First home buyers

Latest Reserve Bank figures show two-year fixed rate mortgages have returned to favouritism with homeowners

Latest Reserve Bank figures show two-year fixed rate mortgages have returned to favouritism with homeowners

Latest Reserve Bank figures show that in two months after the RBNZ effectively declared there would be no more interest rate cuts, the amount of money on fixed mortgage rates for longer than a two year duration increased by over $10 bln

Latest Reserve Bank figures show that in two months after the RBNZ effectively declared there would be no more interest rate cuts, the amount of money on fixed mortgage rates for longer than a two year duration increased by over $10 bln

Wasay Majid argues retirement savings and housing affordability policies can no longer be designed in isolation

Wasay Majid argues retirement savings and housing affordability policies can no longer be designed in isolation

More than half early KiwiSaver withdrawals in January prompted by financial hardship

More than half early KiwiSaver withdrawals in January prompted by financial hardship

Low equity lending to first home buyers surged to a record high in January

Low equity lending to first home buyers surged to a record high in January

Housing is now the most affordable it has been for first home buyers in more than five years as prices drop at the bottom of the market

Housing is now the most affordable it has been for first home buyers in more than five years as prices drop at the bottom of the market

ASB now offers the Kāinga Ora low deposit First Home Loan, boosted with a cashback. But borrowers face a hefty Lenders Mortgage Insurance

ASB now offers the Kāinga Ora low deposit First Home Loan, boosted with a cashback. But borrowers face a hefty Lenders Mortgage Insurance

In their forthcoming first economic outlook for the year, Westpac's economists now think there will be SIX hikes of the OCR during next year as the current excess capacity in the economy is swallowed up more quickly than earlier expected

In their forthcoming first economic outlook for the year, Westpac's economists now think there will be SIX hikes of the OCR during next year as the current excess capacity in the economy is swallowed up more quickly than earlier expected

Latest Reserve Bank figures show a big change in preference for home owners in December, with floating mortgages pushed to the sidelines and longer term fixed rate mortgages coming to the fore

Latest Reserve Bank figures show a big change in preference for home owners in December, with floating mortgages pushed to the sidelines and longer term fixed rate mortgages coming to the fore

Even as banks start to raise mortgage rates again, the yields on outstanding mortgages are continuing to drop, albeit slowly

Even as banks start to raise mortgage rates again, the yields on outstanding mortgages are continuing to drop, albeit slowly

BNZ economists think the Reserve Bank will start to raise interest rates in the third quarter of this year but won't want to signpost that yet in its first Official Cash Rate review for the year next week

BNZ economists think the Reserve Bank will start to raise interest rates in the third quarter of this year but won't want to signpost that yet in its first Official Cash Rate review for the year next week

Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively

Record surge in amount of mortgage money moving to fixed rates in December as homeowners digested Reserve Bank's November OCR announcement and then acted - decisively

Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers

Residential property investors increased their mortgage pile by over $7 bln in 2025 and are taking up mortgage money at a proportionately faster rate than owner-occupiers

BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one

BNZ's Mike Jones says the cash flow release from mortgage repricing will remain a support for the economic recovery this year, albeit a dissipating one

Average size of mortgages approved to first home buyers is almost $600,000 and more than 40% are low equity loans

Average size of mortgages approved to first home buyers is almost $600,000 and more than 40% are low equity loans