First home buyers
Latest monthly RBNZ figures show that the preference for one-year fixed mortgages was consolidated in July, while the brief fling with floating rates is dying off
4th Sep 25, 3:46pm
Latest monthly RBNZ figures show that the preference for one-year fixed mortgages was consolidated in July, while the brief fling with floating rates is dying off
The great mortgage reset has kicked into a new, higher gear in the past few months
3rd Sep 25, 2:00pm
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The great mortgage reset has kicked into a new, higher gear in the past few months
Latest Reserve Bank figures show that the amount of non-performing housing loans dropped by $55 million in July - the biggest monthly fall since late 2020 when the brief pandemic spike was unwinding
1st Sep 25, 11:47am
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Latest Reserve Bank figures show that the amount of non-performing housing loans dropped by $55 million in July - the biggest monthly fall since late 2020 when the brief pandemic spike was unwinding
Low equity mortgage lending to first home buyers is at record levels
Early KiwiSaver withdrawals topped $234.8 million in July with 9390 withdrawals made for first homes and financial hardship
29th Aug 25, 9:14am
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Early KiwiSaver withdrawals topped $234.8 million in July with 9390 withdrawals made for first homes and financial hardship
First home buyers have benefited considerably from falling house prices and interest rates over the last few years
28th Aug 25, 8:47am
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First home buyers have benefited considerably from falling house prices and interest rates over the last few years
Latest Reserve Bank figures show that the amount of mortgage money changing loan providers hit a new high of $2.6 billion last month
26th Aug 25, 3:33pm
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Latest Reserve Bank figures show that the amount of mortgage money changing loan providers hit a new high of $2.6 billion last month
Mike Jones says mortgage fixing behaviour now appears less sensitive to current relative pricing, and more focused on the risks and opportunities from the shape of the next interest rate cycle
21st Aug 25, 1:58pm
Mike Jones says mortgage fixing behaviour now appears less sensitive to current relative pricing, and more focused on the risks and opportunities from the shape of the next interest rate cycle
SBS Bank cuts its first home buyer 'Combo' rate to 3.99%, its lowest rate since May 2022
15th Aug 25, 3:00pm
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SBS Bank cuts its first home buyer 'Combo' rate to 3.99%, its lowest rate since May 2022
A look at the detailed mortgage figures for the first six months of this year reveals that the investors are definitely back - even if that's not what the current market narrative might say
6th Aug 25, 8:39am
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A look at the detailed mortgage figures for the first six months of this year reveals that the investors are definitely back - even if that's not what the current market narrative might say
Latest monthly RBNZ figures show that in June there was a marked shift in preference to one-year fixed mortgages, particularly for investors
4th Aug 25, 3:37pm
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Latest monthly RBNZ figures show that in June there was a marked shift in preference to one-year fixed mortgages, particularly for investors
Latest Reserve Bank figures show that even as mortgage rates come down, the amount of non-performing housing loans is still going up, now getting close to $2.5 billion worth
31st Jul 25, 3:47pm
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Latest Reserve Bank figures show that even as mortgage rates come down, the amount of non-performing housing loans is still going up, now getting close to $2.5 billion worth
David Hargreaves has a crunch of the mortgage figures for the first six months of 2025 and says these show a return very much to 'normal' patterns after the wild pandemic period and subsequent slump
25th Jul 25, 9:12am
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David Hargreaves has a crunch of the mortgage figures for the first six months of 2025 and says these show a return very much to 'normal' patterns after the wild pandemic period and subsequent slump
Early KiwiSaver withdrawals hit over $190 million in June as 7700 withdrawals were made for first homes and financial hardship
24th Jul 25, 1:17pm
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Early KiwiSaver withdrawals hit over $190 million in June as 7700 withdrawals were made for first homes and financial hardship
The estimated average price paid by first home buyers in June was $682,000