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mortgage debt

Dramatic fall in the number of first home buyers taking out riskier, low deposit mortgages
25th Mar 22, 10:42am
138
Dramatic fall in the number of first home buyers taking out riskier, low deposit mortgages
Reserve Bank says 25 basis points OCR hike will see average mortgage holder pay an extra $825 a year
25th Feb 22, 5:00am
by Jenée Tibshraeny
52
Reserve Bank says 25 basis points OCR hike will see average mortgage holder pay an extra $825 a year
Sharply higher house prices, rising interest rates and tightening credit criteria are creating a perfect storm for first home buyers
25th Nov 21, 10:48am
65
Sharply higher house prices, rising interest rates and tightening credit criteria are creating a perfect storm for first home buyers
Prices at the bottom end of Auckland's housing market increased $85,000 in October making home ownership the preserve of the highly paid
23rd Nov 21, 6:26pm
101
Prices at the bottom end of Auckland's housing market increased $85,000 in October making home ownership the preserve of the highly paid
The majority of new mortgages aren't used to buy houses but the Reserve Bank is keeping the numbers secret for the time being
4th Nov 21, 3:28pm
61
The majority of new mortgages aren't used to buy houses but the Reserve Bank is keeping the numbers secret for the time being
The average amount first home buyers are paying for a home is estimated to have increased by $118,000 in the year to July
27th Aug 21, 8:00am
117
The average amount first home buyers are paying for a home is estimated to have increased by $118,000 in the year to July
Interest charged on home loans fell to a low in the June quarter but will start rising along with mortgage rates
27th Jul 21, 10:30am
16
Interest charged on home loans fell to a low in the June quarter but will start rising along with mortgage rates
How all the mortgage debt we've racked up will see an OCR hike have a particularly large cooling effect on the economy  
8th Jul 21, 9:20am
by Jenée Tibshraeny
118
How all the mortgage debt we've racked up will see an OCR hike have a particularly large cooling effect on the economy  
Once the threat of COVID recedes we will need to tackle the enormous debt mountain that's propping up the housing market, Greg Ninness argues
21st Jan 21, 8:45am
95
Once the threat of COVID recedes we will need to tackle the enormous debt mountain that's propping up the housing market, Greg Ninness argues
Centrix managing director Keith McLaughlin suggests lenders will need to work with some customers who have their mortgages deferred to refinance or restructure
21st Sep 20, 1:02pm
79
Centrix managing director Keith McLaughlin suggests lenders will need to work with some customers who have their mortgages deferred to refinance or restructure
A debt jubilee, universal basic income and regionalism rather than globalisation, are among Steve Keen's key solutions to the COVID-19 pandemic and resulting steep economic downturn
12th Apr 20, 7:27am
313
A debt jubilee, universal basic income and regionalism rather than globalisation, are among Steve Keen's key solutions to the COVID-19 pandemic and resulting steep economic downturn
Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
9th Jul 19, 5:00am
23
Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
We track the changes in the way banks have allocated their lending and review the big influences that have driven it. The trend only works as long as house prices keep rising
5th Aug 17, 10:35am
71
We track the changes in the way banks have allocated their lending and review the big influences that have driven it. The trend only works as long as house prices keep rising
Baby boomers leveraging off capital gains to buy investment properties rather than paying off the mortgage as they head towards retirement
14th Nov 16, 4:50pm
22
Baby boomers leveraging off capital gains to buy investment properties rather than paying off the mortgage as they head towards retirement