debt to income ratios

22 Dec 17, 10:52am
The 2017 Interesties featuring Jacinda Ardern, Steven Joyce, Metiria Turei, Donald Trump, Xi Jinping, Grant Spencer, Mark Quickfall, bitcoin, DTIs, CBA, Tony Alexander, Zombie ponzi & many more
27 Nov 17, 4:43pm
RBNZ again floats idea of macro-prudential tools being in place permanently in response to submissions in what may ultimately be an exercise in futility on its part
7 Nov 17, 4:49pm
John Bolton argues Auckland’s housing challenges are over simplified and a bigger issue is how to cope with asymmetric growth in an increasingly global economy
11 Oct 17, 10:19am
ANZ customers have the highest average loan to income ratio among Australia's banks, Morgan Stanley reveals
30 Aug 17, 1:40pm
RBNZ Governor Graeme Wheeler sees a risk of a housing market resurgence, and a sharp lift in high loan-to-value ratio lending if LVR restrictions were removed now
30 Aug 17, 6:42am
Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead
15 Aug 17, 12:10pm
English and Ardern raise concerns with RBNZ's loan-to-value ratio limits, and debt-to-income ratio work, while 'respecting' RBNZ independence
2 Aug 17, 9:24am
Reserve Bank Deputy Governor says RBNZ looking for more 'broad-based' support for the bank's macro-prudential framework; talks up merits of debt-to-income limits
19 Jul 17, 10:22am
Parents of NZ's big 4 banks to require Common Equity Tier 1 capital ratios of at least 10.5% to meet APRA's ‘unquestionably strong’ benchmark
18 Jun 17, 8:37am
Alex Tarrant says we must cut the cost of supplying houses. And that must feed through to lower house prices. It's simple economics, but not simple politics
15 Jun 17, 11:31am
OECD warns on vulnerabilities from Auckland house prices; Calls for housing densification; Suggests raft of measures to improve NZ's dire labour productivity; Wants RBNZ to have DTI tool
14 Jun 17, 5:02am
Gareth Vaughan suggests that whoever is in government after the September 23 election, the RBNZ's unlikely to get a DTI tool and largely has itself to blame
13 Jun 17, 5:02am
The RBNZ floats the idea of macro-prudential tools such as LVR and DTI restrictions becoming permanent fixtures of the borrowing and lending landscape
9 Jun 17, 7:49am
The RBNZ says debt to income restrictions could prevent about 10,000 borrowers from buying a house, reduce house sales volumes by about 9%, trim house prices and credit growth by up to 5%, and shave 0.1% off GDP
3 Jun 17, 6:02am
Debt-to-income ratio limits might not have 'terribly big effects' on first home buyer sector, the RBNZ's macro-stability head tells; But it depends on how tool is calibrated; Cost-benefit analysis 'not easy'
1 Jun 17, 8:29am
Reserve Bank's Auckland house price correction warning: Why 5% is an important threshold for stressed, highly leveraged home-owners; And why the RBNZ needs that DTI tool
31 May 17, 2:40pm
The RBNZ says a significant proportion of New Zealand borrowers are vulnerable to a material increase in mortgage rates, with Auckland borrowers appearing particularly vulnerable
31 May 17, 12:19pm
RBNZ gives clearest signals yet how and where it could pitch a debt-to-income ratio restricting tool for mortgage borrowers, and which type of borrowers would be targeted
18 Apr 17, 2:36pm
NZ's rising debt-to-income ratios for new property lending presenting additional risks; New DTI restriction tool could help - Reserve Bank of Australia
12 Apr 17, 2:15pm
Moody's says house price increases in NZ 'closely resemble' those in Spain, Ireland and the US on the eve of their housing market crashes


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