About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Did you know? We track the impact of financial stress at the global level, to the national level, to the personal level
9th Jul 15, 10:14am
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Did you know? We track the impact of financial stress at the global level, to the national level, to the personal level
A review of things you need to know before you go home on Wednesday; ANZ gets competitive, Govt surplus grows, mortgage market very active, China panic grows, swap rates drop
8th Jul 15, 3:59pm
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A review of things you need to know before you go home on Wednesday; ANZ gets competitive, Govt surplus grows, mortgage market very active, China panic grows, swap rates drop
US trade softer, jobs strong; IMF positive; China markets fall again; Eurozone on edge; more HSBC trouble; TPPA deal near; UST 10yr yield drops, gold sinks; NZ$1 = 66.5 US¢, TWI-5 = 71.1
8th Jul 15, 7:29am
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US trade softer, jobs strong; IMF positive; China markets fall again; Eurozone on edge; more HSBC trouble; TPPA deal near; UST 10yr yield drops, gold sinks; NZ$1 = 66.5 US¢, TWI-5 = 71.1
New Zealand's biggest home lender matches a key rival with the lowest one year fixed rate in the market
7th Jul 15, 5:41pm
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New Zealand's biggest home lender matches a key rival with the lowest one year fixed rate in the market
A review of things you need to know before you go home on Tuesday; Kiwibank raises credit card rates, QSBO at 3yr low, car sales at 26yr high, new climate change target, swap rates flatten
7th Jul 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; Kiwibank raises credit card rates, QSBO at 3yr low, car sales at 26yr high, new climate change target, swap rates flatten
New car sales in June surge back to their highest level in 26 years. One new vehicle sold every 2 minutes. SUVs take 37% of market
7th Jul 15, 10:43am
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New car sales in June surge back to their highest level in 26 years. One new vehicle sold every 2 minutes. SUVs take 37% of market
The rise in rates comes despite overall wholesale and retail market rate falls, but after the SOE bank cut some fees. Many of the increases are steep
7th Jul 15, 8:34am
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The rise in rates comes despite overall wholesale and retail market rate falls, but after the SOE bank cut some fees. Many of the increases are steep
China markets 'bounce' on support, but still very uncertain; screws tighten on Greece; economic data positive but drowned; UST 10yr yield 2.32%; oil sinks; NZ$1 = 66.9 US¢, TWI-5 = 71.2
7th Jul 15, 7:18am
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China markets 'bounce' on support, but still very uncertain; screws tighten on Greece; economic data positive but drowned; UST 10yr yield 2.32%; oil sinks; NZ$1 = 66.9 US¢, TWI-5 = 71.2
A review of things you need to know before you go home on Monday; rate cuts keep coming, Treasury upbeat, EQC cover changes proposed, offshore markets reacting to China and Greece, swap rates fall
6th Jul 15, 4:00pm
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A review of things you need to know before you go home on Monday; rate cuts keep coming, Treasury upbeat, EQC cover changes proposed, offshore markets reacting to China and Greece, swap rates fall
China braces for extreme financial test, officials rush in emergency support; Greeks vote 'No', Grexit more likely; yields fall; oil and gold lower; NZ$1 = 66.9 US¢, TWI-5 = 71.1
6th Jul 15, 7:06am
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China braces for extreme financial test, officials rush in emergency support; Greeks vote 'No', Grexit more likely; yields fall; oil and gold lower; NZ$1 = 66.9 US¢, TWI-5 = 71.1
Main banks are now setting the pace of home loan rate cuts
Dairy prices down especially WMP; US data very upbeat; Europe waits for Greek vote; China needs work says World Bank; US UST 10yr yield 2.41%; NZ$1 = 67.5 US¢, TWI-5 = 71.6
2nd Jul 15, 7:28am
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Dairy prices down especially WMP; US data very upbeat; Europe waits for Greek vote; China needs work says World Bank; US UST 10yr yield 2.41%; NZ$1 = 67.5 US¢, TWI-5 = 71.6
A review of things you need to know before you go home on Wednesday; more rate cuts, housing slowdown, but not mortgages, good China and Japan data, swap rates rise, NZD recovers
1st Jul 15, 4:00pm
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A review of things you need to know before you go home on Wednesday; more rate cuts, housing slowdown, but not mortgages, good China and Japan data, swap rates rise, NZD recovers
US confidence jumps, wages rise; Greeks make last-ditch offer; AU new home sales fall; oil up, gold down; UST 10yr yield 2.32%; NZ$1 = 67.7 US¢, TWI-5 = 71.4
1st Jul 15, 7:27am
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US confidence jumps, wages rise; Greeks make last-ditch offer; AU new home sales fall; oil up, gold down; UST 10yr yield 2.32%; NZ$1 = 67.7 US¢, TWI-5 = 71.4
A review of things you need to know before you go home on Tuesday; confidence slumps, housing consents disappoint, non-housing consents jump, debt rises fast, swap rates rise
30th Jun 15, 4:00pm
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A review of things you need to know before you go home on Tuesday; confidence slumps, housing consents disappoint, non-housing consents jump, debt rises fast, swap rates rise
Europeans paralysed but rest of world largely unaffected by Greece; Japan up, China down; US Fed on track; benchmark yields fall; NZ$1 = 68.7 US¢, TWI-5 = 72.3
30th Jun 15, 7:31am
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Europeans paralysed but rest of world largely unaffected by Greece; Japan up, China down; US Fed on track; benchmark yields fall; NZ$1 = 68.7 US¢, TWI-5 = 72.3
A review of things you need to know before you go home on Monday; job worries rise, RBNZ leaves hands in pocket, record equity crowdfunding, Tauranga fast-track, swap rates fall, NZD rises
29th Jun 15, 3:59pm
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A review of things you need to know before you go home on Monday; job worries rise, RBNZ leaves hands in pocket, record equity crowdfunding, Tauranga fast-track, swap rates fall, NZD rises
Equity crowd funding raises $1.3 mln in June as two deals fail, two achieve minimum targets, and two get maximum support
29th Jun 15, 1:03pm
Equity crowd funding raises $1.3 mln in June as two deals fail, two achieve minimum targets, and two get maximum support
Lincoln University leadership in turmoil as Andy West quits. Annual report overdue
29th Jun 15, 9:23am
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Lincoln University leadership in turmoil as Andy West quits. Annual report overdue
US confidence rises; Greeks enrage creditors, set vote, impose capital controls; China cuts rates as stocks crash; BIS warns again; Aussies die faster; UST yields rise; NZ$1 = 68.3 US¢, TWI-5 = 72.3
29th Jun 15, 7:07am
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US confidence rises; Greeks enrage creditors, set vote, impose capital controls; China cuts rates as stocks crash; BIS warns again; Aussies die faster; UST yields rise; NZ$1 = 68.3 US¢, TWI-5 = 72.3
A review of things you need to know before you go home on Friday; Kiwibank cuts, Auckland raises, surprise trade surplus, affordability stresses varied, UFB rolls on, swap rates and NZD unchanged
26th Jun 15, 4:00pm
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A review of things you need to know before you go home on Friday; Kiwibank cuts, Auckland raises, surprise trade surplus, affordability stresses varied, UFB rolls on, swap rates and NZD unchanged
The equity crowd funding industry reaches a major milestone with $10 mln successfully raised. But 19% of offers made failed to reach minimum support
26th Jun 15, 2:02pm
The equity crowd funding industry reaches a major milestone with $10 mln successfully raised. But 19% of offers made failed to reach minimum support
David Chaston reviews where savers now stand following the recent OCR cut and the prospects for more of them
26th Jun 15, 10:16am
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David Chaston reviews where savers now stand following the recent OCR cut and the prospects for more of them
US consumers spending, incomes rise; Congress grants trade authority; Greece crisis deepens; China holds off rate cuts; UST 10yr yields rise; NZ$1 = 69.1 US¢, TWI-5 = 72.8
26th Jun 15, 7:31am
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US consumers spending, incomes rise; Congress grants trade authority; Greece crisis deepens; China holds off rate cuts; UST 10yr yields rise; NZ$1 = 69.1 US¢, TWI-5 = 72.8
A review of things you need to know before you go home on Thursday; no rate changes today, high LVR loans jump, Fonterra makes attractive GMP offer, Fitch ticks Kiwibank, NZD rises
25th Jun 15, 4:00pm
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A review of things you need to know before you go home on Thursday; no rate changes today, high LVR loans jump, Fonterra makes attractive GMP offer, Fitch ticks Kiwibank, NZD rises