5th Jul 20, 6:02am
David Hargreaves says the willingness or otherwise of Kiwis to keep spending in coming months will be a key factor in how well our economy recovers
David Hargreaves says the willingness or otherwise of Kiwis to keep spending in coming months will be a key factor in how well our economy recovers
30th Jun 20, 3:28pm
New Reserve Bank figures show that despite plunging interest rates Kiwis put the most money away in term deposits last month for a year
New Reserve Bank figures show that despite plunging interest rates Kiwis put the most money away in term deposits last month for a year
25th Jun 20, 12:19pm
House prices at the bottom end of the market have declined 7.3% from their March peak, while mortgage interest rates continue to slide
House prices at the bottom end of the market have declined 7.3% from their March peak, while mortgage interest rates continue to slide
10th Jun 20, 10:50am
Fletcher Building's shareholders might not see any dividends till 2022 if the construction giant uses new, more flexible, agreements with its lenders
Fletcher Building's shareholders might not see any dividends till 2022 if the construction giant uses new, more flexible, agreements with its lenders
10th Jun 20, 7:50am
David Hargreaves says while it would be lovely to simply bin this year and move straight on to 2021, we may be able to somewhat salvage matters in the second half of 2020
David Hargreaves says while it would be lovely to simply bin this year and move straight on to 2021, we may be able to somewhat salvage matters in the second half of 2020
4th Jun 20, 11:57am
With a likely move to the near-normality of level 1 soon, crunch time is approaching for the economy, the jobs market and the housing market
With a likely move to the near-normality of level 1 soon, crunch time is approaching for the economy, the jobs market and the housing market
29th May 20, 5:57pm
The number of borrowers going interest only increases, as 24% of housing and 41% of business loans were interest only at the end of April
The number of borrowers going interest only increases, as 24% of housing and 41% of business loans were interest only at the end of April
[Updated]
27th May 20, 11:34am
Figures produced by the RBNZ suggest that house price falls in excess of 20% would start to produce large numbers of people in negative equity
[Updated]
Figures produced by the RBNZ suggest that house price falls in excess of 20% would start to produce large numbers of people in negative equity
27th May 20, 5:02am
ASB says confidence in the housing market outlook has fallen to a near eight-year low, with expectations for this to fall further in coming months
ASB says confidence in the housing market outlook has fallen to a near eight-year low, with expectations for this to fall further in coming months
25th May 20, 12:31pm
The removal of LVR restrictions on new mortgage lending probably won't be much help to first home buyers in high priced areas like Auckland, Bay of Plenty, Wellington and Nelson
The removal of LVR restrictions on new mortgage lending probably won't be much help to first home buyers in high priced areas like Auckland, Bay of Plenty, Wellington and Nelson
20th May 20, 8:56am
Fletcher Building says the lockdown resulted in it losing $55 million in New Zealand during April; sees residential building consents plummeting by 30% over the next year
Fletcher Building says the lockdown resulted in it losing $55 million in New Zealand during April; sees residential building consents plummeting by 30% over the next year
19th May 20, 1:58pm
David Hargreaves has a deeper dive through the Reserve Bank's latest figures on mortgage lending by debt-to-income ratio and finds that buyers across the spectrum have been stretching themselves further
David Hargreaves has a deeper dive through the Reserve Bank's latest figures on mortgage lending by debt-to-income ratio and finds that buyers across the spectrum have been stretching themselves further
18th May 20, 3:50pm
New Reserve Bank figures show that household debt to income ratios continued to blow out right up till the lockdown - and first home buyers were in the frontline
New Reserve Bank figures show that household debt to income ratios continued to blow out right up till the lockdown - and first home buyers were in the frontline
1st May 20, 8:00am
KiwiBuild projects will be under pressure if housing prices start falling significantly, Greg Ninness says
KiwiBuild projects will be under pressure if housing prices start falling significantly, Greg Ninness says
30th Apr 20, 4:55pm
The Reserve Bank says its restrictions on high loan to value lending will be removed for at least 12 months as it signposted a week ago
The Reserve Bank says its restrictions on high loan to value lending will be removed for at least 12 months as it signposted a week ago
30th Apr 20, 3:38pm
The Reserve Bank says 21% of all housing loans are now interest only, while the wage subsidy saw household deposits boosted by over $4.5 billion
The Reserve Bank says 21% of all housing loans are now interest only, while the wage subsidy saw household deposits boosted by over $4.5 billion
24th Apr 20, 8:00am
The Reserve Bank Governor has encouraged banks to be 'out there doing their business'. We check the pulse of the big five banks and see how they are responding
The Reserve Bank Governor has encouraged banks to be 'out there doing their business'. We check the pulse of the big five banks and see how they are responding
23rd Apr 20, 8:00am
Prices at the bottom end of the market were rising strongly in most places in March but record low mortgage interest rates provided some relief for first home buyers
Prices at the bottom end of the market were rising strongly in most places in March but record low mortgage interest rates provided some relief for first home buyers
21st Apr 20, 11:00am
David Hargreaves questions the decision to totally free up house lending at a time when the market may be in for a substantial correction
David Hargreaves questions the decision to totally free up house lending at a time when the market may be in for a substantial correction
31st Mar 20, 3:37pm
Latest Reserve Bank figures show we have been gearing ourselves up with mortgages - but personal borrowing and agricultural debt have reduced
Latest Reserve Bank figures show we have been gearing ourselves up with mortgages - but personal borrowing and agricultural debt have reduced
