About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
HNZC cuts 2yr mortgage rate, dwelling consent growth insufficient, ASB's outsourcing proposal, business confidence rises, housing debt jumps, crime up, swaps and NZD flat
HNZC cuts 2yr mortgage rate, dwelling consent growth insufficient, ASB's outsourcing proposal, business confidence rises, housing debt jumps, crime up, swaps and NZD flat
This is where we note various pieces of data, and other selected and topical items of interest as they arrive in our inbox
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This is where we note various pieces of data, and other selected and topical items of interest as they arrive in our inbox
US consumer spending and sentiment rise; new home sales up, used home sales down; Wall Street races higher; NZ offers UK trade negotiation skills; UST 10yr yield at 1.47%; oil up, gold up; NZ$1 = 71.1 US¢, TWI-5 = 74.7
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US consumer spending and sentiment rise; new home sales up, used home sales down; Wall Street races higher; NZ offers UK trade negotiation skills; UST 10yr yield at 1.47%; oil up, gold up; NZ$1 = 71.1 US¢, TWI-5 = 74.7
A review of things you need to know before you go home on Wednesday; ASB hikes variable mortgage rate, FMA warns on commissions behaviour, online retail booms, KiwiSaver reminder, swaps up, NZD up
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A review of things you need to know before you go home on Wednesday; ASB hikes variable mortgage rate, FMA warns on commissions behaviour, online retail booms, KiwiSaver reminder, swaps up, NZD up
The Home Loan Affordability Reports have had a major makeover - what has changed and why we have changed the way we measure home loan affordability in New Zealand
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The Home Loan Affordability Reports have had a major makeover - what has changed and why we have changed the way we measure home loan affordability in New Zealand
US data improves, consumers more confident; VW gets NZ$20 bln penalty; Italy readies a huge bank bailout; UST 10yr yield at 1.46%; oil up, gold down; NZ$1 = 70.2 US¢, TWI-5 = 74.2
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US data improves, consumers more confident; VW gets NZ$20 bln penalty; Italy readies a huge bank bailout; UST 10yr yield at 1.46%; oil up, gold down; NZ$1 = 70.2 US¢, TWI-5 = 74.2
ASB pushes through a +10 bps hike in its floating mortgage rate, even though swap rates and credit spreads don't indicate any funding cost increases
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ASB pushes through a +10 bps hike in its floating mortgage rate, even though swap rates and credit spreads don't indicate any funding cost increases
A review of things you need to know before you go home on Tuesday; mortgage rates inch up, equities lower, gold down, cheaper electricity, 1-5 swap curve dives lower, NZD active but unchanged
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A review of things you need to know before you go home on Tuesday; mortgage rates inch up, equities lower, gold down, cheaper electricity, 1-5 swap curve dives lower, NZD active but unchanged
UK loses AAA rating; equities down -2%; US services growth subdued; China housing demand up; Aust polls say no-change; UST 10yr yield down to 1.46%; oil lower, gold up; NZ$1 = 69.9 US¢, TWI-5 = 73.9
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UK loses AAA rating; equities down -2%; US services growth subdued; China housing demand up; Aust polls say no-change; UST 10yr yield down to 1.46%; oil lower, gold up; NZ$1 = 69.9 US¢, TWI-5 = 73.9
A review of things you need to know before you go home on Monday; many mortgage rate changes, job confidence falls, bigger trade surplus, high interest-only lending, swaps and NZD both hold their ground
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A review of things you need to know before you go home on Monday; many mortgage rate changes, job confidence falls, bigger trade surplus, high interest-only lending, swaps and NZD both hold their ground
Brexit changes London's financial status; NZ Govt reaches out directly to the EU; NZ to increase focus on Pacific; UST 10yr yield up to 1.59%; oil lower, gold jumps; NZ$1 = 71.3 US¢, TWI-5 = 74.7
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Brexit changes London's financial status; NZ Govt reaches out directly to the EU; NZ to increase focus on Pacific; UST 10yr yield up to 1.59%; oil lower, gold jumps; NZ$1 = 71.3 US¢, TWI-5 = 74.7
Wholesale rates may be falling fast toward record lows but risk premiums are rising. Mortgage rates may fall, but it is unlikely to be in the next week or two, although Kiwibank cuts today
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Wholesale rates may be falling fast toward record lows but risk premiums are rising. Mortgage rates may fall, but it is unlikely to be in the next week or two, although Kiwibank cuts today
An update of where major markets ended the week following the UK vote to leave the European Union, as they affect New Zealand
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An update of where major markets ended the week following the UK vote to leave the European Union, as they affect New Zealand
A review of things you need to know before you go home on Friday; Kiwibank raises TD rate; the Brits vote to Leave, cattle prices at risk, share markets drop, swap rates dive, NZD holds
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A review of things you need to know before you go home on Friday; Kiwibank raises TD rate; the Brits vote to Leave, cattle prices at risk, share markets drop, swap rates dive, NZD holds
England votes; US data positive, markets up; huge VW cheating settlement; McKinsey sees enormous China gains, and risks; UST 10yr yield up to 1.73%; oil up, gold lower; NZ$1 = 72.4 US¢, TWI-5 = 75.2
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England votes; US data positive, markets up; huge VW cheating settlement; McKinsey sees enormous China gains, and risks; UST 10yr yield up to 1.73%; oil up, gold lower; NZ$1 = 72.4 US¢, TWI-5 = 75.2
A review of things you need to know before you go home on Thursday; new auction data, latest NZGB bond tender less popular, renting costs more, huge education fraud uncovered, swaps flat, NZD rises again
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A review of things you need to know before you go home on Thursday; new auction data, latest NZGB bond tender less popular, renting costs more, huge education fraud uncovered, swaps flat, NZD rises again
IMF ticks US economy, says poverty an issue; US household finances much improved; Bloomberg criticises Wheeler's engagement; NZ cost of living modest; UST 10yr yield up to 1.70%; oil and gold lower; NZ$1 = 71.6 US¢, TWI-5 = 74.6
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IMF ticks US economy, says poverty an issue; US household finances much improved; Bloomberg criticises Wheeler's engagement; NZ cost of living modest; UST 10yr yield up to 1.70%; oil and gold lower; NZ$1 = 71.6 US¢, TWI-5 = 74.6
A review of things you need to know before you go home on Wednesday; Co-op Bank cuts savings rates, migration stays high, visitor levels boom, no let up in mortgage applications, swap rates up again, ditto NZD
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A review of things you need to know before you go home on Wednesday; Co-op Bank cuts savings rates, migration stays high, visitor levels boom, no let up in mortgage applications, swap rates up again, ditto NZD
Yellen positive but cautious; key US data droops; eyes on migration stats; UST 10yr yield up to 1.69%; oil and gold lower; NZ$1 = 71.4 US¢, TWI-5 = 74.4
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Yellen positive but cautious; key US data droops; eyes on migration stats; UST 10yr yield up to 1.69%; oil and gold lower; NZ$1 = 71.4 US¢, TWI-5 = 74.4
A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts TD rates, Aussie property prices fall, big new Auckland project underway, swaps inch up, NZD firms
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A review of things you need to know before you go home on Tuesday; NZCU Baywide cuts TD rates, Aussie property prices fall, big new Auckland project underway, swaps inch up, NZD firms
UK polls turn in EU's favour; financial markets jump; Hong Kong foreclosures rise; US truck index falls; UST 10yr yield 1.67%; oil up and gold down; NZ$1 = 71.1 US¢, TWI-5 = 74.1
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UK polls turn in EU's favour; financial markets jump; Hong Kong foreclosures rise; US truck index falls; UST 10yr yield 1.67%; oil up and gold down; NZ$1 = 71.1 US¢, TWI-5 = 74.1
A review of things you need to know before you go home on Monday; BNZ raises a TD rate, consumer angst grows, farms selling fast, stocks up strongly, swaps raise & steepen, NZD rises
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A review of things you need to know before you go home on Monday; BNZ raises a TD rate, consumer angst grows, farms selling fast, stocks up strongly, swaps raise & steepen, NZD rises
US CPI stable; US housing starts up; China house prices up; Indian central banker quits; Brexit contagion risks grip Europe; UST 10yr yield 1.61%; oil and gold unchanged; NZ$1 = 70.5 US¢, TWI-5 = 73.8
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US CPI stable; US housing starts up; China house prices up; Indian central banker quits; Brexit contagion risks grip Europe; UST 10yr yield 1.61%; oil and gold unchanged; NZ$1 = 70.5 US¢, TWI-5 = 73.8
A review of things you need to know before you go home on Friday; Westpac cuts savings rates, factories & consumers happy, job ads up, Auckland shortage to stay, swaps rise, NZD holds
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A review of things you need to know before you go home on Friday; Westpac cuts savings rates, factories & consumers happy, job ads up, Auckland shortage to stay, swaps rise, NZD holds
Too pessimistic on China; yen surges; Brexit vote twist; Hong Kong property droops, Vancouver property booms; Aussie wealth surprise; UST 10yr yield 1.56%; oil lower, gold unchanged; NZ$1 = 70.6 US¢, TWI-5 = 74
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Too pessimistic on China; yen surges; Brexit vote twist; Hong Kong property droops, Vancouver property booms; Aussie wealth surprise; UST 10yr yield 1.56%; oil lower, gold unchanged; NZ$1 = 70.6 US¢, TWI-5 = 74