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First home buyers

7th May 21, 4:50pm
SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.
SBS Bank's new very low one year fixed rate offer is available for first home buyers with only a 10%+ deposit. Others need 20%. Investors need 40%.
7th May 21, 4:50pm
6th May 21, 12:16pm
According to the Reserve Bank it now takes over 220% of median disposable household income to fund a 20% deposit on a house
According to the Reserve Bank it now takes over 220% of median disposable household income to fund a 20% deposit on a house
6th May 21, 12:16pm
5th May 21, 7:21pm
New figures from the RBNZ show that up to 71% of the money being borrowed each month recently by investors for houses has been done on high debt to income ratios
New figures from the RBNZ show that up to 71% of the money being borrowed each month recently by investors for houses has been done on high debt to income ratios
5th May 21, 7:21pm
4th May 21, 2:14pm
Investors accounted for over a third of the growth in the country's bank mortgage stock in the six months to the end of March; meanwhile, on the farm, dairy lending is falling fast
Investors accounted for over a third of the growth in the country's bank mortgage stock in the six months to the end of March; meanwhile, on the farm, dairy lending is falling fast
4th May 21, 2:14pm
3rd May 21, 9:22am
David Hargreaves looks at the all-night mortgage borrowing bender Kiwis are going on while lending to 'productive' parts of the economy withers
David Hargreaves looks at the all-night mortgage borrowing bender Kiwis are going on while lending to 'productive' parts of the economy withers
3rd May 21, 9:22am
29th Apr 21, 3:25pm
Kiwis have again been borrowing up large, with nearly $10.5 billion loaned by the banks in the past month for mortgages; first home buyers borrowed a record amount; investors borrowed close to record levels
Kiwis have again been borrowing up large, with nearly $10.5 billion loaned by the banks in the past month for mortgages; first home buyers borrowed a record amount; investors borrowed close to record levels
29th Apr 21, 3:25pm
23rd Apr 21, 5:00am
Current market conditions make moving up the property ladder an extremely affordable proposition for existing home owners, Interest.co.nz's Home Loan Affordability Report shows
Current market conditions make moving up the property ladder an extremely affordable proposition for existing home owners, Interest.co.nz's Home Loan Affordability Report shows
23rd Apr 21, 5:00am
21st Apr 21, 2:58pm
ANZ economists say after the recent housing policy changes by the Government there's a greater chance that interest rate increases could cause investors to sell up; RBNZ may wait too long to raise rates
ANZ economists say after the recent housing policy changes by the Government there's a greater chance that interest rate increases could cause investors to sell up; RBNZ may wait too long to raise rates
21st Apr 21, 2:58pm
21st Apr 21, 7:38am
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
21st Apr 21, 7:38am
19th Apr 21, 3:33pm
Kiwibank economists say housing supply should be able to meet demand by 2024 and we could even see an over-supply, leading to improved affordability; house price growth to fall to 1% by end of 2022
Kiwibank economists say housing supply should be able to meet demand by 2024 and we could even see an over-supply, leading to improved affordability; house price growth to fall to 1% by end of 2022
19th Apr 21, 3:33pm
10th Apr 21, 10:00am
Westpac economists say landlords might be better off selling their property to the tenants rather than trying to push through large rent hikes
Westpac economists say landlords might be better off selling their property to the tenants rather than trying to push through large rent hikes
10th Apr 21, 10:00am
6th Apr 21, 1:23pm
ASB economists says rent controls benefit incumbent renters, regardless of their financial circumstances, but 'pretty much everyone else' bears costs
ASB economists says rent controls benefit incumbent renters, regardless of their financial circumstances, but 'pretty much everyone else' bears costs
6th Apr 21, 1:23pm
6th Apr 21, 8:43am
Economist Brian Easton says the government’s recent housing package may work; will it do enough?
Economist Brian Easton says the government’s recent housing package may work; will it do enough?
6th Apr 21, 8:43am
4th Apr 21, 6:31am
David Hargreaves says the alarming rise in high debt-to-income ratio borrowing highlights why the Reserve Bank should be allowed to implement across-the-board DTI limits without any exceptions
David Hargreaves says the alarming rise in high debt-to-income ratio borrowing highlights why the Reserve Bank should be allowed to implement across-the-board DTI limits without any exceptions
4th Apr 21, 6:31am
31st Mar 21, 3:44pm
Latest figures from the Reserve Bank confirm the massive surge in house prices toward the end of last year saw buyers stretch themselves much further financially
Latest figures from the Reserve Bank confirm the massive surge in house prices toward the end of last year saw buyers stretch themselves much further financially
31st Mar 21, 3:44pm
31st Mar 21, 10:56am
The new tax rules on residential investment properties mean the days of investors mortgaging up to the eyeballs are probably over
The new tax rules on residential investment properties mean the days of investors mortgaging up to the eyeballs are probably over
31st Mar 21, 10:56am
29th Mar 21, 3:35pm
David Hargreaves assesses some of the more intemperate suggestions being made about what might be ahead in the wake of the Government's housing policy package
David Hargreaves assesses some of the more intemperate suggestions being made about what might be ahead in the wake of the Government's housing policy package
29th Mar 21, 3:35pm
29th Mar 21, 12:09pm
Westpac economists say the Govt's housing taxation changes will 'dramatically tilt' financial conditions in favour of owner-occupiers and 'cashed-up' investors, who will now determine the market price of houses
Westpac economists say the Govt's housing taxation changes will 'dramatically tilt' financial conditions in favour of owner-occupiers and 'cashed-up' investors, who will now determine the market price of houses
29th Mar 21, 12:09pm
26th Mar 21, 10:34am
David Hargreaves settles in for a fascinating few months ahead as we wait to see how the housing market reacts to the bold housing package unveiled by the Government this week
David Hargreaves settles in for a fascinating few months ahead as we wait to see how the housing market reacts to the bold housing package unveiled by the Government this week
26th Mar 21, 10:34am
26th Mar 21, 9:12am
ANZ NZ CEO Antonia Watson says the country's biggest home lender will be reviewing its affordability equations for property investor borrowers after government housing moves
ANZ NZ CEO Antonia Watson says the country's biggest home lender will be reviewing its affordability equations for property investor borrowers after government housing moves
26th Mar 21, 9:12am
25th Mar 21, 11:14am
BNZ economists say the Government is 'dead set' on curtailing soaring house prices and will do what it takes - 'it will almost certainly win in the end'
BNZ economists say the Government is 'dead set' on curtailing soaring house prices and will do what it takes - 'it will almost certainly win in the end'
25th Mar 21, 11:14am
24th Mar 21, 3:33pm
Kiwis kept up the frenetic borrowing pace for house purchases in February, but first home buyers are feeling the heat and there's early signs of investor fall-off
Kiwis kept up the frenetic borrowing pace for house purchases in February, but first home buyers are feeling the heat and there's early signs of investor fall-off
24th Mar 21, 3:33pm
24th Mar 21, 11:55am
The prospect of home ownership has been increasingly hopeless for people on average wages but the Government's new housing policies should give them hope
The prospect of home ownership has been increasingly hopeless for people on average wages but the Government's new housing policies should give them hope
24th Mar 21, 11:55am
23rd Mar 21, 2:57pm
Economists see the housing changes announced by the Government as having a chilling effect on investor demand and acting as a significant drag on house price growth
Economists see the housing changes announced by the Government as having a chilling effect on investor demand and acting as a significant drag on house price growth
23rd Mar 21, 2:57pm
23rd Mar 21, 11:07am
David Hargreaves says the Government's plan to directly fund housing infrastructure is great - but as ever with this government, the policy will stand or fall on whether the government can deliver, and its previous form is not good
David Hargreaves says the Government's plan to directly fund housing infrastructure is great - but as ever with this government, the policy will stand or fall on whether the government can deliver, and its previous form is not good
23rd Mar 21, 11:07am

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