John Bolton
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
16th Dec 21, 5:00am
69
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
With interest rates rising for the first time in a long time, what will this mean for those with mortgages, especially borrowers who haven't experienced rising interest rates before?
10th Nov 21, 3:13pm
87
With interest rates rising for the first time in a long time, what will this mean for those with mortgages, especially borrowers who haven't experienced rising interest rates before?
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
21st Apr 21, 7:38am
55
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
Gareth Vaughan looks at the slow burn that is the New Zealand peer to peer lending sector and ponders whether the one time hot new thing in financial services can be considered a flop
6th Mar 21, 9:34am
26
Gareth Vaughan looks at the slow burn that is the New Zealand peer to peer lending sector and ponders whether the one time hot new thing in financial services can be considered a flop
Gareth Vaughan on a looming US bank collapse, Melbourne hotspot residents try to avoid new lockdown, Duncan Garner & the COVID-19 refugee crisis, the next housing boom & more
2nd Jul 20, 12:33pm
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Gareth Vaughan on a looming US bank collapse, Melbourne hotspot residents try to avoid new lockdown, Duncan Garner & the COVID-19 refugee crisis, the next housing boom & more
Squirrel's John Bolton shares his thoughts on some of the supply and demand issues - and opportunities - in the post-lockdown housing market
21st Apr 20, 8:12am
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Squirrel's John Bolton shares his thoughts on some of the supply and demand issues - and opportunities - in the post-lockdown housing market
The country's first and largest licensed peer to peer lender is pulling out of the P2P market in favour of all wholesale funding of its lending activities; competitor Squirrel is expanding its retail offering
13th Feb 20, 11:05am
19
The country's first and largest licensed peer to peer lender is pulling out of the P2P market in favour of all wholesale funding of its lending activities; competitor Squirrel is expanding its retail offering
Jury out over whether the RBNZ will loosen loan-to-value ratio restrictions on Wednesday, with some observers raising doubts over whether an easing would have much of an effect
24th Nov 19, 6:31am
78
Jury out over whether the RBNZ will loosen loan-to-value ratio restrictions on Wednesday, with some observers raising doubts over whether an easing would have much of an effect
Competitors and regulators weigh in on Harmoney founder Neil Roberts' view that there's no viable peer-to-peer lending model in New Zealand under existing laws
27th Sep 19, 5:00am
2
Competitors and regulators weigh in on Harmoney founder Neil Roberts' view that there's no viable peer-to-peer lending model in New Zealand under existing laws
Almost five years after peer to peer lending launched in New Zealand, making money remains a challenge for most of the licensed lenders
1st Aug 19, 9:43am
Almost five years after peer to peer lending launched in New Zealand, making money remains a challenge for most of the licensed lenders
P2P lender Squirrel Money has reported smaller losses after significantly reducing its marketing spend
30th Jul 19, 9:13am
2
P2P lender Squirrel Money has reported smaller losses after significantly reducing its marketing spend
Reserve Bank proposals to increase bank capital requirements seen creating residential mortgage market opportunity for non-bank lenders
23rd Apr 19, 5:00am
6
Reserve Bank proposals to increase bank capital requirements seen creating residential mortgage market opportunity for non-bank lenders
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
6th Apr 19, 7:01am
12
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate
17th Sep 18, 5:00am
24
The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate
Five banks & five mortgage borrowing calculators, so how much would each lend interest.co.nz's fictional borrowers? Between $320,000 and $866,000, apparently
1st Sep 18, 9:05am
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Five banks & five mortgage borrowing calculators, so how much would each lend interest.co.nz's fictional borrowers? Between $320,000 and $866,000, apparently
Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure
29th Aug 18, 9:55am
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Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure
Gareth Vaughan conducts a stocktake on just how involved retail investors are in NZ peer-to-peer lending, checking to see if banks are in danger of being disintermediated
9th Aug 18, 5:00am
6
Gareth Vaughan conducts a stocktake on just how involved retail investors are in NZ peer-to-peer lending, checking to see if banks are in danger of being disintermediated
Investment Property Snapshot: Commercial unit just off Ti Rakau Drive sells under the hammer for $1.41m
9th Jul 18, 1:55pm
Investment Property Snapshot: Commercial unit just off Ti Rakau Drive sells under the hammer for $1.41m
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
27th Mar 18, 7:59am
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Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
FMA statistics show the fledgling NZ P2P lending sector is serving banks and fund managers well, but more needs to be done for retail investors and SMEs, Gareth Vaughan argues
2nd Dec 17, 6:26am
15
FMA statistics show the fledgling NZ P2P lending sector is serving banks and fund managers well, but more needs to be done for retail investors and SMEs, Gareth Vaughan argues
BNZ launches programme to enable brokers to electronically lodge mortgage applications; Hopes move will improve industry standards
13th Nov 17, 10:36am
6
BNZ launches programme to enable brokers to electronically lodge mortgage applications; Hopes move will improve industry standards
John Bolton on how retail banks make money and why mortgage rates are increasing
8th Feb 17, 9:37am
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John Bolton on how retail banks make money and why mortgage rates are increasing
BNZ economists cast doubts on the Reserve Bank being soon able to introduce new income-related mortgage limits
31st Oct 16, 1:21pm
30
BNZ economists cast doubts on the Reserve Bank being soon able to introduce new income-related mortgage limits
Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied
30th Oct 16, 9:09am
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Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied
John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers
19th Oct 16, 9:47am
180
John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers