6th Mar 21, 9:34am
Gareth Vaughan looks at the slow burn that is the New Zealand peer to peer lending sector and ponders whether the one time hot new thing in financial services can be considered a flop
Gareth Vaughan looks at the slow burn that is the New Zealand peer to peer lending sector and ponders whether the one time hot new thing in financial services can be considered a flop
2nd Jul 20, 12:33pm
Gareth Vaughan on a looming US bank collapse, Melbourne hotspot residents try to avoid new lockdown, Duncan Garner & the COVID-19 refugee crisis, the next housing boom & more
Gareth Vaughan on a looming US bank collapse, Melbourne hotspot residents try to avoid new lockdown, Duncan Garner & the COVID-19 refugee crisis, the next housing boom & more
21st Apr 20, 8:12am
Squirrel's John Bolton shares his thoughts on some of the supply and demand issues - and opportunities - in the post-lockdown housing market
Squirrel's John Bolton shares his thoughts on some of the supply and demand issues - and opportunities - in the post-lockdown housing market
[Updated]
13th Feb 20, 11:05am
The country's first and largest licensed peer to peer lender is pulling out of the P2P market in favour of all wholesale funding of its lending activities; competitor Squirrel is expanding its retail offering
[Updated]
The country's first and largest licensed peer to peer lender is pulling out of the P2P market in favour of all wholesale funding of its lending activities; competitor Squirrel is expanding its retail offering
24th Nov 19, 6:31am
Jury out over whether the RBNZ will loosen loan-to-value ratio restrictions on Wednesday, with some observers raising doubts over whether an easing would have much of an effect
Jury out over whether the RBNZ will loosen loan-to-value ratio restrictions on Wednesday, with some observers raising doubts over whether an easing would have much of an effect
27th Sep 19, 5:00am
Competitors and regulators weigh in on Harmoney founder Neil Roberts' view that there's no viable peer-to-peer lending model in New Zealand under existing laws
Competitors and regulators weigh in on Harmoney founder Neil Roberts' view that there's no viable peer-to-peer lending model in New Zealand under existing laws
1st Aug 19, 9:43am
Almost five years after peer to peer lending launched in New Zealand, making money remains a challenge for most of the licensed lenders
Almost five years after peer to peer lending launched in New Zealand, making money remains a challenge for most of the licensed lenders
30th Jul 19, 9:13am
P2P lender Squirrel Money has reported smaller losses after significantly reducing its marketing spend
P2P lender Squirrel Money has reported smaller losses after significantly reducing its marketing spend
23rd Apr 19, 5:00am
Reserve Bank proposals to increase bank capital requirements seen creating residential mortgage market opportunity for non-bank lenders
Reserve Bank proposals to increase bank capital requirements seen creating residential mortgage market opportunity for non-bank lenders
6th Apr 19, 7:01am
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
17th Sep 18, 5:00am
The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate
The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate
1st Sep 18, 9:05am
Five banks & five mortgage borrowing calculators, so how much would each lend interest.co.nz's fictional borrowers? Between $320,000 and $866,000, apparently
Five banks & five mortgage borrowing calculators, so how much would each lend interest.co.nz's fictional borrowers? Between $320,000 and $866,000, apparently
29th Aug 18, 9:55am
Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure
Squirrel Mortgages' John Bolton sees prices remaining relatively stable in the overall housing market but says new developments could come under price pressure
9th Aug 18, 5:00am
Gareth Vaughan conducts a stocktake on just how involved retail investors are in NZ peer-to-peer lending, checking to see if banks are in danger of being disintermediated
Gareth Vaughan conducts a stocktake on just how involved retail investors are in NZ peer-to-peer lending, checking to see if banks are in danger of being disintermediated
9th Jul 18, 1:55pm
Investment Property Snapshot: Commercial unit just off Ti Rakau Drive sells under the hammer for $1.41m
Investment Property Snapshot: Commercial unit just off Ti Rakau Drive sells under the hammer for $1.41m
27th Mar 18, 7:59am
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
2nd Dec 17, 6:26am
FMA statistics show the fledgling NZ P2P lending sector is serving banks and fund managers well, but more needs to be done for retail investors and SMEs, Gareth Vaughan argues
FMA statistics show the fledgling NZ P2P lending sector is serving banks and fund managers well, but more needs to be done for retail investors and SMEs, Gareth Vaughan argues
13th Nov 17, 10:36am
BNZ launches programme to enable brokers to electronically lodge mortgage applications; Hopes move will improve industry standards
BNZ launches programme to enable brokers to electronically lodge mortgage applications; Hopes move will improve industry standards
8th Feb 17, 9:37am
John Bolton on how retail banks make money and why mortgage rates are increasing
John Bolton on how retail banks make money and why mortgage rates are increasing
31st Oct 16, 1:21pm
BNZ economists cast doubts on the Reserve Bank being soon able to introduce new income-related mortgage limits
BNZ economists cast doubts on the Reserve Bank being soon able to introduce new income-related mortgage limits
30th Oct 16, 9:09am
Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied
Mortgage broker John Bolton doesn't want the RBNZ pulling out the bazooka of DTIs - he'd rather to see them use a rifle and continue to finesse the rules already applied
19th Oct 16, 9:47am
John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers
John Bolton sees much tighter monetary conditions than the RBNZ is expecting, banks maximising margin rather than market share & a riskier landscape for borrowers
20th Sep 16, 5:02am
Squirrel Group's John Bolton has eyes on non-bank deposit taker's licence
Squirrel Group's John Bolton has eyes on non-bank deposit taker's licence
30th Jul 16, 9:28am
Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue
Mortgage broker John Bolton argues rising boomer disposable incomes, and a failure of policy to adjust to changes in society and technology, is causing the housing affordability issue
23rd Jul 16, 9:14am
Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction
Mortgage broker John Bolton looks at the Auckland housing market and chances of a market correction
