About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
China's exports and new loan growth underwhelms; Singapore's growth picks up; India's inflation rises unexpectedly; grain prices fall; UST 10yr 4.12%; gold and oil lower, NZ$1 = 60.9 USc; TWI = 69.3
15th Oct 24, 7:20am
52
China's exports and new loan growth underwhelms; Singapore's growth picks up; India's inflation rises unexpectedly; grain prices fall; UST 10yr 4.12%; gold and oil lower, NZ$1 = 60.9 USc; TWI = 69.3
[updated]
BNZ follows TSB with new lower home loan carded rates. It now leads the market. ANZ cuts too. We ask readers to update us with what they see in their banking apps
14th Oct 24, 5:04pm
51
BNZ follows TSB with new lower home loan carded rates. It now leads the market. ANZ cuts too. We ask readers to update us with what they see in their banking apps
[updated]
A review of things you need to know before you sign off on Monday; retail trade stops falling but not good, service sector weak, FMA finds K/S fund manager risks in commercial property tolerable, swaps soft, NZD holds, & more
14th Oct 24, 3:59pm
46
A review of things you need to know before you sign off on Monday; retail trade stops falling but not good, service sector weak, FMA finds K/S fund manager risks in commercial property tolerable, swaps soft, NZD holds, & more
China toys with CPI deflation while PPI deflation gets worse. India's factories dip in August. US PPI hardly rises; Canada jobs jump, Fitch cool on France; UST 10yr 4.07%; gold firm and oil stable, NZ$1 = 61.2 USc; TWI = 69.3
14th Oct 24, 7:20am
127
China toys with CPI deflation while PPI deflation gets worse. India's factories dip in August. US PPI hardly rises; Canada jobs jump, Fitch cool on France; UST 10yr 4.07%; gold firm and oil stable, NZ$1 = 61.2 USc; TWI = 69.3
US PPI low; US sentiment in pre-election dip; Tesla stumbles again; Canada jobs expand; eyes on China plans; India production hesitates; UST 10yr 4.07%; gold firm and oil stable, NZ$1 = 61.2 USc; TWI = 69.3
12th Oct 24, 7:46am
52
US PPI low; US sentiment in pre-election dip; Tesla stumbles again; Canada jobs expand; eyes on China plans; India production hesitates; UST 10yr 4.07%; gold firm and oil stable, NZ$1 = 61.2 USc; TWI = 69.3
A review of things you need to know before you sign off on Friday; many details change in retail rates, migration drops back, food prices stay low, tourism hasn't recovered, swaps lower, NZD stable, & more
11th Oct 24, 3:59pm
31
A review of things you need to know before you sign off on Friday; many details change in retail rates, migration drops back, food prices stay low, tourism hasn't recovered, swaps lower, NZD stable, & more
[updated]
Carded one year home loan rates fall below 6% now as wholesale rates turn their attention to the next RBNZ move
11th Oct 24, 9:02am
36
Carded one year home loan rates fall below 6% now as wholesale rates turn their attention to the next RBNZ move
US inflation eases less than expected, jobless claims rise; China struggles to control the impact of its policy measures; German retail rises; shipping costs fall; UST 10yr 4.10%; gold and oil firmer, NZ$1 = 60.8 USc; TWI = 69.1
11th Oct 24, 7:19am
55
US inflation eases less than expected, jobless claims rise; China struggles to control the impact of its policy measures; German retail rises; shipping costs fall; UST 10yr 4.10%; gold and oil firmer, NZ$1 = 60.8 USc; TWI = 69.1
A review of things you need to know before you sign off on Thursday; only minor rate moves, rents stable, household budgets in tough spot, big Crown deficit, swaps ease, NZD soft, & more
10th Oct 24, 3:59pm
75
A review of things you need to know before you sign off on Thursday; only minor rate moves, rents stable, household budgets in tough spot, big Crown deficit, swaps ease, NZD soft, & more
US eyes tame CPI inflation data but UST rates rise; India holds rate; China policy moves take blow from sceptical markets; UST 10yr 4.07%; gold and oil slip again, NZ$1 = 60.6 USc; TWI = 68.9
10th Oct 24, 7:18am
69
US eyes tame CPI inflation data but UST rates rise; India holds rate; China policy moves take blow from sceptical markets; UST 10yr 4.07%; gold and oil slip again, NZ$1 = 60.6 USc; TWI = 68.9
A review of things you need to know before you sign off on Wednesday; RBNZ cuts 50 basis points, retail banks respond, wholesale money markets respond, pollution progress, swaps fall, NZD falls & more
9th Oct 24, 3:59pm
59
A review of things you need to know before you sign off on Wednesday; RBNZ cuts 50 basis points, retail banks respond, wholesale money markets respond, pollution progress, swaps fall, NZD falls & more
[updated]
Second chop: who changed what and by how much. Here is a summary of the main floating rate changes, along with the announced changes to savings account rates
9th Oct 24, 2:12pm
11
Second chop: who changed what and by how much. Here is a summary of the main floating rate changes, along with the announced changes to savings account rates
[updated]
While we await expected floating rate cuts, ASB has trimmed its fixed home loan rates. We ask readers to share actual banking app rate offers, to shine a light on an opaque corner of the mortgage market
9th Oct 24, 8:35am
44
While we await expected floating rate cuts, ASB has trimmed its fixed home loan rates. We ask readers to share actual banking app rate offers, to shine a light on an opaque corner of the mortgage market
US data all positive; China stimulus announcement fizzes; China retaliates against the EU; Aussie sentiment rises; UST 10yr 4.03%; gold down and oil drops hard, NZ$1 = 61.2 USc; TWI = 69.4
9th Oct 24, 7:19am
62
US data all positive; China stimulus announcement fizzes; China retaliates against the EU; Aussie sentiment rises; UST 10yr 4.03%; gold down and oil drops hard, NZ$1 = 61.2 USc; TWI = 69.4
A review of things you need to know before you sign off on Tuesday; Kiwibank jumps the gun, FMA perp-walks ASB, eyes on dairy Pulse event, lamb prospects turn up, swaps stable, NZD down, & more
8th Oct 24, 3:59pm
92
A review of things you need to know before you sign off on Tuesday; Kiwibank jumps the gun, FMA perp-walks ASB, eyes on dairy Pulse event, lamb prospects turn up, swaps stable, NZD down, & more
[updated]
Kiwibank jumps the gun and cuts its floating rate before the Reserve Bank OCR decision on Wednesday, confident its 50 basis points cut will be matched by the central bank
8th Oct 24, 2:00pm
34
Kiwibank jumps the gun and cuts its floating rate before the Reserve Bank OCR decision on Wednesday, confident its 50 basis points cut will be matched by the central bank
[updated]
Investors eye China equity market openings; Japan data disappoints; EU retail up; US eyes new Cat 5 storm; UST 10yr 4.02%; gold down and oil up, NZ$1 = 61.2 USc; TWI = 69.3
8th Oct 24, 7:19am
75
Investors eye China equity market openings; Japan data disappoints; EU retail up; US eyes new Cat 5 storm; UST 10yr 4.02%; gold down and oil up, NZ$1 = 61.2 USc; TWI = 69.3
A review of things you need to know before you sign off on Monday; many second-tier rate changes, Fast Track focus, AA Insurance slapped, grocery price pressure eases, swaps & NZD on hold, & more
7th Oct 24, 4:00pm
91
A review of things you need to know before you sign off on Monday; many second-tier rate changes, Fast Track focus, AA Insurance slapped, grocery price pressure eases, swaps & NZD on hold, & more
Singapore & Vietnam deliver good data; US labour market update strong; eyes on China's fiscal stimulus plans; world food prices rise; UST 10yr 3.84%; gold and oil up, NZ$1 = 61.6 USc; TWI = 69.7
7th Oct 24, 7:19am
26
Singapore & Vietnam deliver good data; US labour market update strong; eyes on China's fiscal stimulus plans; world food prices rise; UST 10yr 3.84%; gold and oil up, NZ$1 = 61.6 USc; TWI = 69.7
American NFP gains burst higher; US waterfront strike ends; Fed gets breathing room; EU agrees to EV tariffs on China; food prices rise unexpectedly; UST 10yr 3.84%; gold down and oil up, NZ$1 = 61.6 USc; TWI = 69.7
5th Oct 24, 8:21am
110
American NFP gains burst higher; US waterfront strike ends; Fed gets breathing room; EU agrees to EV tariffs on China; food prices rise unexpectedly; UST 10yr 3.84%; gold down and oil up, NZ$1 = 61.6 USc; TWI = 69.7
A review of things you need to know before you sign off on Friday; SBS makes rate surprise, employment weak, mortgage stampede for short rates, swaps stable, NZD soft, & more
4th Oct 24, 3:59pm
99
A review of things you need to know before you sign off on Friday; SBS makes rate surprise, employment weak, mortgage stampede for short rates, swaps stable, NZD soft, & more
US services sector data solid; US port strikes near end; China property stocks reassessed; container freight rates dip again; UST 10yr 3.84%; gold and oil up, NZ$1 = 62.2 USc; TWI = 70
4th Oct 24, 7:19am
77
US services sector data solid; US port strikes near end; China property stocks reassessed; container freight rates dip again; UST 10yr 3.84%; gold and oil up, NZ$1 = 62.2 USc; TWI = 70
A review of things you need to know before you sign off on Thursday; BNZ follows with mortgage rate cuts, CoreLogic sees lower house prices, Census sees higher home ownership, big business slow payers, swaps down, NZD soft, & more
3rd Oct 24, 3:59pm
62
A review of things you need to know before you sign off on Thursday; BNZ follows with mortgage rate cuts, CoreLogic sees lower house prices, Census sees higher home ownership, big business slow payers, swaps down, NZD soft, & more
With just four more business days until the next OCR decision, we look at what the wholesale money markets are signaling
3rd Oct 24, 9:54am
26
With just four more business days until the next OCR decision, we look at what the wholesale money markets are signaling
US jobs indicator data good; Japanese sentiment firms; PMI's in Singapore & Australia dive; Hong Kong equity market in crazy frenzy; UST 10yr 3.75%; gold and oil down, NZ$1 = 62.7 USc; TWI = 70.2
3rd Oct 24, 7:19am
14
US jobs indicator data good; Japanese sentiment firms; PMI's in Singapore & Australia dive; Hong Kong equity market in crazy frenzy; UST 10yr 3.75%; gold and oil down, NZ$1 = 62.7 USc; TWI = 70.2