Gareth Vaughan | interest.co.nz

About

Gareth is editor of interest.co.nz and has worked for more than 20 years as a financial journalist in New Zealand and the United Kingdom. He has received awards in the EY Business Journalism Awards, Canon Media Awards, and Shareholders' Association Business Journalism Awards.

Member for

15 years 7 months

Latest articles

Commerce Commission wins key fees case

Commerce Commission says court ruling makes it clear a lender's credit fees should only cover costs closely related to a particular loan transaction

31st Mar 15, 9:44am

by Gareth Vaughan

Commerce Commission says court ruling makes it clear a lender's credit fees should only cover costs closely related to a particular loan transaction

'P2P platforms shouldn't expect to be exempt from the law'

Where, if anywhere, do licensed peer-to-peer lenders and loans done via them fit into consumer credit regulations?

30th Mar 15, 4:00pm

by Gareth Vaughan

Where, if anywhere, do licensed peer-to-peer lenders and loans done via them fit into consumer credit regulations?

NZ owned banks top of the pops

Consumer NZ survey shows customers of NZ owned banks most satisfied

30th Mar 15, 11:44am

by Gareth Vaughan

Consumer NZ survey shows customers of NZ owned banks most satisfied

In defence of high LVR restrictions

Limits to banks' high LVR residential mortgage lending helping keep a lid on the growth of household debt, RBNZ says

27th Mar 15, 2:14pm

by Gareth Vaughan

Limits to banks' high LVR residential mortgage lending helping keep a lid on the growth of household debt, RBNZ says

'No Australian-type scandals here'

Major Australian banks have been rocked by financial advice scandals. How are their NZ subsidiaries, and NZ regulatory framework, placed to avoid these?

27th Mar 15, 1:58pm

by Gareth Vaughan

Major Australian banks have been rocked by financial advice scandals. How are their NZ subsidiaries, and NZ regulatory framework, placed to avoid these?

Minimum repayment warnings for credit cards

Shake-up to consumer credit laws includes introduction of minimum repayment warnings on credit card statements

26th Mar 15, 10:12am

by Gareth Vaughan

Shake-up to consumer credit laws includes introduction of minimum repayment warnings on credit card statements

Time to cut floating mortgage rates

Gareth Vaughan argues it's time for banks to cut unjustifiably high floating mortgage rates

26th Mar 15, 4:00am

by Gareth Vaughan

Gareth Vaughan argues it's time for banks to cut unjustifiably high floating mortgage rates

NAB pumps NZ$500 mln into BNZ

NAB follows rival Aussie banks by tipping cash into NZ subsidiary BNZ

25th Mar 15, 11:13am

by Gareth Vaughan

NAB follows rival Aussie banks by tipping cash into NZ subsidiary BNZ

Rabobank quarterly profit up 94%

Rabobank NZ profit surges, boosted by loan recoveries and rising net interest income. Bank launches Dutch style client councils

24th Mar 15, 12:00pm

by Gareth Vaughan

Rabobank NZ profit surges, boosted by loan recoveries and rising net interest income. Bank launches Dutch style client councils

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FAP! Is that it?

Govt's financial assistance package for leaky home owners, - where everyone gets a bargain, unless they own(ed) a leaky home

24th Mar 15, 4:23am

by Gareth Vaughan

Govt's financial assistance package for leaky home owners, - where everyone gets a bargain, unless they own(ed) a leaky home

ASB CEO sees 'credible' internet currency within 3 years

ASB CEO Barbara Chapman talks up the potential for a digital currency with credibility, whilst ANZ's David Hisco highlights the importance of the bottom line

23rd Mar 15, 4:00pm

by Gareth Vaughan

ASB CEO Barbara Chapman talks up the potential for a digital currency with credibility, whilst ANZ's David Hisco highlights the importance of the bottom line

New credit card, borrowing regulations near

Govt's decisions on regulations prescribing cost of borrowing details and credit card minimum repayment warnings close

23rd Mar 15, 3:00pm

by Gareth Vaughan

Govt's decisions on regulations prescribing cost of borrowing details and credit card minimum repayment warnings close

'Heavy, heavy demand' for 5yr mortgage

SBS CEO Wayne Evans says headline grabbing 5-year home loan offer designed to buy his bank time with customers

23rd Mar 15, 7:24am

by Gareth Vaughan

SBS CEO Wayne Evans says headline grabbing 5-year home loan offer designed to buy his bank time with customers

Ombudsman's balance transfer caution

Banking Ombudsman issues guidelines for borrowers transferring credit card debt between banks after growth in complaints

20th Mar 15, 12:20pm

by Gareth Vaughan

Banking Ombudsman issues guidelines for borrowers transferring credit card debt between banks after growth in complaints

Westpac targeting 100k BNZ customers

Westpac swoops on BNZ's Air NZ airpoints gig, BNZ promises new loyalty programme with more flexibility and choice

20th Mar 15, 9:28am

by Gareth Vaughan

Westpac swoops on BNZ's Air NZ airpoints gig, BNZ promises new loyalty programme with more flexibility and choice

Prescriptive approach 'adds costs right across the spectrum'

Minister Paul Goldsmith says Responsible Lending Code doesn't drill down to the nth degree of detail, expects Commerce Commission to seek clarity in court

19th Mar 15, 4:15pm

by Gareth Vaughan

Minister Paul Goldsmith says Responsible Lending Code doesn't drill down to the nth degree of detail, expects Commerce Commission to seek clarity in court

S&P still wary of NZ house price inflation

Potential for big fall in NZ property prices still concerns S&P

19th Mar 15, 9:57am

by Gareth Vaughan

Potential for big fall in NZ property prices still concerns S&P

Banks' responsible lending pre-approval concerns addressed

Banks, finance companies relaxed about final version of Responsible Lending Code. Focus now on Commerce Commission's enforcement

18th Mar 15, 4:15pm

by Gareth Vaughan

Banks, finance companies relaxed about final version of Responsible Lending Code. Focus now on Commerce Commission's enforcement

RBNZ's 'prescriptive approach' to regulation

Macquarie banking analysts point out NZ loans to residential property investors are growing at a faster rate than in Australia

18th Mar 15, 10:34am

by Gareth Vaughan

Macquarie banking analysts point out NZ loans to residential property investors are growing at a faster rate than in Australia

MasterCard joins NZBA

MasterCard becomes first affiliate member of the NZ Bankers' Association

18th Mar 15, 10:09am

by Gareth Vaughan

MasterCard becomes first affiliate member of the NZ Bankers' Association

Govt issues Responsible Lending Code

Loan sharks and 'unscrupulous' payday lenders key targets as government releases Responsible Lending Code

17th Mar 15, 11:03am

by Gareth Vaughan

Loan sharks and 'unscrupulous' payday lenders key targets as government releases Responsible Lending Code

'More pressure on the oligopoly'

Morgan Stanley analysts see APRA heat on big Australasian banks over interest only mortgages and loans to property investors

16th Mar 15, 10:37am

by Gareth Vaughan

Morgan Stanley analysts see APRA heat on big Australasian banks over interest only mortgages and loans to property investors

Wheeler suggests mortgage market bottoming

RBNZ Governor Graeme Wheeler sees limits to fixed-term mortgage rate reductions

14th Mar 15, 6:00am

by Gareth Vaughan

RBNZ Governor Graeme Wheeler sees limits to fixed-term mortgage rate reductions

Big bank KiwiSaver performance assessed

ANZ the winner among the big banks in the KiwiSaver market, actuaries declare

13th Mar 15, 12:19pm

by Gareth Vaughan

ANZ the winner among the big banks in the KiwiSaver market, actuaries declare

Moody's sees avalanche of Basel III securities

ANZ NZ, ASB and BNZ have a combined NZ$3.05b worth of Basel II securities that won't qualify as regulatory capital by 2018

12th Mar 15, 3:00pm

by Gareth Vaughan

ANZ NZ, ASB and BNZ have a combined NZ$3.05b worth of Basel II securities that won't qualify as regulatory capital by 2018