First home buyers
Early KiwiSaver withdrawals hit $183 million in August, marking third highest amount withdrawn this year because of financial hardship and home ownership demand
2nd Oct 24, 1:17pm
Early KiwiSaver withdrawals hit $183 million in August, marking third highest amount withdrawn this year because of financial hardship and home ownership demand
It would be too early to say the housing investors 'are back' - but they do appear to be stirring, as evidenced by the latest Reserve Bank figures
1st Oct 24, 11:08am
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It would be too early to say the housing investors 'are back' - but they do appear to be stirring, as evidenced by the latest Reserve Bank figures
Almost 40% of first home buyers in August had a low equity loan
Latest Reserve Bank mortgage figures show investors took a bigger share of the mortgage pie than first home buyers last month for the first time in about two-and-a-half years
25th Sep 24, 3:43pm
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Latest Reserve Bank mortgage figures show investors took a bigger share of the mortgage pie than first home buyers last month for the first time in about two-and-a-half years
Investors becoming more comfortable with the long-term nature of KiwiSaver, Financial Markets Authority says
24th Sep 24, 9:42am
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Investors becoming more comfortable with the long-term nature of KiwiSaver, Financial Markets Authority says
At last some good news for first home buyers as a combination of falling prices and lower interest rates substantially reduce the cost of home ownership
21st Sep 24, 9:00am
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At last some good news for first home buyers as a combination of falling prices and lower interest rates substantially reduce the cost of home ownership
Signs of a slowdown in the housing market are now much clearer, particularly in Auckland, says CoreLogic
12th Sep 24, 12:01am
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Signs of a slowdown in the housing market are now much clearer, particularly in Auckland, says CoreLogic
'Spring has sprung and interest rates are coming down – but don’t expect to see house prices suddenly take off again soon'
10th Sep 24, 5:00am
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'Spring has sprung and interest rates are coming down – but don’t expect to see house prices suddenly take off again soon'
David Hargreaves examines the apparently set path we are on to a series of interest rate reductions and wonders if there could yet be some potholes along the way
8th Sep 24, 6:30am
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David Hargreaves examines the apparently set path we are on to a series of interest rate reductions and wonders if there could yet be some potholes along the way
Housing market downturn is helping first home buyers get into a home of their own
29th Aug 24, 9:32am
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Housing market downturn is helping first home buyers get into a home of their own
Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
28th Aug 24, 10:17am
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Latest quarterly Reserve Bank figures show now the long-expected DTI limits are finally with us, we can actually forget all about them - for the moment
'We see recent falls in mortgage rates as more about preventing a deeper correction in house prices than providing the fuel for an immediate lurch higher'
28th Aug 24, 8:50am
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'We see recent falls in mortgage rates as more about preventing a deeper correction in house prices than providing the fuel for an immediate lurch higher'
First home buyers are benefiting from a combination of declining house prices and falling interest rates
27th Aug 24, 12:38pm
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First home buyers are benefiting from a combination of declining house prices and falling interest rates
Latest Reserve Bank mortgage figures show investors came close to overtaking first home buyers in the month of July
26th Aug 24, 3:52pm
100
Latest Reserve Bank mortgage figures show investors came close to overtaking first home buyers in the month of July
Now that interest rates are officially on the way down, David Hargreaves has a crunch of some numbers that might help us to determine when the economy will pick up again
25th Aug 24, 6:30am
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Now that interest rates are officially on the way down, David Hargreaves has a crunch of some numbers that might help us to determine when the economy will pick up again
In our Of Interest podcast, Squirrel's John Bolton explains why the appetite for smaller apartments might be greater than you think
2nd Aug 24, 10:03am
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In our Of Interest podcast, Squirrel's John Bolton explains why the appetite for smaller apartments might be greater than you think
BNZ's chief economist says mortgage holders have shortened up the terms of their fixed-rate borrowing 'much more so' than before previous Official Cash Rate easing cycles
1st Aug 24, 10:54am
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BNZ's chief economist says mortgage holders have shortened up the terms of their fixed-rate borrowing 'much more so' than before previous Official Cash Rate easing cycles
Sharp drop in the number of first home buyers getting into a home of their own in June, but they are now the single biggest buying group in the housing market
30th Jul 24, 9:55am
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Sharp drop in the number of first home buyers getting into a home of their own in June, but they are now the single biggest buying group in the housing market
David Hargreaves has a crunch of the mortgage figures for the first six months of 2024 and finds while the figures are overall slightly up on the very low figures a year ago, the recent trend doesn't bode well at all
28th Jul 24, 6:30am
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David Hargreaves has a crunch of the mortgage figures for the first six months of 2024 and finds while the figures are overall slightly up on the very low figures a year ago, the recent trend doesn't bode well at all
Latest mortgage figures from the Reserve Bank show that the 14,590 new mortgages in June 2024 was the lowest total for this month since the detailed data began in 2015
25th Jul 24, 10:47am
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Latest mortgage figures from the Reserve Bank show that the 14,590 new mortgages in June 2024 was the lowest total for this month since the detailed data began in 2015
[updated]
Banks typically charge low equity fees for borrowers with deposits below 20%. Are these reapplied if equity rises above 20% and then drops back below 20%?
24th Jul 24, 5:00am
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Banks typically charge low equity fees for borrowers with deposits below 20%. Are these reapplied if equity rises above 20% and then drops back below 20%?
Improving affordability for first home buyers could mark a turning point in the housing market
20th Jul 24, 9:23am
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Improving affordability for first home buyers could mark a turning point in the housing market
Average estimated price first home buyers are paying for a home has declined by more than $60,000 over the last two years
5th Jul 24, 9:55am
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Average estimated price first home buyers are paying for a home has declined by more than $60,000 over the last two years
Latest Reserve Bank mortgage figures show while housing investors are not exactly piling back into the market, they are at least starting to sit up and pay attention
28th May 24, 4:07pm
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Latest Reserve Bank mortgage figures show while housing investors are not exactly piling back into the market, they are at least starting to sit up and pay attention
Reserve Bank says banks will have to comply with the new DTI rules from July 1, while loan to value ratio restriction easing will also be applied from the same date
28th May 24, 10:58am
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Reserve Bank says banks will have to comply with the new DTI rules from July 1, while loan to value ratio restriction easing will also be applied from the same date