5th Aug 21, 3:04pm
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
3rd Aug 21, 2:40pm
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
3rd Aug 21, 9:25am
Govt signs off on DTI measures, which will be implemented; RBNZ also to tighten LVR rules from October; RBNZ says it 'hasn't seen sufficient reduction in risky lending'
Govt signs off on DTI measures, which will be implemented; RBNZ also to tighten LVR rules from October; RBNZ says it 'hasn't seen sufficient reduction in risky lending'
29th Jul 21, 11:06am
First home buyers accounting for a whopping 41% of housing sales each month, new interest.co.nz First Home Buyer Report shows
First home buyers accounting for a whopping 41% of housing sales each month, new interest.co.nz First Home Buyer Report shows
28th Jul 21, 12:35pm
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
27th Jul 21, 2:23pm
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
26th Jul 21, 3:34pm
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
22nd Jul 21, 12:08pm
House prices at the affordable end of the market have stopped rising but they aren't getting any cheaper
House prices at the affordable end of the market have stopped rising but they aren't getting any cheaper
20th Jul 21, 10:58am
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
11th Jul 21, 6:01am
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
5th Jul 21, 4:00pm
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
30th Jun 21, 3:41pm
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
29th Jun 21, 1:53pm
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
28th Jun 21, 12:22pm
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
24th Jun 21, 1:31pm
David Hargreaves says some of the measures put in place to stymie the current hot housing market may prove to be a long-term drag on the market
David Hargreaves says some of the measures put in place to stymie the current hot housing market may prove to be a long-term drag on the market
23rd Jun 21, 12:10pm
Latest Home Loan Affordability Report figures suggest house prices at the bottom of the market may be flattening - but Auckland's still a problem
Latest Home Loan Affordability Report figures suggest house prices at the bottom of the market may be flattening - but Auckland's still a problem
23rd Jun 21, 8:30am
David Hargreaves sifts through the array of remedies targeted at the runaway housing market and tries to assess how it is going so far
David Hargreaves sifts through the array of remedies targeted at the runaway housing market and tries to assess how it is going so far
16th Jun 21, 12:34pm
The Reserve Bank does seem set to get a debt-to-income ratio measure in its macro-prudential toolkit - but at a much higher level than it earlier contemplated
The Reserve Bank does seem set to get a debt-to-income ratio measure in its macro-prudential toolkit - but at a much higher level than it earlier contemplated
15th Jun 21, 2:40pm
David Hargreaves looks to the second half of the year and beyond with a mixture of hope and trepidation
David Hargreaves looks to the second half of the year and beyond with a mixture of hope and trepidation
4th Jun 21, 10:03am
SBS Bank focusing on first home buyer, consumer and reverse equity lending as it calls time on rural lending and pulls back on commercial lending
SBS Bank focusing on first home buyer, consumer and reverse equity lending as it calls time on rural lending and pulls back on commercial lending
3rd Jun 21, 8:00am
A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
31st May 21, 3:46pm
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
30th May 21, 6:01am
The housing market may be at a turning point with prices at the bottom of the market declining in April
The housing market may be at a turning point with prices at the bottom of the market declining in April
26th May 21, 3:26pm
April mortgage borrowing has slowed, but is still running at historically high levels; first home buyers have strongly increased their share of the borrowing, while investor figures are down
April mortgage borrowing has slowed, but is still running at historically high levels; first home buyers have strongly increased their share of the borrowing, while investor figures are down
19th May 21, 12:35pm
If the current wave of inflationary pressures prove to be more than just a passing flurry, the Reserve Bank will be forced to raise interest rates. And rising mortgage payments will be a new thing for many mortgage holders
If the current wave of inflationary pressures prove to be more than just a passing flurry, the Reserve Bank will be forced to raise interest rates. And rising mortgage payments will be a new thing for many mortgage holders
