Moral Hazard

19th Oct 19, 10:02am
Gareth Vaughan says the Reserve Bank's efforts to combat the too big to fail problem is a worthy aspect of its proposals to increase NZ banks' regulatory capital requirements
Gareth Vaughan says the Reserve Bank's efforts to combat the too big to fail problem is a worthy aspect of its proposals to increase NZ banks' regulatory capital requirements
19th Oct 19, 10:02am
25th Jun 19, 2:37pm
David Chaston explains why it is a bad idea for the investment scrum to be screwed in favour of the wealthy, and essentially exclude and penalise those who have no weight in the game by making them pay
David Chaston explains why it is a bad idea for the investment scrum to be screwed in favour of the wealthy, and essentially exclude and penalise those who have no weight in the game by making them pay
25th Jun 19, 2:37pm
2nd Nov 18, 11:08am
Consultation document for next stage of Reserve Bank Act review gives clear signals that some form of formal protection for bank depositors is likely to be introduced
Consultation document for next stage of Reserve Bank Act review gives clear signals that some form of formal protection for bank depositors is likely to be introduced
2nd Nov 18, 11:08am
10th May 17, 8:04am
The IMF suggests a de minimis exemption of $10,000 per depositor as a second best option to the full blown introduction of deposit insurance in NZ given govt & RBNZ opposition
The IMF suggests a de minimis exemption of $10,000 per depositor as a second best option to the full blown introduction of deposit insurance in NZ given govt & RBNZ opposition
10th May 17, 8:04am
20th Sep 16, 1:01pm
Report on ethics in the financial services sector argues ethics, risk and client satisfaction should be considered as well as profits in the awarding of bonuses
Report on ethics in the financial services sector argues ethics, risk and client satisfaction should be considered as well as profits in the awarding of bonuses
20th Sep 16, 1:01pm
28th Apr 14, 9:57am
Bernard Hickey looks at the lessons we should learn from warnings about our over-valued property market and the need for a deposit insurance scheme
Bernard Hickey looks at the lessons we should learn from warnings about our over-valued property market and the need for a deposit insurance scheme
28th Apr 14, 9:57am
19th Apr 13, 8:34pm
PM John Key and the RBNZ are wrong in their opposition to deposit insurance, says NZ-based advisor to international deposit insurers' body
PM John Key and the RBNZ are wrong in their opposition to deposit insurance, says NZ-based advisor to international deposit insurers' body
19th Apr 13, 8:34pm
11th Apr 13, 10:07am
NZ doesn't have deposit insurance due to moral hazard and the difficulties of defining boundaries and pricing, but it could easily be accommodated, RBNZ says
NZ doesn't have deposit insurance due to moral hazard and the difficulties of defining boundaries and pricing, but it could easily be accommodated, RBNZ says
11th Apr 13, 10:07am
9th Apr 13, 4:10pm
Opinion: The Govt and RBNZ may be uninterested in introducing a deposit insurance scheme, but there's nothing stopping banks from offering secured deposits
Opinion: The Govt and RBNZ may be uninterested in introducing a deposit insurance scheme, but there's nothing stopping banks from offering secured deposits
9th Apr 13, 4:10pm
2nd Apr 13, 11:14am
Matt Nolan looks how a deposit levy can help get the 'incentives' right for savers, bank shareholders, management, and taxpayers to avoid banks going bad
Matt Nolan looks how a deposit levy can help get the 'incentives' right for savers, bank shareholders, management, and taxpayers to avoid banks going bad
2nd Apr 13, 11:14am
20th Mar 13, 3:26pm
Gareth Morgan points out the stream of unfettered credit from central banks can have a big cost, one revealed in the Cyprus bank collapse. You agree?
Gareth Morgan points out the stream of unfettered credit from central banks can have a big cost, one revealed in the Cyprus bank collapse. You agree?
20th Mar 13, 3:26pm
19th Mar 13, 12:11pm
Green Party's Russel Norman hits out at Government's 'Cyprus style' bank failure solution, pushes Aussie style deposit guarantee scheme
Green Party's Russel Norman hits out at Government's 'Cyprus style' bank failure solution, pushes Aussie style deposit guarantee scheme
19th Mar 13, 12:11pm
12th Dec 12, 5:34pm
How HSBC became the 'preferred financial institution for drug traffickers and money launderers' yet escapes any criminal prosecution in a classic 'moral hazard' case
How HSBC became the 'preferred financial institution for drug traffickers and money launderers' yet escapes any criminal prosecution in a classic 'moral hazard' case
12th Dec 12, 5:34pm
4th Dec 12, 9:20am
Matt Nolan says history has shown it is not possible to have a perfectly competitive financial sector and a perfectly stable banking sector. We should debate the trade-offs, he says. Your view?
Matt Nolan says history has shown it is not possible to have a perfectly competitive financial sector and a perfectly stable banking sector. We should debate the trade-offs, he says. Your view?
4th Dec 12, 9:20am
30th Nov 12, 2:24pm
by Guest
Alfred Duncan suggests a possible way of better aligning bankers’ incentives with financial-system safety and capital-allocation efficiency. You agree?
Alfred Duncan suggests a possible way of better aligning bankers’ incentives with financial-system safety and capital-allocation efficiency. You agree?
30th Nov 12, 2:24pm
20th Nov 12, 12:02pm
Matt Nolan says when depositors lose faith in banks, a crisis follows with a recession or depression. He says regulation can protect us, but new stresses occur in unexpected ways. Your view?
Matt Nolan says when depositors lose faith in banks, a crisis follows with a recession or depression. He says regulation can protect us, but new stresses occur in unexpected ways. Your view?
20th Nov 12, 12:02pm
13th Sep 08, 2:41pm
Opinion: What is the right medicine for sick markets?
Opinion: What is the right medicine for sick markets?
13th Sep 08, 2:41pm