First home buyers
The average price first home buyers are paying for a home has hardly moved since October last year but record numbers are taking out low equity loans
29th Jun 25, 3:30pm
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The average price first home buyers are paying for a home has hardly moved since October last year but record numbers are taking out low equity loans
Mortgage payments on cheaper homes are at their lowest level in almost four years
24th Jun 25, 11:34am
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Mortgage payments on cheaper homes are at their lowest level in almost four years
Latest monthly RBNZ figures show that in April those taking up new mortgages had a clear split between two strategies - with some prepared to wait for further OCR cuts while others were happier to fix for longer terms
5th Jun 25, 3:53pm
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Latest monthly RBNZ figures show that in April those taking up new mortgages had a clear split between two strategies - with some prepared to wait for further OCR cuts while others were happier to fix for longer terms
Latest monthly RBNZ figures show a substantial move to longer fixed term mortgages is happening, while, separately, investors are slowly taking more of an interest in the market
4th Jun 25, 2:00pm
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Latest monthly RBNZ figures show a substantial move to longer fixed term mortgages is happening, while, separately, investors are slowly taking more of an interest in the market
Latest Reserve Bank figures show that on a seasonally adjusted basis, new mortgage commitments were down last month, although the figures were the highest for an April month in four years
27th May 25, 1:15pm
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Latest Reserve Bank figures show that on a seasonally adjusted basis, new mortgage commitments were down last month, although the figures were the highest for an April month in four years
Just over 40% of mortgages approved to first home buyers in April were low equity loans
27th May 25, 10:13am
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Just over 40% of mortgages approved to first home buyers in April were low equity loans
RBNZ doesn't believe changing bank capital rules to enable lower interest rates for first home buyers is warranted
22nd May 25, 7:33am
RBNZ doesn't believe changing bank capital rules to enable lower interest rates for first home buyers is warranted
No change to affordability for first home buyers as house prices move sideways and the market waits for news on further interest rate cuts
21st May 25, 9:00am
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No change to affordability for first home buyers as house prices move sideways and the market waits for news on further interest rate cuts
David Hargreaves has a crunch of the first-quarter mortgage figures, which show business is getting busier whether we talk about amounts borrowed or the numbers of mortgages taken out
11th May 25, 6:30am
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David Hargreaves has a crunch of the first-quarter mortgage figures, which show business is getting busier whether we talk about amounts borrowed or the numbers of mortgages taken out
Latest monthly RBNZ figures show that in March one and two-year fixed mortgage terms were very much back in vogue, while far fewer customers went for floating terms
8th May 25, 3:40pm
Latest monthly RBNZ figures show that in March one and two-year fixed mortgage terms were very much back in vogue, while far fewer customers went for floating terms
BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'
8th May 25, 8:28am
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BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'
First home buyers aren't paying more to get a home of their own but more of them are taking out low equity mortgages
30th Apr 25, 12:36pm
First home buyers aren't paying more to get a home of their own but more of them are taking out low equity mortgages
Latest Reserve Bank figures show people switching loan providers helped drive mortgage figures in March to levels last seen in 2021
30th Apr 25, 10:37am
Latest Reserve Bank figures show people switching loan providers helped drive mortgage figures in March to levels last seen in 2021
KiwiSaver early withdrawals reached record monthly high in March as more savers tap funds for first homes and financial hardship
29th Apr 25, 9:25am
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KiwiSaver early withdrawals reached record monthly high in March as more savers tap funds for first homes and financial hardship
Latest monthly RBNZ figures show in February, owner occupiers were still overwhelmingly taking up 'short' mortgage commitments - but banks' pushing lower two-year rates was starting to have an impact
7th Apr 25, 3:37pm
Latest monthly RBNZ figures show in February, owner occupiers were still overwhelmingly taking up 'short' mortgage commitments - but banks' pushing lower two-year rates was starting to have an impact