David Chaston

A review of things you need to know before you sign off on Friday; TD rates slip as DCS gets closer, August REINZ data soft, PMI up but still contracting, bank settlement balances dive, swaps hold, NZD firms, & more

A review of things you need to know before you sign off on Friday; TD rates slip as DCS gets closer, August REINZ data soft, PMI up but still contracting, bank settlement balances dive, swaps hold, NZD firms, & more

BNZ trims some short rates for savers, a signal there will be much more change coming for savers over the next nine months

BNZ trims some short rates for savers, a signal there will be much more change coming for savers over the next nine months

US PPI inflation lower; India's inflation lower; China struggles with financial markets; ECB cuts rates on weak growth; Aussie inflation expectations stay up; UST 10yr 3.68%; gold and oil up; NZ$1 = 61.6; TWI = 69.5

US PPI inflation lower; India's inflation lower; China struggles with financial markets; ECB cuts rates on weak growth; Aussie inflation expectations stay up; UST 10yr 3.68%; gold and oil up; NZ$1 = 61.6; TWI = 69.5

A review of things you need to know before you sign off on Thursday; retail spending shows tiny rise, price indexes confirm lower inflation, CoreLogic sees soft house prices, NZGB yields jump, swaps and NZD slip, and more

A review of things you need to know before you sign off on Thursday; retail spending shows tiny rise, price indexes confirm lower inflation, CoreLogic sees soft house prices, NZGB yields jump, swaps and NZD slip, and more

American CPI inflation falls modestly; US home loan rates fall sharply; China vehicle sales soft; China struggles with deposit controls, RBA firm against inflation drivers; UST 10yr 3.65%; gold unchanged and oil up; NZ$1 = 61.3; TWI = 69.3

American CPI inflation falls modestly; US home loan rates fall sharply; China vehicle sales soft; China struggles with deposit controls, RBA firm against inflation drivers; UST 10yr 3.65%; gold unchanged and oil up; NZ$1 = 61.3; TWI = 69.3

The largest home loan lender cuts most fixed rates to have a market-leading offer for one and two year fixed mortgages

The largest home loan lender cuts most fixed rates to have a market-leading offer for one and two year fixed mortgages

A review of things you need to know before you sign off on Wednesday; migration up/citizens leaving down, dairy powder prices stay elevated, generator consolidation, swaps stable, NZD firmish, & more

A review of things you need to know before you sign off on Wednesday; migration up/citizens leaving down, dairy powder prices stay elevated, generator consolidation, swaps stable, NZD firmish, & more

OPEC sees sharply lower demand; US retail demand strong; China exports growth surprises; Aussie sentiment falls; UST 10yr 3.64%; gold up and oil down sharply; NZ$1 = 61.5; TWI = 69.6

OPEC sees sharply lower demand; US retail demand strong; China exports growth surprises; Aussie sentiment falls; UST 10yr 3.64%; gold up and oil down sharply; NZ$1 = 61.5; TWI = 69.6

A review of things you need to know before you sign off on Tuesday; QV sees lid on house prices, businesses prioritise employees, Council rates rise fast, big fraud, APRA stamps on AT1 hybrids, swaps stable, NZD soft, & more

A review of things you need to know before you sign off on Tuesday; QV sees lid on house prices, businesses prioritise employees, Council rates rise fast, big fraud, APRA stamps on AT1 hybrids, swaps stable, NZD soft, & more

American inflation expectations modest & stable; US consumer debt jumps; Taiwan exports shine; China wards off deflation, just; EU told to invest or be irrelevant; UST 10yr 3.70%; gold up and oil up; NZ$1 = 61.6; TWI = 69.6

American inflation expectations modest & stable; US consumer debt jumps; Taiwan exports shine; China wards off deflation, just; EU told to invest or be irrelevant; UST 10yr 3.70%; gold up and oil up; NZ$1 = 61.6; TWI = 69.6

A review of things you need to know before you sign off on Monday; strategic reviews by Tower and the energy regulators, SkyCity Auckland shut as punishment, swaps unchanged, NZD on hold, & more

A review of things you need to know before you sign off on Monday; strategic reviews by Tower and the energy regulators, SkyCity Auckland shut as punishment, swaps unchanged, NZD on hold, & more

How will we know if the spring real estate market is really on the up, or whether any lift is just a weak shadowing of the changing season?

How will we know if the spring real estate market is really on the up, or whether any lift is just a weak shadowing of the changing season?

American labour market expands less than expected; China still in property funk; Aussie home loans expand; food prices low and stable; UST 10yr 3.72%; gold up and oil down; NZ$1 = 61.7; TWI = 69.7

American labour market expands less than expected; China still in property funk; Aussie home loans expand; food prices low and stable; UST 10yr 3.72%; gold up and oil down; NZ$1 = 61.7; TWI = 69.7

US jobs growth eases; Canada adds jobs; China property crisis worse, far from resolved; Germany struggles; world food prices stay low; UST 10yr 3.72%; gold and oil down; NZ$1 = 61.7; TWI = 69.7

US jobs growth eases; Canada adds jobs; China property crisis worse, far from resolved; Germany struggles; world food prices stay low; UST 10yr 3.72%; gold and oil down; NZ$1 = 61.7; TWI = 69.7

A review of things you need to know before you sign off on Friday; TSB raises TD rates, building work eases less than expected, passport processing back to normal, carbon price dips, swasp stable, NZD firmish, & more

A review of things you need to know before you sign off on Friday; TSB raises TD rates, building work eases less than expected, passport processing back to normal, carbon price dips, swasp stable, NZD firmish, & more

Key challenger bank bucks the falling rate trend for term deposit savers, raising two key rates to market-leading (or close) levels

Key challenger bank bucks the falling rate trend for term deposit savers, raising two key rates to market-leading (or close) levels

Eyes on US labour market; other US data is positive; Japan wages rise; EU retail rises; Australia trade surplus rises; China warns on steel prospects; UST 10yr 3.73%; gold up and oil down; NZ$1 = 62.3; TWI = 70

Eyes on US labour market; other US data is positive; Japan wages rise; EU retail rises; Australia trade surplus rises; China warns on steel prospects; UST 10yr 3.73%; gold up and oil down; NZ$1 = 62.3; TWI = 70

A review of things you need to know before you sign off on Thursday; no retail rate changes, house values fall again, construction red tape in focus, NZGB yields rise, swaps and NZD stable, & more

A review of things you need to know before you sign off on Thursday; no retail rate changes, house values fall again, construction red tape in focus, NZGB yields rise, swaps and NZD stable, & more

US data largely positive although job ads soften; Canada cuts rates; China mulls big mortgage relief; Aussie GDP disappoints; UST 10yr 3.77%; gold and oil stable; NZ$1 = 61.9; TWI = 69.9

US data largely positive although job ads soften; Canada cuts rates; China mulls big mortgage relief; Aussie GDP disappoints; UST 10yr 3.77%; gold and oil stable; NZ$1 = 61.9; TWI = 69.9

A review of things you need to know before you sign off on Wednesday; commodity prices hold, but retail struggles, new lending rises, global signals not great, swaps fall, NZD falls, & more

A review of things you need to know before you sign off on Wednesday; commodity prices hold, but retail struggles, new lending rises, global signals not great, swaps fall, NZD falls, & more

Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved

Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved

Dairy prices slip; US PMIs disappoint; other US data positive; China to retaliate against Canada; Australia posts current account deficit; UST 10yr 3.84%; equities drop; gold and oil drop; NZ$1 = 61.9; TWI = 70.2

Dairy prices slip; US PMIs disappoint; other US data positive; China to retaliate against Canada; Australia posts current account deficit; UST 10yr 3.84%; equities drop; gold and oil drop; NZ$1 = 61.9; TWI = 70.2

A review of things you need to know before you sign off on Tuesday; no retail rate changes, Auckland house sales soft, non-performing housing loans rise, liquidations rise, swaps stable, NZD eases slightly, & more

A review of things you need to know before you sign off on Tuesday; no retail rate changes, Auckland house sales soft, non-performing housing loans rise, liquidations rise, swaps stable, NZD eases slightly, & more

Global August PMIs point to rising risks of China's inventory and housing imbalances; Australia dealing with its own imbalances; UST 10yr 3.93%; gold and oil little-changed; NZ$1 = 62.3; TWI = 70.2

Global August PMIs point to rising risks of China's inventory and housing imbalances; Australia dealing with its own imbalances; UST 10yr 3.93%; gold and oil little-changed; NZ$1 = 62.3; TWI = 70.2

A review of things you need to know before you sign off on Monday; more retail cuts, house listings at decade high, rental yields low, more electricity price extremes, swaps stable, NZD stays firm, & more

A review of things you need to know before you sign off on Monday; more retail cuts, house listings at decade high, rental yields low, more electricity price extremes, swaps stable, NZD stays firm, & more