debt to income ratios

27 Nov 17, 4:43pm
RBNZ again floats idea of macro-prudential tools being in place permanently in response to submissions in what may ultimately be an exercise in futility on its part
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7 Nov 17, 4:49pm
John Bolton argues Auckland’s housing challenges are over simplified and a bigger issue is how to cope with asymmetric growth in an increasingly global economy
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11 Oct 17, 10:19am
ANZ customers have the highest average loan to income ratio among Australia's banks, Morgan Stanley reveals
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30 Aug 17, 1:40pm
RBNZ Governor Graeme Wheeler sees a risk of a housing market resurgence, and a sharp lift in high loan-to-value ratio lending if LVR restrictions were removed now
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30 Aug 17, 6:42am
Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead
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15 Aug 17, 12:10pm
English and Ardern raise concerns with RBNZ's loan-to-value ratio limits, and debt-to-income ratio work, while 'respecting' RBNZ independence
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2 Aug 17, 9:24am
Reserve Bank Deputy Governor says RBNZ looking for more 'broad-based' support for the bank's macro-prudential framework; talks up merits of debt-to-income limits
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19 Jul 17, 10:22am
Parents of NZ's big 4 banks to require Common Equity Tier 1 capital ratios of at least 10.5% to meet APRA's ‘unquestionably strong’ benchmark
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18 Jun 17, 8:37am
Alex Tarrant says we must cut the cost of supplying houses. And that must feed through to lower house prices. It's simple economics, but not simple politics
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15 Jun 17, 11:31am
OECD warns on vulnerabilities from Auckland house prices; Calls for housing densification; Suggests raft of measures to improve NZ's dire labour productivity; Wants RBNZ to have DTI tool
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14 Jun 17, 5:02am
Gareth Vaughan suggests that whoever is in government after the September 23 election, the RBNZ's unlikely to get a DTI tool and largely has itself to blame
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13 Jun 17, 5:02am
The RBNZ floats the idea of macro-prudential tools such as LVR and DTI restrictions becoming permanent fixtures of the borrowing and lending landscape
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9 Jun 17, 7:49am
The RBNZ says debt to income restrictions could prevent about 10,000 borrowers from buying a house, reduce house sales volumes by about 9%, trim house prices and credit growth by up to 5%, and shave 0.1% off GDP
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3 Jun 17, 6:02am
Debt-to-income ratio limits might not have 'terribly big effects' on first home buyer sector, the RBNZ's macro-stability head tells interest.co.nz; But it depends on how tool is calibrated; Cost-benefit analysis 'not easy'
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1 Jun 17, 8:29am
Reserve Bank's Auckland house price correction warning: Why 5% is an important threshold for stressed, highly leveraged home-owners; And why the RBNZ needs that DTI tool
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31 May 17, 2:40pm
The RBNZ says a significant proportion of New Zealand borrowers are vulnerable to a material increase in mortgage rates, with Auckland borrowers appearing particularly vulnerable
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31 May 17, 12:19pm
RBNZ gives clearest signals yet how and where it could pitch a debt-to-income ratio restricting tool for mortgage borrowers, and which type of borrowers would be targeted
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18 Apr 17, 2:36pm
NZ's rising debt-to-income ratios for new property lending presenting additional risks; New DTI restriction tool could help - Reserve Bank of Australia
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12 Apr 17, 2:15pm
Moody's says house price increases in NZ 'closely resemble' those in Spain, Ireland and the US on the eve of their housing market crashes
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12 Apr 17, 10:53am
Murray Jackson previews the RBNZ review of banks’ regulatory capital requirements, arguing NZ banks should hold capital equivalent to 19% of their total assets
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30 Nov 16, 9:18am
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