About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
31st Jul 15, 5:55pm
A mortgage market heavyweight cuts rates and targets its one year 'special', but remains mid-pack in overall pricing position
A review of things you need to know before you go home on Friday; red hot mortgage rate, fast cooling business confidence, rising debt, rising bank balances, swap rates fall
31st Jul 15, 4:02pm
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A review of things you need to know before you go home on Friday; red hot mortgage rate, fast cooling business confidence, rising debt, rising bank balances, swap rates fall
ANZ survey shows business sentiment in negative territory for the first time since March 2011, and the worst it has been since March 2009
31st Jul 15, 2:24pm
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ANZ survey shows business sentiment in negative territory for the first time since March 2011, and the worst it has been since March 2009
Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
31st Jul 15, 12:05pm
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Fixed home loan rates continue to fall quickly, leaving some institutions behind. Latest market leading rates lowest in 60 years
US growth rises, jobless claims low; IMF wants haircut; TPP talks get hard; Aussie banking regulators warn; UST 10yr yield 2.27%; gold lower; NZ$1 = 65.9 US¢, TWI-5 = 71
31st Jul 15, 7:30am
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US growth rises, jobless claims low; IMF wants haircut; TPP talks get hard; Aussie banking regulators warn; UST 10yr yield 2.27%; gold lower; NZ$1 = 65.9 US¢, TWI-5 = 71
A review of things you need to know before you go home on Thursday; tame housing consents, hot regional commercial consents, a clear winner, rising reserves, swap rates steepen
30th Jul 15, 4:00pm
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A review of things you need to know before you go home on Thursday; tame housing consents, hot regional commercial consents, a clear winner, rising reserves, swap rates steepen
A review of things you need to know before you go home on Wednesday; 4.69% rate matched, Wheeler signals policy, mortgage approvals slow, huge building plans, swaps rise, NZD rises
29th Jul 15, 4:08pm
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A review of things you need to know before you go home on Wednesday; 4.69% rate matched, Wheeler signals policy, mortgage approvals slow, huge building plans, swaps rise, NZD rises
BNZ draws a rival to match its all-time low two year rate. Shift down exposes others to market share realignment
29th Jul 15, 9:31am
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BNZ draws a rival to match its all-time low two year rate. Shift down exposes others to market share realignment
US confidence dented, but stocks higher; more Greek wrangling; China stocks stabilise; UST 10yr yield holds, as does oil and gold; copper falls; NZ$1 = 66.8 US¢, TWI-5 = 71.6
29th Jul 15, 7:36am
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US confidence dented, but stocks higher; more Greek wrangling; China stocks stabilise; UST 10yr yield holds, as does oil and gold; copper falls; NZ$1 = 66.8 US¢, TWI-5 = 71.6
A review of things you need to know before you go home on Tuesday; HSBC cuts mortgages, TDs and savings rates, plan to live long, Shanghai stocks fall again, odd TradeMe listing, NZD rises
28th Jul 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; HSBC cuts mortgages, TDs and savings rates, plan to live long, Shanghai stocks fall again, odd TradeMe listing, NZD rises
US durable goods orders jump; China shares tumble; China demographic crisis; older Aussies need to work; swap curves flatten; oil and gold down; NZ$1 = 66.1 US¢, TWI-5 = 70.8
28th Jul 15, 7:25am
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US durable goods orders jump; China shares tumble; China demographic crisis; older Aussies need to work; swap curves flatten; oil and gold down; NZ$1 = 66.1 US¢, TWI-5 = 70.8
A review of things you need to know before you go home on Monday; record low mortgage rate, flurry of term deposit cuts, NZ's high living standards, fruit exports surge, FMA warns
27th Jul 15, 4:00pm
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A review of things you need to know before you go home on Monday; record low mortgage rate, flurry of term deposit cuts, NZ's high living standards, fruit exports surge, FMA warns
In its drive to grow its home loan business, BNZ now offers two very low rates, leading the market down and undercutting rivals by at least 20 bps
27th Jul 15, 9:19am
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In its drive to grow its home loan business, BNZ now offers two very low rates, leading the market down and undercutting rivals by at least 20 bps
Two of the three offers that closed in July succeeded, one fully, capping the biggest month so far for this type of equity raising
27th Jul 15, 8:18am
Two of the three offers that closed in July succeeded, one fully, capping the biggest month so far for this type of equity raising
MBIE says time to review how you manage 'critical risks', those serious enough to keep someone off work
27th Jul 15, 8:04am
MBIE says time to review how you manage 'critical risks', those serious enough to keep someone off work
US new house building slows, factories busy; China PMI surprisingly weak; Singapore stutters; Australian AAA under threat; final TPP push; NZ$1 = 66.3 US¢, TWI-5 = 70.7
27th Jul 15, 7:00am
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US new house building slows, factories busy; China PMI surprisingly weak; Singapore stutters; Australian AAA under threat; final TPP push; NZ$1 = 66.3 US¢, TWI-5 = 70.7
Comedian Robbie Nicol takes a good hard look at the Auckland housing issues, especially entertaining for non-Aucklanders
25th Jul 15, 12:35pm
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Comedian Robbie Nicol takes a good hard look at the Auckland housing issues, especially entertaining for non-Aucklanders
"Progress" in capital raising sees suspension of Co-op's shares
24th Jul 15, 9:55am
"Progress" in capital raising sees suspension of Co-op's shares
The repression of saver's returns gathers pace as the OCR is cut and more are signaled. David Chaston updates what has happened to the term deposit market
24th Jul 15, 9:35am
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The repression of saver's returns gathers pace as the OCR is cut and more are signaled. David Chaston updates what has happened to the term deposit market
US rises; the China opportunity; monetary policy progress; UST 10yr yield 2.31%; oil falls further; gold holds; dairy prices lower; NZ$1 = 66.3 US¢, TWI-5 = 71.1
24th Jul 15, 7:41am
US rises; the China opportunity; monetary policy progress; UST 10yr yield 2.31%; oil falls further; gold holds; dairy prices lower; NZ$1 = 66.3 US¢, TWI-5 = 71.1
A review of things you need to know before you go home on Thursday; lots of floating rate cuts, one sub 6%, change at Heartland, swap rates rise and flatten, NZD rises ignoring Wheeler
23rd Jul 15, 4:00pm
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A review of things you need to know before you go home on Thursday; lots of floating rate cuts, one sub 6%, change at Heartland, swap rates rise and flatten, NZD rises ignoring Wheeler
US house sales and prices rise; Sydney house prices hit stratosphere; UST 10yr yield 2.31%, oil and gold tumble; NZ$1 = 65.8 US¢, TWI-5 = 70.7
23rd Jul 15, 7:24am
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US house sales and prices rise; Sydney house prices hit stratosphere; UST 10yr yield 2.31%, oil and gold tumble; NZ$1 = 65.8 US¢, TWI-5 = 70.7
A review of things you need to know before you go home on Wednesday; TD rate cuts, Apple disappoints, gold sinks, home loan record, China sentiment slips, swap rates and NZD unchanged
22nd Jul 15, 4:00pm
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A review of things you need to know before you go home on Wednesday; TD rate cuts, Apple disappoints, gold sinks, home loan record, China sentiment slips, swap rates and NZD unchanged
US Fed brushes aside bond concerns; growth returns; services dominant, even in China; UST 10yr yield 2.36%, oil unchanged; gold falls again; NZ$1 = 66.4 US¢, TWI-5 = 71.1
22nd Jul 15, 7:35am
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US Fed brushes aside bond concerns; growth returns; services dominant, even in China; UST 10yr yield 2.36%, oil unchanged; gold falls again; NZ$1 = 66.4 US¢, TWI-5 = 71.1
A review of things you need to know before you go home on Tuesday; record migration, new "biggest export earner", read the documents, plastic traps, high beef prices, swap rates up, NZD up
21st Jul 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; record migration, new "biggest export earner", read the documents, plastic traps, high beef prices, swap rates up, NZD up