NZ housing market
The great mortgage reset has kicked into a new, higher gear in the past few months
3rd Sep 25, 2:00pm
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The great mortgage reset has kicked into a new, higher gear in the past few months
Latest Reserve Bank figures show that the amount of non-performing housing loans dropped by $55 million in July - the biggest monthly fall since late 2020 when the brief pandemic spike was unwinding
1st Sep 25, 11:47am
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Latest Reserve Bank figures show that the amount of non-performing housing loans dropped by $55 million in July - the biggest monthly fall since late 2020 when the brief pandemic spike was unwinding
Latest Reserve Bank figures show that the amount of mortgage money changing loan providers hit a new high of $2.6 billion last month
26th Aug 25, 3:33pm
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Latest Reserve Bank figures show that the amount of mortgage money changing loan providers hit a new high of $2.6 billion last month
Mike Jones says mortgage fixing behaviour now appears less sensitive to current relative pricing, and more focused on the risks and opportunities from the shape of the next interest rate cycle
21st Aug 25, 1:58pm
Mike Jones says mortgage fixing behaviour now appears less sensitive to current relative pricing, and more focused on the risks and opportunities from the shape of the next interest rate cycle
Latest Reserve Bank figures show that even as mortgage rates come down, the amount of non-performing housing loans is still going up, now getting close to $2.5 billion worth
31st Jul 25, 3:47pm
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Latest Reserve Bank figures show that even as mortgage rates come down, the amount of non-performing housing loans is still going up, now getting close to $2.5 billion worth
David Hargreaves has a crunch of the mortgage figures for the first six months of 2025 and says these show a return very much to 'normal' patterns after the wild pandemic period and subsequent slump
25th Jul 25, 9:12am
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David Hargreaves has a crunch of the mortgage figures for the first six months of 2025 and says these show a return very much to 'normal' patterns after the wild pandemic period and subsequent slump
Latest Reserve Bank figures show that some 30% of 'new' mortgage commitments in the past month were due to customers changing loan providers
23rd Jul 25, 3:50pm
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Latest Reserve Bank figures show that some 30% of 'new' mortgage commitments in the past month were due to customers changing loan providers
Latest Reserve Bank figures show that while mortgage interest rates have been falling the amounts of stressed housing lending are still going up
2nd Jul 25, 2:35pm
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Latest Reserve Bank figures show that while mortgage interest rates have been falling the amounts of stressed housing lending are still going up
Latest Reserve Bank figures show that on a seasonally adjusted basis, new mortgage commitments were down last month, although the figures were the highest for an April month in four years
27th May 25, 1:15pm
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Latest Reserve Bank figures show that on a seasonally adjusted basis, new mortgage commitments were down last month, although the figures were the highest for an April month in four years
BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'
8th May 25, 8:28am
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BNZ chief economist Mike Jones says the majority of positive cash flow from falling mortgage rates is yet to filter through, but will do so over the coming 6-12 months; cautions again on 'going short'
Latest Reserve Bank figures show people switching loan providers helped drive mortgage figures in March to levels last seen in 2021
30th Apr 25, 10:37am
Latest Reserve Bank figures show people switching loan providers helped drive mortgage figures in March to levels last seen in 2021
Latest Reserve Bank figures show first home buyers continue to take a declining share of monthly mortgage advances, while the overall figures for February were down on a seasonally-adjusted basis
26th Mar 25, 3:54pm
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Latest Reserve Bank figures show first home buyers continue to take a declining share of monthly mortgage advances, while the overall figures for February were down on a seasonally-adjusted basis
Latest Reserve Bank figures show investors took 22.5% of the committed mortgage money in January - the highest percentage they've claimed since February 2021
27th Feb 25, 4:06pm
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Latest Reserve Bank figures show investors took 22.5% of the committed mortgage money in January - the highest percentage they've claimed since February 2021
David Hargreaves examines mortgage figures for 2024 and compares figures over the 10-year timeframe that the detailed Reserve Bank data now covers
31st Jan 25, 12:55pm
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David Hargreaves examines mortgage figures for 2024 and compares figures over the 10-year timeframe that the detailed Reserve Bank data now covers
Latest Reserve Bank figures show of more than $8 billion of new mortgage commitments in December, over $2 billion was customers swapping loan providers
29th Jan 25, 3:45pm
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Latest Reserve Bank figures show of more than $8 billion of new mortgage commitments in December, over $2 billion was customers swapping loan providers