First home buyers

Housing conditions 'right for further LVR loosening'

14 Nov 18, 11:45am

Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
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Too early to say if KiwiBuild can deliver substantial benefits for first home buyers

13 Nov 18, 12:03pm

Greg Ninness

69 comments

KiwiBuild homes are on the margins of affordability for first buyers but that could change significantly next year, writes Greg Ninness
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Lighting the housing market's fire?

13 Nov 18, 7:50am

David Hargreaves

60 comments

David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
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Westpac boss sees bank mortgage competition hotting up

6 Nov 18, 11:51am

David Hargreaves

32 comments

Westpac NZ's David McLean is seeing increased competition between the banks as the spring housing market springs to life
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Kiwibuild straight out of the Blackadder playbook

1 Nov 18, 8:37am

Peter Dunne

63 comments

Peter Dunne says the Government's flagship housing programme is beginning to look like no more than one of Edmund Blackadder's cunning plans
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Borrowing growth slowing on all fronts

31 Oct 18, 3:32pm

David Hargreaves

30 comments

Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
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ANZ tips further LVR rule loosening

30 Oct 18, 11:34am

David Hargreaves

24 comments

ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
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Auckland first home buyers better off by $87 a week compared to 18 months ago

26 Oct 18, 11:04am

Greg Ninness

79 comments

Falling interest rates, easing house prices and rising incomes have improved the lot of typical first home buyers in Auckland by nearly $90 a week since March 2017
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Will they or won't they?

11 Oct 18, 1:47pm

David Hargreaves

37 comments

There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
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KiwiBuild is no magic wand for young people on average incomes

9 Oct 18, 10:05am

Greg Ninness

77 comments

Even KiwiBuild homes are likely to be beyond the reach of many first home buyers if they don't have a decent deposit or a better than average income
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The FHBs and the investors take a breather

26 Sep 18, 3:38pm

David Hargreaves

28 comments

Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
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Housing slightly more affordable for first home buyers

26 Sep 18, 10:22am

Greg Ninness

110 comments

Slightly lower prices, falling interest rates and slowly rising incomes are all helping to improve affordability for first home buyers - but not by much
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A pivotal Spring for the house market

25 Sep 18, 11:29am

David Hargreaves

88 comments

David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election
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Mortgage borrowing capacity has fallen, but by how much?

17 Sep 18, 5:00am

Gareth Vaughan

24 comments

The capacity of home loan borrowers to borrow has dropped by about 20% over the past couple of years, mortgage brokers estimate
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KiwiBuild ballot opens next week for Onehunga apartments

13 Sep 18, 8:36am

Greg Ninness

26 comments

Construction starts on KiwiBuild's first Buying Off The Plans project - 25 apartments in Onehunga
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Going all-in on KiwiBuild

11 Sep 18, 11:17am

David Hargreaves

14 comments

As the Government stumbles from one crisis to another, it's looking for the flagship KiwiBuild programme to inject some stability and lead it in a more positive direction; the stakes are high
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Ballot for first KiwiBuild homes opens

10 Sep 18, 5:05pm

David Hargreaves

76 comments

Prime Minister says Govt is 'opening the door' for families locked out of home ownership
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ASB offering 95% mortgages for KiwiBuild homes

7 Sep 18, 11:04am

Gareth Vaughan

48 comments

ASB joins Kiwibank with special deal for KiwiBuild home buyers, saying they'll 'potentially' only need a 5% deposit & get $2,500 towards costs
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LVR shackles likely to remain

4 Sep 18, 8:09am

David Hargreaves

10 comments

David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
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The return of the housing investor...

27 Aug 18, 3:38pm

David Hargreaves

30 comments

Monthly mortgage figures show investors are slowly rebuilding their share of borrowing, gaining their highest share of the overall figures for over a year last month
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