About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
China data weak, concerns of down spiral; US data weak but sentiment improves; Canada retail rises; UST 10yr 4.29%; gold slips and oil dives; NZ$1 = 59.8 USc; TWI = 68.8
29th Oct 24, 7:20am
97
China data weak, concerns of down spiral; US data weak but sentiment improves; Canada retail rises; UST 10yr 4.29%; gold slips and oil dives; NZ$1 = 59.8 USc; TWI = 68.8
Councils seem about to lose their monopoly to issue building consents
US sentiment up; Canada retail sales firm; China FDI low; alarm over waning Chinese domestic consumption; Russia jerks rates higher; Queensland at the polls; UST 10yr 4.25%; gold and oil up; NZ$1 = 59.8 USc; TWI = 68.7
26th Oct 24, 8:42am
118
US sentiment up; Canada retail sales firm; China FDI low; alarm over waning Chinese domestic consumption; Russia jerks rates higher; Queensland at the polls; UST 10yr 4.25%; gold and oil up; NZ$1 = 59.8 USc; TWI = 68.7
A review of things you need to know before you sign off on Friday; consumer sentiment stops improving, FHBs active, JobSeeker numbers fall, early KiwiSaver withdrawals stay very low, swaps dip, NZD holds, & more
25th Oct 24, 3:59pm
46
A review of things you need to know before you sign off on Friday; consumer sentiment stops improving, FHBs active, JobSeeker numbers fall, early KiwiSaver withdrawals stay very low, swaps dip, NZD holds, & more
US data positive; Korea growth slows; India rises but faces high inflation; UN report shows climate battle essentially lost; freight rates fall; UST 10yr 4.19%; gold up and oil down; NZ$1 = 60.1 USc; TWI = 68.9
25th Oct 24, 7:22am
112
US data positive; Korea growth slows; India rises but faces high inflation; UN report shows climate battle essentially lost; freight rates fall; UST 10yr 4.19%; gold up and oil down; NZ$1 = 60.1 USc; TWI = 68.9
A review of things you need to know before you sign off on Thursday; Heartland cuts TD rates, fewer new homes in Auckland, Orr eyes smaller cuts, high mortgage interest burden, swaps stable, NZD soft, & more
24th Oct 24, 3:59pm
57
A review of things you need to know before you sign off on Thursday; Heartland cuts TD rates, fewer new homes in Auckland, Orr eyes smaller cuts, high mortgage interest burden, swaps stable, NZD soft, & more
US housing market weak; UST yields rise; Canada cuts; Taiwan data strong; China gears up for Singles Day; EU sentiment recovers; UST 10yr 4.25%; gold and oil down; NZ$1 = 60 USc; TWI = 69
24th Oct 24, 7:20am
42
US housing market weak; UST yields rise; Canada cuts; Taiwan data strong; China gears up for Singles Day; EU sentiment recovers; UST 10yr 4.25%; gold and oil down; NZ$1 = 60 USc; TWI = 69
A review of things you need to know before you sign off on Wednesday; Kiwibank cuts TD rates, real estate agent commissions rise, Govt moves on some key issues, Public Trust reports, swaps soft, NZD stable, & more
23rd Oct 24, 3:59pm
59
A review of things you need to know before you sign off on Wednesday; Kiwibank cuts TD rates, real estate agent commissions rise, Govt moves on some key issues, Public Trust reports, swaps soft, NZD stable, & more
To keep our content free for all, interest.co.nz is making some changes for access to our email newsletters in 2025, and to our comment process
23rd Oct 24, 11:00am
163
To keep our content free for all, interest.co.nz is making some changes for access to our email newsletters in 2025, and to our comment process
IMF sees modest global growth but big trade risks; US data second-tier & better; Canadian PPI deflates; EU car sales stay weak; UST 10yr 4.20%; gold and oil up; NZ$1 = 60.4 USc; TWI = 69.1
23rd Oct 24, 7:19am
52
IMF sees modest global growth but big trade risks; US data second-tier & better; Canadian PPI deflates; EU car sales stay weak; UST 10yr 4.20%; gold and oil up; NZ$1 = 60.4 USc; TWI = 69.1
A review of things you need to know before you sign off on Tuesday; home loans affordable for many FHBs, big trade deficit, emissions fall except for power generation, gigantic NZGB demand, swaps stable, NZD soft, & more
22nd Oct 24, 3:59pm
64
A review of things you need to know before you sign off on Tuesday; home loans affordable for many FHBs, big trade deficit, emissions fall except for power generation, gigantic NZGB demand, swaps stable, NZD soft, & more
US leading indicators slip; Canada optimism fractured by age; Malaysia grows faster; Taiwan export orders high; China cuts rates to record low; UST 10yr 4.18%; gold holds and oil up; NZ$1 = 60.3 USc; TWI = 69
22nd Oct 24, 7:19am
80
US leading indicators slip; Canada optimism fractured by age; Malaysia grows faster; Taiwan export orders high; China cuts rates to record low; UST 10yr 4.18%; gold holds and oil up; NZ$1 = 60.3 USc; TWI = 69
A review of things you need to know before you sign off on Monday; various retail rate changes, early signs of home demand growth, credit card billing activity weak, China cuts rates, swaps stable, NZD stable, & more
21st Oct 24, 3:59pm
56
A review of things you need to know before you sign off on Monday; various retail rate changes, early signs of home demand growth, credit card billing activity weak, China cuts rates, swaps stable, NZD stable, & more
Eyes on US earnings season; US budget deficit hits -6.7% of US-GDP; China's new home prices fall; China's GDP rises +4.6%; Japan inflation eases; UST 10yr 4.08%; gold up and oil down NZ$1 = 60.7 USc; TWI = 69.2
21st Oct 24, 7:20am
22
Eyes on US earnings season; US budget deficit hits -6.7% of US-GDP; China's new home prices fall; China's GDP rises +4.6%; Japan inflation eases; UST 10yr 4.08%; gold up and oil down NZ$1 = 60.7 USc; TWI = 69.2
US earnings results good; China house prices fall; China Q3 expansion misses target; Japanese inflation eases; EU economies going nowhere; UST 10yr 4.08%; gold up and oil down NZ$1 = 60.7 USc; TWI = 69.2
19th Oct 24, 7:54am
52
US earnings results good; China house prices fall; China Q3 expansion misses target; Japanese inflation eases; EU economies going nowhere; UST 10yr 4.08%; gold up and oil down NZ$1 = 60.7 USc; TWI = 69.2
[updated]
A review of things you need to know before you sign off on Friday; some savings account rate changes, many work visas being issued, 'credit conditions' expected to improve, jobless benefit levels fall, swaps & NZD stable, & more
18th Oct 24, 3:59pm
61
A review of things you need to know before you sign off on Friday; some savings account rate changes, many work visas being issued, 'credit conditions' expected to improve, jobless benefit levels fall, swaps & NZD stable, & more
US data mixed; Japanese exports fall; China stimulus unconvincing; ECB cuts; Aussie labour market rises; freight rates weaker; UST 10yr 4.10%; gold up and oil on hold, NZ$1 = 60.6 USc; TWI = 69.2
18th Oct 24, 7:20am
154
US data mixed; Japanese exports fall; China stimulus unconvincing; ECB cuts; Aussie labour market rises; freight rates weaker; UST 10yr 4.10%; gold up and oil on hold, NZ$1 = 60.6 USc; TWI = 69.2
[updated]
A review of things you need to know before you sign off on Thursday; many key retail rate changes, houses that don't sell, NZGBs popular, Kiwibank raises expensive PPS funding, swaps fall, NZD stable, & more
17th Oct 24, 3:59pm
46
A review of things you need to know before you sign off on Thursday; many key retail rate changes, houses that don't sell, NZGBs popular, Kiwibank raises expensive PPS funding, swaps fall, NZD stable, & more
Treasury reduces Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their third cut in 2024
17th Oct 24, 10:19am
1
Treasury reduces Kiwi Bond interest rates, the benchmark for risk-free saving for retail savers, their third cut in 2024
[updated]
ASB cuts fixed mortgage rates, especially for the six month term, and cuts term deposit rates just as hard. Westpac cuts too
17th Oct 24, 8:24am
28
ASB cuts fixed mortgage rates, especially for the six month term, and cuts term deposit rates just as hard. Westpac cuts too
US mortgage applications fall sharply; Japanese machinery orders drop; Thailand cuts rate; Indian exports lame; British inflation drops; UST 10yr 4.01%; gold up and oil down, NZ$1 = 60.6 USc; TWI = 69.2
17th Oct 24, 7:19am
61
US mortgage applications fall sharply; Japanese machinery orders drop; Thailand cuts rate; Indian exports lame; British inflation drops; UST 10yr 4.01%; gold up and oil down, NZ$1 = 60.6 USc; TWI = 69.2
A review of things you need to know before you sign off on Wednesday; TD rate cuts extend, market to constrain mortgage rate cuts, CPI back in target band, dairy prices hold, Tower into the NZX50, swaps lower, NZD soft, & more
16th Oct 24, 4:00pm
70
A review of things you need to know before you sign off on Wednesday; TD rate cuts extend, market to constrain mortgage rate cuts, CPI back in target band, dairy prices hold, Tower into the NZX50, swaps lower, NZD soft, & more
[updated]
More banks trim term deposit rate offers again - but amazingly there's still one offer in the market at a rate above 6%
16th Oct 24, 11:01am
10
More banks trim term deposit rate offers again - but amazingly there's still one offer in the market at a rate above 6%
Dairy prices dip; US data holds; Canada's inflation falls; Japan factories volatile; EU factories busier; China targets tax on offshore investments; UST 10yr 4.04%; gold up and oil down, NZ$1 = 60.8 USc; TWI = 69.2
16th Oct 24, 7:19am
42
Dairy prices dip; US data holds; Canada's inflation falls; Japan factories volatile; EU factories busier; China targets tax on offshore investments; UST 10yr 4.04%; gold up and oil down, NZ$1 = 60.8 USc; TWI = 69.2
A review of things you need to know before you sign off on Tuesday; many more rate changes lower, test rates fall too, REINZ sales volumes lower, truckometer lacks momentum, tractor sales low, swaps soft, NZD stable, & more
15th Oct 24, 4:00pm
82
A review of things you need to know before you sign off on Tuesday; many more rate changes lower, test rates fall too, REINZ sales volumes lower, truckometer lacks momentum, tractor sales low, swaps soft, NZD stable, & more