debt-to-income ratios
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
16th Nov 20, 12:26pm
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Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
David Hargreaves tries to make sense of swirling and contradictory facts and figures around the current mortgage market
20th Aug 20, 9:04am
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David Hargreaves tries to make sense of swirling and contradictory facts and figures around the current mortgage market
Latest Reserve Bank figures on household debt to income ratios show that still more house buyers are borrowing more than five times their annual income
13th Aug 20, 3:43pm
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Latest Reserve Bank figures on household debt to income ratios show that still more house buyers are borrowing more than five times their annual income
David Hargreaves has a deeper dive through the Reserve Bank's latest figures on mortgage lending by debt-to-income ratio and finds that buyers across the spectrum have been stretching themselves further
19th May 20, 1:58pm
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David Hargreaves has a deeper dive through the Reserve Bank's latest figures on mortgage lending by debt-to-income ratio and finds that buyers across the spectrum have been stretching themselves further
New Reserve Bank figures show that household debt to income ratios continued to blow out right up till the lockdown - and first home buyers were in the frontline
18th May 20, 3:50pm
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New Reserve Bank figures show that household debt to income ratios continued to blow out right up till the lockdown - and first home buyers were in the frontline
New Reserve Bank figures show that household debt to income ratios are blowing out again after reducing during 2018
20th Feb 20, 10:33am
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New Reserve Bank figures show that household debt to income ratios are blowing out again after reducing during 2018
Finance Minister Grant Robertson now tight-lipped on whether the RBNZ should be able to limit bank lending based on borrowers' incomes, having previously opposed such restrictions
17th Aug 19, 9:31am
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Finance Minister Grant Robertson now tight-lipped on whether the RBNZ should be able to limit bank lending based on borrowers' incomes, having previously opposed such restrictions
Reserve Bank warns of risks if house price rises return, says current building activity below what's required given rapid population growth & existing shortage; 'Significant share of house lending at high DTIs'; Paper still in the works
31st May 17, 9:18am
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Reserve Bank warns of risks if house price rises return, says current building activity below what's required given rapid population growth & existing shortage; 'Significant share of house lending at high DTIs'; Paper still in the works