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mortgage interest rates

Flat house prices at the bottom of the market, a slight easing of mortgage interest rates and rising incomes create some breathing space for first home buyers
23rd Apr 24, 7:36am
74
Flat house prices at the bottom of the market, a slight easing of mortgage interest rates and rising incomes create some breathing space for first home buyers
Independent economist Brian Easton says households with children are more likely to have mortgages, so they are likely to be hit more heavily by the rise in interest rates
4th Mar 24, 9:20am
18
Independent economist Brian Easton says households with children are more likely to have mortgages, so they are likely to be hit more heavily by the rise in interest rates
First home buyers were better off by $2 a week in November as the market drifted sideways
19th Dec 23, 1:06pm
81
First home buyers were better off by $2 a week in November as the market drifted sideways
Small moves in house prices and interest rates in June leave home loan affordability little changed
25th Jul 23, 12:16pm
58
Small moves in house prices and interest rates in June leave home loan affordability little changed
New Reserve Bank mortgage figures show homeowners paid close to $4 billion in interest during the March quarter, while total scheduled repayments topped $6 billion for the first time since the RBNZ started publishing this data
1st May 23, 11:12am
16
New Reserve Bank mortgage figures show homeowners paid close to $4 billion in interest during the March quarter, while total scheduled repayments topped $6 billion for the first time since the RBNZ started publishing this data
The Consumers Price Index is designed for the RBNZ meaning the Household Living-Costs Price Index is a better measure of how inflation impacts NZ households, Bill Rosenberg argues
23rd Mar 23, 7:30am
27
The Consumers Price Index is designed for the RBNZ meaning the Household Living-Costs Price Index is a better measure of how inflation impacts NZ households, Bill Rosenberg argues
BNZ chief economist Mike Jones says significant mortgage rate relief is unlikely this year and he's 'not confident' the housing market can 'right itself' till it is clear mortgage rates have stopped rising
6th Mar 23, 10:05am
16
BNZ chief economist Mike Jones says significant mortgage rate relief is unlikely this year and he's 'not confident' the housing market can 'right itself' till it is clear mortgage rates have stopped rising
Almost a third of first home buyers have less than a 20% deposit and the average amount they're paying for a home is down $58,300 since April last year
25th Feb 23, 7:15am
119
Almost a third of first home buyers have less than a 20% deposit and the average amount they're paying for a home is down $58,300 since April last year
[updated]
Suddenly our wholesale rate curves have turned very negative. We check the history books to see what happened when we last had rate inversions as steep as they are now
13th Jan 23, 9:58am
57
Suddenly our wholesale rate curves have turned very negative. We check the history books to see what happened when we last had rate inversions as steep as they are now
The position of aspiring first home buyers has deteriorated substantially over the last three years
23rd Oct 22, 6:00am
234
The position of aspiring first home buyers has deteriorated substantially over the last three years
Rising interest rates eating up many of the benefits of falling house prices for first home buyers
26th Aug 22, 9:25am
124
Rising interest rates eating up many of the benefits of falling house prices for first home buyers
Falling house prices more than offset the effects of rising interest rates for first home buyers in May
22nd Jun 22, 10:30am
52
Falling house prices more than offset the effects of rising interest rates for first home buyers in May
House prices at the bottom of the market now falling in every region, but first home buyers no better off due to rising interest rates
19th May 22, 10:00am
131
House prices at the bottom of the market now falling in every region, but first home buyers no better off due to rising interest rates
What happens to mortgage rates, and household spending, if ANZ is right and the RBNZ leans into the sharp-rising inflationary pressures with vigour?
9th Mar 22, 8:32am
31
What happens to mortgage rates, and household spending, if ANZ is right and the RBNZ leans into the sharp-rising inflationary pressures with vigour?
Here's a summary of changes to banks' floating mortgage rates since Wednesday's Reserve Bank 25 basis points Official Cash Rate increase
25th Feb 22, 10:24am
6
Here's a summary of changes to banks' floating mortgage rates since Wednesday's Reserve Bank 25 basis points Official Cash Rate increase
First home buyers accounting for a whopping 41% of housing sales each month, new interest.co.nz First Home Buyer Report shows
29th Jul 21, 11:06am
48
First home buyers accounting for a whopping 41% of housing sales each month, new interest.co.nz First Home Buyer Report shows
House prices at the affordable end of the market have stopped rising but they aren't getting any cheaper
22nd Jul 21, 12:08pm
85
House prices at the affordable end of the market have stopped rising but they aren't getting any cheaper
ANZ report says the border closure means housing supply is catching up with demand but there's still uncertainty over future immigration settings
25th May 21, 1:09pm
45
ANZ report says the border closure means housing supply is catching up with demand but there's still uncertainty over future immigration settings
Housing affordability improved slightly for first home buyers in many parts of the country in January, but the outlook remains grim for those on average wages
28th Feb 21, 6:32am
91
Housing affordability improved slightly for first home buyers in many parts of the country in January, but the outlook remains grim for those on average wages
Low interest rates have created winners and losers in the housing market as the COVID-19 pandemic rumbles on
26th Jan 21, 10:12am
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Low interest rates have created winners and losers in the housing market as the COVID-19 pandemic rumbles on
The benefits of rising wages and lower interest rates on mortgage payments for first home buyers have been more than wiped out by rising house prices
22nd Dec 20, 11:53am
196
The benefits of rising wages and lower interest rates on mortgage payments for first home buyers have been more than wiped out by rising house prices
House prices at the bottom of the market have been largely flat in Auckland for several months but have kept rising in most of the rest of the country
27th Oct 20, 10:29am
85
House prices at the bottom of the market have been largely flat in Auckland for several months but have kept rising in most of the rest of the country
Falling interest rates have had a bigger impact on mortgage payments than they have on house prices, leaving first home buyers better off overall, particularly in Auckland
24th Sep 20, 12:03pm
81
Falling interest rates have had a bigger impact on mortgage payments than they have on house prices, leaving first home buyers better off overall, particularly in Auckland
Prices at the bottom end of the market were rising strongly in most places in March but record low mortgage interest rates provided some relief for first home buyers
23rd Apr 20, 8:00am
167
Prices at the bottom end of the market were rising strongly in most places in March but record low mortgage interest rates provided some relief for first home buyers
If you don't have a 20% deposit when buying a house, you will be facing some double hurdles. But there are banks who seek out these high-fee situations
19th Feb 20, 1:16pm
23
If you don't have a 20% deposit when buying a house, you will be facing some double hurdles. But there are banks who seek out these high-fee situations