financial hardship drove KiwiSaver early withdrawals to new monthly high above $296 million in March, Inland Revenue data shows

ANZ has raised their two year fixed mortgage rate by +20 bps, most others by +10 bps, resulting in the most expensive rate card in the home loan market at present

ANZ has raised their two year fixed mortgage rate by +20 bps, most others by +10 bps, resulting in the most expensive rate card in the home loan market at present

School holidays are rarely remembered for how many paid activities were squeezed in. They’re usually remembered for the small things that didn’t cost much at all, observes Lynda Moore

School holidays are rarely remembered for how many paid activities were squeezed in. They’re usually remembered for the small things that didn’t cost much at all, observes Lynda Moore

Assistant Governor Karen Silk says Reserve Bank has already received more than 4000 responses on its 'keeping cash local' consultation

Assistant Governor Karen Silk says Reserve Bank has already received more than 4000 responses on its 'keeping cash local' consultation

Dave Ananth says the recent student loan interest relief is not designed to bring disengaged borrowers back so that recovery can be restarted

Dave Ananth says the recent student loan interest relief is not designed to bring disengaged borrowers back so that recovery can be restarted

The shifting sands of term deposit rate offers sees short rates rise above 3% with rises concentrated in the one year-plus terms, and very long rates at or over 5% again

The shifting sands of term deposit rate offers sees short rates rise above 3% with rises concentrated in the one year-plus terms, and very long rates at or over 5% again

Could the Middle East conflict open the door to price controls? Benjamin Selwyn looks at how they operate in Greece

Could the Middle East conflict open the door to price controls? Benjamin Selwyn looks at how they operate in Greece